3-69 Upper Canada Drive, Toronto, ON

St. Andrew-Windfields, Toronto · MLS® C14029042

$748,000
For Sale
Listed 6 days agoNo offer date stated
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3+1Bedrooms
4Bathrooms
1Garage
1400-1599Sq ft

About this home

In short

  • Extensively Updated 3+1 Bed 4 Bath Townhome in the Prestigious St.
  • This Spacious and Highly Functional Home Offers 3 Beds & 2 Full Baths Upstairs, Including a Primary Ensuite, Plus a Flexible Main Floor Den Perfect for a Home Office...
  • The Finished Basement Boasts a Full Bathroom w/ Shower and a Versatile Space Large Enough to Create a Separate Bedroom, Living Area & Kitchenette for Future Rental...
  • Entire Home is Upgraded Throughout and Thoughtfully Improved Over the Years, Including But Not Limited to the Renovated Main Floor Powder Room (One of the Only Units...
  • TTC Bus Stop at Your Doorstep and Approximately a 9-Minute Walk to Sheppard-Yonge Subway Station, Providing Easy Access Across the City.

Extensively Updated 3+1 Bed 4 Bath Townhome in the Prestigious St. Andrews Neighbourhood! This Spacious and Highly Functional Home Offers 3 Beds & 2 Full Baths Upstairs, Including a Primary Ensuite, Plus a Flexible Main Floor Den Perfect for a Home Office, Bedroom or Additional Living Space. Modern Kitchen is CUSTOM BUILT from Top to Bottom Featuring: Stainless Steel Appl, Custom Cabinetry With Ample Storage, Tiled Backsplash, Deep Sink & More! The Finished Basement Boasts a Full Bathroom w/ Shower and a Versatile Space Large Enough to Create a Separate Bedroom, Living Area & Kitchenette for Future Rental Potential or Even for Extended Family/Guests. Entire Home is Upgraded Throughout and Thoughtfully Improved Over the Years, Including But Not Limited to the Renovated Main Floor Powder Room (One of the Only Units in the Complex w/ a Powder), Basement Bathroom w/ Shower, Smooth Ceilings & Pot lights Throughout, Custom Imported Blinds, Upgraded Baseboards & Crown Moulding, New Front Door & Much More! No Rental Items - All Mechanical Items Owned. Enjoy the Comfort of a Quiet, Well-Established Complex Surrounded by Greenery, While Still Being in an Incredibly Convenient Location for Both Commuters & Families. Literally a 30-Second Drive to Hwy 401, Yet Tucked Far Enough Away to Enjoy the Convenience Without the Highway Noise and Mere Minutes from DVP/404, & All Major Highways. TTC Bus Stop at Your Doorstep and Approximately a 9-Minute Walk to Sheppard-Yonge Subway Station, Providing Easy Access Across the City. Minutes to Yonge St, Yorkdale Shopping Centre, CF Fairview Mall, Shops at Don Mills, Bayview Village Shopping Centre, Parks, Golf Courses, Restaurants & Everyday Amenities. Located in a Highly Sought-After School Zone With Owen Public School, St. Andrew's Middle School & Highly Ranked York Mills Collegiate Institute Nearby. A Rare Opportunity to Own a Spacious, Extensively Updated Townhome in One of North York's Most Desirable Neighbourhoods

Key facts

Property type
Condo Townhouse, 2-Storey
MLS®
C14029042
Bedrooms
3+1 (4 total)
Bathrooms
4 (1 half)
Size
1400-1599 sq ft
Cross streets
Yonge St & 401
Parking
1 garage (underground)
Basement
Finished
Heating
Forced Air
A/C
Other
Exterior
Brick
Maintenance
$1,014/mo
Exposure
South
Property tax
$4,502 / 2025
Days on market
6
Listing brokerage
REAL BROKER ONTARIO LTD.

Rooms

Bedroom 2Second2.74 × 2.36 m

large window · closet

Bedroom 3Second3.00 × 2.44 m

large window · closet

Living RoomMain8.00 × 3.70 m

combined w/dining · gas fireplace · large window

RecreationBasement6.10 × 3.80 m

open concept · 3 pc bath · window

KitchenMain2.50 × 1.20 m

modern kitchen · double sink · stainless steel appl

DenMain3.60 × 2.05 m

Large Window

Primary BedroomSecond3.65 × 3.30 m

4 pc ensuite · walk-in closet(s) · large window

Dining RoomMain8.00 × 3.70 m

combined w/living · open concept · large window

Our TakeTeam Asgarian · Broker
No automatic estimate

No automatic estimate is shown here: there is not a deep enough record of recent sales of homes like this one in this neighbourhood to support one.

Considering this property? Request a written price read

On schools, this address is zoned for York Mills Collegiate Institute, one of the higher-rated public schools in the area. A strong catchment tends to hold value and widen your resale pool, especially with family buyers.

What sellers nearby are askingCurrently listed nearby in St. Andrew-Windfields · asking prices
$1.03Mavg asking

Nothing closely matching this home is listed nearby right now, so these are the nearest condo townhouse listings on the market.

Per square foot, these ask about $666/sqft; this home lists at $499/sqft. Size is part of the price story, not just the sticker.

The 4 closest active listings nearby.

See all comparable homes
748kThis home959k1.07M1.06M1.03MThis home vs active comparables

Neighbourhood & location

St. Andrew-Windfields, Toronto, ON

CommuteTime from this home to where you spend your day

Enter a workplace or destination and we’ll show the door-to-door time by car, transit and bike.

Nearby neighbourhoods

How asking prices compare in the closest areas to this home. Longer bars mean a pricier market.

Downsview-Roding-CFB
$699K
Casa Loma
$2.80M
Victoria Village
$754K
Dorset Park
$671K
Niagara
$855K

Typical asking price of active listings of the same type, per area (outliers removed). Toronto.

Get the full neighbourhood report (schools, parks, transit & safety) →

Schools & catchmentAssigned attendance-boundary schools, with EQAO results

The public and Catholic schools this address is zoned for, with EQAO results (the share of students meeting Ontario's provincial standard).

School attendance boundaries and EQAO results are Ontario government data and can change. Confirm the current catchment with the school board before relying on it.

Street view near St. Andrew's Middle School
81%
St. Andrew's Middle SchoolPublic · Elementary · 1.2 km awayAbove the GTA average · 81% meet the provincial standard
Also nearby: 12 more schools within 2.5 km
St Edward Catholic School · Catholic elementary0.7 km · 89% at standard
Avondale Alternative Elementary School · Public elementary0.8 km · 94% at standard
Avondale Public School · Public elementary0.8 km · 70% at standard
Owen Public School · Public elementary1.1 km · 59% at standard
Cardinal Carter ES · Catholic elementary1.2 km
Cardinal Carter Academy for the Arts · Catholic secondary1.2 km · 92% at standard
Cameron Public School · Public elementary1.3 km · 81% at standard
Claude Watson School for the Arts · Public elementary1.4 km · 96% at standard
Loretto Abbey Catholic Secondary School · Catholic secondary1.5 km · 76% at standard
Earl Haig Secondary School · Public secondary1.8 km · 90% at standard
Armour Heights Public School · Public elementary1.8 km · 70% at standard
Hollywood Public School · Public elementary2.2 km · 96% at standard

Not the assigned catchment: schools a family here could reach, with EQAO results where published.

Affordability & Mortgage

Affordability
$3,409/mo
$165KIncome needed
4.5×Price ÷ income
$787Weekly cost
$22,870Land transfer tax, one-time (Ontario + Toronto)
20% down4.79%25-yr amortization

Income needed assumes a ~32% GDS ratio; weekly is mortgage principal & interest only. Price ÷ income is the home price over the income needed. Fixed reference assumptions so listings compare on equal footing, not a lending decision.

71%mortgage
Mortgage $3,409Property tax $375Condo fee $1,014Total carry $4,798

Calculate and customize your mortgage and other expenses

Adjust the down payment, rate, and amortization, and add property tax, condo fees, and heating to see your true monthly cost.

Your numbers

$
20.0%
$
%
4.49%
%
Live rate from Ratehub.ca

Conventional (20%+ down). Best insured 5-year fixed 4.34% via Ratehub.ca (as of October 20, 2026); conventional rates run a little higher.

years
years (your rate-locked period)
$3,309per month

Mortgage amount $598,400 · 4.49% over 25 years

$149,600Down payment (20.0%)
$598,400Loan before insurance
$0CMHC premium
$4,698Total monthly cost

Total monthly cost

Mortgage payment (monthly equivalent)
$3,309
Property tax
$375
Condo / maintenance fees
$1,014
Heating
$0
Estimated monthly cost
$4,698

Add your own property tax, condo fees, and heating on the left for a sharper total.

One-time closing costs

Ontario land transfer tax
$11,435
Toronto municipal land transfer tax
$11,435
Estimated closing costs
$22,870

Plus your down payment of $149,600. Legal fees, title insurance, and adjustments are extra and vary by deal.

Mortgage stress test

6.49%Qualifying rate
$4,005/monthPayment at the qualifying rate

Lenders qualify you at the greater of your rate plus 2% or 5.25%. You do not pay this rate. It just shows you could still handle payments if rates rose, so aim to stay comfortable at this higher number.

Over the full 25 years

$394,197Total interest paid
$992,597Total of all payments
Principal $598,400 Interest $394,197
YearPrincipalInterestBalance
1$13,354$26,350$585,046
2$13,960$25,744$571,086
3$14,594$25,110$556,492
4$15,257$24,447$541,236
5$15,949$23,755$525,287
6$16,673$23,030$508,613
7$17,430$22,273$491,183
8$18,222$21,482$472,961
9$19,049$20,655$453,912
10$19,914$19,790$433,998
11$20,818$18,886$413,179
12$21,763$17,940$391,416
13$22,752$16,952$368,664
14$23,785$15,919$344,880
15$24,865$14,839$320,015
16$25,994$13,710$294,021
17$27,174$12,530$266,848
18$28,408$11,296$238,440
19$29,697$10,007$208,743
20$31,046$8,658$177,697
21$32,455$7,249$145,242
22$33,929$5,775$111,313
23$35,469$4,234$75,843
24$37,080$2,624$38,763
25$38,763$940$0

At the end of your 5-year term

Total paid over the term
$198,519
Principal paid down
$73,113
Interest paid
$125,406
Balance remaining
$525,287

Talk to Team Asgarian about your options

Rates and programs change often. We will connect you with a trusted mortgage professional and build a plan that fits your budget and goals.

Let's connect

Estimates only, not a mortgage quote or pre-approval. Figures use Canadian semi-annual compounding, current minimum down-payment rules, CMHC premium tiers, and Ontario (plus Toronto, when selected) land transfer tax. Actual rates, taxes, insurance, and closing costs vary by lender and property. Confirm every number with your mortgage professional.

Investor snapshot

Rental yield
Estimate$4,750/mo
$57,000Gross annual rent
4.5%Cap rate after taxes and upkeep

Thinking of this home as an investment? We will pull real comparable rents and run the full numbers with you.

Talk about the numbers

Estimates only. Rent is modelled on above-grade size and local norms, so a finished basement or second suite (a separate entrance often means one) can push real rent well above this. Taxes, fees, and vacancy vary by property, and cap rate is before financing. A starting point, not a final number, let us run the real ones with you.

7.6%
Gross yield
− Property tax $4,502− Condo fees $12,170− Insurance $600− Vacancy & upkeep $6,270Net operating income $33,458

All information deemed reliable but not guaranteed. For personal, non-commercial use only. Listing courtesy of REAL BROKER ONTARIO LTD.. MLS®/PropTx.

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