512-361 Front Street, Toronto, ON

Waterfront Communities C1, Toronto · MLS® C14028076

$439,000
For Sale
Listed 5 days agoNo offer date stated

The listing feed is busy, so this is our last saved copy of this listing from Oct 19, 2026, 8:58 a.m.. Price and status may have changed since; refresh in a minute for the live version.

Request a showing
◎ Directions
1Bedrooms
1Bathrooms
0Parking
500-599Sq ft

About this home

In short

  • Bright and Unique Layout.
  • One Bedroom with Walk-out to Living Area & Walk-in Closet, Separate Living And Dining Area, Garden View And 1 Locker.
  • Amenities Including 24 hr Concierge, Indoor Pool, Gym, Sauna, Party Room, Rock Garden w/BBQ area, Guest Suites, Visitors Parking & more.
  • Steps to waterfront parks, The Well Mall, CN Tower, Rogers Centre, Metro Toronto Convention Centre, PATH, TTC, groceries, restaurants, Financial District, Gardiner...

Bright and Unique Layout! One Bedroom with Walk-out to Living Area & Walk-in Closet, Separate Living And Dining Area, Garden View And 1 Locker. Amenities Including 24 hr Concierge, Indoor Pool, Gym, Sauna, Party Room, Rock Garden w/BBQ area, Guest Suites, Visitors Parking & more. Steps to waterfront parks, The Well Mall, CN Tower, Rogers Centre, Metro Toronto Convention Centre, PATH, TTC, groceries, restaurants, Financial District, Gardiner Expressway, Union Station & many more! Utilities Are Included In Maintenance Fee!

Key facts

Property type
Condo Apartment, Apartment
MLS®
C14028076
Bedrooms
1
Bathrooms
1
Size
500-599 sq ft
Cross streets
Front/Spadina
Parking
0 parking
Basement
None
Heating
Fan Coil
A/C
Central Air
Exterior
Concrete
Maintenance
$602/mo
Exposure
South West
Property tax
$1,900 / 2025
Days on market
5
Listing brokerage
EXPRESS REALTY INC.

Rooms

Living RoomFlat4.21 × 2.59 m

separate room · window · laminate

BedroomFlat2.92 × 2.76 m

overlooks dining · walk-in closet(s) · laminate

Dining RoomFlat2.94 × 2.38 m

separate room · laminate

KitchenFlat2.74 × 2.20 m

overlooks dining · granite counters · ceramic floor

Our TakeTeam Asgarian · Broker
No automatic estimate

No automatic estimate is shown here: there are not enough closely comparable recent sales nearby to support one.

Considering this property? Request a written price read

The assigned public school is Jean Lumb Public School. EQAO is only one input, and families here also look at French Immersion, boundary, and private options, the full breakdown is below.

Neighbourhood & location

Waterfront Communities C1, Toronto, ON

CommuteTime from this home to where you spend your day

Enter a workplace or destination and we’ll show the door-to-door time by car, transit and bike.

Get the full neighbourhood report (schools, parks, transit & safety) →

Schools & catchmentAssigned attendance-boundary schools, with EQAO results

The public and Catholic schools this address is zoned for, with EQAO results (the share of students meeting Ontario's provincial standard).

School attendance boundaries and EQAO results are Ontario government data and can change. Confirm the current catchment with the school board before relying on it.

Street view near Jean Lumb Public School
73%
Jean Lumb Public SchoolPublic · Elementary · 0.5 km awayAround the GTA average · 73% meet the provincial standard
Also nearby: 12 more schools within 2.5 km
Oasis Alternative Secondary School · Public secondary0.6 km
ALPHA Alternative Junior School · Public elementary0.6 km
Ogden Junior Public School · Public elementary0.8 km · 69% at standard
The Waterfront School · Public elementary0.9 km · 74% at standard
St Mary Catholic School · Catholic elementary1.1 km · 64% at standard
Contact Alternative School School · Public secondary1.2 km
Ryerson Community School Junior Senior · Public elementary1.3 km · 52% at standard
Niagara Street Junior Public School · Public elementary1.3 km · 82% at standard
Heydon Park Secondary School · Public secondary1.3 km · 8% at standard
Beverley School · Public elementary1.4 km
Subway Academy II · Public secondary1.5 km
Charles G Fraser Junior Public School · Public elementary1.6 km · 74% at standard

Not the assigned catchment: schools a family here could reach, with EQAO results where published.

Affordability & Mortgage

Affordability
$2,001/mo
$96KIncome needed
4.6×Price ÷ income
$462Weekly cost
$10,510Land transfer tax, one-time (Ontario + Toronto)
20% down4.79%25-yr amortization

Income needed assumes a ~32% GDS ratio; weekly is mortgage principal & interest only. Price ÷ income is the home price over the income needed. Fixed reference assumptions so listings compare on equal footing, not a lending decision.

72%mortgage
Mortgage $2,001Property tax $158Condo fee $602Total carry $2,761

Calculate and customize your mortgage and other expenses

Adjust the down payment, rate, and amortization, and add property tax, condo fees, and heating to see your true monthly cost.

Your numbers

$
20.0%
$
%
4.49%
%
Live rate from Ratehub.ca

Conventional (20%+ down). Best insured 5-year fixed 4.34% via Ratehub.ca (as of October 19, 2026); conventional rates run a little higher.

years
years (your rate-locked period)
$1,942per month

Mortgage amount $351,200 · 4.49% over 25 years

$87,800Down payment (20.0%)
$351,200Loan before insurance
$0CMHC premium
$2,702Total monthly cost

Total monthly cost

Mortgage payment (monthly equivalent)
$1,942
Property tax
$158
Condo / maintenance fees
$602
Heating
$0
Estimated monthly cost
$2,702

Add your own property tax, condo fees, and heating on the left for a sharper total.

One-time closing costs

Ontario land transfer tax
$5,255
Toronto municipal land transfer tax
$5,255
Estimated closing costs
$10,510

Plus your down payment of $87,800. Legal fees, title insurance, and adjustments are extra and vary by deal.

Mortgage stress test

6.49%Qualifying rate
$2,350/monthPayment at the qualifying rate

Lenders qualify you at the greater of your rate plus 2% or 5.25%. You do not pay this rate. It just shows you could still handle payments if rates rose, so aim to stay comfortable at this higher number.

Over the full 25 years

$231,354Total interest paid
$582,554Total of all payments
Principal $351,200 Interest $231,354
YearPrincipalInterestBalance
1$7,837$15,465$343,363
2$8,193$15,109$335,170
3$8,565$14,737$326,604
4$8,954$14,348$317,650
5$9,361$13,942$308,290
6$9,786$13,517$298,504
7$10,230$13,072$288,274
8$10,694$12,608$277,580
9$11,180$12,122$266,400
10$11,688$11,615$254,713
11$12,218$11,084$242,494
12$12,773$10,529$229,721
13$13,353$9,949$216,368
14$13,959$9,343$202,409
15$14,593$8,709$187,816
16$15,256$8,047$172,561
17$15,948$7,354$156,613
18$16,672$6,630$139,940
19$17,429$5,873$122,511
20$18,221$5,081$104,290
21$19,048$4,254$85,242
22$19,913$3,389$65,329
23$20,817$2,485$44,512
24$21,762$1,540$22,750
25$22,750$552$0

At the end of your 5-year term

Total paid over the term
$116,511
Principal paid down
$42,910
Interest paid
$73,601
Balance remaining
$308,290

Talk to Team Asgarian about your options

Rates and programs change often. We will connect you with a trusted mortgage professional and build a plan that fits your budget and goals.

Let's connect

Estimates only, not a mortgage quote or pre-approval. Figures use Canadian semi-annual compounding, current minimum down-payment rules, CMHC premium tiers, and Ontario (plus Toronto, when selected) land transfer tax. Actual rates, taxes, insurance, and closing costs vary by lender and property. Confirm every number with your mortgage professional.

Investor snapshot

Rental yield
Estimate$1,700/mo
$20,400Gross annual rent
1.9%Cap rate after taxes and upkeep

Thinking of this home as an investment? We will pull real comparable rents and run the full numbers with you.

Talk about the numbers

Estimates only. Rent is modelled on above-grade size and local norms, so a finished basement or second suite (a separate entrance often means one) can push real rent well above this. Taxes, fees, and vacancy vary by property, and cap rate is before financing. A starting point, not a final number, let us run the real ones with you.

4.6%
Gross yield
− Property tax $1,900− Condo fees $7,224− Insurance $600− Vacancy & upkeep $2,244Net operating income $8,432

All information deemed reliable but not guaranteed. For personal, non-commercial use only. Listing courtesy of EXPRESS REALTY INC.. MLS®/PropTx.

CallRequest a showing