64 Wales Avenue, Toronto, ON

Kensington-Chinatown, Toronto · MLS® C13881280

$1,238,000
For Sale
Listed 7 days agoNo offer date stated

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3+1Bedrooms
2Bathrooms
0Parking
1100-1500Sq ft

About this home

In short

  • Welcome to this fully renovated $$$ and move-in-ready home in the heart of Kensington Market, one of Toronto's most vibrant and charming downtown communities.
  • Extensively upgraded with significant investment throughout, this warm and inviting 3bedroom home offers the perfect blend of modern comfort and urban convenience.
  • The main and second floors feature new natural wood-tone hardwood flooring, while the finished basement has been updated with new vinyl flooring.
  • The home also offers new kitchen appliances, a roof replaced in 2024, and newly completed stonework in both the front and backyard.
  • The bright open-concept layout, custom oak details, large windows and private cedar deck create a comfortable and welcoming space ideal for everyday family living.

Welcome to this fully renovated $$$ and move-in-ready home in the heart of Kensington Market, one of Toronto's most vibrant and charming downtown communities. Extensively upgraded with significant investment throughout, this warm and inviting 3bedroom home offers the perfect blend of modern comfort and urban convenience.The main and second floors feature new natural wood-tone hardwood flooring, while the finished basement has been updated with new vinyl flooring. The home also offers new kitchen appliances, a roof replaced in 2024, and newly completed stonework in both the front and backyard. The bright open-concept layout, custom oak details, large windows and private cedar deck create a comfortable and welcoming space ideal for everyday family living.Steps to Kensington Market, Chinatown, Alexandra Park, TTC, groceries, cafes, restaurants and hospitals, with easy access to U of T, OCAD and the downtown core. A wonderful turnkey home, perfectly suited for a small family looking to enjoy a warm, stylish home in a truly walkable and established neighbourhood.

Key facts

Property type
Semi-Detached, 2-Storey
MLS®
C13881280
Bedrooms
3+1 (4 total)
Bathrooms
2
Size
1100-1500 sq ft
Lot
14.79 × 58.29 ft
Cross streets
Bathurst/Dundas
Parking
0 parking
Driveway
None
Basement
Finished
Heating
Forced Air
A/C
Central Air
Exterior
Brick
Foundation
Concrete
Roof
Asphalt Shingle
Sewer
Sewer
Property tax
$5,558 / 2025
Days on market
7
Listing brokerage
HC REALTY GROUP INC.

Rooms

Living RoomMain3.99 × 2.86 m

hardwood floor · combined w/dining · pot lights

Bedroom 2Second3.99 × 2.41 m

hardwood floor · crown moulding

Dining RoomMain4.63 × 3.17 m

hardwood floor · combined w/living · pot lights

Primary BedroomSecond3.99 × 3.68 m

hardwood floor · closet organizers · crown moulding

Bedroom 3Second3.05 × 2.56 m

hardwood floor · crown moulding

KitchenMain3.99 × 2.86 m

w/o to yard · granite counters · stainless steel appl

Our TakeTeam Asgarian · Broker
No automatic estimate

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The assigned public school is King Edward Junior and Senior Public School. EQAO is only one input, and families here also look at French Immersion, boundary, and private options, the full breakdown is below.

Neighbourhood & location

Kensington-Chinatown, Toronto, ON

CommuteTime from this home to where you spend your day

Enter a workplace or destination and we’ll show the door-to-door time by car, transit and bike.

Get the full neighbourhood report (schools, parks, transit & safety) →

Schools & catchmentAssigned attendance-boundary schools, with EQAO results

The public and Catholic schools this address is zoned for, with EQAO results (the share of students meeting Ontario's provincial standard).

School attendance boundaries and EQAO results are Ontario government data and can change. Confirm the current catchment with the school board before relying on it.

Street view near da Vinci School
67%
da Vinci SchoolPublic · Elementary · 0.7 km awayBelow the GTA average · 67% meet the provincial standard
Also nearby: 12 more schools within 2.5 km
Ryerson Community School Junior Senior · Public elementary0.2 km · 52% at standard
Kensington Community School School Junior · Public elementary0.4 km · 97% at standard
Charles G Fraser Junior Public School · Public elementary0.7 km · 74% at standard
Lord Lansdowne Junior Public School · Public elementary0.7 km · 85% at standard
Beverley School · Public elementary0.7 km
Subway Academy II · Public secondary0.7 km
Ogden Junior Public School · Public elementary0.8 km · 69% at standard
Heydon Park Secondary School · Public secondary0.8 km · 8% at standard
St Francis of Assisi Catholic School · Catholic elementary0.9 km · 80% at standard
ALPHA Alternative Junior School · Public elementary0.9 km
Oasis Alternative Secondary School · Public secondary0.9 km
Clinton Street Junior Public School · Public elementary1.0 km · 90% at standard

Not the assigned catchment: schools a family here could reach, with EQAO results where published.

Affordability & Mortgage

Affordability
$5,642/mo
$233KIncome needed
5.3×Price ÷ income
$1,302Weekly cost
$42,470Land transfer tax, one-time (Ontario + Toronto)
20% down4.79%25-yr amortization

Income needed assumes a ~32% GDS ratio; weekly is mortgage principal & interest only. Price ÷ income is the home price over the income needed. Fixed reference assumptions so listings compare on equal footing, not a lending decision.

92%mortgage
Mortgage $5,642Property tax $463Total carry $6,106

Calculate and customize your mortgage and other expenses

Adjust the down payment, rate, and amortization, and add property tax, condo fees, and heating to see your true monthly cost.

Your numbers

$
20.0%
$
%
4.49%
%
Live rate from Ratehub.ca

Conventional (20%+ down). Best insured 5-year fixed 4.34% via Ratehub.ca (as of October 19, 2026); conventional rates run a little higher.

years
years (your rate-locked period)
$5,476per month

Mortgage amount $990,400 · 4.49% over 25 years

$247,600Down payment (20.0%)
$990,400Loan before insurance
$0CMHC premium
$5,939Total monthly cost

Total monthly cost

Mortgage payment (monthly equivalent)
$5,476
Property tax
$463
Condo / maintenance fees
$0
Heating
$0
Estimated monthly cost
$5,939

Add your own property tax, condo fees, and heating on the left for a sharper total.

One-time closing costs

Ontario land transfer tax
$21,235
Toronto municipal land transfer tax
$21,235
Estimated closing costs
$42,470

Plus your down payment of $247,600. Legal fees, title insurance, and adjustments are extra and vary by deal.

Mortgage stress test

6.49%Qualifying rate
$6,628/monthPayment at the qualifying rate

Lenders qualify you at the greater of your rate plus 2% or 5.25%. You do not pay this rate. It just shows you could still handle payments if rates rose, so aim to stay comfortable at this higher number.

Over the full 25 years

$652,427Total interest paid
$1,642,827Total of all payments
Principal $990,400 Interest $652,427
YearPrincipalInterestBalance
1$22,102$43,612$968,298
2$23,105$42,608$945,193
3$24,154$41,559$921,039
4$25,251$40,462$895,789
5$26,397$39,316$869,391
6$27,596$38,117$841,796
7$28,849$36,864$812,947
8$30,159$35,555$782,788
9$31,528$34,185$751,260
10$32,959$32,754$718,301
11$34,456$31,257$683,845
12$36,020$29,693$647,825
13$37,656$28,057$610,169
14$39,366$26,348$570,803
15$41,153$24,560$529,651
16$43,021$22,692$486,629
17$44,975$20,738$441,654
18$47,017$18,696$394,638
19$49,152$16,562$345,486
20$51,383$14,330$294,103
21$53,716$11,997$240,387
22$56,155$9,558$184,232
23$58,705$7,008$125,527
24$61,370$4,343$64,157
25$64,157$1,556$0

At the end of your 5-year term

Total paid over the term
$328,565
Principal paid down
$121,009
Interest paid
$207,557
Balance remaining
$869,391

Talk to Team Asgarian about your options

Rates and programs change often. We will connect you with a trusted mortgage professional and build a plan that fits your budget and goals.

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Estimates only, not a mortgage quote or pre-approval. Figures use Canadian semi-annual compounding, current minimum down-payment rules, CMHC premium tiers, and Ontario (plus Toronto, when selected) land transfer tax. Actual rates, taxes, insurance, and closing costs vary by lender and property. Confirm every number with your mortgage professional.

Investor snapshot

Rental yield
Estimate$2,300/mo
$27,600Gross annual rent
1.4%Cap rate after taxes and upkeep

Thinking of this home as an investment? We will pull real comparable rents and run the full numbers with you.

Talk about the numbers

Estimates only. Rent is modelled on above-grade size and local norms, so a finished basement or second suite (a separate entrance often means one) can push real rent well above this. Taxes, fees, and vacancy vary by property, and cap rate is before financing. A starting point, not a final number, let us run the real ones with you.

2.2%
Gross yield
− Property tax $5,558− Insurance $1,400− Vacancy & upkeep $3,036Net operating income $17,606

All information deemed reliable but not guaranteed. For personal, non-commercial use only. Listing courtesy of HC REALTY GROUP INC.. MLS®/PropTx.

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