802-38 Stewart Street, Toronto, ON
Waterfront Communities C1, Toronto · MLS® C14028744
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About this home
In short
- And it's got a great offer for you.
- The amenity menu for the building is stellar, with a rooftop pool, a great gym, and a security staff that's second to none.
King West is calling... And it's got a great offer for you. On the tranquil side of The Thompson Residences sits this tidy little turnkey package that checks all the essential boxes. A sunny southern exposure out over Stewart St bathes the unit in natural light. The functional floor plan allows for incredibly comfortable living, while still packing a real punch on the storage front. The large bedroom easily fits a king size bed and effortlessly accommodates every aspect of your wardrobe with its wall-to-wall closets. The granite-clad kitchen, and its panelled appliance package, compliments the sleek sophistication of the space. Exposed concrete ceilings do a beautiful job of mixing in a raw hard loft aesthetic to create an ever-so-subtle design statement. Custom window coverings are in place for when privacy is important. Brand new balcony flooring has been installed for when fresh air and sunshine take precedence. An underground parking space and a convenient storage locker round out this complete package - having both is a rarity for suites of this size. The amenity menu for the building is stellar, with a rooftop pool, a great gym, and a security staff that's second to none. Step outside and you find yourself in the middle of one of the most vibrant and enjoyable neighbourhoods the city has to offer. Trendy restaurants, notable nightlife, cozy cafes and a bevy of boutiques make living in this community a truly unique experience. King West is calling... Pick it up!
Key facts
- Property type
- Condo Apartment, Apartment
- MLS®
- C14028744
- Bedrooms
- 1
- Bathrooms
- 1
- Size
- 500-599 sq ft
- Cross streets
- King St West & Bathurst St
- Parking
- 1 garage (underground)
- Basement
- None
- Heating
- Forced Air
- A/C
- Central Air
- Exterior
- Concrete
- Maintenance
- $645/mo
- Exposure
- South
- Property tax
- $3,345 / 2026
- Days on market
- 5
- Listing brokerage
- SAGE REAL ESTATE LIMITED
Rooms
hardwood floor · combined w/dining · w/o to balcony
hardwood floor · modern kitchen · open concept
hardwood floor · large closet · sliding doors
hardwood floor · combined w/living · open concept
No automatic estimate is shown here: there are not enough closely comparable recent sales nearby to support one.
Considering this property? Request a written price readThe assigned public school is City School. EQAO is only one input, and families here also look at French Immersion, boundary, and private options, the full breakdown is below.
Neighbourhood & location
Waterfront Communities C1, Toronto, ON
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Get the full neighbourhood report (schools, parks, transit & safety) →
The public and Catholic schools this address is zoned for, with EQAO results (the share of students meeting Ontario's provincial standard).
School attendance boundaries and EQAO results are Ontario government data and can change. Confirm the current catchment with the school board before relying on it.
Also nearby: 12 more schools within 2.5 km
Not the assigned catchment: schools a family here could reach, with EQAO results where published.
Affordability & Mortgage
Income needed assumes a ~32% GDS ratio; weekly is mortgage principal & interest only. Price ÷ income is the home price over the income needed. Fixed reference assumptions so listings compare on equal footing, not a lending decision.
Calculate and customize your mortgage and other expenses
Adjust the down payment, rate, and amortization, and add property tax, condo fees, and heating to see your true monthly cost.
Your numbers
Conventional (20%+ down). Best insured 5-year fixed 4.34% via Ratehub.ca (as of October 19, 2026); conventional rates run a little higher.
Mortgage amount $447,200 · 4.49% over 25 years
Total monthly cost
- Mortgage payment (monthly equivalent)
- $2,473
- Property tax
- $279
- Condo / maintenance fees
- $645
- Heating
- $0
- Estimated monthly cost
- $3,396
Add your own property tax, condo fees, and heating on the left for a sharper total.
One-time closing costs
- Ontario land transfer tax
- $7,655
- Toronto municipal land transfer tax
- $7,655
- Estimated closing costs
- $15,310
Plus your down payment of $111,800. Legal fees, title insurance, and adjustments are extra and vary by deal.
Mortgage stress test
Lenders qualify you at the greater of your rate plus 2% or 5.25%. You do not pay this rate. It just shows you could still handle payments if rates rose, so aim to stay comfortable at this higher number.
Over the full 25 years
At the end of your 5-year term
- Total paid over the term
- $148,359
- Principal paid down
- $54,640
- Interest paid
- $93,719
- Balance remaining
- $392,560
Talk to Team Asgarian about your options
Rates and programs change often. We will connect you with a trusted mortgage professional and build a plan that fits your budget and goals.
Estimates only, not a mortgage quote or pre-approval. Figures use Canadian semi-annual compounding, current minimum down-payment rules, CMHC premium tiers, and Ontario (plus Toronto, when selected) land transfer tax. Actual rates, taxes, insurance, and closing costs vary by lender and property. Confirm every number with your mortgage professional.
Investor snapshot
Thinking of this home as an investment? We will pull real comparable rents and run the full numbers with you.
Talk about the numbersEstimates only. Rent is modelled on above-grade size and local norms, so a finished basement or second suite (a separate entrance often means one) can push real rent well above this. Taxes, fees, and vacancy vary by property, and cap rate is before financing. A starting point, not a final number, let us run the real ones with you.
Helpful resources
All information deemed reliable but not guaranteed. For personal, non-commercial use only. Listing courtesy of SAGE REAL ESTATE LIMITED. MLS®/PropTx.