2003-65 Spring Garden Avenue, Toronto, ON

Willowdale East, Toronto · MLS® C13873852

$863,000
For Sale
Listed 12 days agoNo offer date stated
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2+1Bedrooms
2Bathrooms
1Garage
1400-1599Sq ft

About this home

In short

  • Rare high-floor suite in th prestigious Atrium II buildin in the heart of North York.
  • Bright 2 + 1 bedroom, 2 full bath layout featuring a sun-filled solarium ideal for home office or den for relaxation.
  • Freshly painted throughout with brand new laminate flooring, new fan coil unit, new toilet, new kitchen sink & pipe, building installed new windows.
  • Premier building amenities: 24 hr Concierge, indoor pool, gym, squash & basketball courts, library, party room, guest suites & visitor parking.
  • Steps to subway, top-rated schools (Earl Haig District), grocery store, dining, shopping & quick access to Hwy 401.

Rare high-floor suite in th prestigious Atrium II buildin in the heart of North York. Bright 2 + 1 bedroom, 2 full bath layout featuring a sun-filled solarium ideal for home office or den for relaxation. Freshly painted throughout with brand new laminate flooring, new fan coil unit, new toilet, new kitchen sink & pipe, building installed new windows. Sun-poured east exposure with unobstructed panoramic views. Fantastic potential for buyers to customize kitchen & bathrooms. Premier building amenities: 24 hr Concierge, indoor pool, gym, squash & basketball courts, library, party room, guest suites & visitor parking. Steps to subway, top-rated schools (Earl Haig District), grocery store, dining, shopping & quick access to Hwy 401.

Key facts

Property type
Condo Apartment, Apartment
MLS®
C13873852
Bedrooms
2+1 (3 total)
Bathrooms
2
Size
1400-1599 sq ft
Cross streets
Yonge St & Sheppard Ave E
Parking
1 garage (underground)
Basement
None
Heating
Fan Coil
A/C
Central Air
Exterior
Brick
Maintenance
$1,364/mo
Exposure
East
Property tax
$4,504 / 2026
Days on market
12
Listing brokerage
HARVEY KALLES REAL ESTATE LTD.

Rooms

BedroomFlat4.42 × 2.87 m

w/o to balcony · laminate · closet

KitchenFlat5.04 × 3.40 m

updated · stainless steel appl · stone counters

Living RoomFlat7.82 × 4.93 m

combined w/dining · laminate · w/o to balcony

BreakfastFlat5.04 × 3.40 m

Combined w/Kitchen

Bedroom 2Flat3.71 × 3.12 m

closet · laminate · w/o to balcony

Primary BedroomFlat5.61 × 3.76 m

laminate · 5 pc ensuite · closet

SolariumFlat3.75 × 2.48 m

combined w/living · large window · w/o to balcony

Primary BedroomFlat4.88 × 3.56 m

5 pc ensuite · laminate · walk-in closet(s)

BreakfastFlat5.18 × 2.95 m

combined w/kitchen · ceramic floor

KitchenFlat5.18 × 2.95 m

breakfast area · ceramic floor

Dining RoomFlat7.82 × 4.93 m

combined w/living · laminate · w/o to sunroom

Bedroom 3Flat4.56 × 3.17 m

closet · laminate · large window

SolariumFlat3.76 × 3.71 m

w/o to balcony · large window

Living RoomFlat8.36 × 3.70 m

open concept · laminate · large window

Dining RoomFlat5.18 × 3.99 m

open concept · laminate

Our TakeTeam Asgarian · Broker
No automatic estimate

No automatic estimate is shown here: there is not a deep enough record of recent sales of homes like this one in this neighbourhood to support one.

Considering this property? Request a written price read

On schools, this address is zoned for Claude Watson School for the Arts, one of the higher-rated public schools in the area. A strong catchment tends to hold value and widen your resale pool, especially with family buyers.

What sellers nearby are askingCurrently listed nearby in Willowdale East · asking prices
$891kavg asking

The closest active listings by size, beds, and price, so you can see what this home is up against.

Per square foot, these ask about $615/sqft; this home lists at $576/sqft. Size is part of the price story, not just the sticker.

The 5 closest of 8 active listings nearby.

See all comparable homes
863kThis home868k889k899k820k980kThis home vs active comparables

Neighbourhood & location

Willowdale East, Toronto, ON

CommuteTime from this home to where you spend your day

Enter a workplace or destination and we’ll show the door-to-door time by car, transit and bike.

Nearby neighbourhoods

How asking prices compare in the closest areas to this home. Longer bars mean a pricier market.

Bayview Village
$526K
Dovercourt-Wallace Emerson-Junction
$640K
North St. James Town
$765K
Kensington-Chinatown
$585K
Church-Yonge Corridor
$529K

Typical asking price of active listings of the same type, per area (outliers removed). Toronto.

Get the full neighbourhood report (schools, parks, transit & safety) →

Schools & catchmentAssigned attendance-boundary schools, with EQAO results

The public and Catholic schools this address is zoned for, with EQAO results (the share of students meeting Ontario's provincial standard).

School attendance boundaries and EQAO results are Ontario government data and can change. Confirm the current catchment with the school board before relying on it.

Street view near Claude Watson School for the Arts
96%
Claude Watson School for the ArtsPublic · Elementary · 0.1 km awayAmong the top in the GTA · 96% meet the provincial standard
Also nearby: 12 more schools within 2.5 km
Cardinal Carter ES · Catholic elementary0.1 km
Cardinal Carter Academy for the Arts · Catholic secondary0.1 km · 92% at standard
Avondale Alternative Elementary School · Public elementary0.9 km · 94% at standard
Avondale Public School · Public elementary0.9 km · 70% at standard
McKee Public School · Public elementary1.1 km · 86% at standard
St Edward Catholic School · Catholic elementary1.2 km · 89% at standard
Willowdale Middle School · Public elementary1.5 km · 78% at standard
Cameron Public School · Public elementary1.5 km · 81% at standard
St Cyril Catholic School · Catholic elementary1.5 km · 90% at standard
Hollywood Public School · Public elementary1.5 km · 96% at standard
Churchill Public School · Public elementary1.6 km · 83% at standard
St Andrew's Middle School · Public elementary2.1 km · 81% at standard

Not the assigned catchment: schools a family here could reach, with EQAO results where published.

Affordability & Mortgage

Affordability
$3,933/mo
$191KIncome needed
4.5×Price ÷ income
$908Weekly cost
$27,470Land transfer tax, one-time (Ontario + Toronto)
20% down4.79%25-yr amortization

Income needed assumes a ~32% GDS ratio; weekly is mortgage principal & interest only. Price ÷ income is the home price over the income needed. Fixed reference assumptions so listings compare on equal footing, not a lending decision.

69%mortgage
Mortgage $3,933Property tax $375Condo fee $1,364Total carry $5,673

Calculate and customize your mortgage and other expenses

Adjust the down payment, rate, and amortization, and add property tax, condo fees, and heating to see your true monthly cost.

Your numbers

$
20.0%
$
%
4.49%
%
Live rate from Ratehub.ca

Conventional (20%+ down). Best insured 5-year fixed 4.34% via Ratehub.ca (as of October 20, 2026); conventional rates run a little higher.

years
years (your rate-locked period)
$3,817per month

Mortgage amount $690,400 · 4.49% over 25 years

$172,600Down payment (20.0%)
$690,400Loan before insurance
$0CMHC premium
$5,557Total monthly cost

Total monthly cost

Mortgage payment (monthly equivalent)
$3,817
Property tax
$375
Condo / maintenance fees
$1,364
Heating
$0
Estimated monthly cost
$5,557

Add your own property tax, condo fees, and heating on the left for a sharper total.

One-time closing costs

Ontario land transfer tax
$13,735
Toronto municipal land transfer tax
$13,735
Estimated closing costs
$27,470

Plus your down payment of $172,600. Legal fees, title insurance, and adjustments are extra and vary by deal.

Mortgage stress test

6.49%Qualifying rate
$4,620/monthPayment at the qualifying rate

Lenders qualify you at the greater of your rate plus 2% or 5.25%. You do not pay this rate. It just shows you could still handle payments if rates rose, so aim to stay comfortable at this higher number.

Over the full 25 years

$454,802Total interest paid
$1,145,202Total of all payments
Principal $690,400 Interest $454,802
YearPrincipalInterestBalance
1$15,407$30,401$674,993
2$16,106$29,702$658,887
3$16,838$28,970$642,049
4$17,602$28,206$624,447
5$18,401$27,407$606,046
6$19,237$26,571$586,809
7$20,110$25,698$566,699
8$21,023$24,785$545,676
9$21,978$23,830$523,698
10$22,976$22,832$500,722
11$24,019$21,789$476,703
12$25,109$20,699$451,593
13$26,250$19,559$425,344
14$27,441$18,367$397,903
15$28,687$17,121$369,215
16$29,990$15,818$339,225
17$31,352$14,457$307,874
18$32,775$13,033$275,099
19$34,263$11,545$240,836
20$35,819$9,989$205,017
21$37,445$8,363$167,572
22$39,145$6,663$128,426
23$40,923$4,885$87,504
24$42,781$3,027$44,723
25$44,723$1,085$0

At the end of your 5-year term

Total paid over the term
$229,040
Principal paid down
$84,354
Interest paid
$144,686
Balance remaining
$606,046

Talk to Team Asgarian about your options

Rates and programs change often. We will connect you with a trusted mortgage professional and build a plan that fits your budget and goals.

Let's connect

Estimates only, not a mortgage quote or pre-approval. Figures use Canadian semi-annual compounding, current minimum down-payment rules, CMHC premium tiers, and Ontario (plus Toronto, when selected) land transfer tax. Actual rates, taxes, insurance, and closing costs vary by lender and property. Confirm every number with your mortgage professional.

Investor snapshot

Rental yield
Estimate$4,750/mo
$57,000Gross annual rent
3.4%Cap rate after taxes and upkeep

Thinking of this home as an investment? We will pull real comparable rents and run the full numbers with you.

Talk about the numbers

Estimates only. Rent is modelled on above-grade size and local norms, so a finished basement or second suite (a separate entrance often means one) can push real rent well above this. Taxes, fees, and vacancy vary by property, and cap rate is before financing. A starting point, not a final number, let us run the real ones with you.

6.6%
Gross yield
− Property tax $4,504− Condo fees $16,373− Insurance $600− Vacancy & upkeep $6,270Net operating income $29,253

All information deemed reliable but not guaranteed. For personal, non-commercial use only. Listing courtesy of HARVEY KALLES REAL ESTATE LTD.. MLS®/PropTx.

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