TH05-55 Charles Street, Toronto, ON

Church-Yonge Corridor, Toronto · MLS® C13879204

$1,199,000
For Sale
Listed 10 days agoNo offer date stated

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3Bedrooms
3Bathrooms
0Parking
1000-1199Sq ft

About this home

In short

  • Stunning And Luxurious 2-Storey Street-Level Condo Townhouse, Ideally Situated In The Heart Of Downtown Toronto's Highly Sought-After Yonge & Bloor / Yorkville Corridor.
  • Part Of The Prestigious 55C Bloor Yorkville Residences, This Exceptional Home Offers The Perfect Combination Of Modern Luxury, Urban Convenience, And Sophisticated...

Stunning And Luxurious 2-Storey Street-Level Condo Townhouse, Ideally Situated In The Heart Of Downtown Toronto's Highly Sought-After Yonge & Bloor / Yorkville Corridor! Part Of The Prestigious 55C Bloor Yorkville Residences, This Exceptional Home Offers The Perfect Combination Of Modern Luxury, Urban Convenience, And Sophisticated City Living. Enjoy An Unbeatable Location Just Steps From Yorkville's Upscale Boutiques, Fine Dining Restaurants, Trendy Cafes, Grocery Stores, And Everyday Essentials. Conveniently Located Near The University Of Toronto (U Of T) And Toronto Metropolitan University (TMU), Making It An Ideal Choice For Students, Faculty, And Young Professionals. Surrounded By World-Class Shopping, Dining, And Entertainment, This Prime Location Offers An Exceptional Walkable Lifestyle In One Of Toronto's Most Vibrant And Prestigious Neighbourhoods. A Rare Opportunity To Experience Luxury Townhouse Living In The Heart Of Downtown Toronto!

Key facts

Property type
Condo Townhouse, 2-Storey
MLS®
C13879204
Bedrooms
3
Bathrooms
3 (1 half)
Size
1000-1199 sq ft
Cross streets
Bloor and Yonge
Parking
0 parking
Basement
None
Heating
Heat Pump
A/C
Central Air
Exterior
Concrete
Maintenance
$848/mo
Exposure
West
Property tax
$9,312 / 2025
Days on market
10
Listing brokerage
SMART SOLD REALTY

Rooms

Primary BedroomUpper3.45 × 2.92 m

large window · walk-in closet(s) · ensuite bath

Bedroom 2Upper3.32 × 2.90 m

swing doors · closet · west view

Bedroom 3Main2.69 × 2.87 m

swing doors · large closet

Living RoomMain5.44 × 5.20 m

large window · combined w/dining · w/o to terrace

Our TakeTeam Asgarian · Broker
No automatic estimate

No automatic estimate is shown here: there are not enough closely comparable recent sales nearby to support one.

Considering this property? Request a written price read

Its public catchment (Jesse Ketchum Junior and Senior Public School) tests around the provincial average, a steady, family-friendly draw. The full EQAO breakdown is below.

Neighbourhood & location

Church-Yonge Corridor, Toronto, ON

CommuteTime from this home to where you spend your day

Enter a workplace or destination and we’ll show the door-to-door time by car, transit and bike.

Get the full neighbourhood report (schools, parks, transit & safety) →

Schools & catchmentAssigned attendance-boundary schools, with EQAO results

The public and Catholic schools this address is zoned for, with EQAO results (the share of students meeting Ontario's provincial standard).

School attendance boundaries and EQAO results are Ontario government data and can change. Confirm the current catchment with the school board before relying on it.

Street view near Jesse Ketchum Junior and Senior Public School
87%
Jesse Ketchum Junior and Senior Public SchoolPublic · Elementary · 0.8 km awayHigher-rated than most nearby · 87% meet the provincial standard
Also nearby: 12 more schools within 2.5 km
Msgr Fraser College (Isabella Campus) · Catholic secondary0.5 km
Jarvis Collegiate Institute · Public secondary0.6 km · 57% at standard
St Joseph's College School · Catholic secondary0.7 km · 76% at standard
Native Learning Centre · Public secondary0.7 km
Church Street Junior Public School · Public elementary0.7 km · 73% at standard
St Martin Catholic School(OL of Lourdes · Catholic elementary0.8 km
Rose Avenue Junior Public School · Public elementary0.9 km · 46% at standard
Rosedale Junior Public School · Public elementary1.0 km · 94% at standard
Winchester Junior and Senior Public School · Public elementary1.1 km · 76% at standard
Orde Street Public School · Public elementary1.3 km · 76% at standard
Rosedale Heights School of the Arts · Public secondary1.5 km · 80% at standard
Huron Street Junior Public School · Public elementary1.5 km · 74% at standard

Not the assigned catchment: schools a family here could reach, with EQAO results where published.

Affordability & Mortgage

Affordability
$5,465/mo
$254KIncome needed
4.7×Price ÷ income
$1,261Weekly cost
$40,910Land transfer tax, one-time (Ontario + Toronto)
20% down4.79%25-yr amortization

Income needed assumes a ~32% GDS ratio; weekly is mortgage principal & interest only. Price ÷ income is the home price over the income needed. Fixed reference assumptions so listings compare on equal footing, not a lending decision.

77%mortgage
Mortgage $5,465Property tax $776Condo fee $848Total carry $7,088

Calculate and customize your mortgage and other expenses

Adjust the down payment, rate, and amortization, and add property tax, condo fees, and heating to see your true monthly cost.

Your numbers

$
20.0%
$
%
4.49%
%
Live rate from Ratehub.ca

Conventional (20%+ down). Best insured 5-year fixed 4.34% via Ratehub.ca (as of October 19, 2026); conventional rates run a little higher.

years
years (your rate-locked period)
$5,304per month

Mortgage amount $959,200 · 4.49% over 25 years

$239,800Down payment (20.0%)
$959,200Loan before insurance
$0CMHC premium
$6,928Total monthly cost

Total monthly cost

Mortgage payment (monthly equivalent)
$5,304
Property tax
$776
Condo / maintenance fees
$848
Heating
$0
Estimated monthly cost
$6,928

Add your own property tax, condo fees, and heating on the left for a sharper total.

One-time closing costs

Ontario land transfer tax
$20,455
Toronto municipal land transfer tax
$20,455
Estimated closing costs
$40,910

Plus your down payment of $239,800. Legal fees, title insurance, and adjustments are extra and vary by deal.

Mortgage stress test

6.49%Qualifying rate
$6,419/monthPayment at the qualifying rate

Lenders qualify you at the greater of your rate plus 2% or 5.25%. You do not pay this rate. It just shows you could still handle payments if rates rose, so aim to stay comfortable at this higher number.

Over the full 25 years

$631,874Total interest paid
$1,591,074Total of all payments
Principal $959,200 Interest $631,874
YearPrincipalInterestBalance
1$21,405$42,238$937,795
2$22,377$41,266$915,418
3$23,393$40,250$892,024
4$24,455$39,188$867,569
5$25,566$38,077$842,003
6$26,726$36,917$815,277
7$27,940$35,703$787,337
8$29,209$34,434$758,129
9$30,535$33,108$727,594
10$31,921$31,722$695,673
11$33,370$30,273$662,302
12$34,886$28,757$627,417
13$36,470$27,173$590,947
14$38,125$25,518$552,822
15$39,856$23,787$512,965
16$41,666$21,977$471,299
17$43,558$20,085$427,741
18$45,536$18,107$382,206
19$47,603$16,040$334,602
20$49,764$13,878$284,838
21$52,024$11,619$232,814
22$54,386$9,257$178,428
23$56,855$6,788$121,572
24$59,437$4,206$62,136
25$62,136$1,507$0

At the end of your 5-year term

Total paid over the term
$318,215
Principal paid down
$117,197
Interest paid
$201,018
Balance remaining
$842,003

Talk to Team Asgarian about your options

Rates and programs change often. We will connect you with a trusted mortgage professional and build a plan that fits your budget and goals.

Let's connect

Estimates only, not a mortgage quote or pre-approval. Figures use Canadian semi-annual compounding, current minimum down-payment rules, CMHC premium tiers, and Ontario (plus Toronto, when selected) land transfer tax. Actual rates, taxes, insurance, and closing costs vary by lender and property. Confirm every number with your mortgage professional.

Investor snapshot

Rental yield
Estimate$3,400/mo
$40,800Gross annual rent
1.4%Cap rate after taxes and upkeep

Thinking of this home as an investment? We will pull real comparable rents and run the full numbers with you.

Talk about the numbers

Estimates only. Rent is modelled on above-grade size and local norms, so a finished basement or second suite (a separate entrance often means one) can push real rent well above this. Taxes, fees, and vacancy vary by property, and cap rate is before financing. A starting point, not a final number, let us run the real ones with you.

3.4%
Gross yield
− Property tax $9,312− Condo fees $10,174− Insurance $600− Vacancy & upkeep $4,488Net operating income $16,227

All information deemed reliable but not guaranteed. For personal, non-commercial use only. Listing courtesy of SMART SOLD REALTY. MLS®/PropTx.

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