514-77 Lombard Street, Toronto, ON
Church-Yonge Corridor, Toronto · MLS® C13882298
About this home
In short
- This beautiful 2 storey condo has been meticulously cared for and loved by the same family for almost 10 years, and it is finally ready for you to make it your own.
- Unit 514 is exactly what you've been hoping for.
- Intelligently laid out 690 square feet spread across 2 full storeys, with cascading 16 foot ceiling height in the living room, a powder room for your guests, and a...
- The open concept kitchen with breakfast and prep island is fully equipped with stainless appliances, wood cabinets and flooring, and the primary loft style bedroom on...
- Brand new window coverings, freshly painted, and ready for you or your tenant to move right in.
This beautiful 2 storey condo has been meticulously cared for and loved by the same family for almost 10 years, and it is finally ready for you to make it your own. Unit 514 is exactly what you've been hoping for. Intelligently laid out 690 square feet spread across 2 full storeys, with cascading 16 foot ceiling height in the living room, a powder room for your guests, and a large, South facing balcony. The open concept kitchen with breakfast and prep island is fully equipped with stainless appliances, wood cabinets and flooring, and the primary loft style bedroom on the upper floor is complete with a private ensuite bathroom all to yourself. Brand new window coverings, freshly painted, and ready for you or your tenant to move right in. This location is unbeatable. You are located in the heart of the Church-Yonge Corridor, steps fantastic coffee/espresso shops, parks, TTC, George Brown Polytechnic, outstanding restaurants, and even a short walk to the historic St. Lawrence Market. You will be able to walk just about everywhere and with sunny days just around the corner (we can hope right?) this is the perfect timing for you to enjoy summer 2026 in the city. Exceptional value for the location, the layout and the size. Whether you are looking for an inspiring space to call home, or an investment that provides something unique, make your move today! Book your private visit.
Key facts
- Property type
- Condo Apartment, Loft
- MLS®
- C13882298
- Bedrooms
- 1
- Bathrooms
- 2 (1 half)
- Size
- 600-699 sq ft
- Cross streets
- Church St & Lombard St
- Parking
- 0 parking
- Basement
- None
- Heating
- Forced Air
- A/C
- Central Air
- Exterior
- Concrete
- Maintenance
- $730/mo
- Exposure
- South
- Property tax
- $2,594 / 2025
- Days on market
- 10
- Listing brokerage
- KELLER WILLIAMS REFERRED URBAN REALTY
Rooms
B/I Desk
wood · open concept
open concept · closet organizers · 4 pc ensuite
2 Pc Bath
combined w/laundry · 4 pc bath · tile floor
stainless steel appl · centre island · open concept
window floor to ceiling · electric fireplace
No automatic estimate is shown here: there are not enough closely comparable recent sales nearby to support one.
Considering this property? Request a written price readThe assigned public school is Market Lane Junior and Senior Public School. EQAO is only one input, and families here also look at French Immersion, boundary, and private options, the full breakdown is below.
Neighbourhood & location
Church-Yonge Corridor, Toronto, ON
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Get the full neighbourhood report (schools, parks, transit & safety) →
The public and Catholic schools this address is zoned for, with EQAO results (the share of students meeting Ontario's provincial standard).
School attendance boundaries and EQAO results are Ontario government data and can change. Confirm the current catchment with the school board before relying on it.
Also nearby: 12 more schools within 2.5 km
Not the assigned catchment: schools a family here could reach, with EQAO results where published.
Affordability & Mortgage
Income needed assumes a ~32% GDS ratio; weekly is mortgage principal & interest only. Price ÷ income is the home price over the income needed. Fixed reference assumptions so listings compare on equal footing, not a lending decision.
Calculate and customize your mortgage and other expenses
Adjust the down payment, rate, and amortization, and add property tax, condo fees, and heating to see your true monthly cost.
Your numbers
Conventional (20%+ down). Best insured 5-year fixed 4.34% via Ratehub.ca (as of October 19, 2026); conventional rates run a little higher.
Mortgage amount $415,920 · 4.49% over 25 years
Total monthly cost
- Mortgage payment (monthly equivalent)
- $2,300
- Property tax
- $216
- Condo / maintenance fees
- $730
- Heating
- $0
- Estimated monthly cost
- $3,246
Add your own property tax, condo fees, and heating on the left for a sharper total.
One-time closing costs
- Ontario land transfer tax
- $6,873
- Toronto municipal land transfer tax
- $6,873
- Estimated closing costs
- $13,746
Plus your down payment of $103,980. Legal fees, title insurance, and adjustments are extra and vary by deal.
Mortgage stress test
Lenders qualify you at the greater of your rate plus 2% or 5.25%. You do not pay this rate. It just shows you could still handle payments if rates rose, so aim to stay comfortable at this higher number.
Over the full 25 years
At the end of your 5-year term
- Total paid over the term
- $137,982
- Principal paid down
- $50,818
- Interest paid
- $87,164
- Balance remaining
- $365,102
Talk to Team Asgarian about your options
Rates and programs change often. We will connect you with a trusted mortgage professional and build a plan that fits your budget and goals.
Estimates only, not a mortgage quote or pre-approval. Figures use Canadian semi-annual compounding, current minimum down-payment rules, CMHC premium tiers, and Ontario (plus Toronto, when selected) land transfer tax. Actual rates, taxes, insurance, and closing costs vary by lender and property. Confirm every number with your mortgage professional.
Investor snapshot
Thinking of this home as an investment? We will pull real comparable rents and run the full numbers with you.
Talk about the numbersEstimates only. Rent is modelled on above-grade size and local norms, so a finished basement or second suite (a separate entrance often means one) can push real rent well above this. Taxes, fees, and vacancy vary by property, and cap rate is before financing. A starting point, not a final number, let us run the real ones with you.
Helpful resources
All information deemed reliable but not guaranteed. For personal, non-commercial use only. Listing courtesy of KELLER WILLIAMS REFERRED URBAN REALTY. MLS®/PropTx.