4908-763 Bay Street, Toronto, ON

Bay Street Corridor, Toronto · MLS® C13880392

$679,000
For Sale
Listed 9 days agoNo offer date stated

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1+1Bedrooms
2Bathrooms
1Garage
700-799Sq ft

About this home

In short

  • Experience elevated downtown living at College Park.
  • This beautifully upgraded 1 bedroom + den suite (den can be used as a second bedroom), offers 730 sqft of functional space and rare 2 full bathrooms.
  • The unit also includes 1 parking spot and 1 same floor locker (on the 49th floor), adding exceptional value and ease of living.
  • You're also just steps from downtown essentials, including 24hr groceries, IKEA, Eaton Centre, U of T, TMU and more.
  • Residents benefit from premium amenities such as an indoor pool, fitness centre, party room, golf simulator, 24hr concierge and more.

Experience elevated downtown living at College Park! This beautifully upgraded 1 bedroom + den suite (den can be used as a second bedroom), offers 730 sqft of functional space and rare 2 full bathrooms. Enjoy stunning city skyline and lake views from a bright, modern interior featuring quartz countertops and updated flooring throughout. All utilities are included. The unit also includes 1 parking spot and 1 same floor locker (on the 49th floor), adding exceptional value and ease of living. Located in the highly sought after College Park, this residence offers direct underground access to the College TTC subway station and the PATH, shopping, and grocery stores, making everyday convenience truly unmatched. You're also just steps from downtown essentials, including 24hr groceries, IKEA, Eaton Centre, U of T, TMU and more. Residents benefit from premium amenities such as an indoor pool, fitness centre, party room, golf simulator, 24hr concierge and more. A rare opportunity in the heart of the downtown Toronto for those seeking comfort, convenience, and space. Don't miss out on this opportunity!

Key facts

Property type
Condo Apartment, Apartment
MLS®
C13880392
Bedrooms
1+1 (2 total)
Bathrooms
2
Size
700-799 sq ft
Cross streets
Bay/College
Parking
1 garage (underground)
Basement
None
Heating
Forced Air
A/C
Central Air
Exterior
Concrete
Maintenance
$809/mo
Exposure
West
Property tax
$4,167 / 2026
Days on market
9
Listing brokerage
LANDPOWER REAL ESTATE LTD.

Rooms

Dining RoomGround4.50 × 3.20 m

combined w/living · laminate · breakfast bar

BedroomGround4.27 × 3.20 m

laminate · large window · 4 pc ensuite

Living RoomGround4.50 × 3.20 m

combined w/dining · laminate · combined w/den

DenGround3.20 × 2.13 m

laminate · large window · sliding doors

KitchenGround2.36 × 2.29 m

stainless steel sink · laminate · granite counters

Our TakeTeam Asgarian · Broker
No automatic estimate

No automatic estimate is shown here: there are not enough closely comparable recent sales nearby to support one.

Considering this property? Request a written price read

Its public catchment (Jesse Ketchum Junior and Senior Public School) tests around the provincial average, a steady, family-friendly draw. The full EQAO breakdown is below.

Neighbourhood & location

Bay Street Corridor, Toronto, ON

CommuteTime from this home to where you spend your day

Enter a workplace or destination and we’ll show the door-to-door time by car, transit and bike.

Get the full neighbourhood report (schools, parks, transit & safety) →

Schools & catchmentAssigned attendance-boundary schools, with EQAO results

The public and Catholic schools this address is zoned for, with EQAO results (the share of students meeting Ontario's provincial standard).

School attendance boundaries and EQAO results are Ontario government data and can change. Confirm the current catchment with the school board before relying on it.

Street view near Church Street Junior Public School
73%
Church Street Junior Public SchoolPublic · Elementary · 0.6 km awayAround the GTA average · 73% meet the provincial standard
Also nearby: 12 more schools within 2.5 km
St Joseph's College School · Catholic secondary0.5 km · 76% at standard
Native Learning Centre · Public secondary0.6 km
Orde Street Public School · Public elementary0.6 km · 76% at standard
St Michael's Choir (Sr) School · Catholic secondary0.8 km · 98% at standard
St Michael's Choir (Jr) School · Catholic elementary0.8 km · 98% at standard
Contact Alternative School School · Public secondary0.8 km
Jarvis Collegiate Institute · Public secondary0.9 km · 57% at standard
Heydon Park Secondary School · Public secondary1.0 km · 8% at standard
Subway Academy II · Public secondary1.0 km
Beverley School · Public elementary1.0 km
St Martin Catholic School(OL of Lourdes · Catholic elementary1.0 km
Msgr Fraser College (Isabella Campus) · Catholic secondary1.2 km

Not the assigned catchment: schools a family here could reach, with EQAO results where published.

Affordability & Mortgage

Affordability
$3,095/mo
$148KIncome needed
4.6×Price ÷ income
$714Weekly cost
$20,110Land transfer tax, one-time (Ontario + Toronto)
20% down4.79%25-yr amortization

Income needed assumes a ~32% GDS ratio; weekly is mortgage principal & interest only. Price ÷ income is the home price over the income needed. Fixed reference assumptions so listings compare on equal footing, not a lending decision.

73%mortgage
Mortgage $3,095Property tax $347Condo fee $809Total carry $4,251

Calculate and customize your mortgage and other expenses

Adjust the down payment, rate, and amortization, and add property tax, condo fees, and heating to see your true monthly cost.

Your numbers

$
20.0%
$
%
4.49%
%
Live rate from Ratehub.ca

Conventional (20%+ down). Best insured 5-year fixed 4.34% via Ratehub.ca (as of October 19, 2026); conventional rates run a little higher.

years
years (your rate-locked period)
$3,003per month

Mortgage amount $543,200 · 4.49% over 25 years

$135,800Down payment (20.0%)
$543,200Loan before insurance
$0CMHC premium
$4,160Total monthly cost

Total monthly cost

Mortgage payment (monthly equivalent)
$3,003
Property tax
$347
Condo / maintenance fees
$809
Heating
$0
Estimated monthly cost
$4,160

Add your own property tax, condo fees, and heating on the left for a sharper total.

One-time closing costs

Ontario land transfer tax
$10,055
Toronto municipal land transfer tax
$10,055
Estimated closing costs
$20,110

Plus your down payment of $135,800. Legal fees, title insurance, and adjustments are extra and vary by deal.

Mortgage stress test

6.49%Qualifying rate
$3,635/monthPayment at the qualifying rate

Lenders qualify you at the greater of your rate plus 2% or 5.25%. You do not pay this rate. It just shows you could still handle payments if rates rose, so aim to stay comfortable at this higher number.

Over the full 25 years

$357,834Total interest paid
$901,034Total of all payments
Principal $543,200 Interest $357,834
YearPrincipalInterestBalance
1$12,122$23,919$531,078
2$12,672$23,369$518,406
3$13,248$22,794$505,158
4$13,849$22,192$491,309
5$14,478$21,563$476,831
6$15,135$20,906$461,696
7$15,823$20,219$445,873
8$16,541$19,500$429,332
9$17,292$18,749$412,040
10$18,077$17,964$393,963
11$18,898$17,143$375,065
12$19,756$16,285$355,309
13$20,653$15,388$334,656
14$21,591$14,451$313,066
15$22,571$13,470$290,495
16$23,596$12,446$266,899
17$24,667$11,374$242,232
18$25,787$10,254$216,445
19$26,958$9,083$189,487
20$28,182$7,859$161,305
21$29,461$6,580$131,844
22$30,799$5,242$101,045
23$32,198$3,844$68,847
24$33,659$2,382$35,188
25$35,188$854$0

At the end of your 5-year term

Total paid over the term
$180,207
Principal paid down
$66,369
Interest paid
$113,838
Balance remaining
$476,831

Talk to Team Asgarian about your options

Rates and programs change often. We will connect you with a trusted mortgage professional and build a plan that fits your budget and goals.

Let's connect

Estimates only, not a mortgage quote or pre-approval. Figures use Canadian semi-annual compounding, current minimum down-payment rules, CMHC premium tiers, and Ontario (plus Toronto, when selected) land transfer tax. Actual rates, taxes, insurance, and closing costs vary by lender and property. Confirm every number with your mortgage professional.

Investor snapshot

Rental yield
Estimate$2,400/mo
$28,800Gross annual rent
1.6%Cap rate after taxes and upkeep

Thinking of this home as an investment? We will pull real comparable rents and run the full numbers with you.

Talk about the numbers

Estimates only. Rent is modelled on above-grade size and local norms, so a finished basement or second suite (a separate entrance often means one) can push real rent well above this. Taxes, fees, and vacancy vary by property, and cap rate is before financing. A starting point, not a final number, let us run the real ones with you.

4.2%
Gross yield
− Property tax $4,167− Condo fees $9,713− Insurance $600− Vacancy & upkeep $3,168Net operating income $11,153

All information deemed reliable but not guaranteed. For personal, non-commercial use only. Listing courtesy of LANDPOWER REAL ESTATE LTD.. MLS®/PropTx.

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