128 Montgomery Avenue, Toronto, ON

Yonge-Eglinton, Toronto · MLS® C14007782

$2,095,000
For Sale
Listed 6 days agoNo offer date stated
Request a showing
◎ Directions
3+1Bedrooms
4Bathrooms
2Parking
1500-2000Sq ft

About this home

In short

  • Gorgeous, turnkey contemporary detached home in the heart of Yonge & Eglinton, situated in the highly sought-after Allenby neighbourhood & within walking distance of...
  • Custom-built & beautifully renovated, this exceptional residence offers approx.
  • The open-concept main level features soaring ceilings (just under 10 ft.), white oak engineered hardwood flooring, custom millwork, architectural windows, & abundant...
  • Generous living & dining areas flow seamlessly into the designer kitchen with quartz countertops, custom cabinetry, breakfast island, Sub-Zero fridge, & Wolf gas range.
  • A direct W/O leads to the professionally landscaped private backyard with multiple areas for al fresco dining, entertaining, family gatherings, & quiet relaxation.

Gorgeous, turnkey contemporary detached home in the heart of Yonge & Eglinton, situated in the highly sought-after Allenby neighbourhood & within walking distance of top-rated schools incl. Allenby Jr. P.S., North Toronto C.I., & St. Clement's School. Custom-built & beautifully renovated, this exceptional residence offers approx. 2,400 sq. ft. of living space incl. LL with 3+1 bdrms., 4 baths., & 1 legal front yard parking and 1 at back for smaller car. The open-concept main level features soaring ceilings (just under 10 ft.), white oak engineered hardwood flooring, custom millwork, architectural windows, & abundant natural light. Generous living & dining areas flow seamlessly into the designer kitchen with quartz countertops, custom cabinetry, breakfast island, Sub-Zero fridge, & Wolf gas range. A direct W/O leads to the professionally landscaped private backyard with multiple areas for al fresco dining, entertaining, family gatherings, & quiet relaxation.The upper level features a spacious primary retreat with custom built-in wardrobes & a spa-inspired 5-pc ensuite with a Victoria + Albert freestanding soaker tub, glass-enclosed shower, skylight. Two add'l bdrms. provide comfortable accommodations, incl. one with its own private ensuite. Convenient 2nd-floor laundry enhances everyday living.The finished lower level offers exceptional versatility with a spacious rec room/gym, flexible 4th bdrm., 3-pc bath., abundant storage, & a cold room that could easily be converted into a future wine cellar. Perfectly positioned steps to Eglinton Park & within walking distance of the vibrant shops, cafes, restaurants of Yonge & Eglinton, incl. PAI, Stock Bar, Sip Wine Bar, Bready, Paris Baguette, Mandy's, La Vecchia, Healthy Planet, Grazie Ristorante, & Mizzica Gelateria & Cafe. Convenient access to the TTC & Eglinton Crosstown LRT. Modern comfort, residential tranquillity, & exceptional urban convenience come together in one of Toronto's most desirable family neighbourhoods.

Key facts

Property type
Detached, 2-Storey
MLS®
C14007782
Bedrooms
3+1 (4 total)
Bathrooms
4 (1 half)
Size
1500-2000 sq ft
Lot
19.33 × 110 ft
Cross streets
Yonge & Eglinton
Parking
2 parking
Driveway
Mutual
Basement
Finished
Heating
Forced Air
A/C
Central Air
Exterior
Stucco (Plaster), Wood
Foundation
Unknown
Roof
Unknown
Sewer
Sewer
Property tax
$9,031 / 2026
Days on market
6
Listing brokerage
HARVEY KALLES REAL ESTATE LTD.

Rooms

Living RoomMain5.23 × 3.99 m

open concept · combined w/dining · 2 pc bath

Bedroom 4Lower3.71 × 3.05 m

double closet · 3 pc bath · broadloom

KitchenMain5.56 × 4.01 m

centre island · combined w/dining · w/o to yard

Bedroom 3Upper3.07 × 2.08 m

b/i shelves · hardwood floor · window

Primary BedroomUpper3.99 × 3.71 m

ensuite bath · closet · large window

OtherBasement3.78 × 1.19 m
Bedroom 2Upper3.99 × 2.95 m

closet · ensuite bath · large window

Dining RoomMain4.01 × 3.00 m

combined w/kitchen · combined w/living · w/o to yard

RecreationBasement9.09 × 3.58 m
Our TakeTeam Asgarian · Broker
No automatic estimate

No automatic estimate is shown here: there is not a deep enough record of recent sales of homes like this one in this neighbourhood to support one.

Considering this property? Request a written price read

On schools, this address is zoned for North Toronto Collegiate Institute, one of the higher-rated public schools in the area. A strong catchment tends to hold value and widen your resale pool, especially with family buyers.

What sellers nearby are askingCurrently listed nearby in Yonge-Eglinton · asking prices
$2.27Mavg asking

Nothing closely matching this home is listed nearby right now, so these are the nearest detached listings on the market.

Per square foot, these ask about $1,303/sqft; this home lists at $1,197/sqft. Size is part of the price story, not just the sticker.

The 3 closest active listings nearby.

See all comparable homes
2.10MThis home1.80M2.40M2.60MThis home vs active comparables

Neighbourhood & location

Yonge-Eglinton, Toronto, ON

CommuteTime from this home to where you spend your day

Enter a workplace or destination and we’ll show the door-to-door time by car, transit and bike.

Nearby neighbourhoods

How asking prices compare in the closest areas to this home. Longer bars mean a pricier market.

Leaside
$2.15M
Banbury-Don Mills
$5.50M
Willowdale East
$2.29M
Woodbine-Lumsden
$949K
Bayview Village
$1.60M

Typical asking price of active listings of the same type, per area (outliers removed). Toronto.

Get the full neighbourhood report (schools, parks, transit & safety) →

Schools & catchmentAssigned attendance-boundary schools, with EQAO results

The public and Catholic schools this address is zoned for, with EQAO results (the share of students meeting Ontario's provincial standard).

School attendance boundaries and EQAO results are Ontario government data and can change. Confirm the current catchment with the school board before relying on it.

Street view near Allenby Junior Public School
78%
Allenby Junior Public SchoolPublic · Elementary · 0.8 km awayAbove the GTA average · 78% meet the provincial standard
Glenview Senior Public SchoolEQAO results not published
Also nearby: 12 more schools within 2.5 km
John Fisher Junior Public School · Public elementary0.5 km · 85% at standard
Marshall McLuhan Catholic Secondary School · Catholic secondary0.6 km · 74% at standard
Oriole Park Junior Public School · Public elementary0.9 km · 100% at standard
Eglinton Junior Public School · Public elementary1.0 km · 70% at standard
Northern Secondary School · Public secondary1.0 km · 82% at standard
John Ross Robertson Junior Public School · Public elementary1.1 km · 83% at standard
Spectrum Alternative Senior School · Public elementary1.2 km
Davisville Junior Public School · Public elementary1.3 km · 86% at standard
North Preparatory Junior Public School · Public elementary1.5 km · 71% at standard
Lawrence Park Collegiate Institute · Public secondary1.6 km · 92% at standard
Blythwood Junior Public School · Public elementary1.6 km · 88% at standard
Forest Hill Collegiate Institute · Public secondary1.6 km · 76% at standard

Not the assigned catchment: schools a family here could reach, with EQAO results where published.

Affordability & Mortgage

Affordability
$9,548/mo
$390KIncome needed
5.4×Price ÷ income
$2,203Weekly cost
$77,700Land transfer tax, one-time (Ontario + Toronto)
20% down4.79%25-yr amortization

Income needed assumes a ~32% GDS ratio; weekly is mortgage principal & interest only. Price ÷ income is the home price over the income needed. Fixed reference assumptions so listings compare on equal footing, not a lending decision.

93%mortgage
Mortgage $9,548Property tax $753Total carry $10,301

Calculate and customize your mortgage and other expenses

Adjust the down payment, rate, and amortization, and add property tax, condo fees, and heating to see your true monthly cost.

Your numbers

$
20.0%
$
%

Homes over $1.5M can't be insured, so 20% down or more is required.

4.49%
%
Live rate from Ratehub.ca

Conventional (20%+ down). Best insured 5-year fixed 4.34% via Ratehub.ca (as of October 19, 2026); conventional rates run a little higher.

years
years (your rate-locked period)
$9,267per month

Mortgage amount $1,676,000 · 4.49% over 25 years

$419,000Down payment (20.0%)
$1,676,000Loan before insurance
$0CMHC premium
$10,019Total monthly cost

Total monthly cost

Mortgage payment (monthly equivalent)
$9,267
Property tax
$753
Condo / maintenance fees
$0
Heating
$0
Estimated monthly cost
$10,019

Add your own property tax, condo fees, and heating on the left for a sharper total.

One-time closing costs

Ontario land transfer tax
$38,850
Toronto municipal land transfer tax
$38,850
Estimated closing costs
$77,700

Plus your down payment of $419,000. Legal fees, title insurance, and adjustments are extra and vary by deal.

Mortgage stress test

6.49%Qualifying rate
$11,216/monthPayment at the qualifying rate

Lenders qualify you at the greater of your rate plus 2% or 5.25%. You do not pay this rate. It just shows you could still handle payments if rates rose, so aim to stay comfortable at this higher number.

Over the full 25 years

$1,104,067Total interest paid
$2,780,067Total of all payments
Principal $1,676,000 Interest $1,104,067
YearPrincipalInterestBalance
1$37,401$73,802$1,638,599
2$39,099$72,103$1,599,499
3$40,875$70,328$1,558,625
4$42,730$68,472$1,515,894
5$44,671$66,532$1,471,224
6$46,699$64,504$1,424,525
7$48,819$62,384$1,375,706
8$51,036$60,167$1,324,670
9$53,353$57,850$1,271,317
10$55,775$55,427$1,215,542
11$58,308$52,895$1,157,234
12$60,955$50,247$1,096,279
13$63,723$47,480$1,032,556
14$66,616$44,587$965,940
15$69,641$41,562$896,299
16$72,803$38,400$823,496
17$76,108$35,094$747,388
18$79,564$31,639$667,824
19$83,176$28,026$584,647
20$86,953$24,250$497,694
21$90,901$20,302$406,793
22$95,028$16,174$311,765
23$99,343$11,860$212,422
24$103,853$7,349$108,569
25$108,569$2,634$0

At the end of your 5-year term

Total paid over the term
$556,013
Principal paid down
$204,776
Interest paid
$351,237
Balance remaining
$1,471,224

Talk to Team Asgarian about your options

Rates and programs change often. We will connect you with a trusted mortgage professional and build a plan that fits your budget and goals.

Let's connect

Estimates only, not a mortgage quote or pre-approval. Figures use Canadian semi-annual compounding, current minimum down-payment rules, CMHC premium tiers, and Ontario (plus Toronto, when selected) land transfer tax. Actual rates, taxes, insurance, and closing costs vary by lender and property. Confirm every number with your mortgage professional.

Investor snapshot

Rental yield
Estimate$3,150/mo
$37,800Gross annual rent
1.1%Cap rate after taxes and upkeep

Thinking of this home as an investment? We will pull real comparable rents and run the full numbers with you.

Talk about the numbers

Estimates only. Rent is modelled on above-grade size and local norms, so a finished basement or second suite (a separate entrance often means one) can push real rent well above this. Taxes, fees, and vacancy vary by property, and cap rate is before financing. A starting point, not a final number, let us run the real ones with you.

1.8%
Gross yield
− Property tax $9,031− Insurance $1,400− Vacancy & upkeep $4,158Net operating income $23,211

All information deemed reliable but not guaranteed. For personal, non-commercial use only. Listing courtesy of HARVEY KALLES REAL ESTATE LTD.. MLS®/PropTx.

CallRequest a showing