2604-158 Front Street, Toronto, ON

Moss Park, Toronto · MLS® C14030372

$1,069,000
For Sale
Listed 3 days agoNo offer date stated

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2Bedrooms
2Bathrooms
1Garage
900-999Sq ft

About this home

In short

  • Welcome to an exceptional penthouse residence at St.
  • Soaring 10-foot exposed concrete ceilings, exclusive to this unit within the building, and expansive floor-to-ceiling windows throughout create a bright, airy...
  • The stunning contemporary kitchen showcases premium Miele appliances, including an induction cooktop, and an elegant Caesarstone island, perfect for entertaining.
  • Beautiful gelato maple hardwood flooring flows throughout, complemented by custom-built wardrobes in both bedrooms, including a spacious primary walk-in closet.
  • Both bathrooms feature luxurious Nuheat heated flooring for year-round comfort.

Welcome to an exceptional penthouse residence at St. Lawrence Condos, one of only four penthouses in the tower! Offering breathtaking, unobstructed south-facing views of Lake Ontario and the city skyline, this beautifully upgraded suite features approximately $76,000 in enhancements and a truly distinctive design. Soaring 10-foot exposed concrete ceilings, exclusive to this unit within the building, and expansive floor-to-ceiling windows throughout create a bright, airy, loft-inspired living space. The stunning contemporary kitchen showcases premium Miele appliances, including an induction cooktop, and an elegant Caesarstone island, perfect for entertaining. Beautiful gelato maple hardwood flooring flows throughout, complemented by custom-built wardrobes in both bedrooms, including a spacious primary walk-in closet. The versatile second bedroom offers spectacular lake views and is equally suited as a sophisticated home office. Both bathrooms feature luxurious Nuheat heated flooring for year-round comfort. Additional highlights include pre-wiring for motorized window coverings, allowing buyers the flexibility to install their preferred blinds or shades, a Samsung front-load washer and dryer, underground parking with a dedicated EV charger, and a storage locker. Internet is conveniently included in the monthly maintenance fees. Perfectly situated in the heart of the St. Lawrence neighbourhood, just steps from the iconic St. Lawrence Market, Distillery District, exceptional restaurants, cafes, grocery stores, transit, and everything downtown Toronto has to offer. A rare opportunity to own a truly distinctive penthouse combining architectural character, modern luxury, and spectacular lake views!

Key facts

Property type
Condo Apartment, Apartment
MLS®
C14030372
Bedrooms
2
Bathrooms
2
Size
900-999 sq ft
Cross streets
Front St E & Sherbourne
Parking
1 garage (underground)
Basement
None
Heating
Forced Air
A/C
Central Air
Exterior
Concrete
Maintenance
$891/mo
Exposure
South
Property tax
$4,698 / 2025
Days on market
3
Listing brokerage
RE/MAX HALLMARK REALTY LTD.

Rooms

Bedroom 2Flat2.77 × 3.29 m

hardwood floor · south view

Dining RoomFlat5.01 × 4.80 m

combined w/living · window floor to ceiling · south view

KitchenFlat3.86 × 4.90 m

combined w/dining · stainless steel appl · centre island

Living RoomFlat7.20 × 5.00 m

combined w/dining · hardwood floor · w/o to balcony

Primary BedroomFlat3.38 × 3.13 m

walk-in closet(s) · ensuite bath · south view

Our TakeTeam Asgarian · Broker
No automatic estimate

No automatic estimate is shown here: there are not enough closely comparable recent sales nearby to support one.

Considering this property? Request a written price read

The assigned public school is Market Lane Junior and Senior Public School. EQAO is only one input, and families here also look at French Immersion, boundary, and private options, the full breakdown is below.

Neighbourhood & location

Moss Park, Toronto, ON

CommuteTime from this home to where you spend your day

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Get the full neighbourhood report (schools, parks, transit & safety) →

Schools & catchmentAssigned attendance-boundary schools, with EQAO results

The public and Catholic schools this address is zoned for, with EQAO results (the share of students meeting Ontario's provincial standard).

School attendance boundaries and EQAO results are Ontario government data and can change. Confirm the current catchment with the school board before relying on it.

Street view near Market Lane Junior and Senior Public School
74%
Market Lane Junior and Senior Public SchoolPublic · Elementary · 0.3 km awayAround the GTA average · 74% meet the provincial standard
Downtown Alternative SchoolEQAO results not published
Also nearby: 12 more schools within 2.5 km
St Paul Catholic School · Catholic elementary0.8 km · 62% at standard
St Michael's Choir (Jr) School · Catholic elementary0.9 km · 98% at standard
St Michael's Choir (Sr) School · Catholic secondary0.9 km · 98% at standard
Nelson Mandela Park Public School · Public elementary1.1 km · 47% at standard
Lord Dufferin Junior and Senior Public School · Public elementary1.1 km · 55% at standard
Sprucecourt Junior Public School · Public elementary1.6 km · 59% at standard
Church Street Junior Public School · Public elementary1.7 km · 73% at standard
Native Learning Centre · Public secondary1.7 km
Winchester Junior and Senior Public School · Public elementary1.7 km · 76% at standard
St Martin Catholic School(OL of Lourdes · Catholic elementary1.8 km
Contact Alternative School School · Public secondary1.8 km
Our Lady of Lourdes Catholic School · Catholic elementary1.8 km · 64% at standard

Not the assigned catchment: schools a family here could reach, with EQAO results where published.

Affordability & Mortgage

Affordability
$4,872/mo
$218KIncome needed
4.9×Price ÷ income
$1,124Weekly cost
$35,710Land transfer tax, one-time (Ontario + Toronto)
20% down4.79%25-yr amortization

Income needed assumes a ~32% GDS ratio; weekly is mortgage principal & interest only. Price ÷ income is the home price over the income needed. Fixed reference assumptions so listings compare on equal footing, not a lending decision.

79%mortgage
Mortgage $4,872Property tax $392Condo fee $891Total carry $6,155

Calculate and customize your mortgage and other expenses

Adjust the down payment, rate, and amortization, and add property tax, condo fees, and heating to see your true monthly cost.

Your numbers

$
20.0%
$
%
4.49%
%
Live rate from Ratehub.ca

Conventional (20%+ down). Best insured 5-year fixed 4.34% via Ratehub.ca (as of October 19, 2026); conventional rates run a little higher.

years
years (your rate-locked period)
$4,729per month

Mortgage amount $855,200 · 4.49% over 25 years

$213,800Down payment (20.0%)
$855,200Loan before insurance
$0CMHC premium
$6,011Total monthly cost

Total monthly cost

Mortgage payment (monthly equivalent)
$4,729
Property tax
$392
Condo / maintenance fees
$891
Heating
$0
Estimated monthly cost
$6,011

Add your own property tax, condo fees, and heating on the left for a sharper total.

One-time closing costs

Ontario land transfer tax
$17,855
Toronto municipal land transfer tax
$17,855
Estimated closing costs
$35,710

Plus your down payment of $213,800. Legal fees, title insurance, and adjustments are extra and vary by deal.

Mortgage stress test

6.49%Qualifying rate
$5,723/monthPayment at the qualifying rate

Lenders qualify you at the greater of your rate plus 2% or 5.25%. You do not pay this rate. It just shows you could still handle payments if rates rose, so aim to stay comfortable at this higher number.

Over the full 25 years

$563,364Total interest paid
$1,418,564Total of all payments
Principal $855,200 Interest $563,364
YearPrincipalInterestBalance
1$19,084$37,658$836,116
2$19,951$36,792$816,165
3$20,857$35,886$795,308
4$21,804$34,939$773,504
5$22,794$33,949$750,710
6$23,829$32,914$726,882
7$24,911$31,832$701,971
8$26,042$30,701$675,929
9$27,224$29,519$648,705
10$28,460$28,282$620,245
11$29,752$26,990$590,493
12$31,103$25,639$559,390
13$32,515$24,227$526,874
14$33,992$22,751$492,883
15$35,535$21,207$457,348
16$37,149$19,594$420,199
17$38,835$17,907$381,364
18$40,598$16,144$340,765
19$42,442$14,301$298,324
20$44,369$12,374$253,955
21$46,383$10,359$207,571
22$48,489$8,253$159,082
23$50,691$6,052$108,391
24$52,993$3,750$55,399
25$55,399$1,344$0

At the end of your 5-year term

Total paid over the term
$283,713
Principal paid down
$104,490
Interest paid
$179,223
Balance remaining
$750,710

Talk to Team Asgarian about your options

Rates and programs change often. We will connect you with a trusted mortgage professional and build a plan that fits your budget and goals.

Let's connect

Estimates only, not a mortgage quote or pre-approval. Figures use Canadian semi-annual compounding, current minimum down-payment rules, CMHC premium tiers, and Ontario (plus Toronto, when selected) land transfer tax. Actual rates, taxes, insurance, and closing costs vary by lender and property. Confirm every number with your mortgage professional.

Investor snapshot

Rental yield
Estimate$3,050/mo
$36,600Gross annual rent
1.6%Cap rate after taxes and upkeep

Thinking of this home as an investment? We will pull real comparable rents and run the full numbers with you.

Talk about the numbers

Estimates only. Rent is modelled on above-grade size and local norms, so a finished basement or second suite (a separate entrance often means one) can push real rent well above this. Taxes, fees, and vacancy vary by property, and cap rate is before financing. A starting point, not a final number, let us run the real ones with you.

3.4%
Gross yield
− Property tax $4,698− Condo fees $10,695− Insurance $600− Vacancy & upkeep $4,026Net operating income $16,581

All information deemed reliable but not guaranteed. For personal, non-commercial use only. Listing courtesy of RE/MAX HALLMARK REALTY LTD.. MLS®/PropTx.

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