200 Albany Avenue, Toronto, ON
Annex, Toronto · MLS® C14029132
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About this home
In short
- Think living in The Annex is out of reach for you?
- Come check out 200 Albany Avenue.
- Downstairs is a lovely in-law suite that has been dug down to offer ample ceiling height & a separate entrance, offering flexibility for income or extra space when...
- Not that you'll need the car with Dupont Station on TTC subway line 1 & Bathurst Station on subway line 2 just a short walk away.
Think living in The Annex is out of reach for you? Come check out 200 Albany Avenue! Welcome to this classic redbrick Toronto 2.5-storey home brimming with charm in one of Toronto's most desirable & most connected neighbourhoods - the Annex! Currently set up as two units offering lots of versatility - live in one & rent out the other, or live in the entire home. Step into the proper foyer on the main level & notice right away the wooden character details & crown moldings that make a home like this truly special. Here you'll find the living room, dining room, & updated kitchen, plus a convenient main-floor bathroom, so you can move right in without lifting a finger. On the top two floors you'll find three family-sized bedrooms including a large primary bedroom, and a secluded rooftop deck. There is also a large den/family room that can easily be converted back into a bedroom or used for a sitting room, play room, home office, or whatever your heart desires. You'll also find an enclosed balcony upstairs that can be opened up - what's more Toronto than that? Downstairs is a lovely in-law suite that has been dug down to offer ample ceiling height & a separate entrance, offering flexibility for income or extra space when you need it most. The low-maintenance backyard, complete with grapvevines and native perennials & legal front-pad parking are cherries on top of this fabulous Toronto home. Not that you'll need the car with Dupont Station on TTC subway line 1 & Bathurst Station on subway line 2 just a short walk away. When it's time to leave home, you've got all the best shops, restaurants, & amenities along Bloor St. W. & Dupont St. right at your fingertips. Plus, you're a stone's throw away from so many great parks & Toronto monuments including Casa Loma, Christie Pits, & more - family walks & strolls with your pup will never be the same! Welcome home!
Key facts
- Property type
- Semi-Detached, 2 1/2 Storey
- MLS®
- C14029132
- Bedrooms
- 3+1 (4 total)
- Bathrooms
- 3
- Size
- 1500-2000 sq ft
- Lot
- 15.83 × 100 ft
- Cross streets
- Bloor and Bathurst
- Parking
- 1 parking
- Driveway
- Front Yard Parking
- Basement
- Separate Entrance, Apartment, Finished with Walk-Out
- Kitchens
- 2 (1 + 1)
- Heating
- Forced Air
- A/C
- Central Air
- Exterior
- Brick
- Foundation
- Brick
- Roof
- Asphalt Shingle
- Sewer
- Sewer
- Property tax
- $8,778 / 2026
- Days on market
- 4
- Listing brokerage
- REMAX YOUR COMMUNITY REALTY
Rooms
pot lights · laminate · closet
laminate · w/o to balcony · french doors
pot lights · laminate · window
laminate · modern kitchen · pot lights
picture window · large closet · hardwood floor
hardwood floor · picture window · w/o to deck
hardwood floor · formal rm · window
hardwood floor · french doors · formal rm
hardwood floor · window · overlooks backyard
modern kitchen · quartz counter · b/i appliances
No automatic estimate is shown here: there are not enough closely comparable recent sales nearby to support one.
Considering this property? Request a written price readThe assigned public school is Palmerston Avenue Junior Public School. EQAO is only one input, and families here also look at French Immersion, boundary, and private options, the full breakdown is below.
Neighbourhood & location
Annex, Toronto, ON
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The public and Catholic schools this address is zoned for, with EQAO results (the share of students meeting Ontario's provincial standard).
School attendance boundaries and EQAO results are Ontario government data and can change. Confirm the current catchment with the school board before relying on it.
Also nearby: 12 more schools within 2.5 km
Not the assigned catchment: schools a family here could reach, with EQAO results where published.
Affordability & Mortgage
Income needed assumes a ~32% GDS ratio; weekly is mortgage principal & interest only. Price ÷ income is the home price over the income needed. Fixed reference assumptions so listings compare on equal footing, not a lending decision.
Calculate and customize your mortgage and other expenses
Adjust the down payment, rate, and amortization, and add property tax, condo fees, and heating to see your true monthly cost.
Your numbers
Homes over $1.5M can't be insured, so 20% down or more is required.
Conventional (20%+ down). Best insured 5-year fixed 4.34% via Ratehub.ca (as of October 19, 2026); conventional rates run a little higher.
Mortgage amount $1,279,200 · 4.49% over 25 years
Total monthly cost
- Mortgage payment (monthly equivalent)
- $7,073
- Property tax
- $732
- Condo / maintenance fees
- $0
- Heating
- $0
- Estimated monthly cost
- $7,804
Add your own property tax, condo fees, and heating on the left for a sharper total.
One-time closing costs
- Ontario land transfer tax
- $28,455
- Toronto municipal land transfer tax
- $28,455
- Estimated closing costs
- $56,910
Plus your down payment of $319,800. Legal fees, title insurance, and adjustments are extra and vary by deal.
Mortgage stress test
Lenders qualify you at the greater of your rate plus 2% or 5.25%. You do not pay this rate. It just shows you could still handle payments if rates rose, so aim to stay comfortable at this higher number.
Over the full 25 years
At the end of your 5-year term
- Total paid over the term
- $424,375
- Principal paid down
- $156,295
- Interest paid
- $268,080
- Balance remaining
- $1,122,905
Talk to Team Asgarian about your options
Rates and programs change often. We will connect you with a trusted mortgage professional and build a plan that fits your budget and goals.
Estimates only, not a mortgage quote or pre-approval. Figures use Canadian semi-annual compounding, current minimum down-payment rules, CMHC premium tiers, and Ontario (plus Toronto, when selected) land transfer tax. Actual rates, taxes, insurance, and closing costs vary by lender and property. Confirm every number with your mortgage professional.
Investor snapshot
Income potential: the basement has a separate entrance, which often supports a rentable in-law or second suite. That can lift real rent well above the figure above and help carry the mortgage. Ask us about permitted use in this area.
Thinking of this home as an investment? We will pull real comparable rents and run the full numbers with you.
Talk about the numbersEstimates only. Rent is modelled on above-grade size and local norms, so a finished basement or second suite (a separate entrance often means one) can push real rent well above this. Taxes, fees, and vacancy vary by property, and cap rate is before financing. A starting point, not a final number, let us run the real ones with you.
Helpful resources
All information deemed reliable but not guaranteed. For personal, non-commercial use only. Listing courtesy of REMAX YOUR COMMUNITY REALTY. MLS®/PropTx.