2003-470 Front Street, Toronto, ON

Waterfront Communities C1, Toronto · MLS® C14030968

$1,123,000
For Sale
Listed 4 days agoNo offer date stated

The listing feed is busy, so this is our last saved copy of this listing from Oct 19, 2026, 7:16 a.m.. Price and status may have changed since; refresh in a minute for the live version.

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2+1Bedrooms
2Bathrooms
1Garage
900-999Sq ft

About this home

Welcome to The Well! This 2 bedroom + den suite offers 946 sq. ft. of spacious, well designed living with west facing views and tons of natural light. The split bedroom layout gives you plenty of privacy, while the den is a great bonus space for a home office. Living at The Well means having some of Toronto's best restaurants, shops, cafés and everyday conveniences right downstairs. You're also steps from King West, the waterfront, transit and the Entertainment District, making it easy to enjoy everything downtown has to offer. A great opportunity to live in one of Toronto's most exciting new communities, with the space, convenience and lifestyle to match.

Key facts

Property type
Condo Apartment, Apartment
MLS®
C14030968
Bedrooms
2+1 (3 total)
Bathrooms
2
Size
900-999 sq ft
Cross streets
Front & Spadina
Parking
1 garage (underground)
Basement
None
Heating
Forced Air
A/C
Central Air
Exterior
Concrete
Maintenance
$1,050/mo
Exposure
West
Property tax
$6,453 / 2026
Days on market
4
Listing brokerage
RE/MAX REALTY SPECIALISTS INC.

Rooms

KitchenMain3.70 × 3.40 m

laminate · b/i appliances · marble counter

Bedroom 2Main3.40 × 2.80 m

laminate · mirrored ceiling · west view

Primary BedroomMain3.80 × 2.80 m

laminate · his and hers closets · 5 pc ensuite

DenMain2.10 × 1.70 m

Laminate

Living RoomMain3.90 × 3.00 m

laminate · window floor to ceiling · w/o to balcony

Our TakeTeam Asgarian · Broker
No automatic estimate

No automatic estimate is shown here: there are not enough closely comparable recent sales nearby to support one.

Considering this property? Request a written price read

The assigned public school is City School. EQAO is only one input, and families here also look at French Immersion, boundary, and private options, the full breakdown is below.

Neighbourhood & location

Waterfront Communities C1, Toronto, ON

CommuteTime from this home to where you spend your day

Enter a workplace or destination and we’ll show the door-to-door time by car, transit and bike.

Get the full neighbourhood report (schools, parks, transit & safety) →

Schools & catchmentAssigned attendance-boundary schools, with EQAO results

The public and Catholic schools this address is zoned for, with EQAO results (the share of students meeting Ontario's provincial standard).

School attendance boundaries and EQAO results are Ontario government data and can change. Confirm the current catchment with the school board before relying on it.

Street view near Ryerson Community School
52%
Ryerson Community SchoolPublic · Elementary · 1.1 km awayBelow the GTA average · 52% meet the provincial standard
ALPHA Alternative Junior SchoolEQAO results not published
Also nearby: 12 more schools within 2.5 km
Bishop Macdonell Catholic School · Catholic elementary0.4 km · 82% at standard
Oasis Alternative Secondary School · Public secondary0.4 km
Jean Lumb Public School · Public elementary0.4 km · 73% at standard
The Waterfront School · Public elementary0.8 km · 74% at standard
Ogden Junior Public School · Public elementary0.8 km · 69% at standard
Niagara Street Junior Public School · Public elementary1.0 km · 82% at standard
Charles G Fraser Junior Public School · Public elementary1.3 km · 74% at standard
Contact Alternative School School · Public secondary1.3 km
Heydon Park Secondary School · Public secondary1.4 km · 8% at standard
Beverley School · Public elementary1.5 km
Subway Academy II · Public secondary1.5 km
Kensington Community School School Junior · Public elementary1.7 km · 97% at standard

Not the assigned catchment: schools a family here could reach, with EQAO results where published.

Affordability & Mortgage

Affordability
$5,118/mo
$236KIncome needed
4.8×Price ÷ income
$1,181Weekly cost
$37,870Land transfer tax, one-time (Ontario + Toronto)
20% down4.79%25-yr amortization

Income needed assumes a ~32% GDS ratio; weekly is mortgage principal & interest only. Price ÷ income is the home price over the income needed. Fixed reference assumptions so listings compare on equal footing, not a lending decision.

76%mortgage
Mortgage $5,118Property tax $538Condo fee $1,050Total carry $6,706

Calculate and customize your mortgage and other expenses

Adjust the down payment, rate, and amortization, and add property tax, condo fees, and heating to see your true monthly cost.

Your numbers

$
20.0%
$
%
4.49%
%
Live rate from Ratehub.ca

Conventional (20%+ down). Best insured 5-year fixed 4.34% via Ratehub.ca (as of October 19, 2026); conventional rates run a little higher.

years
years (your rate-locked period)
$4,967per month

Mortgage amount $898,400 · 4.49% over 25 years

$224,600Down payment (20.0%)
$898,400Loan before insurance
$0CMHC premium
$6,555Total monthly cost

Total monthly cost

Mortgage payment (monthly equivalent)
$4,967
Property tax
$538
Condo / maintenance fees
$1,050
Heating
$0
Estimated monthly cost
$6,555

Add your own property tax, condo fees, and heating on the left for a sharper total.

One-time closing costs

Ontario land transfer tax
$18,935
Toronto municipal land transfer tax
$18,935
Estimated closing costs
$37,870

Plus your down payment of $224,600. Legal fees, title insurance, and adjustments are extra and vary by deal.

Mortgage stress test

6.49%Qualifying rate
$6,012/monthPayment at the qualifying rate

Lenders qualify you at the greater of your rate plus 2% or 5.25%. You do not pay this rate. It just shows you could still handle payments if rates rose, so aim to stay comfortable at this higher number.

Over the full 25 years

$591,822Total interest paid
$1,490,222Total of all payments
Principal $898,400 Interest $591,822
YearPrincipalInterestBalance
1$20,048$39,560$878,352
2$20,959$38,650$857,393
3$21,910$37,699$835,482
4$22,905$36,704$812,577
5$23,945$35,664$788,632
6$25,032$34,577$763,600
7$26,169$33,440$737,431
8$27,357$32,252$710,074
9$28,599$31,010$681,474
10$29,898$29,711$651,577
11$31,255$28,354$620,321
12$32,674$26,935$587,647
13$34,158$25,451$553,489
14$35,709$23,900$517,780
15$37,330$22,279$480,450
16$39,025$20,584$441,425
17$40,797$18,812$400,628
18$42,649$16,960$357,979
19$44,586$15,023$313,393
20$46,610$12,999$266,783
21$48,726$10,882$218,057
22$50,939$8,670$167,118
23$53,252$6,357$113,866
24$55,669$3,939$58,197
25$58,197$1,412$0

At the end of your 5-year term

Total paid over the term
$298,044
Principal paid down
$109,768
Interest paid
$188,277
Balance remaining
$788,632

Talk to Team Asgarian about your options

Rates and programs change often. We will connect you with a trusted mortgage professional and build a plan that fits your budget and goals.

Let's connect

Estimates only, not a mortgage quote or pre-approval. Figures use Canadian semi-annual compounding, current minimum down-payment rules, CMHC premium tiers, and Ontario (plus Toronto, when selected) land transfer tax. Actual rates, taxes, insurance, and closing costs vary by lender and property. Confirm every number with your mortgage professional.

Investor snapshot

Rental yield
Estimate$3,050/mo
$36,600Gross annual rent
1.2%Cap rate after taxes and upkeep

Thinking of this home as an investment? We will pull real comparable rents and run the full numbers with you.

Talk about the numbers

Estimates only. Rent is modelled on above-grade size and local norms, so a finished basement or second suite (a separate entrance often means one) can push real rent well above this. Taxes, fees, and vacancy vary by property, and cap rate is before financing. A starting point, not a final number, let us run the real ones with you.

3.3%
Gross yield
− Property tax $6,453− Condo fees $12,596− Insurance $600− Vacancy & upkeep $4,026Net operating income $12,925

All information deemed reliable but not guaranteed. For personal, non-commercial use only. Listing courtesy of RE/MAX REALTY SPECIALISTS INC.. MLS®/PropTx.

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