1809-23 Lorraine Drive, Toronto, ON

Willowdale West, Toronto · MLS® C14031758

$599,000
For Sale
Listed 5 days agoNo offer date stated
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2+1Bedrooms
2Bathrooms
1Garage
800-899Sq ft

About this home

In short

  • Welcome to Symphony Square.
  • Ideally located in the prime Yonge & Finch neighbourhood, this bright, west-facing 2-bedroom plus den, 2-full-bathroom suite offers approximately 852 sq. ft. of...
  • Residents enjoy premium amenities, including 24-hour concierge, indoor swimming pool, fully equipped gym, and visitor parking.
  • Unbeatable location just steps to Finch Subway Station and bus terminal, top rated schools, parks, restaurants, cafés, and shopping.

Welcome to Symphony Square! Ideally located in the prime Yonge & Finch neighbourhood, this bright, west-facing 2-bedroom plus den, 2-full-bathroom suite offers approximately 852 sq. ft. of functional living space. Enjoy expansive floor-to-ceiling windows, sleek laminate flooring, modern stainless steel kitchen appliances, and an open balcony with beautiful west-facing views. One parking space and one storage locker are included in the purchase price. Maintenance fees cover all utilities, offering added convenience and value. Residents enjoy premium amenities, including 24-hour concierge, indoor swimming pool, fully equipped gym, and visitor parking. Unbeatable location just steps to Finch Subway Station and bus terminal, top rated schools, parks, restaurants, cafés, and shopping. An ideal home for a couple or small family seeking comfort, convenience, and urban living in the heart of North York!

Key facts

Property type
Condo Apartment, Apartment
MLS®
C14031758
Bedrooms
2+1 (3 total)
Bathrooms
2
Size
800-899 sq ft
Cross streets
Yonge & Finch
Parking
1 garage (underground)
Basement
None
Heating
Heat Pump
A/C
Central Air
Exterior
Concrete
Maintenance
$699/mo
Exposure
West
Property tax
$2,870 / 2026
Days on market
5
Listing brokerage
ROYAL LEPAGE TERREQUITY YMSL REALTY

Rooms

Living RoomMain5.10 × 4.03 m

laminate · combined w/living · open concept

Bedroom 2Main3.26 × 2.56 m

laminate · mirrored closet

KitchenMain2.75 × 2.40 m

tile floor · breakfast bar · stainless steel appl

DenMain3.05 × 2.75 m

laminate · separate room · open concept

Living RoomMain5.10 × 4.03 m

laminate · west view · w/o to balcony

Primary BedroomMain3.80 × 3.27 m

laminate · double closet · 4 pc ensuite

Our TakeTeam Asgarian · Broker
No automatic estimate

No automatic estimate is shown here: there are not enough closely comparable recent sales nearby to support one.

Considering this property? Request a written price read

Its public catchment (Willowdale Middle School) tests around the provincial average, a steady, family-friendly draw. The full EQAO breakdown is below.

Neighbourhood & location

Willowdale West, Toronto, ON

CommuteTime from this home to where you spend your day

Enter a workplace or destination and we’ll show the door-to-door time by car, transit and bike.

Get the full neighbourhood report (schools, parks, transit & safety) →

Schools & catchmentAssigned attendance-boundary schools, with EQAO results

The public and Catholic schools this address is zoned for, with EQAO results (the share of students meeting Ontario's provincial standard).

School attendance boundaries and EQAO results are Ontario government data and can change. Confirm the current catchment with the school board before relying on it.

Street view near Willowdale Middle School
78%
Willowdale Middle SchoolPublic · Elementary · 1.2 km awayAbove the GTA average · 78% meet the provincial standard
Also nearby: 12 more schools within 2.5 km
St Cyril Catholic School · Catholic elementary0.2 km · 90% at standard
McKee Public School · Public elementary0.6 km · 86% at standard
R J Lang Elementary and Middle School · Public elementary1.0 km · 60% at standard
Avondale Secondary Alternative School · Public secondary1.0 km
Drewry Secondary School · Public secondary1.1 km
Churchill Public School · Public elementary1.2 km · 83% at standard
Earl Haig Secondary School · Public secondary1.3 km · 90% at standard
Claude Watson School for the Arts · Public elementary1.5 km · 96% at standard
Yorkview Public School · Public elementary1.6 km · 52% at standard
Cummer Valley Middle School · Public elementary1.7 km · 79% at standard
Cardinal Carter Academy for the Arts · Catholic secondary1.7 km · 92% at standard
Cardinal Carter ES · Catholic elementary1.7 km

Not the assigned catchment: schools a family here could reach, with EQAO results where published.

Affordability & Mortgage

Affordability
$2,730/mo
$128KIncome needed
4.7×Price ÷ income
$630Weekly cost
$16,910Land transfer tax, one-time (Ontario + Toronto)
20% down4.79%25-yr amortization

Income needed assumes a ~32% GDS ratio; weekly is mortgage principal & interest only. Price ÷ income is the home price over the income needed. Fixed reference assumptions so listings compare on equal footing, not a lending decision.

74%mortgage
Mortgage $2,730Property tax $239Condo fee $699Total carry $3,668

Calculate and customize your mortgage and other expenses

Adjust the down payment, rate, and amortization, and add property tax, condo fees, and heating to see your true monthly cost.

Your numbers

$
20.0%
$
%
4.49%
%
Live rate from Ratehub.ca

Conventional (20%+ down). Best insured 5-year fixed 4.34% via Ratehub.ca (as of October 19, 2026); conventional rates run a little higher.

years
years (your rate-locked period)
$2,650per month

Mortgage amount $479,200 · 4.49% over 25 years

$119,800Down payment (20.0%)
$479,200Loan before insurance
$0CMHC premium
$3,588Total monthly cost

Total monthly cost

Mortgage payment (monthly equivalent)
$2,650
Property tax
$239
Condo / maintenance fees
$699
Heating
$0
Estimated monthly cost
$3,588

Add your own property tax, condo fees, and heating on the left for a sharper total.

One-time closing costs

Ontario land transfer tax
$8,455
Toronto municipal land transfer tax
$8,455
Estimated closing costs
$16,910

Plus your down payment of $119,800. Legal fees, title insurance, and adjustments are extra and vary by deal.

Mortgage stress test

6.49%Qualifying rate
$3,207/monthPayment at the qualifying rate

Lenders qualify you at the greater of your rate plus 2% or 5.25%. You do not pay this rate. It just shows you could still handle payments if rates rose, so aim to stay comfortable at this higher number.

Over the full 25 years

$315,674Total interest paid
$794,874Total of all payments
Principal $479,200 Interest $315,674
YearPrincipalInterestBalance
1$10,694$21,101$468,506
2$11,179$20,616$457,327
3$11,687$20,108$445,640
4$12,217$19,577$433,423
5$12,772$19,023$420,651
6$13,352$18,443$407,299
7$13,958$17,837$393,340
8$14,592$17,203$378,748
9$15,255$16,540$363,494
10$15,947$15,848$347,546
11$16,671$15,124$330,875
12$17,428$14,367$313,447
13$18,220$13,575$295,227
14$19,047$12,748$276,180
15$19,912$11,883$256,269
16$20,816$10,979$235,453
17$21,761$10,034$213,692
18$22,749$9,046$190,943
19$23,782$8,013$167,162
20$24,861$6,933$142,300
21$25,990$5,805$116,310
22$27,170$4,625$89,140
23$28,404$3,391$60,736
24$29,694$2,101$31,042
25$31,042$753$0

At the end of your 5-year term

Total paid over the term
$158,975
Principal paid down
$58,549
Interest paid
$100,425
Balance remaining
$420,651

Talk to Team Asgarian about your options

Rates and programs change often. We will connect you with a trusted mortgage professional and build a plan that fits your budget and goals.

Let's connect

Estimates only, not a mortgage quote or pre-approval. Figures use Canadian semi-annual compounding, current minimum down-payment rules, CMHC premium tiers, and Ontario (plus Toronto, when selected) land transfer tax. Actual rates, taxes, insurance, and closing costs vary by lender and property. Confirm every number with your mortgage professional.

Investor snapshot

Rental yield
Estimate$2,700/mo
$32,400Gross annual rent
2.8%Cap rate after taxes and upkeep

Thinking of this home as an investment? We will pull real comparable rents and run the full numbers with you.

Talk about the numbers

Estimates only. Rent is modelled on above-grade size and local norms, so a finished basement or second suite (a separate entrance often means one) can push real rent well above this. Taxes, fees, and vacancy vary by property, and cap rate is before financing. A starting point, not a final number, let us run the real ones with you.

5.4%
Gross yield
− Property tax $2,870− Condo fees $8,385− Insurance $600− Vacancy & upkeep $3,564Net operating income $16,982

All information deemed reliable but not guaranteed. For personal, non-commercial use only. Listing courtesy of ROYAL LEPAGE TERREQUITY YMSL REALTY. MLS®/PropTx.

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