154 Harbord Street, Toronto, ON
Annex, Toronto · MLS® C13873634
About this home
In short
- A rare opportunity to own a distinctive and exceptionally maintained mixed-use property in one of Toronto's most sought-after downtown neighbourhoods.
- The expansive main floor features soaring ceilings, marble accents, abundant natural light, and a flexible open layout adaptable to a wide range of commercial uses.
- Upstairs, cathedral ceilings, dramatic French doors with Juliet balconies, and access to a private rooftop terrace with CN Tower views create an inspiring setting for...
- Thoughtfully improved and meticulously maintained, the building offers two light-filled levels plus a finished basement, with extensive recent upgrades to the...
- Additional highlights include heated floors, skylights, built-in cabinetry, three bathrooms with rough-ins for three more, and multiple outdoor spaces, including a...
A rare opportunity to own a distinctive and exceptionally maintained mixed-use property in one of Toronto's most sought-after downtown neighbourhoods. Offering approximately 2,400 sq. ft. of versatile space and an impressive 100 feet of street frontage along Harbord Street, this striking corner property combines exceptional curb appeal, architectural character, and endless possibilities for an owner-user, investor, professional practice, wellness studio, retail concept, or live/work environment.The expansive main floor features soaring ceilings, marble accents, abundant natural light, and a flexible open layout adaptable to a wide range of commercial uses. Upstairs, cathedral ceilings, dramatic French doors with Juliet balconies, and access to a private rooftop terrace with CN Tower views create an inspiring setting for offices, treatment rooms, creative spaces, entertaining, or potential residential use.Thoughtfully improved and meticulously maintained, the building offers two light-filled levels plus a finished basement, with extensive recent upgrades to the electrical, HVAC, plumbing, roofing, and exterior. Additional highlights include heated floors, skylights, built-in cabinetry, three bathrooms with rough-ins for three more, and multiple outdoor spaces, including a beautifully landscaped side garden framed by perennial plantings.Previously home to a high-end restaurant and currently operating as a retail and wellness space, the property offers remarkable adaptability for a variety of future uses. Ideally located in a vibrant, highly desirable neighbourhood with excellent amenities and convenient transit access, this is an exceptional opportunity to acquire a truly unique property and bring your business or investment vision to life.
Key facts
- Property type
- Semi-Detached, 2-Storey
- MLS®
- C13873634
- Bathrooms
- 3 (3 half)
- Size
- 2000-2500 sq ft
- Lot
- 17.91 × 99.58 ft
- Cross streets
- Harbord and Brunswick
- Parking
- 0 parking
- Driveway
- Right Of Way
- Basement
- Finished with Walk-Out
- Heating
- Forced Air
- A/C
- Central Air
- Exterior
- Concrete
- Foundation
- Concrete
- Roof
- Flat, Shingles
- Sewer
- Other
- Property tax
- $27,639 / 2025
- Days on market
- 12
- Listing brokerage
- ROYAL LEPAGE SIGNATURE REALTY
No automatic estimate is shown here: there are not enough closely comparable recent sales nearby to support one.
Considering this property? Request a written price readIts public catchment (Jesse Ketchum Junior and Senior Public School) tests around the provincial average, a steady, family-friendly draw. The full EQAO breakdown is below.
Neighbourhood & location
Annex, Toronto, ON
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The public and Catholic schools this address is zoned for, with EQAO results (the share of students meeting Ontario's provincial standard).
School attendance boundaries and EQAO results are Ontario government data and can change. Confirm the current catchment with the school board before relying on it.
Also nearby: 12 more schools within 2.5 km
Not the assigned catchment: schools a family here could reach, with EQAO results where published.
Affordability & Mortgage
Income needed assumes a ~32% GDS ratio; weekly is mortgage principal & interest only. Price ÷ income is the home price over the income needed. Fixed reference assumptions so listings compare on equal footing, not a lending decision.
Calculate and customize your mortgage and other expenses
Adjust the down payment, rate, and amortization, and add property tax, condo fees, and heating to see your true monthly cost.
Your numbers
Homes over $1.5M can't be insured, so 20% down or more is required.
Conventional (20%+ down). Best insured 5-year fixed 4.34% via Ratehub.ca (as of October 20, 2026); conventional rates run a little higher.
Mortgage amount $2,040,000 · 4.49% over 25 years
Total monthly cost
- Mortgage payment (monthly equivalent)
- $11,280
- Property tax
- $2,303
- Condo / maintenance fees
- $0
- Heating
- $0
- Estimated monthly cost
- $13,583
Add your own property tax, condo fees, and heating on the left for a sharper total.
One-time closing costs
- Ontario land transfer tax
- $50,225
- Toronto municipal land transfer tax
- $50,225
- Estimated closing costs
- $100,450
Plus your down payment of $510,000. Legal fees, title insurance, and adjustments are extra and vary by deal.
Mortgage stress test
Lenders qualify you at the greater of your rate plus 2% or 5.25%. You do not pay this rate. It just shows you could still handle payments if rates rose, so aim to stay comfortable at this higher number.
Over the full 25 years
At the end of your 5-year term
- Total paid over the term
- $676,771
- Principal paid down
- $249,250
- Interest paid
- $427,520
- Balance remaining
- $1,790,750
Talk to Team Asgarian about your options
Rates and programs change often. We will connect you with a trusted mortgage professional and build a plan that fits your budget and goals.
Estimates only, not a mortgage quote or pre-approval. Figures use Canadian semi-annual compounding, current minimum down-payment rules, CMHC premium tiers, and Ontario (plus Toronto, when selected) land transfer tax. Actual rates, taxes, insurance, and closing costs vary by lender and property. Confirm every number with your mortgage professional.
Investor snapshot
Income potential: the basement has a separate entrance, which often supports a rentable in-law or second suite. That can lift real rent well above the figure above and help carry the mortgage. Ask us about permitted use in this area.
Thinking of this home as an investment? We will pull real comparable rents and run the full numbers with you.
Talk about the numbersEstimates only. Rent is modelled on above-grade size and local norms, so a finished basement or second suite (a separate entrance often means one) can push real rent well above this. Taxes, fees, and vacancy vary by property, and cap rate is before financing. A starting point, not a final number, let us run the real ones with you.
Helpful resources
All information deemed reliable but not guaranteed. For personal, non-commercial use only. Listing courtesy of ROYAL LEPAGE SIGNATURE REALTY. MLS®/PropTx.