303-365 church Street, Toronto, ON

Church-Yonge Corridor, Toronto · MLS® C14029668

$549,000
For Sale
Listed 4 days agoNo offer date stated

The listing feed is busy, so this is our last saved copy of this listing from Oct 18, 2026, 1:48 a.m.. Price and status may have changed since; refresh in a minute for the live version.

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1+1Bedrooms
1Bathrooms
0Parking
600-699Sq ft

About this home

In short

  • Bright & Spacious 1+1 Bedroom Suite In The Heart Of Downtown Toronto.
  • This Southwest-Facing Unit Features An Open-Concept Layout With Floor-To-Ceiling Windows Flooding The Space With Natural Light, A Large Open Balcony Perfect For...
  • Steps To Yonge-Dundas Square, College Subway Station, TMU, U Of T, Eaton Centre, Loblaws, Restaurants & Shopping.
  • Excellent Building Amenities Include 24-Hr Concierge, Gym, Rooftop Terrace With BBQ, Party Room, Theatre, Yoga Room, Guest Suites & Visitor Parking.

Bright & Spacious 1+1 Bedroom Suite In The Heart Of Downtown Toronto! This Southwest-Facing Unit Features An Open-Concept Layout With Floor-To-Ceiling Windows Flooding The Space With Natural Light, A Large Open Balcony Perfect For Relaxing Or Entertaining, And A Versatile Den Ideal As A Home Office Or Second Sleeping Space. Steps To Yonge-Dundas Square, College Subway Station, TMU, U Of T, Eaton Centre, Loblaws, Restaurants & Shopping. Excellent Building Amenities Include 24-Hr Concierge, Gym, Rooftop Terrace With BBQ, Party Room, Theatre, Yoga Room, Guest Suites & Visitor Parking. Ideal For First-Time Buyers, Downtown Professionals & Investors!

Key facts

Property type
Condo Apartment, Apartment
MLS®
C14029668
Bedrooms
1+1 (2 total)
Bathrooms
1
Size
600-699 sq ft
Cross streets
Church/Carlton
Parking
0 parking
Basement
None
Heating
Forced Air
A/C
Central Air
Exterior
Concrete
Maintenance
$713/mo
Exposure
South West
Property tax
$2,875 / 2026
Days on market
4
Listing brokerage
RIGHT AT HOME REALTY

Rooms

DenMain

laminate · separate room

Primary BedroomMain

laminate · large closet

KitchenMain

laminate · open concept

Living RoomMain

laminate · open concept · w/o to balcony

Our TakeTeam Asgarian · Broker
No automatic estimate

No automatic estimate is shown here: there are not enough closely comparable recent sales nearby to support one.

Considering this property? Request a written price read

Its public catchment (Jesse Ketchum Junior and Senior Public School) tests around the provincial average, a steady, family-friendly draw. The full EQAO breakdown is below.

Neighbourhood & location

Church-Yonge Corridor, Toronto, ON

CommuteTime from this home to where you spend your day

Enter a workplace or destination and we’ll show the door-to-door time by car, transit and bike.

Get the full neighbourhood report (schools, parks, transit & safety) →

Schools & catchmentAssigned attendance-boundary schools, with EQAO results

The public and Catholic schools this address is zoned for, with EQAO results (the share of students meeting Ontario's provincial standard).

School attendance boundaries and EQAO results are Ontario government data and can change. Confirm the current catchment with the school board before relying on it.

Street view near Church Street Junior Public School
73%
Church Street Junior Public SchoolPublic · Elementary · 0.3 km awayAround the GTA average · 73% meet the provincial standard
Also nearby: 12 more schools within 2.5 km
Native Learning Centre · Public secondary0.3 km
Jarvis Collegiate Institute · Public secondary0.6 km · 57% at standard
St Michael's Choir (Jr) School · Catholic elementary0.6 km · 98% at standard
St Michael's Choir (Sr) School · Catholic secondary0.6 km · 98% at standard
St Martin Catholic School(OL of Lourdes · Catholic elementary0.6 km
Winchester Junior and Senior Public School · Public elementary0.8 km · 76% at standard
St Joseph's College School · Catholic secondary0.9 km · 76% at standard
Lord Dufferin Junior and Senior Public School · Public elementary0.9 km · 55% at standard
Msgr Fraser College (Isabella Campus) · Catholic secondary1.0 km
Orde Street Public School · Public elementary1.1 km · 76% at standard
Rose Avenue Junior Public School · Public elementary1.2 km · 46% at standard
Contact Alternative School School · Public secondary1.2 km

Not the assigned catchment: schools a family here could reach, with EQAO results where published.

Affordability & Mortgage

Affordability
$2,502/mo
$120KIncome needed
4.6×Price ÷ income
$577Weekly cost
$14,910Land transfer tax, one-time (Ontario + Toronto)
20% down4.79%25-yr amortization

Income needed assumes a ~32% GDS ratio; weekly is mortgage principal & interest only. Price ÷ income is the home price over the income needed. Fixed reference assumptions so listings compare on equal footing, not a lending decision.

72%mortgage
Mortgage $2,502Property tax $240Condo fee $713Total carry $3,455

Calculate and customize your mortgage and other expenses

Adjust the down payment, rate, and amortization, and add property tax, condo fees, and heating to see your true monthly cost.

Your numbers

$
20.0%
$
%
4.49%
%
Live rate from Ratehub.ca

Conventional (20%+ down). Best insured 5-year fixed 4.34% via Ratehub.ca (as of October 19, 2026); conventional rates run a little higher.

years
years (your rate-locked period)
$2,428per month

Mortgage amount $439,200 · 4.49% over 25 years

$109,800Down payment (20.0%)
$439,200Loan before insurance
$0CMHC premium
$3,381Total monthly cost

Total monthly cost

Mortgage payment (monthly equivalent)
$2,428
Property tax
$240
Condo / maintenance fees
$713
Heating
$0
Estimated monthly cost
$3,381

Add your own property tax, condo fees, and heating on the left for a sharper total.

One-time closing costs

Ontario land transfer tax
$7,455
Toronto municipal land transfer tax
$7,455
Estimated closing costs
$14,910

Plus your down payment of $109,800. Legal fees, title insurance, and adjustments are extra and vary by deal.

Mortgage stress test

6.49%Qualifying rate
$2,939/monthPayment at the qualifying rate

Lenders qualify you at the greater of your rate plus 2% or 5.25%. You do not pay this rate. It just shows you could still handle payments if rates rose, so aim to stay comfortable at this higher number.

Over the full 25 years

$289,324Total interest paid
$728,524Total of all payments
Principal $439,200 Interest $289,324
YearPrincipalInterestBalance
1$9,801$19,340$429,399
2$10,246$18,895$419,153
3$10,711$18,430$408,442
4$11,198$17,943$397,244
5$11,706$17,435$385,538
6$12,238$16,903$373,300
7$12,793$16,348$360,507
8$13,374$15,767$347,133
9$13,981$15,160$333,152
10$14,616$14,525$318,536
11$15,280$13,861$303,256
12$15,973$13,167$287,283
13$16,699$12,442$270,584
14$17,457$11,684$253,127
15$18,250$10,891$234,877
16$19,078$10,063$215,799
17$19,944$9,197$195,855
18$20,850$8,291$175,005
19$21,797$7,344$153,208
20$22,786$6,355$130,422
21$23,821$5,320$106,601
22$24,902$4,239$81,699
23$26,033$3,108$55,666
24$27,215$1,926$28,451
25$28,451$690$0

At the end of your 5-year term

Total paid over the term
$145,705
Principal paid down
$53,662
Interest paid
$92,043
Balance remaining
$385,538

Talk to Team Asgarian about your options

Rates and programs change often. We will connect you with a trusted mortgage professional and build a plan that fits your budget and goals.

Let's connect

Estimates only, not a mortgage quote or pre-approval. Figures use Canadian semi-annual compounding, current minimum down-payment rules, CMHC premium tiers, and Ontario (plus Toronto, when selected) land transfer tax. Actual rates, taxes, insurance, and closing costs vary by lender and property. Confirm every number with your mortgage professional.

Investor snapshot

Rental yield
Estimate$2,050/mo
$24,600Gross annual rent
1.8%Cap rate after taxes and upkeep

Thinking of this home as an investment? We will pull real comparable rents and run the full numbers with you.

Talk about the numbers

Estimates only. Rent is modelled on above-grade size and local norms, so a finished basement or second suite (a separate entrance often means one) can push real rent well above this. Taxes, fees, and vacancy vary by property, and cap rate is before financing. A starting point, not a final number, let us run the real ones with you.

4.5%
Gross yield
− Property tax $2,875− Condo fees $8,554− Insurance $600− Vacancy & upkeep $2,706Net operating income $9,865

All information deemed reliable but not guaranteed. For personal, non-commercial use only. Listing courtesy of RIGHT AT HOME REALTY. MLS®/PropTx.

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