331-280 Howland Avenue, Toronto, ON

Annex, Toronto · MLS® C14004208

$669,880
For Sale
Listed 7 days agoNo offer date stated
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1+1Bedrooms
2Bathrooms
1Garage
600-699Sq ft

About this home

In short

  • Welcome to Suite 331 at 280 Howland Avenue, where thoughtful design meets boutique condo living at Bianca, a Tridel-built residence in the heart of the Annex.
  • Nine-foot ceilings, designer finishes and an open-concept layout create an inviting setting for everyday living and entertaining, with a modern kitchen flowing...
  • The primary bedroom features an exceptional walk-in closet with a built-in organizer-a rare and coveted feature in a one-bedroom plus den suite-along with a...
  • Residents enjoy an outstanding collection of amenities, including a rooftop infinity pool, fitness centre, yoga studio, elegant party lounge, private dining room and...

Welcome to Suite 331 at 280 Howland Avenue, where thoughtful design meets boutique condo living at Bianca, a Tridel-built residence in the heart of the Annex. This beautifully designed one-bedroom plus den, two-bathroom suite offers well-planned living space with no wasted room. Nine-foot ceilings, designer finishes and an open-concept layout create an inviting setting for everyday living and entertaining, with a modern kitchen flowing seamlessly into the living and dining areas. The primary bedroom features an exceptional walk-in closet with a built-in organizer-a rare and coveted feature in a one-bedroom plus den suite-along with a beautifully appointed three-piece ensuite. The generous separate den offers flexibility for a home office, guest space or nursery, while a second full bathroom adds welcome convenience. Step outside onto the wide, north-facing balcony for a quiet moment or an evening outdoors. Complete with one parking space and a locker, this suite pairs stylish living with practical everyday convenience. Residents enjoy an outstanding collection of amenities, including a rooftop infinity pool, fitness centre, yoga studio, elegant party lounge, private dining room and outdoor entertaining areas with barbecues and a fireplace. Bianca's pet-friendly setting welcomes your four-legged companion, while its sought-after Annex location offers easy access to Dupont subway station, great neighbourhood parks, schools, cafés, restaurants and shops.

Key facts

Property type
Condo Apartment, Apartment
MLS®
C14004208
Bedrooms
1+1 (2 total)
Bathrooms
2
Size
600-699 sq ft
Cross streets
Dupont/Bathurst
Parking
1 garage (underground)
Basement
None
Heating
Forced Air
A/C
Central Air
Exterior
Concrete
Maintenance
$718/mo
Exposure
North
Property tax
$3,906 / 2026
Days on market
7
Listing brokerage
RARE REAL ESTATE

Rooms

Living RoomMain8.00 × 3.05 m

combined w/dining · w/o to balcony

Primary BedroomMain3.50 × 3.05 m
KitchenMain8.00 × 3.05 m

Combined w/Kitchen

DenMain2.15 × 2.60 m
Dining RoomMain8.00 × 3.05 m

Combined w/Living

Our TakeTeam Asgarian · Broker
No automatic estimate

No automatic estimate is shown here: there are not enough closely comparable recent sales nearby to support one.

Considering this property? Request a written price read

Its public catchment (Jesse Ketchum Junior and Senior Public School) tests around the provincial average, a steady, family-friendly draw. The full EQAO breakdown is below.

Neighbourhood & location

Annex, Toronto, ON

CommuteTime from this home to where you spend your day

Enter a workplace or destination and we’ll show the door-to-door time by car, transit and bike.

Get the full neighbourhood report (schools, parks, transit & safety) →

Schools & catchmentAssigned attendance-boundary schools, with EQAO results

The public and Catholic schools this address is zoned for, with EQAO results (the share of students meeting Ontario's provincial standard).

School attendance boundaries and EQAO results are Ontario government data and can change. Confirm the current catchment with the school board before relying on it.

Street view near Huron Street Junior Public School
74%
Huron Street Junior Public SchoolPublic · Elementary · 0.9 km awayAround the GTA average · 74% meet the provincial standard
St. BrunoEQAO results not published
Also nearby: 12 more schools within 2.5 km
Palmerston Avenue Junior Public School · Public elementary0.6 km · 80% at standard
Hillcrest Community School · Public elementary0.7 km · 85% at standard
Msgr Fraser Orientation Centre · Catholic secondary0.7 km
Loretto College School · Catholic secondary1.0 km · 62% at standard
Essex Junior and Senior Public School · Public elementary1.0 km · 64% at standard
Hawthorne II Bilingual Alternative Junior School · Public elementary1.0 km · 74% at standard
St Bruno/St. Raymond Catholic School · Catholic elementary1.2 km · 56% at standard
Central Technical School · Public secondary1.2 km · 54% at standard
Holy Rosary Catholic School · Catholic elementary1.3 km · 89% at standard
Harbord Collegiate Institute · Public secondary1.4 km · 85% at standard
West End Alternative School · Public secondary1.4 km
Brown Junior Public School · Public elementary1.5 km · 86% at standard

Not the assigned catchment: schools a family here could reach, with EQAO results where published.

Affordability & Mortgage

Affordability
$3,053/mo
$144KIncome needed
4.7×Price ÷ income
$705Weekly cost
$19,745Land transfer tax, one-time (Ontario + Toronto)
20% down4.79%25-yr amortization

Income needed assumes a ~32% GDS ratio; weekly is mortgage principal & interest only. Price ÷ income is the home price over the income needed. Fixed reference assumptions so listings compare on equal footing, not a lending decision.

75%mortgage
Mortgage $3,053Property tax $325Condo fee $718Total carry $4,096

Calculate and customize your mortgage and other expenses

Adjust the down payment, rate, and amortization, and add property tax, condo fees, and heating to see your true monthly cost.

Your numbers

$
20.0%
$
%
4.49%
%
Live rate from Ratehub.ca

Conventional (20%+ down). Best insured 5-year fixed 4.34% via Ratehub.ca (as of October 20, 2026); conventional rates run a little higher.

years
years (your rate-locked period)
$2,963per month

Mortgage amount $535,904 · 4.49% over 25 years

$133,976Down payment (20.0%)
$535,904Loan before insurance
$0CMHC premium
$4,007Total monthly cost

Total monthly cost

Mortgage payment (monthly equivalent)
$2,963
Property tax
$326
Condo / maintenance fees
$718
Heating
$0
Estimated monthly cost
$4,007

Add your own property tax, condo fees, and heating on the left for a sharper total.

One-time closing costs

Ontario land transfer tax
$9,873
Toronto municipal land transfer tax
$9,873
Estimated closing costs
$19,745

Plus your down payment of $133,976. Legal fees, title insurance, and adjustments are extra and vary by deal.

Mortgage stress test

6.49%Qualifying rate
$3,586/monthPayment at the qualifying rate

Lenders qualify you at the greater of your rate plus 2% or 5.25%. You do not pay this rate. It just shows you could still handle payments if rates rose, so aim to stay comfortable at this higher number.

Over the full 25 years

$353,028Total interest paid
$888,932Total of all payments
Principal $535,904 Interest $353,028
YearPrincipalInterestBalance
1$11,959$23,598$523,945
2$12,502$23,055$511,443
3$13,070$22,488$498,373
4$13,663$21,894$484,710
5$14,284$21,274$470,426
6$14,932$20,625$455,494
7$15,610$19,947$439,884
8$16,319$19,238$423,566
9$17,060$18,498$406,506
10$17,834$17,723$388,672
11$18,644$16,913$370,028
12$19,491$16,067$350,537
13$20,375$15,182$330,162
14$21,301$14,257$308,861
15$22,268$13,290$286,593
16$23,279$12,278$263,314
17$24,336$11,222$238,979
18$25,441$10,117$213,538
19$26,596$8,961$186,942
20$27,803$7,754$159,139
21$29,066$6,492$130,073
22$30,385$5,172$99,687
23$31,765$3,792$67,922
24$33,207$2,350$34,715
25$34,715$842$0

At the end of your 5-year term

Total paid over the term
$177,786
Principal paid down
$65,478
Interest paid
$112,309
Balance remaining
$470,426

Talk to Team Asgarian about your options

Rates and programs change often. We will connect you with a trusted mortgage professional and build a plan that fits your budget and goals.

Let's connect

Estimates only, not a mortgage quote or pre-approval. Figures use Canadian semi-annual compounding, current minimum down-payment rules, CMHC premium tiers, and Ontario (plus Toronto, when selected) land transfer tax. Actual rates, taxes, insurance, and closing costs vary by lender and property. Confirm every number with your mortgage professional.

Investor snapshot

Rental yield
Estimate$2,050/mo
$24,600Gross annual rent
1.3%Cap rate after taxes and upkeep

Thinking of this home as an investment? We will pull real comparable rents and run the full numbers with you.

Talk about the numbers

Estimates only. Rent is modelled on above-grade size and local norms, so a finished basement or second suite (a separate entrance often means one) can push real rent well above this. Taxes, fees, and vacancy vary by property, and cap rate is before financing. A starting point, not a final number, let us run the real ones with you.

3.7%
Gross yield
− Property tax $3,906− Condo fees $8,613− Insurance $600− Vacancy & upkeep $2,706Net operating income $8,775

All information deemed reliable but not guaranteed. For personal, non-commercial use only. Listing courtesy of RARE REAL ESTATE. MLS®/PropTx.

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