42 Pepper Vine Way, Toronto, ON
Bayview Village, Toronto · MLS® C13880342
About this home
In short
- A hidden gem in the heart of the city.
- A rare opportunity to own a 4-bedroom home with a newly finished basement at an affordable price in one of North York's most convenient neighbourhoods.
- Hardwood floors throughout the main and second floors.
- Numerous updates and improvements over the past 5 years, including a newly finished basement (2026), new foyer flooring (2026), new powder room and second-floor...
- 10-minute walk to GO Train - ideal for downtown commuters.
A hidden gem in the heart of the city! Prime Bayview Village location. Exceptional value. A rare opportunity to own a 4-bedroom home with a newly finished basement at an affordable price in one of North York's most convenient neighbourhoods. Highly sought-after location without the premium price tag. Four good-sized bedrooms and a highly functional layout. Hardwood floors throughout the main and second floors. Smooth ceilings with pot lights. Numerous updates and improvements over the past 5 years, including a newly finished basement (2026), new foyer flooring (2026), new powder room and second-floor bathroom (2026), and fresh paint throughout (2026). Heating and cooling upgraded from baseboard heating to a forced-air furnace with central A/C and new ductwork - no more expensive baseboard heating and no more living without A/C. Owned tankless water heater (2025) - no monthly rental fee. Newly finished basement with a full bathroom, ideal as a family room, home gym, games room, or additional bedroom. Friendly, established neighbourhood. Unbeatable convenience. Walk to Finch & Leslie Square for grocery stores, restaurants, shops and everyday essentials. Easy access to TTC. Approx. 10-minute walk to GO Train - ideal for downtown commuters. Minutes to Hwy 401 and 404. Minutes to North York General Hospital. Prime location. Functional 4-bedroom layout. Extensive updates. Finished basement. A true Bayview Village opportunity. Thoughtfully priced to sell.
Key facts
- Property type
- Condo Townhouse, 2-Storey
- MLS®
- C13880342
- Bedrooms
- 4
- Bathrooms
- 3 (1 half)
- Size
- 1200-1399 sq ft
- Cross streets
- Leslie/Finch
- Parking
- 1 garage · 2 parking (attached)
- Basement
- Finished
- Heating
- Forced Air
- A/C
- Central Air
- Exterior
- Brick, Aluminum Siding
- Maintenance
- $638/mo
- Exposure
- South
- Property tax
- $3,046 / 2026
- Days on market
- 11
- Listing brokerage
- RE/MAX REALTRON REALTY INC.
Rooms
hardwood floor · closet
hardwood floor · closet
backsplash · stainless steel appl
Hardwood Floor
hardwood floor · pot lights · overlooks backyard
hardwood floor · combined w/living · w/o to patio
hardwood floor · closet
No automatic estimate is shown here: there are not enough closely comparable recent sales nearby to support one.
Considering this property? Request a written price readIts public catchment (Don Valley Middle School) tests around the provincial average, a steady, family-friendly draw. The full EQAO breakdown is below.
Neighbourhood & location
Bayview Village, Toronto, ON
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Get the full neighbourhood report (schools, parks, transit & safety) →
The public and Catholic schools this address is zoned for, with EQAO results (the share of students meeting Ontario's provincial standard).
School attendance boundaries and EQAO results are Ontario government data and can change. Confirm the current catchment with the school board before relying on it.
Also nearby: 12 more schools within 2.5 km
Not the assigned catchment: schools a family here could reach, with EQAO results where published.
Affordability & Mortgage
Income needed assumes a ~32% GDS ratio; weekly is mortgage principal & interest only. Price ÷ income is the home price over the income needed. Fixed reference assumptions so listings compare on equal footing, not a lending decision.
Calculate and customize your mortgage and other expenses
Adjust the down payment, rate, and amortization, and add property tax, condo fees, and heating to see your true monthly cost.
Your numbers
Conventional (20%+ down). Best insured 5-year fixed 4.34% via Ratehub.ca (as of October 20, 2026); conventional rates run a little higher.
Mortgage amount $591,200 · 4.49% over 25 years
Total monthly cost
- Mortgage payment (monthly equivalent)
- $3,269
- Property tax
- $254
- Condo / maintenance fees
- $638
- Heating
- $0
- Estimated monthly cost
- $4,161
Add your own property tax, condo fees, and heating on the left for a sharper total.
One-time closing costs
- Ontario land transfer tax
- $11,255
- Toronto municipal land transfer tax
- $11,255
- Estimated closing costs
- $22,510
Plus your down payment of $147,800. Legal fees, title insurance, and adjustments are extra and vary by deal.
Mortgage stress test
Lenders qualify you at the greater of your rate plus 2% or 5.25%. You do not pay this rate. It just shows you could still handle payments if rates rose, so aim to stay comfortable at this higher number.
Over the full 25 years
At the end of your 5-year term
- Total paid over the term
- $196,131
- Principal paid down
- $72,234
- Interest paid
- $123,897
- Balance remaining
- $518,966
Talk to Team Asgarian about your options
Rates and programs change often. We will connect you with a trusted mortgage professional and build a plan that fits your budget and goals.
Estimates only, not a mortgage quote or pre-approval. Figures use Canadian semi-annual compounding, current minimum down-payment rules, CMHC premium tiers, and Ontario (plus Toronto, when selected) land transfer tax. Actual rates, taxes, insurance, and closing costs vary by lender and property. Confirm every number with your mortgage professional.
Investor snapshot
Thinking of this home as an investment? We will pull real comparable rents and run the full numbers with you.
Talk about the numbersEstimates only. Rent is modelled on above-grade size and local norms, so a finished basement or second suite (a separate entrance often means one) can push real rent well above this. Taxes, fees, and vacancy vary by property, and cap rate is before financing. A starting point, not a final number, let us run the real ones with you.
Helpful resources
All information deemed reliable but not guaranteed. For personal, non-commercial use only. Listing courtesy of RE/MAX REALTRON REALTY INC.. MLS®/PropTx.