4805-3 Concord Cityplace Way, Toronto, ON

Waterfront Communities C1, Toronto · MLS® C13877190

$821,800
For Sale
Listed 11 days agoNo offer date stated
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2Bedrooms
2Bathrooms
1Garage
600-699Sq ft

About this home

In short

  • Welcome to Unit 4805 at Concord Canada House, an exceptional corner unit in the heart of Toronto's Cityplace.
  • This super bright 2-bedroom, 2-bathroom suite offers approximately total 862 SF living space, which is include 692 SF of thoughtfully designed interior area plus a...
  • The northwest exposure provides abundant natural light, while the open-concept layout features premium built-in Miele appliances and contemporary finishes.
  • Residents enjoy access to an impressive collection of amenities, including and indoor pool, fitness centre, sauna, theatre and 24-hour concierge.

EV PARKING !!! Welcome to Unit 4805 at Concord Canada House, an exceptional corner unit in the heart of Toronto's Cityplace. This super bright 2-bedroom, 2-bathroom suite offers approximately total 862 SF living space, which is include 692 SF of thoughtfully designed interior area plus a spacious 170 SF balcony. The northwest exposure provides abundant natural light, while the open-concept layout features premium built-in Miele appliances and contemporary finishes. Step outside to enjoy a generous balcony equipped with a ceiling light and heater, making it ideal for relaxing or entertaining throughout the year. Perfectly situated near CN Tower, Rogers Centre, Ripley's Aquarium, Union Station, waterfront trails, restaurants, shopping and public transit, this home offers the best of downtown Toronto living. Residents enjoy access to an impressive collection of amenities, including and indoor pool, fitness centre, sauna, theatre and 24-hour concierge.

Key facts

Property type
Condo Apartment, Apartment
MLS®
C13877190
Bedrooms
2
Bathrooms
2 (2 half)
Size
600-699 sq ft
Cross streets
Spadina and Front W
Parking
1 garage (underground)
Basement
Apartment
Heating
Forced Air
A/C
Central Air
Exterior
Brick
Maintenance
$603/mo
Exposure
North West
Days on market
11
Listing brokerage
NU STREAM REALTY (TORONTO) INC.
Our TakeTeam Asgarian · Broker
No automatic estimate

No automatic estimate is shown here: there is not a deep enough record of recent sales of homes like this one in this neighbourhood to support one.

Considering this property? Request a written price read

The assigned public school is Jean Lumb Public School. EQAO is only one input, and families here also look at French Immersion, boundary, and private options, the full breakdown is below.

What sellers nearby are askingCurrently listed nearby in Waterfront Communities C1 · asking prices
$692kavg asking

The closest active listings by size, beds, and price, so you can see what this home is up against.

Per square foot, these ask about $1,002/sqft; this home lists at $1,265/sqft. Size is part of the price story, not just the sticker.

The 5 closest of 8 active listings nearby.

See all comparable homes
822kThis home769k750k660k649k630kThis home vs active comparables

Neighbourhood & location

Waterfront Communities C1, Toronto, ON

CommuteTime from this home to where you spend your day

Enter a workplace or destination and we’ll show the door-to-door time by car, transit and bike.

Nearby neighbourhoods

How asking prices compare in the closest areas to this home. Longer bars mean a pricier market.

Kensington-Chinatown
$585K
Church-Yonge Corridor
$876K
Niagara
$727K
Waterfront Communities C8
$554K
Moss Park
$549K

Typical asking price of active listings of the same type, per area (outliers removed). Toronto.

Get the full neighbourhood report (schools, parks, transit & safety) →

Schools & catchmentAssigned attendance-boundary schools, with EQAO results

The public and Catholic schools this address is zoned for, with EQAO results (the share of students meeting Ontario's provincial standard).

School attendance boundaries and EQAO results are Ontario government data and can change. Confirm the current catchment with the school board before relying on it.

Street view near Jean Lumb Public School
73%
Jean Lumb Public SchoolPublic · Elementary · 0.3 km awayAround the GTA average · 73% meet the provincial standard
Also nearby: 12 more schools within 2.5 km
Oasis Alternative Secondary School · Public secondary0.7 km
ALPHA Alternative Junior School · Public elementary0.7 km
The Waterfront School · Public elementary0.7 km · 74% at standard
Ogden Junior Public School · Public elementary1.0 km · 69% at standard
St Mary Catholic School · Catholic elementary1.1 km · 64% at standard
Niagara Street Junior Public School · Public elementary1.3 km · 82% at standard
Ryerson Community School Junior Senior · Public elementary1.4 km · 52% at standard
Contact Alternative School School · Public secondary1.4 km
Heydon Park Secondary School · Public secondary1.5 km · 8% at standard
Charles G Fraser Junior Public School · Public elementary1.6 km · 74% at standard
Beverley School · Public elementary1.6 km
Subway Academy II · Public secondary1.6 km

Not the assigned catchment: schools a family here could reach, with EQAO results where published.

Affordability & Mortgage

Affordability
$3,745/mo
$175KIncome needed
4.7×Price ÷ income
$864Weekly cost
$25,822Land transfer tax, one-time (Ontario + Toronto)
20% down4.79%25-yr amortization

Income needed assumes a ~32% GDS ratio; weekly is mortgage principal & interest only. Price ÷ income is the home price over the income needed. Fixed reference assumptions so listings compare on equal footing, not a lending decision.

77%mortgage
Mortgage $3,745Estimated property tax $514Condo fee $603Total carry $4,862

Calculate and customize your mortgage and other expenses

Adjust the down payment, rate, and amortization, and add property tax, condo fees, and heating to see your true monthly cost.

Your numbers

$
20.0%
$
%
4.49%
%
Live rate from Ratehub.ca

Conventional (20%+ down). Best insured 5-year fixed 4.34% via Ratehub.ca (as of October 19, 2026); conventional rates run a little higher.

years
years (your rate-locked period)
$3,635per month

Mortgage amount $657,440 · 4.49% over 25 years

$164,360Down payment (20.0%)
$657,440Loan before insurance
$0CMHC premium
$4,752Total monthly cost

Total monthly cost

Mortgage payment (monthly equivalent)
$3,635
Estimated property tax
$514
Condo / maintenance fees
$603
Heating
$0
Estimated monthly cost
$4,752

Add your own property tax, condo fees, and heating on the left for a sharper total.

One-time closing costs

Ontario land transfer tax
$12,911
Toronto municipal land transfer tax
$12,911
Estimated closing costs
$25,822

Plus your down payment of $164,360. Legal fees, title insurance, and adjustments are extra and vary by deal.

Mortgage stress test

6.49%Qualifying rate
$4,400/monthPayment at the qualifying rate

Lenders qualify you at the greater of your rate plus 2% or 5.25%. You do not pay this rate. It just shows you could still handle payments if rates rose, so aim to stay comfortable at this higher number.

Over the full 25 years

$433,090Total interest paid
$1,090,530Total of all payments
Principal $657,440 Interest $433,090
YearPrincipalInterestBalance
1$14,671$28,950$642,769
2$15,337$28,284$627,431
3$16,034$27,587$611,398
4$16,762$26,859$594,636
5$17,523$26,098$577,113
6$18,318$25,303$558,795
7$19,150$24,471$539,644
8$20,020$23,602$519,625
9$20,929$22,693$498,696
10$21,879$21,742$476,817
11$22,872$20,749$453,945
12$23,911$19,710$430,034
13$24,996$18,625$405,038
14$26,131$17,490$378,906
15$27,318$16,303$351,589
16$28,558$15,063$323,031
17$29,855$13,766$293,176
18$31,210$12,411$261,965
19$32,627$10,994$229,338
20$34,109$9,512$195,229
21$35,657$7,964$159,572
22$37,276$6,345$122,295
23$38,969$4,652$83,326
24$40,738$2,883$42,588
25$42,588$1,033$0

At the end of your 5-year term

Total paid over the term
$218,106
Principal paid down
$80,327
Interest paid
$137,779
Balance remaining
$577,113

Talk to Team Asgarian about your options

Rates and programs change often. We will connect you with a trusted mortgage professional and build a plan that fits your budget and goals.

Let's connect

Estimates only, not a mortgage quote or pre-approval. Figures use Canadian semi-annual compounding, current minimum down-payment rules, CMHC premium tiers, and Ontario (plus Toronto, when selected) land transfer tax. Actual rates, taxes, insurance, and closing costs vary by lender and property. Confirm every number with your mortgage professional.

Investor snapshot

Rental yield
Estimate$2,050/mo
$24,600Gross annual rent
1.0%Cap rate after taxes and upkeep

Thinking of this home as an investment? We will pull real comparable rents and run the full numbers with you.

Talk about the numbers

Estimates only. Rent is modelled on above-grade size and local norms, so a finished basement or second suite (a separate entrance often means one) can push real rent well above this. Taxes, fees, and vacancy vary by property, and cap rate is before financing. A starting point, not a final number, let us run the real ones with you.

3.0%
Gross yield
− Property tax $5,753− Condo fees $7,237− Insurance $600− Vacancy & upkeep $2,706Net operating income $8,304

All information deemed reliable but not guaranteed. For personal, non-commercial use only. Listing courtesy of NU STREAM REALTY (TORONTO) INC.. MLS®/PropTx.

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