807-15 Lower Jarvis Street, Toronto, ON

Waterfront Communities C8, Toronto · MLS® C13873962

$399,000
For Sale
Listed 12 days agoNo offer date stated
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1Bedrooms
1Bathrooms
0Parking
500-599Sq ft

About this home

In short

  • Welcome to exceptional downtown living.
  • Open-concept layout with floor-to-ceiling windows, contemporary kitchen with built-in Miele appliances, and bedroom with a versatile nook ideal for a home office or...
  • Enjoy an outstanding selection of resort-style amenities, including indoor pool, fitness centre, yoga studio, theatre, library, party room, billiards, fireplace...

Welcome to exceptional downtown living! Bright and modern suite featuring sunny west-faceing city and lake views and a spacious balcony overlooking Toronto's vibrant skyline. Open-concept layout with floor-to-ceiling windows, contemporary kitchen with built-in Miele appliances, and bedroom with a versatile nook ideal for a home office or study. Enjoy an outstanding selection of resort-style amenities, including indoor pool, fitness centre, yoga studio, theatre, library, party room, billiards, fireplace lounges, tennis, basketball, garden plots, arts and crafts and sun deck. Prime downtown location just minutes from Union Station, TTC, St. Lawrence Market, George Brown College, Sugar Beach, Loblaws, Harbourfront, Central island and the CN Tower. TTC at your doorstep, with scenic waterfront walking, running and cycling trails nearby. Modern. Bright. Connected. Exceptional urban living in the heart of Toronto.

Key facts

Property type
Condo Apartment, Apartment
MLS®
C13873962
Bedrooms
1
Bathrooms
1
Size
500-599 sq ft
Cross streets
Queens Quay & Lower Jarvis
Parking
0 parking
Basement
None
Heating
Forced Air
A/C
Central Air
Exterior
Concrete
Maintenance
$500/mo
Exposure
West
Property tax
$2,686 / 2026
Days on market
12
Listing brokerage
HOMELIFE/VISION REALTY INC.

Rooms

Media RoomFlat1.52 × 0.74 m
KitchenFlat3.12 × 2.14 m

b/i appliances · modern kitchen · breakfast bar

Living RoomFlat3.28 × 3.20 m

w/o to balcony · combined w/dining · west view

Dining RoomFlat3.28 × 3.20 m

w/o to balcony · combined w/living · west view

BedroomFlat3.01 × 2.76 m

closet · sliding doors

Our TakeTeam Asgarian · Broker
No automatic estimate

No automatic estimate is shown here: there is not a deep enough record of recent sales of homes like this one in this neighbourhood to support one.

Considering this property? Request a written price read

The assigned public school is Queen Alexandra Middle School. EQAO is only one input, and families here also look at French Immersion, boundary, and private options, the full breakdown is below.

What sellers nearby are askingCurrently listed nearby in Waterfront Communities C8 · asking prices
$430kavg asking

The closest active listings by size, beds, and price, so you can see what this home is up against.

Per square foot, these ask about $782/sqft; this home lists at $726/sqft. Size is part of the price story, not just the sticker.

The 5 closest of 8 active listings nearby.

See all comparable homes
399kThis home399k399k450k450k450kThis home vs active comparables

Neighbourhood & location

Waterfront Communities C8, Toronto, ON

CommuteTime from this home to where you spend your day

Enter a workplace or destination and we’ll show the door-to-door time by car, transit and bike.

Nearby neighbourhoods

How asking prices compare in the closest areas to this home. Longer bars mean a pricier market.

Moss Park
$549K
Church-Yonge Corridor
$876K
Waterfront Communities C1
$691K
Kensington-Chinatown
$585K
Niagara
$727K

Typical asking price of active listings of the same type, per area (outliers removed). Toronto.

Get the full neighbourhood report (schools, parks, transit & safety) →

Schools & catchmentAssigned attendance-boundary schools, with EQAO results

The public and Catholic schools this address is zoned for, with EQAO results (the share of students meeting Ontario's provincial standard).

School attendance boundaries and EQAO results are Ontario government data and can change. Confirm the current catchment with the school board before relying on it.

Street view near Dundas Junior Public School
59%
Dundas Junior Public SchoolPublic · Elementary · 2.5 km awayBelow the GTA average · 59% meet the provincial standard
Also nearby: 12 more schools within 2.5 km
Downtown Alternative School · Public elementary0.3 km
Market Lane Junior and Senior Public School · Public elementary0.7 km · 74% at standard
St Michael's Choir (Sr) School · Catholic secondary1.3 km · 98% at standard
St Michael's Choir (Jr) School · Catholic elementary1.3 km · 98% at standard
St Paul Catholic School · Catholic elementary1.4 km · 62% at standard
Nelson Mandela Park Public School · Public elementary1.6 km · 47% at standard
Lord Dufferin Junior and Senior Public School · Public elementary1.8 km · 55% at standard
Contact Alternative School School · Public secondary1.9 km
Bishop Macdonell Catholic School · Catholic elementary2.1 km · 82% at standard
Jean Lumb Public School · Public elementary2.1 km · 73% at standard
Ogden Junior Public School · Public elementary2.1 km · 69% at standard
Church Street Junior Public School · Public elementary2.2 km · 73% at standard

Not the assigned catchment: schools a family here could reach, with EQAO results where published.

Affordability & Mortgage

Affordability
$1,819/mo
$90KIncome needed
4.4×Price ÷ income
$420Weekly cost
$8,920Land transfer tax, one-time (Ontario + Toronto)
20% down4.79%25-yr amortization

Income needed assumes a ~32% GDS ratio; weekly is mortgage principal & interest only. Price ÷ income is the home price over the income needed. Fixed reference assumptions so listings compare on equal footing, not a lending decision.

72%mortgage
Mortgage $1,819Property tax $224Condo fee $500Total carry $2,542

Calculate and customize your mortgage and other expenses

Adjust the down payment, rate, and amortization, and add property tax, condo fees, and heating to see your true monthly cost.

Your numbers

$
20.0%
$
%
4.49%
%
Live rate from Ratehub.ca

Conventional (20%+ down). Best insured 5-year fixed 4.34% via Ratehub.ca (as of October 19, 2026); conventional rates run a little higher.

years
years (your rate-locked period)
$1,765per month

Mortgage amount $319,200 · 4.49% over 25 years

$79,800Down payment (20.0%)
$319,200Loan before insurance
$0CMHC premium
$2,489Total monthly cost

Total monthly cost

Mortgage payment (monthly equivalent)
$1,765
Property tax
$224
Condo / maintenance fees
$500
Heating
$0
Estimated monthly cost
$2,489

Add your own property tax, condo fees, and heating on the left for a sharper total.

One-time closing costs

Ontario land transfer tax
$4,460
Toronto municipal land transfer tax
$4,460
Estimated closing costs
$8,920

Plus your down payment of $79,800. Legal fees, title insurance, and adjustments are extra and vary by deal.

Mortgage stress test

6.49%Qualifying rate
$2,136/monthPayment at the qualifying rate

Lenders qualify you at the greater of your rate plus 2% or 5.25%. You do not pay this rate. It just shows you could still handle payments if rates rose, so aim to stay comfortable at this higher number.

Over the full 25 years

$210,273Total interest paid
$529,473Total of all payments
Principal $319,200 Interest $210,273
YearPrincipalInterestBalance
1$7,123$14,056$312,077
2$7,447$13,732$304,630
3$7,785$13,394$296,845
4$8,138$13,041$288,707
5$8,508$12,671$280,200
6$8,894$12,285$271,306
7$9,298$11,881$262,008
8$9,720$11,459$252,288
9$10,161$11,018$242,127
10$10,623$10,556$231,504
11$11,105$10,074$220,399
12$11,609$9,570$208,790
13$12,136$9,043$196,654
14$12,687$8,492$183,967
15$13,263$7,916$170,703
16$13,866$7,313$156,838
17$14,495$6,684$142,343
18$15,153$6,026$127,189
19$15,841$5,338$111,348
20$16,560$4,618$94,788
21$17,312$3,867$77,475
22$18,098$3,080$59,377
23$18,920$2,259$40,457
24$19,779$1,400$20,677
25$20,677$502$0

At the end of your 5-year term

Total paid over the term
$105,895
Principal paid down
$39,000
Interest paid
$66,894
Balance remaining
$280,200

Talk to Team Asgarian about your options

Rates and programs change often. We will connect you with a trusted mortgage professional and build a plan that fits your budget and goals.

Let's connect

Estimates only, not a mortgage quote or pre-approval. Figures use Canadian semi-annual compounding, current minimum down-payment rules, CMHC premium tiers, and Ontario (plus Toronto, when selected) land transfer tax. Actual rates, taxes, insurance, and closing costs vary by lender and property. Confirm every number with your mortgage professional.

Investor snapshot

Rental yield
Estimate$1,700/mo
$20,400Gross annual rent
2.2%Cap rate after taxes and upkeep

Thinking of this home as an investment? We will pull real comparable rents and run the full numbers with you.

Talk about the numbers

Estimates only. Rent is modelled on above-grade size and local norms, so a finished basement or second suite (a separate entrance often means one) can push real rent well above this. Taxes, fees, and vacancy vary by property, and cap rate is before financing. A starting point, not a final number, let us run the real ones with you.

5.1%
Gross yield
− Property tax $2,686− Condo fees $5,994− Insurance $600− Vacancy & upkeep $2,244Net operating income $8,876

All information deemed reliable but not guaranteed. For personal, non-commercial use only. Listing courtesy of HOMELIFE/VISION REALTY INC.. MLS®/PropTx.

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