715-55 East Liberty Street, Toronto, ON

Niagara, Toronto · MLS® C13873388

$499,888
For Sale
Listed 12 days agoNo offer date stated
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1Bedrooms
1Bathrooms
0Parking
500-599Sq ft

About this home

Reasons why this unit is perfect for you (1) Located in the vibrant Liberty Village community (2) Beautifully updated with contemporary finishes, including a renovated kitchen and bathroom, thoughtfully reimagined throughout making it truly one of the best in the building (3) Wide open concept floor plan, 9 foot ceilings and large windows floods the unit with tons of natural light (4) Spacious living area seamlessly blends into a dining space with a central island and ample storage (5) Ideal for first time buyer seeking convenience and style in theheart of the city (6) Amenities include roof top terrace with BBQ, indoor pool, sauna, gym, abundant visitor parking, party/meeting room and guests suites (7) Minutes from transit, MetroGrocery, restaurants, shops, cafes and parks (8) If you own a car, parking can be rented

Key facts

Property type
Condo Apartment, Apartment
MLS®
C13873388
Bedrooms
1
Bathrooms
1
Size
500-599 sq ft
Cross streets
East Liberty St/Strachan Ave
Parking
0 parking
Basement
None
Heating
Heat Pump
A/C
Central Air
Exterior
Concrete
Maintenance
$518/mo
Exposure
North
Property tax
$2,333 / 2026
Days on market
12
Listing brokerage
RE/MAX EXPERTS

Rooms

BedroomFlat3.26 × 2.92 m
KitchenFlat3.68 × 2.31 m
Living RoomFlat4.87 × 3.29 m

Combined w/Dining

Dining RoomFlat4.87 × 3.29 m

Combined w/Living

Our TakeTeam Asgarian · Broker
No automatic estimate

No automatic estimate is shown here: there are not enough closely comparable recent sales nearby to support one.

Considering this property? Request a written price read

The assigned public school is Niagara Street Junior Public School. EQAO is only one input, and families here also look at French Immersion, boundary, and private options, the full breakdown is below.

Neighbourhood & location

Niagara, Toronto, ON

CommuteTime from this home to where you spend your day

Enter a workplace or destination and we’ll show the door-to-door time by car, transit and bike.

Get the full neighbourhood report (schools, parks, transit & safety) →

Schools & catchmentAssigned attendance-boundary schools, with EQAO results

The public and Catholic schools this address is zoned for, with EQAO results (the share of students meeting Ontario's provincial standard).

School attendance boundaries and EQAO results are Ontario government data and can change. Confirm the current catchment with the school board before relying on it.

Street view near Niagara Street Junior Public School
82%
Niagara Street Junior Public SchoolPublic · Elementary · 0.7 km awayAbove the GTA average · 82% meet the provincial standard
Also nearby: 12 more schools within 2.5 km
Givins/Shaw Junior Public School · Public elementary0.9 km · 81% at standard
St Mary Catholic School · Catholic elementary1.0 km · 64% at standard
Msgr Fraser College (Southwest) · Catholic secondary1.0 km
Charles G Fraser Junior Public School · Public elementary1.1 km · 74% at standard
City School · Public secondary1.3 km · 58% at standard
The Waterfront School · Public elementary1.3 km · 74% at standard
ALPHA Alternative Junior School · Public elementary1.4 km
Oasis Alternative Secondary School · Public secondary1.4 km
Jean Lumb Public School · Public elementary1.5 km · 73% at standard
Bishop Macdonell Catholic School · Catholic elementary1.5 km · 82% at standard
The Grove Community School · Public elementary1.5 km
Alexander Muir/Gladstone Ave Junior and Senior Public School · Public elementary1.5 km · 73% at standard

Not the assigned catchment: schools a family here could reach, with EQAO results where published.

Affordability & Mortgage

Affordability
$2,278/mo
$106KIncome needed
4.7×Price ÷ income
$526Weekly cost
$12,946Land transfer tax, one-time (Ontario + Toronto)
20% down4.79%25-yr amortization

Income needed assumes a ~32% GDS ratio; weekly is mortgage principal & interest only. Price ÷ income is the home price over the income needed. Fixed reference assumptions so listings compare on equal footing, not a lending decision.

76%mortgage
Mortgage $2,278Property tax $194Condo fee $518Total carry $2,991

Calculate and customize your mortgage and other expenses

Adjust the down payment, rate, and amortization, and add property tax, condo fees, and heating to see your true monthly cost.

Your numbers

$
20.0%
$
%
4.49%
%
Live rate from Ratehub.ca

Conventional (20%+ down). Best insured 5-year fixed 4.34% via Ratehub.ca (as of October 19, 2026); conventional rates run a little higher.

years
years (your rate-locked period)
$2,211per month

Mortgage amount $399,910 · 4.49% over 25 years

$99,978Down payment (20.0%)
$399,910Loan before insurance
$0CMHC premium
$2,924Total monthly cost

Total monthly cost

Mortgage payment (monthly equivalent)
$2,211
Property tax
$194
Condo / maintenance fees
$518
Heating
$0
Estimated monthly cost
$2,924

Add your own property tax, condo fees, and heating on the left for a sharper total.

One-time closing costs

Ontario land transfer tax
$6,473
Toronto municipal land transfer tax
$6,473
Estimated closing costs
$12,946

Plus your down payment of $99,978. Legal fees, title insurance, and adjustments are extra and vary by deal.

Mortgage stress test

6.49%Qualifying rate
$2,676/monthPayment at the qualifying rate

Lenders qualify you at the greater of your rate plus 2% or 5.25%. You do not pay this rate. It just shows you could still handle payments if rates rose, so aim to stay comfortable at this higher number.

Over the full 25 years

$263,442Total interest paid
$663,352Total of all payments
Principal $399,910 Interest $263,442
YearPrincipalInterestBalance
1$8,924$17,610$390,986
2$9,329$17,205$381,657
3$9,753$16,781$371,904
4$10,196$16,338$361,708
5$10,659$15,875$351,049
6$11,143$15,391$339,906
7$11,649$14,885$328,257
8$12,178$14,356$316,080
9$12,731$13,804$303,349
10$13,309$13,226$290,040
11$13,913$12,621$276,128
12$14,545$11,990$261,583
13$15,205$11,329$246,378
14$15,895$10,639$230,483
15$16,617$9,917$213,866
16$17,371$9,163$196,494
17$18,160$8,374$178,334
18$18,985$7,549$159,349
19$19,847$6,687$139,503
20$20,748$5,786$118,755
21$21,690$4,844$97,065
22$22,675$3,859$74,390
23$23,704$2,830$50,686
24$24,780$1,754$25,906
25$25,906$628$0

At the end of your 5-year term

Total paid over the term
$132,670
Principal paid down
$48,862
Interest paid
$83,809
Balance remaining
$351,049

Talk to Team Asgarian about your options

Rates and programs change often. We will connect you with a trusted mortgage professional and build a plan that fits your budget and goals.

Let's connect

Estimates only, not a mortgage quote or pre-approval. Figures use Canadian semi-annual compounding, current minimum down-payment rules, CMHC premium tiers, and Ontario (plus Toronto, when selected) land transfer tax. Actual rates, taxes, insurance, and closing costs vary by lender and property. Confirm every number with your mortgage professional.

Investor snapshot

Rental yield
Estimate$1,700/mo
$20,400Gross annual rent
1.8%Cap rate after taxes and upkeep

Thinking of this home as an investment? We will pull real comparable rents and run the full numbers with you.

Talk about the numbers

Estimates only. Rent is modelled on above-grade size and local norms, so a finished basement or second suite (a separate entrance often means one) can push real rent well above this. Taxes, fees, and vacancy vary by property, and cap rate is before financing. A starting point, not a final number, let us run the real ones with you.

4.1%
Gross yield
− Property tax $2,333− Condo fees $6,220− Insurance $600− Vacancy & upkeep $2,244Net operating income $9,004

All information deemed reliable but not guaranteed. For personal, non-commercial use only. Listing courtesy of RE/MAX EXPERTS. MLS®/PropTx.

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