1001-55 Charles Street, Toronto, ON
Church-Yonge Corridor, Toronto · MLS® C14027812
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About this home
In short
- Experience elevated downtown living in this exceptional one-bedroom residence at the coveted 55 Charles.
- Inside, soaring 9-foot ceilings and expansive floor-to-ceiling windows fill the home with natural light while showcasing stunning city views.
- Completed in 2024 by Mod Developments, 55 Charles delivers over 20,000 square feet of exceptional amenities.
- Residents enjoy 24-hour concierge service, a pet spa, state-of-the-art fitness, weight and spin studios, a yoga room, co-working spaces, elegant resident lounges, an...
Experience elevated downtown living in this exceptional one-bedroom residence at the coveted 55 Charles. This thoughtfully crafted suite features a spectacular private terrace that seamlessly extends your living space outdoors. Inside, soaring 9-foot ceilings and expansive floor-to-ceiling windows fill the home with natural light while showcasing stunning city views. The Cecconi Simone kitchen is beautifully appointed with integrated appliances, quartz countertops, and a custom built-in dining banquette, creating a sophisticated focal point for everyday living and hosting alike. The spacious bedroom is complemented by a well-designed semi-ensuite bathroom, offering both convenience and privacy. Additional upgrades include electric blinds throughout. Completed in 2024 by Mod Developments, 55 Charles delivers over 20,000 square feet of exceptional amenities. Residents enjoy 24-hour concierge service, a pet spa, state-of-the-art fitness, weight and spin studios, a yoga room, co-working spaces, elegant resident lounges, an event space with indoor and outdoor entertaining areas, barbecue terraces, tanning deck, guest suite, and the spectacular rooftop C-Lounge featuring a catering kitchen, dining area, and panoramic city views. Ideally situated just steps from Yorkville and Bloor Street's world-renowned boutiques, fine dining, and cafés, this premier address places the very best of Toronto at your doorstep. Enjoy convenient access to the Bloor-Yonge subway station, the Eaton Centre, Yonge-Dundas Square, the University of Toronto, Toronto Metropolitan University, George Brown College, Queen's Park, the hospital district, and Toronto's financial and entertainment centres.
Key facts
- Property type
- Condo Apartment, Apartment
- MLS®
- C14027812
- Bedrooms
- 1
- Bathrooms
- 1
- Size
- 500-599 sq ft
- Cross streets
- Church / Charles St E
- Parking
- 0 parking
- Basement
- None
- Heating
- Forced Air
- A/C
- Central Air
- Exterior
- Concrete
- Maintenance
- $449/mo
- Exposure
- South West
- Property tax
- $3,280 / 2025
- Days on market
- 4
- Listing brokerage
- THE AGENCY
Rooms
combined w/kitchen · w/o to balcony · window floor to ceiling
laminate · window · double closet
stainless steel appl · combined w/living
No automatic estimate is shown here: there are not enough closely comparable recent sales nearby to support one.
Considering this property? Request a written price readIts public catchment (Jesse Ketchum Junior and Senior Public School) tests around the provincial average, a steady, family-friendly draw. The full EQAO breakdown is below.
Neighbourhood & location
Church-Yonge Corridor, Toronto, ON
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The public and Catholic schools this address is zoned for, with EQAO results (the share of students meeting Ontario's provincial standard).
School attendance boundaries and EQAO results are Ontario government data and can change. Confirm the current catchment with the school board before relying on it.
Also nearby: 12 more schools within 2.5 km
Not the assigned catchment: schools a family here could reach, with EQAO results where published.
Affordability & Mortgage
Income needed assumes a ~32% GDS ratio; weekly is mortgage principal & interest only. Price ÷ income is the home price over the income needed. Fixed reference assumptions so listings compare on equal footing, not a lending decision.
Calculate and customize your mortgage and other expenses
Adjust the down payment, rate, and amortization, and add property tax, condo fees, and heating to see your true monthly cost.
Your numbers
Conventional (20%+ down). Best insured 5-year fixed 4.34% via Ratehub.ca (as of October 19, 2026); conventional rates run a little higher.
Mortgage amount $415,200 · 4.49% over 25 years
Total monthly cost
- Mortgage payment (monthly equivalent)
- $2,296
- Property tax
- $273
- Condo / maintenance fees
- $449
- Heating
- $0
- Estimated monthly cost
- $3,018
Add your own property tax, condo fees, and heating on the left for a sharper total.
One-time closing costs
- Ontario land transfer tax
- $6,855
- Toronto municipal land transfer tax
- $6,855
- Estimated closing costs
- $13,710
Plus your down payment of $103,800. Legal fees, title insurance, and adjustments are extra and vary by deal.
Mortgage stress test
Lenders qualify you at the greater of your rate plus 2% or 5.25%. You do not pay this rate. It just shows you could still handle payments if rates rose, so aim to stay comfortable at this higher number.
Over the full 25 years
At the end of your 5-year term
- Total paid over the term
- $137,743
- Principal paid down
- $50,730
- Interest paid
- $87,013
- Balance remaining
- $364,470
Talk to Team Asgarian about your options
Rates and programs change often. We will connect you with a trusted mortgage professional and build a plan that fits your budget and goals.
Estimates only, not a mortgage quote or pre-approval. Figures use Canadian semi-annual compounding, current minimum down-payment rules, CMHC premium tiers, and Ontario (plus Toronto, when selected) land transfer tax. Actual rates, taxes, insurance, and closing costs vary by lender and property. Confirm every number with your mortgage professional.
Investor snapshot
Thinking of this home as an investment? We will pull real comparable rents and run the full numbers with you.
Talk about the numbersEstimates only. Rent is modelled on above-grade size and local norms, so a finished basement or second suite (a separate entrance often means one) can push real rent well above this. Taxes, fees, and vacancy vary by property, and cap rate is before financing. A starting point, not a final number, let us run the real ones with you.
Helpful resources
All information deemed reliable but not guaranteed. For personal, non-commercial use only. Listing courtesy of THE AGENCY. MLS®/PropTx.