103-21 Shaftesbury Avenue, Toronto, ON

Rosedale-Moore Park, Toronto · MLS® C13878942

$1,098,000
For Sale
Listed 5 days agoNo offer date stated

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1+1Bedrooms
2Bathrooms
1Garage
1200-1399Sq ft

About this home

In short

  • A rare northwest corner suite in the heart of Summerhill, offering an impressive 1,242 sq. ft. of living space directly across from the Summerhill subway station.
  • This spacious one-bedroom plus den features an open-concept kitchen, living and dining area with French doors opening to a private ground-level patio.
  • The kitchen offers excellent storage, including a large walk-in pantry, while the generous primary suite features a walk-in closet and four-piece ensuite.

A rare northwest corner suite in the heart of Summerhill, offering an impressive 1,242 sq. ft. of living space directly across from the Summerhill subway station.This spacious one-bedroom plus den features an open-concept kitchen, living and dining area with French doors opening to a private ground-level patio. The kitchen offers excellent storage, including a large walk-in pantry, while the generous primary suite features a walk-in closet and four-piece ensuite. The separate den provides flexible space for a home office, guest room or second bedroom.Additional features include a powder room, ensuite laundry, a large front hall closet, one parking space and one locker. The suite has also been updated with PEX plumbing, replacing the original Kitec piping, along with new shut-off valves at each fixture.Generous proportions, a private patio, corner exposure and an unbeatable location steps from Yonge Street and directly across from the subway make this an exceptional opportunity and outstanding value in one of Toronto's most desirable neighbourhoods.

Key facts

Property type
Condo Apartment, Apartment
MLS®
C13878942
Bedrooms
1+1 (2 total)
Bathrooms
2 (1 half)
Size
1200-1399 sq ft
Cross streets
Yonge/Summerhill
Parking
1 garage (underground)
Basement
None
Heating
Forced Air
A/C
Central Air
Exterior
Brick
Maintenance
$1,323/mo
Exposure
North
Property tax
$4,683 / 2025
Days on market
5
Listing brokerage
CHESTNUT PARK REAL ESTATE LIMITED

Rooms

Bathroom1.85 × 1.11 m

2 Pc Bath

Living Room3.59 × 3.97 m

W/O To Patio

Laundry3.07 × 1.67 m
Dining Room3.59 × 2.79 m
Kitchen4.37 × 4.63 m

tile floor · backsplash · eat-in kitchen

Bathroom3.56 × 4.44 m

ensuite bath · 4 pc ensuite

Bedroom 22.60 × 3.00 m

Large Window

Living Room3.59 × 3.97 m

Walk-Out

Primary Bedroom3.56 × 4.44 m

large window · 4 pc ensuite

Our TakeTeam Asgarian · Broker
No automatic estimate

No automatic estimate is shown here: there are not enough closely comparable recent sales nearby to support one.

Considering this property? Request a written price read

Its public catchment (Cottingham Junior Public School) tests around the provincial average, a steady, family-friendly draw. The full EQAO breakdown is below.

Neighbourhood & location

Rosedale-Moore Park, Toronto, ON

CommuteTime from this home to where you spend your day

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Get the full neighbourhood report (schools, parks, transit & safety) →

Schools & catchmentAssigned attendance-boundary schools, with EQAO results

The public and Catholic schools this address is zoned for, with EQAO results (the share of students meeting Ontario's provincial standard).

School attendance boundaries and EQAO results are Ontario government data and can change. Confirm the current catchment with the school board before relying on it.

Street view near Cottingham Junior Public School
100%
Cottingham Junior Public SchoolPublic · Elementary · 0.4 km awayAmong the top in the GTA · 100% meet the provincial standard
Also nearby: 12 more schools within 2.5 km
Rosedale Junior Public School · Public elementary0.9 km · 94% at standard
Deer Park Junior and Senior Public School · Public elementary0.9 km · 84% at standard
Brown Junior Public School · Public elementary0.9 km · 86% at standard
Whitney Junior Public School · Public elementary1.1 km · 94% at standard
Huron Street Junior Public School · Public elementary1.6 km · 74% at standard
Msgr Fraser College (Isabella Campus) · Catholic secondary1.8 km
Holy Rosary Catholic School · Catholic elementary1.9 km · 89% at standard
Rose Avenue Junior Public School · Public elementary1.9 km · 46% at standard
Davisville Junior Public School · Public elementary2.0 km · 86% at standard
Spectrum Alternative Senior School · Public elementary2.0 km
St Joseph's College School · Catholic secondary2.0 km · 76% at standard
Hillcrest Community School · Public elementary2.1 km · 85% at standard

Not the assigned catchment: schools a family here could reach, with EQAO results where published.

Affordability & Mortgage

Affordability
$5,004/mo
$231KIncome needed
4.8×Price ÷ income
$1,155Weekly cost
$36,870Land transfer tax, one-time (Ontario + Toronto)
20% down4.79%25-yr amortization

Income needed assumes a ~32% GDS ratio; weekly is mortgage principal & interest only. Price ÷ income is the home price over the income needed. Fixed reference assumptions so listings compare on equal footing, not a lending decision.

74%mortgage
Mortgage $5,004Property tax $390Condo fee $1,323Total carry $6,717

Calculate and customize your mortgage and other expenses

Adjust the down payment, rate, and amortization, and add property tax, condo fees, and heating to see your true monthly cost.

Your numbers

$
20.0%
$
%
4.49%
%
Live rate from Ratehub.ca

Conventional (20%+ down). Best insured 5-year fixed 4.34% via Ratehub.ca (as of October 19, 2026); conventional rates run a little higher.

years
years (your rate-locked period)
$4,857per month

Mortgage amount $878,400 · 4.49% over 25 years

$219,600Down payment (20.0%)
$878,400Loan before insurance
$0CMHC premium
$6,570Total monthly cost

Total monthly cost

Mortgage payment (monthly equivalent)
$4,857
Property tax
$390
Condo / maintenance fees
$1,323
Heating
$0
Estimated monthly cost
$6,570

Add your own property tax, condo fees, and heating on the left for a sharper total.

One-time closing costs

Ontario land transfer tax
$18,435
Toronto municipal land transfer tax
$18,435
Estimated closing costs
$36,870

Plus your down payment of $219,600. Legal fees, title insurance, and adjustments are extra and vary by deal.

Mortgage stress test

6.49%Qualifying rate
$5,878/monthPayment at the qualifying rate

Lenders qualify you at the greater of your rate plus 2% or 5.25%. You do not pay this rate. It just shows you could still handle payments if rates rose, so aim to stay comfortable at this higher number.

Over the full 25 years

$578,647Total interest paid
$1,457,047Total of all payments
Principal $878,400 Interest $578,647
YearPrincipalInterestBalance
1$19,602$38,680$858,798
2$20,492$37,790$838,306
3$21,423$36,859$816,883
4$22,395$35,887$794,488
5$23,412$34,870$771,076
6$24,475$33,807$746,601
7$25,586$32,696$721,014
8$26,748$31,534$694,266
9$27,963$30,319$666,304
10$29,232$29,050$637,071
11$30,559$27,722$606,512
12$31,947$26,335$574,565
13$33,397$24,884$541,168
14$34,914$23,368$506,254
15$36,499$21,783$469,755
16$38,156$20,126$431,598
17$39,889$18,393$391,710
18$41,700$16,582$350,010
19$43,593$14,689$306,417
20$45,572$12,709$260,844
21$47,642$10,640$213,202
22$49,805$8,477$163,398
23$52,066$6,216$111,332
24$54,430$3,852$56,901
25$56,901$1,380$0

At the end of your 5-year term

Total paid over the term
$291,409
Principal paid down
$107,324
Interest paid
$184,085
Balance remaining
$771,076

Talk to Team Asgarian about your options

Rates and programs change often. We will connect you with a trusted mortgage professional and build a plan that fits your budget and goals.

Let's connect

Estimates only, not a mortgage quote or pre-approval. Figures use Canadian semi-annual compounding, current minimum down-payment rules, CMHC premium tiers, and Ontario (plus Toronto, when selected) land transfer tax. Actual rates, taxes, insurance, and closing costs vary by lender and property. Confirm every number with your mortgage professional.

Investor snapshot

Rental yield
Estimate$4,100/mo
$49,200Gross annual rent
2.1%Cap rate after taxes and upkeep

Thinking of this home as an investment? We will pull real comparable rents and run the full numbers with you.

Talk about the numbers

Estimates only. Rent is modelled on above-grade size and local norms, so a finished basement or second suite (a separate entrance often means one) can push real rent well above this. Taxes, fees, and vacancy vary by property, and cap rate is before financing. A starting point, not a final number, let us run the real ones with you.

4.5%
Gross yield
− Property tax $4,683− Condo fees $15,872− Insurance $600− Vacancy & upkeep $5,412Net operating income $22,633

All information deemed reliable but not guaranteed. For personal, non-commercial use only. Listing courtesy of CHESTNUT PARK REAL ESTATE LIMITED. MLS®/PropTx.

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