309 Wychwood Avenue, Toronto, ON

Humewood-Cedarvale, Toronto · MLS® C14030488

$2,298,000
For Sale
Listed 3 days agoNo offer date stated

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4+1Bedrooms
4Bathrooms
2Parking
2000-2500Sq ft

About this home

In short

  • Stunning designer-owned, custom-built home, fully renovated throughout, in highly sought-after Humewood.
  • The main floor features a sophisticated open-concept layout designed for both everyday living and entertaining.
  • The expansive living and dining areas showcase beautiful engineered hardwood floors, pot lights, and custom built-in cabinetry.
  • The spacious primary bedroom features a large walk-through closet, soaring vaulted ceiling accented by charming cottage-inspired wood beams, and a luxurious...
  • Step outside to a private backyard oasis, featuring a walk-out deck leading to the beautiful stone patio, hot tub, and access to a private double driveway with...

Stunning designer-owned, custom-built home, fully renovated throughout, in highly sought-after Humewood. Ideally located just steps from coveted Humewood Community School, Cedarvale Park, Wychwood Barns, TTC, and the vibrant restaurants and shops along St. Clair. The main floor features a sophisticated open-concept layout designed for both everyday living and entertaining. The expansive living and dining areas showcase beautiful engineered hardwood floors, pot lights, and custom built-in cabinetry. A uniquely-designed rotating privacy screen separates the generous foyer from the living room and can be opened to welcome additional natural light or closed for enhanced privacy. The gourmet chef's kitchen features a full-wall pantry and walk-in pantry, exquisite quartz countertops, stainless steel appliances, and an oversized island-perfect for family gatherings and entertaining. The spacious primary bedroom features a large walk-through closet, soaring vaulted ceiling accented by charming cottage-inspired wood beams, and a luxurious three-piece ensuite with a steam shower. The finished basement offers an additional versatile room ideal for a home office or nanny suite, a full bathroom, recreation room, and an additional soundproofed room currently used as a music studio. Step outside to a private backyard oasis, featuring a walk-out deck leading to the beautiful stone patio, hot tub, and access to a private double driveway with parking for 2-3 cars. Move-in ready and thoughtfully designed with an exceptional blend of style, comfort, and functionality. A truly special home that must be seen to be fully appreciated.

Key facts

Property type
Detached, 2-Storey
MLS®
C14030488
Bedrooms
4+1 (5 total)
Bathrooms
4 (1 half)
Size
2000-2500 sq ft
Lot
25 × 129.95 ft
Cross streets
Bathurst / St. Clair
Parking
2 parking
Driveway
Private Double
Basement
Finished
Heating
Forced Air
A/C
Central Air
Exterior
Stucco (Plaster), Brick
Foundation
Concrete
Roof
Asphalt Shingle
Sewer
Sewer
Property tax
$9,984 / 2026
Days on market
3
Listing brokerage
FOREST HILL REAL ESTATE INC.

Rooms

Primary BedroomSecond4.26 × 3.12 m

hardwood floor · vaulted ceiling(s) · 3 pc ensuite

Dining RoomMain9.95 × 4.57 m

combined w/living · hardwood floor · pot lights

Bedroom 2Second3.50 × 3.40 m

hardwood floor · large closet · large window

RecreationBasement5.18 × 4.26 m

hardwood floor · pot lights · open concept

KitchenMain5.18 × 4.36 m

stainless steel appl · quartz counter · w/o to sundeck

Bedroom 3Second3.98 × 2.74 m

hardwood floor · large closet · 5 pc bath

Bedroom 4Second2.74 × 2.13 m

hardwood floor · large window

LaundryBasement2.74 × 2.74 m
Bedroom 5Basement2.74 × 2.13 m

laminate · 3 pc bath

Living RoomMain9.95 × 4.75 m

combined w/dining · hardwood floor · pot lights

Family RoomBasement4.92 × 4.08 m

Broadloom

Our TakeTeam Asgarian · Broker
No automatic estimate

No automatic estimate is shown here: there are not enough closely comparable recent sales nearby to support one.

Considering this property? Request a written price read

The assigned public school is Humewood Community School. EQAO is only one input, and families here also look at French Immersion, boundary, and private options, the full breakdown is below.

Neighbourhood & location

Humewood-Cedarvale, Toronto, ON

CommuteTime from this home to where you spend your day

Enter a workplace or destination and we’ll show the door-to-door time by car, transit and bike.

Get the full neighbourhood report (schools, parks, transit & safety) →

Schools & catchmentAssigned attendance-boundary schools, with EQAO results

The public and Catholic schools this address is zoned for, with EQAO results (the share of students meeting Ontario's provincial standard).

School attendance boundaries and EQAO results are Ontario government data and can change. Confirm the current catchment with the school board before relying on it.

Street view near Humewood Community School
75%
Humewood Community SchoolPublic · Elementary · 0.3 km awayAbove the GTA average · 75% meet the provincial standard
Also nearby: 12 more schools within 2.5 km
Holy Rosary Catholic School · Catholic elementary1.0 km · 89% at standard
Cedarvale Community School · Public elementary1.0 km · 85% at standard
McMurrich Junior Public School · Public elementary1.2 km · 81% at standard
Hillcrest Community School · Public elementary1.2 km · 85% at standard
J R Wilcox Community School · Public elementary1.2 km · 72% at standard
Forest Hill Junior and Senior Public School · Public elementary1.2 km · 82% at standard
Winona Drive Senior Public School · Public elementary1.3 km
Rawlinson Community School · Public elementary1.3 km · 63% at standard
D'Arcy McGee Catholic School · Catholic elementary1.5 km · 48% at standard
St Bruno/St. Raymond Catholic School · Catholic elementary1.6 km · 56% at standard
St Clare Catholic School · Catholic elementary1.6 km · 72% at standard
Forest Hill Collegiate Institute · Public secondary1.8 km · 76% at standard

Not the assigned catchment: schools a family here could reach, with EQAO results where published.

Affordability & Mortgage

Affordability
$10,474/mo
$428KIncome needed
5.4×Price ÷ income
$2,417Weekly cost
$87,850Land transfer tax, one-time (Ontario + Toronto)
20% down4.79%25-yr amortization

Income needed assumes a ~32% GDS ratio; weekly is mortgage principal & interest only. Price ÷ income is the home price over the income needed. Fixed reference assumptions so listings compare on equal footing, not a lending decision.

93%mortgage
Mortgage $10,474Property tax $832Total carry $11,306

Calculate and customize your mortgage and other expenses

Adjust the down payment, rate, and amortization, and add property tax, condo fees, and heating to see your true monthly cost.

Your numbers

$
20.0%
$
%

Homes over $1.5M can't be insured, so 20% down or more is required.

4.49%
%
Live rate from Ratehub.ca

Conventional (20%+ down). Best insured 5-year fixed 4.34% via Ratehub.ca (as of October 19, 2026); conventional rates run a little higher.

years
years (your rate-locked period)
$10,165per month

Mortgage amount $1,838,400 · 4.49% over 25 years

$459,600Down payment (20.0%)
$1,838,400Loan before insurance
$0CMHC premium
$10,997Total monthly cost

Total monthly cost

Mortgage payment (monthly equivalent)
$10,165
Property tax
$832
Condo / maintenance fees
$0
Heating
$0
Estimated monthly cost
$10,997

Add your own property tax, condo fees, and heating on the left for a sharper total.

One-time closing costs

Ontario land transfer tax
$43,925
Toronto municipal land transfer tax
$43,925
Estimated closing costs
$87,850

Plus your down payment of $459,600. Legal fees, title insurance, and adjustments are extra and vary by deal.

Mortgage stress test

6.49%Qualifying rate
$12,303/monthPayment at the qualifying rate

Lenders qualify you at the greater of your rate plus 2% or 5.25%. You do not pay this rate. It just shows you could still handle payments if rates rose, so aim to stay comfortable at this higher number.

Over the full 25 years

$1,211,049Total interest paid
$3,049,449Total of all payments
Principal $1,838,400 Interest $1,211,049
YearPrincipalInterestBalance
1$41,025$80,953$1,797,375
2$42,888$79,090$1,754,487
3$44,835$77,143$1,709,652
4$46,871$75,107$1,662,781
5$48,999$72,979$1,613,781
6$51,224$70,754$1,562,558
7$53,550$68,428$1,509,008
8$55,981$65,997$1,453,027
9$58,523$63,455$1,394,504
10$61,180$60,798$1,333,324
11$63,958$58,020$1,269,367
12$66,862$55,116$1,202,505
13$69,897$52,081$1,132,608
14$73,071$48,907$1,059,537
15$76,389$45,589$983,148
16$79,857$42,121$903,291
17$83,483$38,495$819,808
18$87,273$34,705$732,534
19$91,236$30,742$641,298
20$95,378$26,599$545,920
21$99,709$22,269$446,211
22$104,236$17,742$341,974
23$108,969$13,009$233,005
24$113,917$8,061$119,089
25$119,089$2,889$0

At the end of your 5-year term

Total paid over the term
$609,890
Principal paid down
$224,619
Interest paid
$385,271
Balance remaining
$1,613,781

Talk to Team Asgarian about your options

Rates and programs change often. We will connect you with a trusted mortgage professional and build a plan that fits your budget and goals.

Let's connect

Estimates only, not a mortgage quote or pre-approval. Figures use Canadian semi-annual compounding, current minimum down-payment rules, CMHC premium tiers, and Ontario (plus Toronto, when selected) land transfer tax. Actual rates, taxes, insurance, and closing costs vary by lender and property. Confirm every number with your mortgage professional.

Investor snapshot

Rental yield
Estimate$4,200/mo
$50,400Gross annual rent
1.5%Cap rate after taxes and upkeep

Thinking of this home as an investment? We will pull real comparable rents and run the full numbers with you.

Talk about the numbers

Estimates only. Rent is modelled on above-grade size and local norms, so a finished basement or second suite (a separate entrance often means one) can push real rent well above this. Taxes, fees, and vacancy vary by property, and cap rate is before financing. A starting point, not a final number, let us run the real ones with you.

2.2%
Gross yield
− Property tax $9,984− Insurance $1,400− Vacancy & upkeep $5,544Net operating income $33,472

All information deemed reliable but not guaranteed. For personal, non-commercial use only. Listing courtesy of FOREST HILL REAL ESTATE INC.. MLS®/PropTx.

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