110-112 Baldwin Street, Toronto, ON
Kensington-Chinatown, Toronto · MLS® C13997868
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About this home
In short
- Location, character, and incredible potential.
- Inside, large principal rooms are filled with impressive natural light streaming through large windows, showcasing soaring ceilings across all floors and timeless...
- The main layout in 110 features 3 full kitchens and 3 full washrooms across 3 above-grade living floors, plus an unfinished basement with impressive height, a...
- The main layout in 112 features 4 full kitchens and 4 full washrooms across 3 above-grade living floors, plus a finished basement with impressive height, a separate...
- Steps to shops, dining, transit, and amenities in a 100% walkable location.
Location, character, and incredible potential! A rare opportunity to acquire 110 & 112 Baldwin Street together! Built in 1880, and having been held by the same family for 4 generations, these classic Toronto Victorians showcase incredible curb appeal with their striking red brick façade and classic Toronto bay-and-gable style. Inside, large principal rooms are filled with impressive natural light streaming through large windows, showcasing soaring ceilings across all floors and timeless original architectural details-including front doors and windows, stained glass, rich wood mouldings, ornate archways, pendants, fireplaces, and hardwood floors. The main layout in 110 features 3 full kitchens and 3 full washrooms across 3 above-grade living floors, plus an unfinished basement with impressive height, a separate external entrance, and direct interior access. The main layout in 112 features 4 full kitchens and 4 full washrooms across 3 above-grade living floors, plus a finished basement with impressive height, a separate external entrance, and direct interior access. Total of 7 washrooms. This setup offers endless possibilities for multi-unit rental income, multi-generational living, live-in income, or conversion into show-stopping single-family residences in the heart of downtown Toronto. Additional highlights include sweeping CN Tower and skyline views from the top-floor balcony, 2 side by side laneway parking spaces, and laneway housing potential (see report). Steps to shops, dining, transit, and amenities in a 100% walkable location. Buy both homes individually or together!
Key facts
- Property type
- Other, 3-Storey
- MLS®
- C13997868
- Bedrooms
- 10+1 (11 total)
- Bathrooms
- 7
- Size
- 5,000 sq ft
- Lot
- 36.16 × 100 ft
- Cross streets
- Spadina Ave / Baldwin St
- Parking
- 4 parking
- Driveway
- Lane
- Basement
- Apartment, Separate Entrance, Partially Finished
- Kitchens
- 7 (6 + 1)
- Heating
- Forced Air
- A/C
- None
- Exterior
- Brick
- Foundation
- Stone
- Roof
- Asphalt Shingle
- Sewer
- Sewer
- Property tax
- $18,638 / 2026
- Days on market
- 5
- Listing brokerage
- ROYAL LEPAGE ESTATE REALTY
Rooms
eat-in kitchen · large window
hardwood floor · large window
hardwood floor · fireplace · french doors
hardwood floor · fireplace · stained glass
Hardwood Floor
hardwood floor · w/o to balcony
tile floor · window · french doors
walk-up · window
eat-in kitchen · centre island
Tile Floor
hardwood floor · fireplace · crown moulding
hardwood floor · large closet
hardwood floor · french doors · crown moulding
hardwood floor · fireplace · crown moulding
eat-in kitchen · walk-out
eat-in kitchen · overlooks backyard
hardwood floor · french doors · crown moulding
eat-in kitchen · walk-out
W/O To Balcony
No automatic estimate is shown here: there are not enough closely comparable recent sales nearby to support one.
Considering this property? Request a written price readThe assigned public school is Orde Street Public School. EQAO is only one input, and families here also look at French Immersion, boundary, and private options, the full breakdown is below.
Neighbourhood & location
Kensington-Chinatown, Toronto, ON
Enter a workplace or destination and we’ll show the door-to-door time by car, transit and bike.
Get the full neighbourhood report (schools, parks, transit & safety) →
The public and Catholic schools this address is zoned for, with EQAO results (the share of students meeting Ontario's provincial standard).
School attendance boundaries and EQAO results are Ontario government data and can change. Confirm the current catchment with the school board before relying on it.
Also nearby: 12 more schools within 2.5 km
Not the assigned catchment: schools a family here could reach, with EQAO results where published.
Affordability & Mortgage
Income needed assumes a ~32% GDS ratio; weekly is mortgage principal & interest only. Price ÷ income is the home price over the income needed. Fixed reference assumptions so listings compare on equal footing, not a lending decision.
Calculate and customize your mortgage and other expenses
Adjust the down payment, rate, and amortization, and add property tax, condo fees, and heating to see your true monthly cost.
Your numbers
Homes over $1.5M can't be insured, so 20% down or more is required.
Conventional (20%+ down). Best insured 5-year fixed 4.34% via Ratehub.ca (as of October 19, 2026); conventional rates run a little higher.
Mortgage amount $2,398,400 · 4.49% over 25 years
Total monthly cost
- Mortgage payment (monthly equivalent)
- $13,261
- Property tax
- $1,553
- Condo / maintenance fees
- $0
- Heating
- $0
- Estimated monthly cost
- $14,814
Add your own property tax, condo fees, and heating on the left for a sharper total.
One-time closing costs
- Ontario land transfer tax
- $61,425
- Toronto municipal land transfer tax
- $61,425
- Estimated closing costs
- $122,850
Plus your down payment of $599,600. Legal fees, title insurance, and adjustments are extra and vary by deal.
Mortgage stress test
Lenders qualify you at the greater of your rate plus 2% or 5.25%. You do not pay this rate. It just shows you could still handle payments if rates rose, so aim to stay comfortable at this higher number.
Over the full 25 years
At the end of your 5-year term
- Total paid over the term
- $795,670
- Principal paid down
- $293,040
- Interest paid
- $502,630
- Balance remaining
- $2,105,360
Talk to Team Asgarian about your options
Rates and programs change often. We will connect you with a trusted mortgage professional and build a plan that fits your budget and goals.
Estimates only, not a mortgage quote or pre-approval. Figures use Canadian semi-annual compounding, current minimum down-payment rules, CMHC premium tiers, and Ontario (plus Toronto, when selected) land transfer tax. Actual rates, taxes, insurance, and closing costs vary by lender and property. Confirm every number with your mortgage professional.
Investor snapshot
Income potential: the basement has a separate entrance, which often supports a rentable in-law or second suite. That can lift real rent well above the figure above and help carry the mortgage. Ask us about permitted use in this area.
Thinking of this home as an investment? We will pull real comparable rents and run the full numbers with you.
Talk about the numbersEstimates only. Rent is modelled on above-grade size and local norms, so a finished basement or second suite (a separate entrance often means one) can push real rent well above this. Taxes, fees, and vacancy vary by property, and cap rate is before financing. A starting point, not a final number, let us run the real ones with you.
Helpful resources
All information deemed reliable but not guaranteed. For personal, non-commercial use only. Listing courtesy of ROYAL LEPAGE ESTATE REALTY. MLS®/PropTx.