3203-25 The Esplanade, Toronto, ON

Waterfront Communities C8, Toronto · MLS® C14027632

$939,000
For Sale
Listed 4 days agoNo offer date stated

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2Bedrooms
2Bathrooms
0Parking
1000-1199Sq ft

About this home

In short

  • Welcome to 3203 - 25 The Esplanade, a beautifully renovated high-floor residence in the heart of downtown Toronto's coveted St.
  • The renovated kitchen features a contemporary new design, all-new cabinetry, an oversized countertop, updated lighting, and new appliances-including refrigerator, and...
  • The open-concept living and dining space offers flexibility for everyday living and entertaining, while the 32nd-floor position provides desirable city and water...
  • Residents enjoy exceptional building amenities, including a 24-hour concierge, fitness centre, sauna, whirlpool, party room, billiards room, rooftop terraces, and the...

Welcome to 3203 - 25 The Esplanade, a beautifully renovated high-floor residence in the heart of downtown Toronto's coveted St. Lawrence Market neighbourhood. This bright suite has been thoughtfully updated throughout with new pipelines, combining a highly functional layout with modern finishes and an unbeatable central location.The renovated kitchen features a contemporary new design, all-new cabinetry, an oversized countertop, updated lighting, and new appliances-including refrigerator, and free standing range with oven. The original refrigerator location has been relocated to open and enlarge the entrance sightline, creating a more spacious and welcoming first impression. Both full bathroom and the powder room have been upgraded with new shower stall, bathtub, vanity counters, and all-new plumbing fixtures. Additional improvements include new flooring, smooth flat ceilings in place of the original popcorn finish, new light fixtures, and new window blinds in two bedrooms. The open-concept living and dining space offers flexibility for everyday living and entertaining, while the 32nd-floor position provides desirable city and water views and abundant natural light. Residents enjoy exceptional building amenities, including a 24-hour concierge, fitness centre, sauna, whirlpool, party room, billiards room, rooftop terraces, and the SkyPark deck with BBQs and seating.Just steps to St. Lawrence Market, Union Station, the Financial District, King Street, the Distillery District, waterfront trails, restaurants, and transit, this turnkey suite is ideal for professionals, first-time buyers, downsizers, and investors seeking a move-in-ready downtown home.A rare opportunity to own a fully updated residence in one of Toronto's most established and convenient downtown communities. Book your showing today.

Key facts

Property type
Condo Apartment, Apartment
MLS®
C14027632
Bedrooms
2
Bathrooms
2 (1 half)
Size
1000-1199 sq ft
Cross streets
Front and Yonge
Parking
0 parking
Basement
None
Heating
Forced Air
A/C
Central Air
Exterior
Concrete
Maintenance
$996/mo
Exposure
South
Property tax
$4,297 / 2026
Days on market
4
Listing brokerage
SKYLETTE MARKETING REALTY INC.

Rooms

Bedroom 2Flat4.00 × 2.90 m

b/i closet · 5 pc bath · large window

Dining RoomFlat5.00 × 6.20 m

combined w/living · 2 pc bath · laminate

BedroomFlat4.20 × 3.30 m

walk-in closet(s) · 5 pc ensuite · large window

KitchenFlat3.00 × 2.60 m

2 pc bath · granite counters · b/i dishwasher

Living RoomFlat5.00 × 6.20 m

combined w/dining · overlook water · large window

Our TakeTeam Asgarian · Broker
No automatic estimate

No automatic estimate is shown here: there are not enough closely comparable recent sales nearby to support one.

Considering this property? Request a written price read

The assigned public school is Market Lane Junior and Senior Public School. EQAO is only one input, and families here also look at French Immersion, boundary, and private options, the full breakdown is below.

Neighbourhood & location

Waterfront Communities C8, Toronto, ON

CommuteTime from this home to where you spend your day

Enter a workplace or destination and we’ll show the door-to-door time by car, transit and bike.

Get the full neighbourhood report (schools, parks, transit & safety) →

Schools & catchmentAssigned attendance-boundary schools, with EQAO results

The public and Catholic schools this address is zoned for, with EQAO results (the share of students meeting Ontario's provincial standard).

School attendance boundaries and EQAO results are Ontario government data and can change. Confirm the current catchment with the school board before relying on it.

Street view near Market Lane Junior and Senior Public School
74%
Market Lane Junior and Senior Public SchoolPublic · Elementary · 0.9 km awayAround the GTA average · 74% meet the provincial standard
Downtown Alternative SchoolEQAO results not published
Also nearby: 12 more schools within 2.5 km
St Michael's Choir (Sr) School · Catholic secondary1.0 km · 98% at standard
St Michael's Choir (Jr) School · Catholic elementary1.0 km · 98% at standard
Contact Alternative School School · Public secondary1.5 km
St Paul Catholic School · Catholic elementary1.5 km · 62% at standard
Ogden Junior Public School · Public elementary1.7 km · 69% at standard
Bishop Macdonell Catholic School · Catholic elementary1.7 km · 82% at standard
Lord Dufferin Junior and Senior Public School · Public elementary1.7 km · 55% at standard
Jean Lumb Public School · Public elementary1.8 km · 73% at standard
Nelson Mandela Park Public School · Public elementary1.8 km · 47% at standard
Heydon Park Secondary School · Public secondary1.8 km · 8% at standard
Oasis Alternative Secondary School · Public secondary1.9 km
ALPHA Alternative Junior School · Public elementary1.9 km

Not the assigned catchment: schools a family here could reach, with EQAO results where published.

Affordability & Mortgage

Affordability
$4,280/mo
$196KIncome needed
4.8×Price ÷ income
$988Weekly cost
$30,510Land transfer tax, one-time (Ontario + Toronto)
20% down4.79%25-yr amortization

Income needed assumes a ~32% GDS ratio; weekly is mortgage principal & interest only. Price ÷ income is the home price over the income needed. Fixed reference assumptions so listings compare on equal footing, not a lending decision.

76%mortgage
Mortgage $4,280Property tax $358Condo fee $996Total carry $5,634

Calculate and customize your mortgage and other expenses

Adjust the down payment, rate, and amortization, and add property tax, condo fees, and heating to see your true monthly cost.

Your numbers

$
20.0%
$
%
4.49%
%
Live rate from Ratehub.ca

Conventional (20%+ down). Best insured 5-year fixed 4.34% via Ratehub.ca (as of October 19, 2026); conventional rates run a little higher.

years
years (your rate-locked period)
$4,154per month

Mortgage amount $751,200 · 4.49% over 25 years

$187,800Down payment (20.0%)
$751,200Loan before insurance
$0CMHC premium
$5,508Total monthly cost

Total monthly cost

Mortgage payment (monthly equivalent)
$4,154
Property tax
$358
Condo / maintenance fees
$996
Heating
$0
Estimated monthly cost
$5,508

Add your own property tax, condo fees, and heating on the left for a sharper total.

One-time closing costs

Ontario land transfer tax
$15,255
Toronto municipal land transfer tax
$15,255
Estimated closing costs
$30,510

Plus your down payment of $187,800. Legal fees, title insurance, and adjustments are extra and vary by deal.

Mortgage stress test

6.49%Qualifying rate
$5,027/monthPayment at the qualifying rate

Lenders qualify you at the greater of your rate plus 2% or 5.25%. You do not pay this rate. It just shows you could still handle payments if rates rose, so aim to stay comfortable at this higher number.

Over the full 25 years

$494,854Total interest paid
$1,246,054Total of all payments
Principal $751,200 Interest $494,854
YearPrincipalInterestBalance
1$16,764$33,079$734,436
2$17,525$32,317$716,912
3$18,320$31,522$698,591
4$19,152$30,690$679,439
5$20,022$29,820$659,417
6$20,931$28,911$638,486
7$21,881$27,961$616,605
8$22,875$26,967$593,730
9$23,913$25,929$569,817
10$24,999$24,843$544,818
11$26,134$23,708$518,684
12$27,321$22,521$491,363
13$28,561$21,281$462,802
14$29,858$19,984$432,944
15$31,214$18,628$401,730
16$32,631$17,211$369,099
17$34,112$15,730$334,987
18$35,661$14,181$299,325
19$37,281$12,562$262,045
20$38,973$10,869$223,072
21$40,743$9,099$182,329
22$42,593$7,250$139,736
23$44,526$5,316$95,210
24$46,548$3,294$48,662
25$48,662$1,181$0

At the end of your 5-year term

Total paid over the term
$249,211
Principal paid down
$91,783
Interest paid
$157,428
Balance remaining
$659,417

Talk to Team Asgarian about your options

Rates and programs change often. We will connect you with a trusted mortgage professional and build a plan that fits your budget and goals.

Let's connect

Estimates only, not a mortgage quote or pre-approval. Figures use Canadian semi-annual compounding, current minimum down-payment rules, CMHC premium tiers, and Ontario (plus Toronto, when selected) land transfer tax. Actual rates, taxes, insurance, and closing costs vary by lender and property. Confirm every number with your mortgage professional.

Investor snapshot

Rental yield
Estimate$3,400/mo
$40,800Gross annual rent
2.1%Cap rate after taxes and upkeep

Thinking of this home as an investment? We will pull real comparable rents and run the full numbers with you.

Talk about the numbers

Estimates only. Rent is modelled on above-grade size and local norms, so a finished basement or second suite (a separate entrance often means one) can push real rent well above this. Taxes, fees, and vacancy vary by property, and cap rate is before financing. A starting point, not a final number, let us run the real ones with you.

4.3%
Gross yield
− Property tax $4,297− Condo fees $11,957− Insurance $600− Vacancy & upkeep $4,488Net operating income $19,458

All information deemed reliable but not guaranteed. For personal, non-commercial use only. Listing courtesy of SKYLETTE MARKETING REALTY INC.. MLS®/PropTx.

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