205-1338 York Mills Road, Toronto, ON
Parkwoods-Donalda, Toronto · MLS® C13882940
About this home
In short
- Mortgage rates are up, prices down, rents down.
- Purchase available for 5%.
- Security, Spa, exercise room, pool, underground parking, visitors parking.
- Beautifully finished 3 bedroom, 2 bath, condo that has just been renovated.
- Since renovation no one has lived in this home.
Economic times are hard. Mortgage rates are up, prices down, rents down. This is your opportunity to live, with your family, in the city! For less than the price of rent! Purchase available for 5%. Mortgage payments cheaper than rent (consult your mortgage broker for a more personal assessment). Maintenance fees include all amenities. The only thing you'll need isinternet. Security, Spa, exercise room, pool, underground parking, visitors parking. Although located near highways and malls, this portion of the street is a quiet neighborhood. Show with confidence! Beautifully finished 3 bedroom, 2 bath, condo that has just been renovated. Move in condition! Since renovation no one has lived in this home. It's almost like getting a brand new unit! Close to everything: shopping malls, bus routes, 401, DVP, 404, 407 minutes away. 15 minutes drive to downtown. Minutes from Sheppard TTC line. Parks, greenbelt, hiking, community centers, library, St Isaac Joques Catholic Elementary (top 25% EQAO) Senator O'Connor (Top 20% EQAO). Great place for your children to grow. Peace of mind for you in these troublesome times.
Key facts
- Property type
- Condo Apartment, 1 Storey/Apt
- MLS®
- C13882940
- Bedrooms
- 3
- Bathrooms
- 2
- Size
- 1000-1199 sq ft
- Cross streets
- York Mills Rd/Victoria Park Avenue
- Parking
- 1 garage (underground)
- Basement
- None
- Heating
- Baseboard
- A/C
- Central Air
- Exterior
- Concrete Poured
- Maintenance
- $892/mo
- Exposure
- East
- Property tax
- $1,734 / 2026
- Days on market
- 10
- Listing brokerage
- ROYAL LEPAGE TERREQUITY REALTY
Rooms
Laminate
Ceramic Floor
Laminate
laminate · sunken room · window floor to ceiling
Laminate
Tile Floor
laminate · oak banister
Laminate
No automatic estimate is shown here: there are not enough closely comparable recent sales nearby to support one.
Considering this property? Request a written price readThe assigned public school is Roywood Public School. EQAO is only one input, and families here also look at French Immersion, boundary, and private options, the full breakdown is below.
Neighbourhood & location
Parkwoods-Donalda, Toronto, ON
Enter a workplace or destination and we’ll show the door-to-door time by car, transit and bike.
Get the full neighbourhood report (schools, parks, transit & safety) →
The public and Catholic schools this address is zoned for, with EQAO results (the share of students meeting Ontario's provincial standard).
School attendance boundaries and EQAO results are Ontario government data and can change. Confirm the current catchment with the school board before relying on it.
Also nearby: 12 more schools within 2.5 km
Not the assigned catchment: schools a family here could reach, with EQAO results where published.
Affordability & Mortgage
Income needed assumes a ~32% GDS ratio; weekly is mortgage principal & interest only. Price ÷ income is the home price over the income needed. Fixed reference assumptions so listings compare on equal footing, not a lending decision.
Calculate and customize your mortgage and other expenses
Adjust the down payment, rate, and amortization, and add property tax, condo fees, and heating to see your true monthly cost.
Your numbers
Conventional (20%+ down). Best insured 5-year fixed 4.34% via Ratehub.ca (as of October 19, 2026); conventional rates run a little higher.
Mortgage amount $399,920 · 4.49% over 25 years
Total monthly cost
- Mortgage payment (monthly equivalent)
- $2,211
- Property tax
- $145
- Condo / maintenance fees
- $892
- Heating
- $0
- Estimated monthly cost
- $3,248
Add your own property tax, condo fees, and heating on the left for a sharper total.
One-time closing costs
- Ontario land transfer tax
- $6,473
- Toronto municipal land transfer tax
- $6,473
- Estimated closing costs
- $12,946
Plus your down payment of $99,980. Legal fees, title insurance, and adjustments are extra and vary by deal.
Mortgage stress test
Lenders qualify you at the greater of your rate plus 2% or 5.25%. You do not pay this rate. It just shows you could still handle payments if rates rose, so aim to stay comfortable at this higher number.
Over the full 25 years
At the end of your 5-year term
- Total paid over the term
- $132,674
- Principal paid down
- $48,863
- Interest paid
- $83,811
- Balance remaining
- $351,057
Talk to Team Asgarian about your options
Rates and programs change often. We will connect you with a trusted mortgage professional and build a plan that fits your budget and goals.
Estimates only, not a mortgage quote or pre-approval. Figures use Canadian semi-annual compounding, current minimum down-payment rules, CMHC premium tiers, and Ontario (plus Toronto, when selected) land transfer tax. Actual rates, taxes, insurance, and closing costs vary by lender and property. Confirm every number with your mortgage professional.
Investor snapshot
Thinking of this home as an investment? We will pull real comparable rents and run the full numbers with you.
Talk about the numbersEstimates only. Rent is modelled on above-grade size and local norms, so a finished basement or second suite (a separate entrance often means one) can push real rent well above this. Taxes, fees, and vacancy vary by property, and cap rate is before financing. A starting point, not a final number, let us run the real ones with you.
Helpful resources
All information deemed reliable but not guaranteed. For personal, non-commercial use only. Listing courtesy of ROYAL LEPAGE TERREQUITY REALTY. MLS®/PropTx.