1515-628 Fleet Street, Toronto, ON

Niagara, Toronto · MLS® C14030348

$509,880
For Sale
Listed 5 days agoNo offer date stated
Request a showing
◎ Directions
1Bedrooms
1Bathrooms
1Garage
600-699Sq ft

About this home

Welcome to Suite 1515 at 628 Fleet Street, a meticulously maintained 1-bedroom, 1-bathroom suite offering 667 square feet of bright, beautifully presented west-facing living space in one of Fort York's most sought-after addresses. This suite has been cared for with genuine pride of ownership and it shows in every detail. Fresh paint throughout, brand new flooring, and an immaculate finish from top to bottom make this a true turnkey offering with absolutely nothing left to do but move in and enjoy it. The west-facing exposure fills the suite with warm afternoon light and delivers stunning golden hour views that make evenings at home something to look forward to. Parking and locker are both included, and the maintenance fees are excellent, making this one of the most well-priced and well-rounded packages in the neighbourhood.The location is unbeatable. Situated in the heart of Fort York, you're steps from transit, everyday essentials, Loblaws, Shoppers, LCBO all across the street, the waterfront, parks, and quick access to the highway, putting the entire city within easy reach in every direction.

Key facts

Property type
Condo Apartment, Apartment
MLS®
C14030348
Bedrooms
1
Bathrooms
1
Size
600-699 sq ft
Cross streets
Lakeshore
Parking
1 garage (underground)
Basement
None
Heating
Forced Air
A/C
Central Air
Exterior
Concrete
Maintenance
$530/mo
Exposure
South West
Property tax
$2,790 / 2025
Days on market
5
Listing brokerage
RARE REAL ESTATE
Our TakeTeam Asgarian · Broker
No automatic estimate

No automatic estimate is shown here: there are not enough closely comparable recent sales nearby to support one.

Considering this property? Request a written price read

Its public catchment (The Waterfront School) tests around the provincial average, a steady, family-friendly draw. The full EQAO breakdown is below.

Neighbourhood & location

Niagara, Toronto, ON

CommuteTime from this home to where you spend your day

Enter a workplace or destination and we’ll show the door-to-door time by car, transit and bike.

Get the full neighbourhood report (schools, parks, transit & safety) →

Schools & catchmentAssigned attendance-boundary schools, with EQAO results

The public and Catholic schools this address is zoned for, with EQAO results (the share of students meeting Ontario's provincial standard).

School attendance boundaries and EQAO results are Ontario government data and can change. Confirm the current catchment with the school board before relying on it.

Street view near The Waterfront School
74%
The Waterfront SchoolPublic · Elementary · 0.5 km awayAround the GTA average · 74% meet the provincial standard
Also nearby: 12 more schools within 2.5 km
City School · Public secondary0.5 km · 58% at standard
Jean Lumb Public School · Public elementary0.8 km · 73% at standard
Niagara Street Junior Public School · Public elementary1.0 km · 82% at standard
St Mary Catholic School · Catholic elementary1.1 km · 64% at standard
Oasis Alternative Secondary School · Public secondary1.1 km
ALPHA Alternative Junior School · Public elementary1.1 km
Charles G Fraser Junior Public School · Public elementary1.5 km · 74% at standard
Givins/Shaw Junior Public School · Public elementary1.6 km · 81% at standard
Ogden Junior Public School · Public elementary1.7 km · 69% at standard
Ryerson Community School Junior Senior · Public elementary1.7 km · 52% at standard
Msgr Fraser College (Southwest) · Catholic secondary1.8 km
Heydon Park Secondary School · Public secondary2.2 km · 8% at standard

Not the assigned catchment: schools a family here could reach, with EQAO results where published.

Affordability & Mortgage

Affordability
$2,324/mo
$110KIncome needed
4.7×Price ÷ income
$536Weekly cost
$13,345Land transfer tax, one-time (Ontario + Toronto)
20% down4.79%25-yr amortization

Income needed assumes a ~32% GDS ratio; weekly is mortgage principal & interest only. Price ÷ income is the home price over the income needed. Fixed reference assumptions so listings compare on equal footing, not a lending decision.

75%mortgage
Mortgage $2,324Property tax $233Condo fee $530Total carry $3,087

Calculate and customize your mortgage and other expenses

Adjust the down payment, rate, and amortization, and add property tax, condo fees, and heating to see your true monthly cost.

Your numbers

$
20.0%
$
%
4.49%
%
Live rate from Ratehub.ca

Conventional (20%+ down). Best insured 5-year fixed 4.34% via Ratehub.ca (as of October 19, 2026); conventional rates run a little higher.

years
years (your rate-locked period)
$2,255per month

Mortgage amount $407,904 · 4.49% over 25 years

$101,976Down payment (20.0%)
$407,904Loan before insurance
$0CMHC premium
$3,018Total monthly cost

Total monthly cost

Mortgage payment (monthly equivalent)
$2,255
Property tax
$233
Condo / maintenance fees
$530
Heating
$0
Estimated monthly cost
$3,018

Add your own property tax, condo fees, and heating on the left for a sharper total.

One-time closing costs

Ontario land transfer tax
$6,673
Toronto municipal land transfer tax
$6,673
Estimated closing costs
$13,345

Plus your down payment of $101,976. Legal fees, title insurance, and adjustments are extra and vary by deal.

Mortgage stress test

6.49%Qualifying rate
$2,730/monthPayment at the qualifying rate

Lenders qualify you at the greater of your rate plus 2% or 5.25%. You do not pay this rate. It just shows you could still handle payments if rates rose, so aim to stay comfortable at this higher number.

Over the full 25 years

$268,707Total interest paid
$676,611Total of all payments
Principal $407,904 Interest $268,707
YearPrincipalInterestBalance
1$9,103$17,962$398,801
2$9,516$17,548$389,285
3$9,948$17,116$379,337
4$10,400$16,665$368,938
5$10,872$16,193$358,066
6$11,366$15,699$346,700
7$11,882$15,183$334,819
8$12,421$14,643$322,397
9$12,985$14,079$309,412
10$13,575$13,490$295,838
11$14,191$12,874$281,647
12$14,835$12,229$266,812
13$15,509$11,556$251,303
14$16,213$10,851$235,090
15$16,949$10,115$218,141
16$17,719$9,346$200,422
17$18,523$8,541$181,899
18$19,364$7,700$162,535
19$20,243$6,821$142,291
20$21,163$5,902$121,129
21$22,123$4,941$99,005
22$23,128$3,937$75,877
23$24,178$2,886$51,699
24$25,276$1,789$26,423
25$26,423$641$0

At the end of your 5-year term

Total paid over the term
$135,322
Principal paid down
$49,838
Interest paid
$85,484
Balance remaining
$358,066

Talk to Team Asgarian about your options

Rates and programs change often. We will connect you with a trusted mortgage professional and build a plan that fits your budget and goals.

Let's connect

Estimates only, not a mortgage quote or pre-approval. Figures use Canadian semi-annual compounding, current minimum down-payment rules, CMHC premium tiers, and Ontario (plus Toronto, when selected) land transfer tax. Actual rates, taxes, insurance, and closing costs vary by lender and property. Confirm every number with your mortgage professional.

Investor snapshot

Rental yield
Estimate$2,050/mo
$24,600Gross annual rent
2.4%Cap rate after taxes and upkeep

Thinking of this home as an investment? We will pull real comparable rents and run the full numbers with you.

Talk about the numbers

Estimates only. Rent is modelled on above-grade size and local norms, so a finished basement or second suite (a separate entrance often means one) can push real rent well above this. Taxes, fees, and vacancy vary by property, and cap rate is before financing. A starting point, not a final number, let us run the real ones with you.

4.8%
Gross yield
− Property tax $2,790− Condo fees $6,363− Insurance $600− Vacancy & upkeep $2,706Net operating income $12,141

All information deemed reliable but not guaranteed. For personal, non-commercial use only. Listing courtesy of RARE REAL ESTATE. MLS®/PropTx.

CallRequest a showing