2305-81 Wellesley Street, Toronto, ON

Church-Yonge Corridor, Toronto · MLS® C13869598

$779,900
For Sale
Listed 13 days agoNo offer date stated

The listing feed is busy, so this is our last saved copy of this listing from Oct 19, 2026, 8:17 p.m.. Price and status may have changed since; refresh in a minute for the live version.

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1Bedrooms
1Bathrooms
1Garage
600-699Sq ft

About this home

In short

  • Welcome To Eight One Wellesley.
  • Nestled In The Vibrant Village Community - This Rustic Fully Furnished 1 Bedroom Suite Features An Approximately 1,500 Sf Exterior With Unobstructed North Views Of...
  • Immaculate & Well-Kept, 670 Sf Interior Living With Sun-Filled Open Concept Floorplan.
  • Unit Being Sold Fully Furnished & Decorated - Nearly 20K Value, With Underground Parking, Bicycle Locker, & Storage Locker.
  • Currently Rented For $3,500 Fully Furnished, Great Tenant.

Welcome To Eight One Wellesley! Nestled In The Vibrant Village Community - This Rustic Fully Furnished 1 Bedroom Suite Features An Approximately 1,500 Sf Exterior With Unobstructed North Views Of Toronto. This Features A Gas Line For BBQs, Balcony, Terrace, & Green Space, Maintained By The Condo Corporation. Optimal For Social Gatherings, Hosting Parties, Dinners, BBQs, & Enjoying Long Summer Nights! Immaculate & Well-Kept, 670 Sf Interior Living With Sun-Filled Open Concept Floorplan. Laminate Flooring Throughout, Chic Built-In & Stainless Steel Appliances, Sleek Cabinetry, Quartz Countertops, Glass Backsplash, Spa-Styled Bathroom With Glass Shower Wall, Bright Finishes Throughout, Exposed Concrete, & Wall-To-Wall Windows. Unit Being Sold Fully Furnished & Decorated - Nearly 20K Value, With Underground Parking, Bicycle Locker, & Storage Locker. Shows Very Well, Great For First Time Buyers or Investors! Option To Purchase 2nd Underground Parking Space From Owner. Currently Rented For $3,500 Fully Furnished, Great Tenant.

Key facts

Property type
Condo Apartment, Apartment
MLS®
C13869598
Bedrooms
1
Bathrooms
1
Size
600-699 sq ft
Cross streets
Wellesley St E & Church St
Parking
1 garage (underground)
Basement
None
Heating
Heat Pump
A/C
Central Air
Exterior
Concrete
Foundation
Concrete, Brick
Maintenance
$652/mo
Exposure
North
Property tax
$5,500 / 2026
Days on market
13
Listing brokerage
ROYAL LEPAGE CERTIFIED REALTY

Rooms

Living RoomFlat3.23 × 2.74 m

laminate · w/o to balcony · open concept

Dining RoomFlat3.23 × 2.74 m

laminate · w/o to balcony · combined w/kitchen

KitchenFlat3.23 × 2.74 m

laminate · stainless steel appl · backsplash

BedroomFlat2.92 × 2.82 m

laminate · mirrored closet · north view

Our TakeTeam Asgarian · Broker
No automatic estimate

No automatic estimate is shown here: there are not enough closely comparable recent sales nearby to support one.

Considering this property? Request a written price read

Its public catchment (Jesse Ketchum Junior and Senior Public School) tests around the provincial average, a steady, family-friendly draw. The full EQAO breakdown is below.

Neighbourhood & location

Church-Yonge Corridor, Toronto, ON

CommuteTime from this home to where you spend your day

Enter a workplace or destination and we’ll show the door-to-door time by car, transit and bike.

Get the full neighbourhood report (schools, parks, transit & safety) →

Schools & catchmentAssigned attendance-boundary schools, with EQAO results

The public and Catholic schools this address is zoned for, with EQAO results (the share of students meeting Ontario's provincial standard).

School attendance boundaries and EQAO results are Ontario government data and can change. Confirm the current catchment with the school board before relying on it.

Street view near Church Street Junior Public School
73%
Church Street Junior Public SchoolPublic · Elementary · 0.2 km awayAround the GTA average · 73% meet the provincial standard
Also nearby: 12 more schools within 2.5 km
Native Learning Centre · Public secondary0.2 km
Jarvis Collegiate Institute · Public secondary0.3 km · 57% at standard
St Martin Catholic School(OL of Lourdes · Catholic elementary0.4 km
Msgr Fraser College (Isabella Campus) · Catholic secondary0.5 km
St Joseph's College School · Catholic secondary0.7 km · 76% at standard
Winchester Junior and Senior Public School · Public elementary0.7 km · 76% at standard
Rose Avenue Junior Public School · Public elementary0.8 km · 46% at standard
St Michael's Choir (Jr) School · Catholic elementary1.2 km · 98% at standard
Lord Dufferin Junior and Senior Public School · Public elementary1.2 km · 55% at standard
St Michael's Choir (Sr) School · Catholic secondary1.2 km · 98% at standard
Orde Street Public School · Public elementary1.3 km · 76% at standard
St Martin Catholic School (St.Martin) · Catholic secondary1.3 km

Not the assigned catchment: schools a family here could reach, with EQAO results where published.

Affordability & Mortgage

Affordability
$3,555/mo
$166KIncome needed
4.7×Price ÷ income
$820Weekly cost
$24,146Land transfer tax, one-time (Ontario + Toronto)
20% down4.79%25-yr amortization

Income needed assumes a ~32% GDS ratio; weekly is mortgage principal & interest only. Price ÷ income is the home price over the income needed. Fixed reference assumptions so listings compare on equal footing, not a lending decision.

76%mortgage
Mortgage $3,555Property tax $458Condo fee $652Total carry $4,665

Calculate and customize your mortgage and other expenses

Adjust the down payment, rate, and amortization, and add property tax, condo fees, and heating to see your true monthly cost.

Your numbers

$
20.0%
$
%
4.49%
%
Live rate from Ratehub.ca

Conventional (20%+ down). Best insured 5-year fixed 4.34% via Ratehub.ca (as of October 19, 2026); conventional rates run a little higher.

years
years (your rate-locked period)
$3,450per month

Mortgage amount $623,920 · 4.49% over 25 years

$155,980Down payment (20.0%)
$623,920Loan before insurance
$0CMHC premium
$4,560Total monthly cost

Total monthly cost

Mortgage payment (monthly equivalent)
$3,450
Property tax
$458
Condo / maintenance fees
$652
Heating
$0
Estimated monthly cost
$4,560

Add your own property tax, condo fees, and heating on the left for a sharper total.

One-time closing costs

Ontario land transfer tax
$12,073
Toronto municipal land transfer tax
$12,073
Estimated closing costs
$24,146

Plus your down payment of $155,980. Legal fees, title insurance, and adjustments are extra and vary by deal.

Mortgage stress test

6.49%Qualifying rate
$4,175/monthPayment at the qualifying rate

Lenders qualify you at the greater of your rate plus 2% or 5.25%. You do not pay this rate. It just shows you could still handle payments if rates rose, so aim to stay comfortable at this higher number.

Over the full 25 years

$411,008Total interest paid
$1,034,928Total of all payments
Principal $623,920 Interest $411,008
YearPrincipalInterestBalance
1$13,923$27,474$609,997
2$14,555$26,842$595,441
3$15,216$26,181$580,225
4$15,907$25,490$564,318
5$16,629$24,768$547,688
6$17,384$24,013$530,304
7$18,174$23,223$512,130
8$18,999$22,398$493,131
9$19,862$21,536$473,270
10$20,763$20,634$452,506
11$21,706$19,691$430,800
12$22,692$18,705$408,109
13$23,722$17,675$384,387
14$24,799$16,598$359,588
15$25,925$15,472$333,663
16$27,102$14,295$306,561
17$28,333$13,065$278,228
18$29,619$11,778$248,609
19$30,964$10,433$217,645
20$32,370$9,027$185,275
21$33,839$7,558$151,436
22$35,376$6,021$116,060
23$36,982$4,415$79,078
24$38,661$2,736$40,417
25$40,417$981$0

At the end of your 5-year term

Total paid over the term
$206,986
Principal paid down
$76,232
Interest paid
$130,754
Balance remaining
$547,688

Talk to Team Asgarian about your options

Rates and programs change often. We will connect you with a trusted mortgage professional and build a plan that fits your budget and goals.

Let's connect

Estimates only, not a mortgage quote or pre-approval. Figures use Canadian semi-annual compounding, current minimum down-payment rules, CMHC premium tiers, and Ontario (plus Toronto, when selected) land transfer tax. Actual rates, taxes, insurance, and closing costs vary by lender and property. Confirm every number with your mortgage professional.

Investor snapshot

Rental yield
Estimate$2,050/mo
$24,600Gross annual rent
1.0%Cap rate after taxes and upkeep

Thinking of this home as an investment? We will pull real comparable rents and run the full numbers with you.

Talk about the numbers

Estimates only. Rent is modelled on above-grade size and local norms, so a finished basement or second suite (a separate entrance often means one) can push real rent well above this. Taxes, fees, and vacancy vary by property, and cap rate is before financing. A starting point, not a final number, let us run the real ones with you.

3.2%
Gross yield
− Property tax $5,500− Condo fees $7,824− Insurance $600− Vacancy & upkeep $2,706Net operating income $7,970

All information deemed reliable but not guaranteed. For personal, non-commercial use only. Listing courtesy of ROYAL LEPAGE CERTIFIED REALTY. MLS®/PropTx.

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