L101-150 Homewood Avenue, Toronto, ON

Cabbagetown-South St. James Town, Toronto · MLS® C13882000

$699,000
For Sale
Listed 10 days agoNo offer date stated
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1+1Bedrooms
2Bathrooms
1Garage
700-799Sq ft

About this home

In short

  • Experience Exceptional Urban Loft Living in the Heart of Downtown Toronto.
  • This Stunning Ground-Floor, Two-Level Condo Townhouse, 791 Sqft Of Living Space + 130 Sqft Terrace.
  • Featuring Soaring 18-Foot Ceilings and Dramatic Floor-to-Ceiling Windows That Flood the Living Space with Abundant Natural Light, Creating a Bright, Airy, and...
  • The Spacious Open-Concept Layout Offers Two Levels of Functional Living Space, Perfect for Everyday Living and Entertaining.
  • Step Outside to Your Beautifully Landscaped Private Terrace, a Peaceful Outdoor Oasis Perfect for Morning Coffee, Al Fresco Dining, or Relaxing Among the Greenery.

Experience Exceptional Urban Loft Living in the Heart of Downtown Toronto! This Stunning Ground-Floor, Two-Level Condo Townhouse, 791 Sqft Of Living Space + 130 Sqft Terrace. Offers a Unique Blend of Modern Elegance, Comfort, and Convenience. Featuring Soaring 18-Foot Ceilings and Dramatic Floor-to-Ceiling Windows That Flood the Living Space with Abundant Natural Light, Creating a Bright, Airy, and Inviting Atmosphere. The Spacious Open-Concept Layout Offers Two Levels of Functional Living Space, Perfect for Everyday Living and Entertaining. Step Outside to Your Beautifully Landscaped Private Terrace, a Peaceful Outdoor Oasis Perfect for Morning Coffee, Al Fresco Dining, or Relaxing Among the Greenery. Enjoy the Rare Convenience of Your Own Private Street Entrance Directly Through the Terrace, Offering the Feel and Independence of a Traditional Townhouse! Complete with One Parking Space and One Locker. Ideally Located Steps from Transit, Parks, Restaurants, Cafés, Shopping, and Downtown Toronto's Vibrant Amenities. A Rare Opportunity to Enjoy Distinctive Loft-Style Living with the Privacy of a Townhouse and the Convenience of Condo Living!

Key facts

Property type
Condo Townhouse, 2-Storey
MLS®
C13882000
Bedrooms
1+1 (2 total)
Bathrooms
2 (1 half)
Size
700-799 sq ft
Cross streets
Wellesley and Sherbourne
Parking
1 garage (underground)
Basement
None
Heating
Forced Air
A/C
Central Air
Exterior
Brick
Maintenance
$741/mo
Exposure
South
Property tax
$3,338 / 2026
Days on market
10
Listing brokerage
HOMELIFE LANDMARK REALTY INC.

Rooms

Dining RoomMain7.07 × 3.95 m

open concept · laminate · combined w/kitchen

FoyerMain2.49 × 2.16 m

large closet · 2 pc bath · tile floor

KitchenMain7.07 × 3.95 m

stainless steel appl · granite counters · modern kitchen

BedroomSecond5.67 × 3.96 m

4 pc bath · laminate · large closet

Our TakeTeam Asgarian · Broker
No automatic estimate

No automatic estimate is shown here: there is not a deep enough record of recent sales of homes like this one in this neighbourhood to support one.

Considering this property? Request a written price read

Its public catchment (Jesse Ketchum Junior and Senior Public School) tests around the provincial average, a steady, family-friendly draw. The full EQAO breakdown is below.

What sellers nearby are askingCurrently listed nearby · asking prices
$734kavg asking

Nothing closely matching this home is listed nearby right now, so these are the nearest condo townhouse listings on the market.

Per square foot, these ask about $733/sqft; this home lists at $933/sqft. Size is part of the price story, not just the sticker.

The 5 closest of 8 active listings nearby.

See all comparable homes
699kThis home540k964k499k749k918kThis home vs active comparables

Neighbourhood & location

Cabbagetown-South St. James Town, Toronto, ON

CommuteTime from this home to where you spend your day

Enter a workplace or destination and we’ll show the door-to-door time by car, transit and bike.

Nearby neighbourhoods

How asking prices compare in the closest areas to this home. Longer bars mean a pricier market.

Casa Loma
$2.80M
Niagara
$902K
Victoria Village
$754K
St. Andrew-Windfields
$929K
Mimico
$840K

Typical asking price of active listings of the same type, per area (outliers removed). Toronto.

Get the full neighbourhood report (schools, parks, transit & safety) →

Schools & catchmentAssigned attendance-boundary schools, with EQAO results

The public and Catholic schools this address is zoned for, with EQAO results (the share of students meeting Ontario's provincial standard).

School attendance boundaries and EQAO results are Ontario government data and can change. Confirm the current catchment with the school board before relying on it.

Street view near Church Street Junior Public School
73%
Church Street Junior Public SchoolPublic · Elementary · 0.5 km awayAround the GTA average · 73% meet the provincial standard
Also nearby: 12 more schools within 2.5 km
Jarvis Collegiate Institute · Public secondary0.2 km · 57% at standard
Msgr Fraser College (Isabella Campus) · Catholic secondary0.2 km
St Martin Catholic School(OL of Lourdes · Catholic elementary0.2 km
Rose Avenue Junior Public School · Public elementary0.4 km · 46% at standard
Winchester Junior and Senior Public School · Public elementary0.5 km · 76% at standard
Native Learning Centre · Public secondary0.5 km
St Martin Catholic School (St.Martin) · Catholic secondary1.0 km
St Joseph's College School · Catholic secondary1.0 km · 76% at standard
Lord Dufferin Junior and Senior Public School · Public elementary1.1 km · 55% at standard
Sprucecourt Junior Public School · Public elementary1.1 km · 59% at standard
Rosedale Heights School of the Arts · Public secondary1.1 km · 80% at standard
Rosedale Junior Public School · Public elementary1.2 km · 94% at standard

Not the assigned catchment: schools a family here could reach, with EQAO results where published.

Affordability & Mortgage

Affordability
$3,186/mo
$148KIncome needed
4.7×Price ÷ income
$735Weekly cost
$20,910Land transfer tax, one-time (Ontario + Toronto)
20% down4.79%25-yr amortization

Income needed assumes a ~32% GDS ratio; weekly is mortgage principal & interest only. Price ÷ income is the home price over the income needed. Fixed reference assumptions so listings compare on equal footing, not a lending decision.

76%mortgage
Mortgage $3,186Property tax $278Condo fee $741Total carry $4,205

Calculate and customize your mortgage and other expenses

Adjust the down payment, rate, and amortization, and add property tax, condo fees, and heating to see your true monthly cost.

Your numbers

$
20.0%
$
%
4.49%
%
Live rate from Ratehub.ca

Conventional (20%+ down). Best insured 5-year fixed 4.34% via Ratehub.ca (as of October 19, 2026); conventional rates run a little higher.

years
years (your rate-locked period)
$3,092per month

Mortgage amount $559,200 · 4.49% over 25 years

$139,800Down payment (20.0%)
$559,200Loan before insurance
$0CMHC premium
$4,111Total monthly cost

Total monthly cost

Mortgage payment (monthly equivalent)
$3,092
Property tax
$278
Condo / maintenance fees
$741
Heating
$0
Estimated monthly cost
$4,111

Add your own property tax, condo fees, and heating on the left for a sharper total.

One-time closing costs

Ontario land transfer tax
$10,455
Toronto municipal land transfer tax
$10,455
Estimated closing costs
$20,910

Plus your down payment of $139,800. Legal fees, title insurance, and adjustments are extra and vary by deal.

Mortgage stress test

6.49%Qualifying rate
$3,742/monthPayment at the qualifying rate

Lenders qualify you at the greater of your rate plus 2% or 5.25%. You do not pay this rate. It just shows you could still handle payments if rates rose, so aim to stay comfortable at this higher number.

Over the full 25 years

$368,374Total interest paid
$927,574Total of all payments
Principal $559,200 Interest $368,374
YearPrincipalInterestBalance
1$12,479$24,624$546,721
2$13,046$24,057$533,675
3$13,638$23,465$520,038
4$14,257$22,846$505,781
5$14,904$22,199$490,876
6$15,581$21,522$475,295
7$16,289$20,814$459,006
8$17,028$20,075$441,978
9$17,801$19,302$424,177
10$18,610$18,493$405,567
11$19,455$17,648$386,113
12$20,338$16,765$365,775
13$21,261$15,842$344,514
14$22,227$14,876$322,287
15$23,236$13,867$299,051
16$24,291$12,812$274,761
17$25,394$11,709$249,367
18$26,547$10,556$222,820
19$27,752$9,351$195,069
20$29,012$8,091$166,057
21$30,329$6,774$135,727
22$31,706$5,397$104,021
23$33,146$3,957$70,875
24$34,651$2,452$36,224
25$36,224$879$0

At the end of your 5-year term

Total paid over the term
$185,515
Principal paid down
$68,324
Interest paid
$117,191
Balance remaining
$490,876

Talk to Team Asgarian about your options

Rates and programs change often. We will connect you with a trusted mortgage professional and build a plan that fits your budget and goals.

Let's connect

Estimates only, not a mortgage quote or pre-approval. Figures use Canadian semi-annual compounding, current minimum down-payment rules, CMHC premium tiers, and Ontario (plus Toronto, when selected) land transfer tax. Actual rates, taxes, insurance, and closing costs vary by lender and property. Confirm every number with your mortgage professional.

Investor snapshot

Rental yield
Estimate$2,400/mo
$28,800Gross annual rent
1.8%Cap rate after taxes and upkeep

Thinking of this home as an investment? We will pull real comparable rents and run the full numbers with you.

Talk about the numbers

Estimates only. Rent is modelled on above-grade size and local norms, so a finished basement or second suite (a separate entrance often means one) can push real rent well above this. Taxes, fees, and vacancy vary by property, and cap rate is before financing. A starting point, not a final number, let us run the real ones with you.

4.1%
Gross yield
− Property tax $3,338− Condo fees $8,888− Insurance $600− Vacancy & upkeep $3,168Net operating income $12,807

All information deemed reliable but not guaranteed. For personal, non-commercial use only. Listing courtesy of HOMELIFE LANDMARK REALTY INC.. MLS®/PropTx.

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