28 Mechanic Avenue, Toronto, ON
Little Portugal, Toronto · MLS® C13876462
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About this home
In short
- Welcome to 28 Mechanic Ave, a beautifully renovated, turnkey home in an established West Toronto neighbourhood offering an exceptional combination of location...
- Location is another standout Shirley Street Junior Public School & McCormick Arena are just a 2-3 minute walk.
- Whether you're looking for a turnkey family home, multigenerational living, or a property with future income potential, 28 Mechanic Ave offers a rare level of...
Welcome to 28 Mechanic Ave, a beautifully renovated, turnkey home in an established West Toronto neighbourhood offering an exceptional combination of location, condition and future flexibility. Meticulously maintained and in mint condition, this home is truly move-in ready. The current owners thoughtfully modified the main floor to accommodate single-level living, converting the former kitchen area into a bedroom. Importantly, the original kitchen rough-ins remain behind the walls, providing the next owner with the flexibility to easily re-establish a main-floor kitchen and enjoy the entire home as one residence. For buyers looking for additional income potential or multigenerational living, the home's layout also presents an exciting concept for conversion to a legal duplex, subject to municipal approvals and applicable building-code requirements. The lower level offers a separate exterior entrance, kitchen, bathroom, laundry and generous living space, while the main and second floors provide additional living space with the flexibility to suit a variety of needs. Location is another standout Shirley Street Junior Public School & McCormick Arena are just a 2-3 minute walk. The surrounding west-end neighbourhood offers convenient access to the Dundas Street West corridor, TTC streetcar service, Lansdowne and Dundas West subway stations, Bloor GO/UP Express, as well as nearby shops, restaurants, groceries and every day amenities. Whether you're looking for a turnkey family home, multigenerational living, or a property with future income potential, 28 Mechanic Ave offers a rare level of flexibility in a convenient, established Toronto neighbourhood.
Key facts
- Property type
- Semi-Detached, 2-Storey
- MLS®
- C13876462
- Bedrooms
- 4
- Bathrooms
- 2
- Size
- 1100-1500 sq ft
- Lot
- 16.87 × 74.28 ft
- Cross streets
- Brock Ave & Wyndham St
- Parking
- 0 parking
- Driveway
- None
- Basement
- Finished with Walk-Out, Separate Entrance
- Kitchens
- 2 (1 + 1)
- Heating
- Forced Air
- A/C
- Central Air
- Exterior
- Brick
- Foundation
- Block
- Roof
- Asphalt Shingle
- Sewer
- Sewer
- Property tax
- $5,384 / 2025
- Days on market
- 9
- Listing brokerage
- RE/MAX ULTIMATE REALTY INC.
Rooms
closet organizers · hardwood floor · window
closet · hardwood floor · window
open concept · tile floor · backsplash
fireplace · hardwood floor · window
combined w/dining · laminate · window
vinyl floor · laundry sink · pantry
window · hardwood floor
b/i shelves · hardwood floor · b/i desk
window · hardwood floor
combined w/living · vinyl floor · window
No automatic estimate is shown here: there are not enough closely comparable recent sales nearby to support one.
Considering this property? Request a written price readIts public catchment (Alexander Muir/Gladstone Ave Junior and Senior Public School) tests around the provincial average, a steady, family-friendly draw. The full EQAO breakdown is below.
Neighbourhood & location
Little Portugal, Toronto, ON
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Get the full neighbourhood report (schools, parks, transit & safety) →
The public and Catholic schools this address is zoned for, with EQAO results (the share of students meeting Ontario's provincial standard).
School attendance boundaries and EQAO results are Ontario government data and can change. Confirm the current catchment with the school board before relying on it.
Also nearby: 12 more schools within 2.5 km
Not the assigned catchment: schools a family here could reach, with EQAO results where published.
Affordability & Mortgage
Income needed assumes a ~32% GDS ratio; weekly is mortgage principal & interest only. Price ÷ income is the home price over the income needed. Fixed reference assumptions so listings compare on equal footing, not a lending decision.
Calculate and customize your mortgage and other expenses
Adjust the down payment, rate, and amortization, and add property tax, condo fees, and heating to see your true monthly cost.
Your numbers
Conventional (20%+ down). Best insured 5-year fixed 4.34% via Ratehub.ca (as of October 19, 2026); conventional rates run a little higher.
Mortgage amount $959,200 · 4.49% over 25 years
Total monthly cost
- Mortgage payment (monthly equivalent)
- $5,304
- Property tax
- $449
- Condo / maintenance fees
- $0
- Heating
- $0
- Estimated monthly cost
- $5,752
Add your own property tax, condo fees, and heating on the left for a sharper total.
One-time closing costs
- Ontario land transfer tax
- $20,455
- Toronto municipal land transfer tax
- $20,455
- Estimated closing costs
- $40,910
Plus your down payment of $239,800. Legal fees, title insurance, and adjustments are extra and vary by deal.
Mortgage stress test
Lenders qualify you at the greater of your rate plus 2% or 5.25%. You do not pay this rate. It just shows you could still handle payments if rates rose, so aim to stay comfortable at this higher number.
Over the full 25 years
At the end of your 5-year term
- Total paid over the term
- $318,215
- Principal paid down
- $117,197
- Interest paid
- $201,018
- Balance remaining
- $842,003
Talk to Team Asgarian about your options
Rates and programs change often. We will connect you with a trusted mortgage professional and build a plan that fits your budget and goals.
Estimates only, not a mortgage quote or pre-approval. Figures use Canadian semi-annual compounding, current minimum down-payment rules, CMHC premium tiers, and Ontario (plus Toronto, when selected) land transfer tax. Actual rates, taxes, insurance, and closing costs vary by lender and property. Confirm every number with your mortgage professional.
Investor snapshot
Income potential: the basement has a separate entrance, which often supports a rentable in-law or second suite. That can lift real rent well above the figure above and help carry the mortgage. Ask us about permitted use in this area.
Thinking of this home as an investment? We will pull real comparable rents and run the full numbers with you.
Talk about the numbersEstimates only. Rent is modelled on above-grade size and local norms, so a finished basement or second suite (a separate entrance often means one) can push real rent well above this. Taxes, fees, and vacancy vary by property, and cap rate is before financing. A starting point, not a final number, let us run the real ones with you.
Helpful resources
All information deemed reliable but not guaranteed. For personal, non-commercial use only. Listing courtesy of RE/MAX ULTIMATE REALTY INC.. MLS®/PropTx.