25 Cortland Avenue, Toronto, ON

Lawrence Park South, Toronto · MLS® C13868502

$1,848,000
For Sale
Listed 13 days agoNo offer date stated
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3Bedrooms
2Bathrooms
3Parking
1100-1500Sq ft

About this home

In short

  • Set on a quiet street in Lawrence Park, this well-maintained home with a renovated kitchen and bathrooms offers generous living space and traditional character.
  • Renovated in 2017, the basement features heated floors throughout, built-in cabinetry and a four-piece bathroom.
  • The home is steps from local shops, restaurants, the subway and the public library, with Chatsworth Ravine, Alexander Muir Memorial Gardens and the Lawrence Park Lawn...
  • Nearby independent schools include Havergal College, an established girls' school founded in 1894, and Toronto French School (TFS), which offers bilingual education...

Set on a quiet street in Lawrence Park, this well-maintained home with a renovated kitchen and bathrooms offers generous living space and traditional character. The living and dining rooms feature classic mouldings and original gumwood door frames and casings. The kitchen includes stainless steel appliances, a gas stove and a walkout to a deck with a gas barbecue hookup. Renovated in 2017, the basement features heated floors throughout, built-in cabinetry and a four-piece bathroom. A tankless hot water system and ductless air conditioning with two indoor units add everyday comfort. The home is steps from local shops, restaurants, the subway and the public library, with Chatsworth Ravine, Alexander Muir Memorial Gardens and the Lawrence Park Lawn Bowling and Croquet Club nearby. Area schools include John Ross Robertson Junior Public School, Glenview Senior Public School and Lawrence Park Collegiate Institute. Nearby independent schools include Havergal College, an established girls' school founded in 1894, and Toronto French School (TFS), which offers bilingual education in French and English through the IB continuum.

Key facts

Property type
Detached, 2-Storey
MLS®
C13868502
Bedrooms
3
Bathrooms
2
Size
1100-1500 sq ft
Lot
27.82 × 103.28 ft
Cross streets
Yonge & Lawrence
Parking
3 parking
Driveway
Private
Basement
Separate Entrance, Finished
Heating
Radiant
A/C
Wall Unit(s)
Exterior
Brick
Foundation
Concrete Block
Roof
Asphalt Shingle
Sewer
Sewer
Property tax
$8,371 / 2026
Days on market
13
Listing brokerage
SOTHEBY'S INTERNATIONAL REALTY CANADA

Rooms

Bedroom 2Second4.13 × 2.81 m

broadloom · closet · above grade window

RecreationBasement8.24 × 5.44 m

laminate · 4 pc bath · b/i closet

KitchenMain5.37 × 2.41 m

porcelain floor · w/o to deck · stainless steel appl

Bedroom 3Third4.19 × 2.78 m

broadloom · closet · above grade window

Living RoomMain5.33 × 3.45 m

hardwood floor · bay window · fireplace

Dining RoomMain4.30 × 3.41 m

hardwood floor · above grade window · b/i shelves

Primary BedroomSecond4.69 × 2.85 m

broadloom · large closet · ceiling fan(s)

Our TakeTeam Asgarian · Broker
No automatic estimate

No automatic estimate is shown here: there is not a deep enough record of recent sales of homes like this one in this neighbourhood to support one.

Considering this property? Request a written price read

On schools, this address is zoned for Lawrence Park Collegiate Institute, one of the higher-rated public schools in the area. A strong catchment tends to hold value and widen your resale pool, especially with family buyers.

Neighbourhood & location

Lawrence Park South, Toronto, ON

CommuteTime from this home to where you spend your day

Enter a workplace or destination and we’ll show the door-to-door time by car, transit and bike.

Nearby neighbourhoods

How asking prices compare in the closest areas to this home. Longer bars mean a pricier market.

Leaside
$2.15M
Banbury-Don Mills
$5.50M
Willowdale East
$2.19M
Dovercourt-Wallace Emerson-Junction
$1.25M
Woodbine-Lumsden
$949K

Typical asking price of active listings of the same type, per area (outliers removed). Toronto.

Get the full neighbourhood report (schools, parks, transit & safety) →

Schools & catchmentAssigned attendance-boundary schools, with EQAO results

The public and Catholic schools this address is zoned for, with EQAO results (the share of students meeting Ontario's provincial standard).

School attendance boundaries and EQAO results are Ontario government data and can change. Confirm the current catchment with the school board before relying on it.

Street view near Lawrence Park Collegiate Institute
92%
Lawrence Park Collegiate InstitutePublic · Secondary · 0.6 km awayAmong the top in the GTA · 92% meet the provincial standard
Glenview Senior Public SchoolEQAO results not published
Also nearby: 12 more schools within 2.5 km
Bedford Park Public School · Public elementary0.5 km · 88% at standard
John Ross Robertson Junior Public School · Public elementary0.8 km · 83% at standard
John Wanless Junior Public School · Public elementary0.9 km · 88% at standard
Blythwood Junior Public School · Public elementary1.2 km · 88% at standard
Sunny View Junior and Senior Public School · Public elementary1.3 km
John Fisher Junior Public School · Public elementary1.4 km · 85% at standard
St Monica Catholic School · Catholic elementary1.6 km · 78% at standard
North Toronto Collegiate Institute · Public secondary1.7 km · 88% at standard
Allenby Junior Public School · Public elementary1.8 km · 78% at standard
Northern Secondary School · Public secondary1.8 km · 82% at standard
Marshall McLuhan Catholic Secondary School · Catholic secondary1.9 km · 74% at standard
Bannockburn Public School · Public elementary1.9 km

Not the assigned catchment: schools a family here could reach, with EQAO results where published.

Affordability & Mortgage

Affordability
$8,423/mo
$346KIncome needed
5.3×Price ÷ income
$1,944Weekly cost
$66,870Land transfer tax, one-time (Ontario + Toronto)
20% down4.79%25-yr amortization

Income needed assumes a ~32% GDS ratio; weekly is mortgage principal & interest only. Price ÷ income is the home price over the income needed. Fixed reference assumptions so listings compare on equal footing, not a lending decision.

92%mortgage
Mortgage $8,423Property tax $698Total carry $9,120

Calculate and customize your mortgage and other expenses

Adjust the down payment, rate, and amortization, and add property tax, condo fees, and heating to see your true monthly cost.

Your numbers

$
20.0%
$
%

Homes over $1.5M can't be insured, so 20% down or more is required.

4.49%
%
Live rate from Ratehub.ca

Conventional (20%+ down). Best insured 5-year fixed 4.34% via Ratehub.ca (as of October 19, 2026); conventional rates run a little higher.

years
years (your rate-locked period)
$8,174per month

Mortgage amount $1,478,400 · 4.49% over 25 years

$369,600Down payment (20.0%)
$1,478,400Loan before insurance
$0CMHC premium
$8,872Total monthly cost

Total monthly cost

Mortgage payment (monthly equivalent)
$8,174
Property tax
$698
Condo / maintenance fees
$0
Heating
$0
Estimated monthly cost
$8,872

Add your own property tax, condo fees, and heating on the left for a sharper total.

One-time closing costs

Ontario land transfer tax
$33,435
Toronto municipal land transfer tax
$33,435
Estimated closing costs
$66,870

Plus your down payment of $369,600. Legal fees, title insurance, and adjustments are extra and vary by deal.

Mortgage stress test

6.49%Qualifying rate
$9,894/monthPayment at the qualifying rate

Lenders qualify you at the greater of your rate plus 2% or 5.25%. You do not pay this rate. It just shows you could still handle payments if rates rose, so aim to stay comfortable at this higher number.

Over the full 25 years

$973,898Total interest paid
$2,452,298Total of all payments
Principal $1,478,400 Interest $973,898
YearPrincipalInterestBalance
1$32,992$65,100$1,445,408
2$34,490$63,602$1,410,919
3$36,056$62,036$1,374,863
4$37,693$60,399$1,337,171
5$39,404$58,688$1,297,767
6$41,193$56,899$1,256,574
7$43,063$55,029$1,213,510
8$45,019$53,073$1,168,492
9$47,063$51,029$1,121,429
10$49,200$48,892$1,072,230
11$51,433$46,659$1,020,796
12$53,769$44,323$967,028
13$56,210$41,882$910,818
14$58,762$39,330$852,055
15$61,430$36,662$790,625
16$64,219$33,873$726,406
17$67,135$30,957$659,271
18$70,183$27,909$589,088
19$73,370$24,722$515,718
20$76,701$21,391$439,016
21$80,184$17,908$358,833
22$83,824$14,267$275,008
23$87,630$10,462$187,378
24$91,609$6,483$95,769
25$95,769$2,323$0

At the end of your 5-year term

Total paid over the term
$490,460
Principal paid down
$180,633
Interest paid
$309,826
Balance remaining
$1,297,767

Talk to Team Asgarian about your options

Rates and programs change often. We will connect you with a trusted mortgage professional and build a plan that fits your budget and goals.

Let's connect

Estimates only, not a mortgage quote or pre-approval. Figures use Canadian semi-annual compounding, current minimum down-payment rules, CMHC premium tiers, and Ontario (plus Toronto, when selected) land transfer tax. Actual rates, taxes, insurance, and closing costs vary by lender and property. Confirm every number with your mortgage professional.

Investor snapshot

Rental yield
Estimate$2,300/mo
$27,600Gross annual rent
0.8%Cap rate after taxes and upkeep

Income potential: the basement has a separate entrance, which often supports a rentable in-law or second suite. That can lift real rent well above the figure above and help carry the mortgage. Ask us about permitted use in this area.

Thinking of this home as an investment? We will pull real comparable rents and run the full numbers with you.

Talk about the numbers

Estimates only. Rent is modelled on above-grade size and local norms, so a finished basement or second suite (a separate entrance often means one) can push real rent well above this. Taxes, fees, and vacancy vary by property, and cap rate is before financing. A starting point, not a final number, let us run the real ones with you.

1.5%
Gross yield
− Property tax $8,371− Insurance $1,400− Vacancy & upkeep $3,036Net operating income $14,793

All information deemed reliable but not guaranteed. For personal, non-commercial use only. Listing courtesy of SOTHEBY'S INTERNATIONAL REALTY CANADA. MLS®/PropTx.

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