63 Lonsdale Road, Toronto, ON

Yonge-St. Clair, Toronto · MLS® C13876554

$3,950,000
For Sale
Listed 5 days agoNo offer date stated

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3Bedrooms
3Bathrooms
2Garage · 4 parking
2500-3000Sq ft

About this home

In short

  • Built circa 1908, 63 Lonsdale Road-one of the original Lonsdale Road Cottages-is a rare piece of Toronto's architectural heritage in the heart of Deer Park.
  • This charming one-and-a-half-storey residence showcases distinctive Second Empire elements, including a mansard roof, round dormer windows, and a welcoming...
  • Set on an exceptional 50-by-150-foot lot, the property is surrounded by beautifully manicured mature gardens, offering a private and tranquil urban retreat.
  • With its remarkable history, exceptional lot, mature gardens, and timeless architectural character, 63 Lonsdale Road is a truly rare offering in one of Toronto's most...

Built circa 1908, 63 Lonsdale Road-one of the original Lonsdale Road Cottages-is a rare piece of Toronto's architectural heritage in the heart of Deer Park. This charming one-and-a-half-storey residence showcases distinctive Second Empire elements, including a mansard roof, round dormer windows, and a welcoming gabled-roof porch, complemented by a later west-side addition with an attached tandem two-car garage and direct access to the home. Set on an exceptional 50-by-150-foot lot, the property is surrounded by beautifully manicured mature gardens, offering a private and tranquil urban retreat. Inside, the surprisingly spacious home features large windows on each side of the house, including several bay windows filling the rooms with natural light. The main floor includes an inviting foyer and central hall, generous living room with fireplace and built-in bookcases, den with built-ins, formal dining room, kitchen, powder room, and mudroom with direct access to the flagstone patio and rear garden. Upstairs, the Principal bedroom offers a four-piece ensuite and adjoining dressing room with built-in storage, along with two additional bedrooms-one with its own fireplace-and a second four-piece bathroom. With its remarkable history, exceptional lot, mature gardens, and timeless architectural character, 63 Lonsdale Road is a truly rare offering in one of Toronto's most established neighbourhoods.

Key facts

Property type
Detached, 1 1/2 Storey
MLS®
C13876554
Bedrooms
3
Bathrooms
3 (1 half)
Size
2500-3000 sq ft
Lot
50 × 150 ft
Cross streets
Avenue Road & Oriole Pkwy
Parking
2 garage · 4 parking (attached)
Driveway
Private
Basement
Partially Finished
Heating
Forced Air
A/C
Central Air
Exterior
Shingle , Stucco (Plaster)
Foundation
Brick, Concrete Block, Stone
Roof
Flat, Shingles
Sewer
Sewer
Property tax
$15,047 / 2025
Days on market
5
Listing brokerage
CHESTNUT PARK REAL ESTATE LIMITED

Rooms

Bedroom 3Second3.61 × 3.23 m

closet · hardwood floor

Dining RoomMain4.37 × 3.89 m

bay window · french doors · crown moulding

Living RoomMain8.86 × 3.73 m

b/i shelves · fireplace · bay window

BedroomLower4.62 × 2.67 m
KitchenMain4.70 × 3.53 m

b/i appliances · bay window · hardwood floor

Primary BedroomSecond5.36 × 4.32 m

4 pc ensuite · walk-in closet(s)

Family RoomLower5.26 × 4.06 m
Bedroom 2Second4.32 × 3.53 m

fireplace insert · walk-in closet(s) · hardwood floor

DenMain3.78 × 3.25 m

2 way fireplace · fireplace · hardwood floor

Our TakeTeam Asgarian · Broker
No automatic estimate

No automatic estimate is shown here: there are not enough closely comparable recent sales nearby to support one.

Considering this property? Request a written price read

Its public catchment (Deer Park Junior and Senior Public School) tests around the provincial average, a steady, family-friendly draw. The full EQAO breakdown is below.

Neighbourhood & location

Yonge-St. Clair, Toronto, ON

CommuteTime from this home to where you spend your day

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Get the full neighbourhood report (schools, parks, transit & safety) →

Schools & catchmentAssigned attendance-boundary schools, with EQAO results

The public and Catholic schools this address is zoned for, with EQAO results (the share of students meeting Ontario's provincial standard).

School attendance boundaries and EQAO results are Ontario government data and can change. Confirm the current catchment with the school board before relying on it.

Street view near Deer Park Junior and Senior Public School
84%
Deer Park Junior and Senior Public SchoolPublic · Elementary · 0.6 km awayHigher-rated than most nearby · 84% meet the provincial standard
Also nearby: 12 more schools within 2.5 km
Brown Junior Public School · Public elementary0.7 km · 86% at standard
Davisville Junior Public School · Public elementary1.0 km · 86% at standard
Spectrum Alternative Senior School · Public elementary1.0 km
Cottingham Junior Public School · Public elementary1.2 km · 100% at standard
Forest Hill Junior and Senior Public School · Public elementary1.3 km · 82% at standard
Holy Rosary Catholic School · Catholic elementary1.4 km · 89% at standard
Oriole Park Junior Public School · Public elementary1.5 km · 100% at standard
Hodgson Middle School · Public elementary1.6 km · 76% at standard
Whitney Junior Public School · Public elementary1.7 km · 94% at standard
Hillcrest Community School · Public elementary1.9 km · 85% at standard
Eglinton Junior Public School · Public elementary2.0 km · 70% at standard
Marshall McLuhan Catholic Secondary School · Catholic secondary2.0 km · 74% at standard

Not the assigned catchment: schools a family here could reach, with EQAO results where published.

Affordability & Mortgage

Affordability
$18,003/mo
$726KIncome needed
5.4×Price ÷ income
$4,154Weekly cost
$179,950Land transfer tax, one-time (Ontario + Toronto)
20% down4.79%25-yr amortization

Income needed assumes a ~32% GDS ratio; weekly is mortgage principal & interest only. Price ÷ income is the home price over the income needed. Fixed reference assumptions so listings compare on equal footing, not a lending decision.

93%mortgage
Mortgage $18,003Property tax $1,254Total carry $19,257

Calculate and customize your mortgage and other expenses

Adjust the down payment, rate, and amortization, and add property tax, condo fees, and heating to see your true monthly cost.

Your numbers

$
20.0%
$
%

Homes over $1.5M can't be insured, so 20% down or more is required.

4.49%
%
Live rate from Ratehub.ca

Conventional (20%+ down). Best insured 5-year fixed 4.34% via Ratehub.ca (as of October 19, 2026); conventional rates run a little higher.

years
years (your rate-locked period)
$17,472per month

Mortgage amount $3,160,000 · 4.49% over 25 years

$790,000Down payment (20.0%)
$3,160,000Loan before insurance
$0CMHC premium
$18,726Total monthly cost

Total monthly cost

Mortgage payment (monthly equivalent)
$17,472
Property tax
$1,254
Condo / maintenance fees
$0
Heating
$0
Estimated monthly cost
$18,726

Add your own property tax, condo fees, and heating on the left for a sharper total.

One-time closing costs

Ontario land transfer tax
$85,225
Toronto municipal land transfer tax
$94,725
Estimated closing costs
$179,950

Plus your down payment of $790,000. Legal fees, title insurance, and adjustments are extra and vary by deal.

Mortgage stress test

6.49%Qualifying rate
$21,147/monthPayment at the qualifying rate

Lenders qualify you at the greater of your rate plus 2% or 5.25%. You do not pay this rate. It just shows you could still handle payments if rates rose, so aim to stay comfortable at this higher number.

Over the full 25 years

$2,081,655Total interest paid
$5,241,655Total of all payments
Principal $3,160,000 Interest $2,081,655
YearPrincipalInterestBalance
1$70,518$139,148$3,089,482
2$73,720$135,947$3,015,763
3$77,067$132,599$2,938,696
4$80,566$129,100$2,858,130
5$84,224$125,442$2,773,906
6$88,048$121,618$2,685,858
7$92,046$117,621$2,593,813
8$96,225$113,441$2,497,588
9$100,594$109,072$2,396,994
10$105,161$104,505$2,291,833
11$109,936$99,730$2,181,897
12$114,928$94,739$2,066,969
13$120,146$89,520$1,946,823
14$125,601$84,065$1,821,222
15$131,304$78,363$1,689,919
16$137,265$72,401$1,552,654
17$143,498$66,168$1,409,156
18$150,013$59,653$1,259,143
19$156,824$52,842$1,102,318
20$163,945$45,721$938,374
21$171,388$38,278$766,985
22$179,170$30,496$587,815
23$187,305$22,361$400,510
24$195,810$13,857$204,700
25$204,700$4,966$0

At the end of your 5-year term

Total paid over the term
$1,048,331
Principal paid down
$386,094
Interest paid
$662,237
Balance remaining
$2,773,906

Talk to Team Asgarian about your options

Rates and programs change often. We will connect you with a trusted mortgage professional and build a plan that fits your budget and goals.

Let's connect

Estimates only, not a mortgage quote or pre-approval. Figures use Canadian semi-annual compounding, current minimum down-payment rules, CMHC premium tiers, and Ontario (plus Toronto, when selected) land transfer tax. Actual rates, taxes, insurance, and closing costs vary by lender and property. Confirm every number with your mortgage professional.

Investor snapshot

Rental yield
Estimate$5,250/mo
$63,000Gross annual rent
1.0%Cap rate after taxes and upkeep

Thinking of this home as an investment? We will pull real comparable rents and run the full numbers with you.

Talk about the numbers

Estimates only. Rent is modelled on above-grade size and local norms, so a finished basement or second suite (a separate entrance often means one) can push real rent well above this. Taxes, fees, and vacancy vary by property, and cap rate is before financing. A starting point, not a final number, let us run the real ones with you.

1.6%
Gross yield
− Property tax $15,047− Insurance $1,400− Vacancy & upkeep $6,930Net operating income $39,623

All information deemed reliable but not guaranteed. For personal, non-commercial use only. Listing courtesy of CHESTNUT PARK REAL ESTATE LIMITED. MLS®/PropTx.

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