606-210 Simcoe Street, Toronto, ON

Kensington-Chinatown, Toronto · MLS® C14028674

$627,900
For Sale
Listed 5 days agoNo offer date stated

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1+1Bedrooms
1Bathrooms
1Garage
700-799Sq ft

About this home

In short

  • Welcome to 210 Simcoe Street.
  • Experience downtown Toronto living at its best in this beautifully maintained 1-bedroom plus den condo, complete with underground parking, storage locker and bike rack.
  • Enjoy 9-foot ceilings, floor-to-ceiling windows that fill the unit with natural light, a modern two-tone kitchen with quartz countertops and built-in appliances, and...

Welcome to 210 Simcoe Street! Experience downtown Toronto living at its best in this beautifully maintained 1-bedroom plus den condo, complete with underground parking, storage locker and bike rack. The thoughtfully designed layout features a desirable spacious living area, offering plenty of room to relax and entertain, along with a private, enclosed den tucked away from the main living space ideal for a home office or additional flex space. Enjoy 9-foot ceilings, floor-to-ceiling windows that fill the unit with natural light, a modern two-tone kitchen with quartz countertops and built-in appliances, and a private balcony. An unbeatable downtown location! Just steps from King Street, Dundas Street, University Avenue,St. Patrick and Osgoode subway stations. Walk to the Eaton Centre, University of Toronto, OCAD, City Hall, Mount Sinai Hospital, restaurants, shopping, and endless entertainment options. A fantastic opportunity to enjoy the convenience of downtown living with the added benefits of a spacious layout, and the rare combination of parking and storage.

Key facts

Property type
Condo Apartment, Apartment
MLS®
C14028674
Bedrooms
1+1 (2 total)
Bathrooms
1
Size
700-799 sq ft
Cross streets
University And Dundas
Parking
1 garage (underground)
Basement
None
Heating
Forced Air
A/C
Central Air
Exterior
Concrete
Maintenance
$674/mo
Exposure
West
Property tax
$3,744 / 2026
Days on market
5
Listing brokerage
PROPERTY.CA INC.
Our TakeTeam Asgarian · Broker
No automatic estimate

No automatic estimate is shown here: there are not enough closely comparable recent sales nearby to support one.

Considering this property? Request a written price read

The assigned public school is Ogden Junior Public School. EQAO is only one input, and families here also look at French Immersion, boundary, and private options, the full breakdown is below.

Neighbourhood & location

Kensington-Chinatown, Toronto, ON

CommuteTime from this home to where you spend your day

Enter a workplace or destination and we’ll show the door-to-door time by car, transit and bike.

Get the full neighbourhood report (schools, parks, transit & safety) →

Schools & catchmentAssigned attendance-boundary schools, with EQAO results

The public and Catholic schools this address is zoned for, with EQAO results (the share of students meeting Ontario's provincial standard).

School attendance boundaries and EQAO results are Ontario government data and can change. Confirm the current catchment with the school board before relying on it.

Street view near Ogden Junior Public School
69%
Ogden Junior Public SchoolPublic · Elementary · 0.6 km awayAround the GTA average · 69% meet the provincial standard
Also nearby: 12 more schools within 2.5 km
Contact Alternative School School · Public secondary0.2 km
Heydon Park Secondary School · Public secondary0.5 km · 8% at standard
Beverley School · Public elementary0.7 km
Subway Academy II · Public secondary0.7 km
Orde Street Public School · Public elementary0.7 km · 76% at standard
St Michael's Choir (Sr) School · Catholic secondary0.9 km · 98% at standard
St Michael's Choir (Jr) School · Catholic elementary0.9 km · 98% at standard
Oasis Alternative Secondary School · Public secondary1.1 km
ALPHA Alternative Junior School · Public elementary1.1 km
Lord Lansdowne Junior Public School · Public elementary1.3 km · 85% at standard
St Joseph's College School · Catholic secondary1.3 km · 76% at standard
da Vinci School · Public elementary1.3 km · 67% at standard

Not the assigned catchment: schools a family here could reach, with EQAO results where published.

Affordability & Mortgage

Affordability
$2,862/mo
$135KIncome needed
4.6×Price ÷ income
$660Weekly cost
$18,066Land transfer tax, one-time (Ontario + Toronto)
20% down4.79%25-yr amortization

Income needed assumes a ~32% GDS ratio; weekly is mortgage principal & interest only. Price ÷ income is the home price over the income needed. Fixed reference assumptions so listings compare on equal footing, not a lending decision.

74%mortgage
Mortgage $2,862Property tax $312Condo fee $674Total carry $3,848

Calculate and customize your mortgage and other expenses

Adjust the down payment, rate, and amortization, and add property tax, condo fees, and heating to see your true monthly cost.

Your numbers

$
20.0%
$
%
4.49%
%
Live rate from Ratehub.ca

Conventional (20%+ down). Best insured 5-year fixed 4.34% via Ratehub.ca (as of October 19, 2026); conventional rates run a little higher.

years
years (your rate-locked period)
$2,777per month

Mortgage amount $502,320 · 4.49% over 25 years

$125,580Down payment (20.0%)
$502,320Loan before insurance
$0CMHC premium
$3,763Total monthly cost

Total monthly cost

Mortgage payment (monthly equivalent)
$2,777
Property tax
$312
Condo / maintenance fees
$674
Heating
$0
Estimated monthly cost
$3,763

Add your own property tax, condo fees, and heating on the left for a sharper total.

One-time closing costs

Ontario land transfer tax
$9,033
Toronto municipal land transfer tax
$9,033
Estimated closing costs
$18,066

Plus your down payment of $125,580. Legal fees, title insurance, and adjustments are extra and vary by deal.

Mortgage stress test

6.49%Qualifying rate
$3,362/monthPayment at the qualifying rate

Lenders qualify you at the greater of your rate plus 2% or 5.25%. You do not pay this rate. It just shows you could still handle payments if rates rose, so aim to stay comfortable at this higher number.

Over the full 25 years

$330,904Total interest paid
$833,224Total of all payments
Principal $502,320 Interest $330,904
YearPrincipalInterestBalance
1$11,210$22,119$491,110
2$11,719$21,610$479,392
3$12,251$21,078$467,141
4$12,807$20,522$454,334
5$13,388$19,941$440,946
6$13,996$19,333$426,949
7$14,632$18,697$412,318
8$15,296$18,033$397,022
9$15,991$17,338$381,031
10$16,717$16,612$364,314
11$17,476$15,853$346,839
12$18,269$15,060$328,570
13$19,099$14,230$309,471
14$19,966$13,363$289,505
15$20,872$12,457$268,633
16$21,820$11,509$246,813
17$22,811$10,518$224,002
18$23,846$9,483$200,156
19$24,929$8,400$175,227
20$26,061$7,268$149,166
21$27,244$6,085$121,922
22$28,481$4,848$93,440
23$29,774$3,555$63,666
24$31,126$2,203$32,540
25$32,540$789$0

At the end of your 5-year term

Total paid over the term
$166,645
Principal paid down
$61,374
Interest paid
$105,271
Balance remaining
$440,946

Talk to Team Asgarian about your options

Rates and programs change often. We will connect you with a trusted mortgage professional and build a plan that fits your budget and goals.

Let's connect

Estimates only, not a mortgage quote or pre-approval. Figures use Canadian semi-annual compounding, current minimum down-payment rules, CMHC premium tiers, and Ontario (plus Toronto, when selected) land transfer tax. Actual rates, taxes, insurance, and closing costs vary by lender and property. Confirm every number with your mortgage professional.

Investor snapshot

Rental yield
Estimate$2,400/mo
$28,800Gross annual rent
2.1%Cap rate after taxes and upkeep

Thinking of this home as an investment? We will pull real comparable rents and run the full numbers with you.

Talk about the numbers

Estimates only. Rent is modelled on above-grade size and local norms, so a finished basement or second suite (a separate entrance often means one) can push real rent well above this. Taxes, fees, and vacancy vary by property, and cap rate is before financing. A starting point, not a final number, let us run the real ones with you.

4.6%
Gross yield
− Property tax $3,744− Condo fees $8,086− Insurance $600− Vacancy & upkeep $3,168Net operating income $13,202

All information deemed reliable but not guaranteed. For personal, non-commercial use only. Listing courtesy of PROPERTY.CA INC.. MLS®/PropTx.

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