163 Roe Avenue, Toronto, ON

Bedford Park-Nortown, Toronto · MLS® C14031934

$2,079,000
For Sale
Listed 5 days agoNo offer date stated
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3Bedrooms
4Bathrooms
1Garage · 3 parking
1500-2000Sq ft

About this home

In short

  • Beautifully renovated home in the heart of Bedford Park, one of North Toronto's most sought-after family neighbourhoods.
  • This elegant 3-bedroom, 4-bathroom residence has been renovated top to bottom, with hardwood floors and an abundance of natural light throughout.
  • The main floor showcases a bright living room with gas fireplace, an elegant dining room, and a true chef's kitchen - quartz countertops, a centre island with...
  • Upstairs, the primary retreat impresses with a walk-in closet and a spa-like 5-piece ensuite featuring a glass rain shower and soaker tub, while two additional...
  • The fully finished lower level adds exceptional versatility with a separate entrance, a spacious recreation room complete with built-in cabinetry, desk, and shelving...

Beautifully renovated home in the heart of Bedford Park, one of North Toronto's most sought-after family neighbourhoods. This elegant 3-bedroom, 4-bathroom residence has been renovated top to bottom, with hardwood floors and an abundance of natural light throughout. The main floor showcases a bright living room with gas fireplace, an elegant dining room, and a true chef's kitchen - quartz countertops, a centre island with breakfast bar, and premium stainless steel appliances - flowing seamlessly into a sun-filled breakfast area with backyard walk-out. A stylish 2-piece powder room completes this level. Upstairs, the primary retreat impresses with a walk-in closet and a spa-like 5-piece ensuite featuring a glass rain shower and soaker tub, while two additional bedrooms and a 4-piece main bathroom offer comfortable space for the whole family. The fully finished lower level adds exceptional versatility with a separate entrance, a spacious recreation room complete with built-in cabinetry, desk, and shelving, plus a laundry room and 2-piece bathroom - ideal for family living, a home office, or additional guest space. Outside, enjoy a fully fenced backyard with stone tile patio, complemented by a built-in garage and private driveway. Just steps to the shops, cafes, and restaurants along Avenue Road, surrounded by top-rated schools and parks, with easy access to the 401 and TTC. A rare combination of space, style, and location in one of Toronto's most desirable communities.

Key facts

Property type
Detached, 2-Storey
MLS®
C14031934
Bedrooms
3
Bathrooms
4 (1 half)
Size
1500-2000 sq ft
Lot
25 × 105 ft
Cross streets
Avenue and Lawrence
Parking
1 garage · 3 parking (built-in)
Driveway
Private
Basement
Finished
Heating
Forced Air
A/C
Central Air
Exterior
Brick
Foundation
Concrete
Roof
Shingles
Sewer
Sewer
Property tax
$10,458 / 2026
Days on market
5
Listing brokerage
RE/MAX HALLMARK REALTY LTD.

Rooms

Primary BedroomSecond3.25 × 4.77 m

5 pc ensuite · walk-in closet(s) · hardwood floor

Dining RoomMain3.45 × 3.53 m

window · pot lights · hardwood floor

KitchenMain2.87 × 4.77 m

stainless steel appl · breakfast bar · window

RecreationLower6.29 × 3.96 m

w/o to yard · large window · b/i desk

LaundryLower1.82 × 2.33 m

custom counter · laminate

BreakfastMain3.09 × 0.35 m

w/o to yard · combined w/kitchen · hardwood floor

Bedroom 2Second3.42 × 4.26 m

double closet · window · hardwood floor

Bedroom 3Second3.04 × 2.54 m

closet · window · hardwood floor

Living RoomMain4.47 × 3.35 m

gas fireplace · pot lights · hardwood floor

Our TakeTeam Asgarian · Broker
Likely to sell near ask
$2.09Mlikely sale price

Listed at $2,079,000. Going by how homes in Lawrence Park North and the wider GTA have actually closed against their asking prices (about 101%, 28 local closings in 90 days), the likely sale price is near $2.09M, if it sells. A realistic range is $1.96M to $2.36M.

Independent value check: $2.07M. Without looking at the asking price, our model values the home itself in line with the ask (homes like it typically land between $1.94M and $2.17M).

Why $2.07M. The typical detached home sold in Lawrence Park North over the past year went for about $2.58M (128 sales). What sets this one apart:

  • ▼ Lowers it stronglyIts tax bill, which follows the city's own assessment, is $10,458 a year; the typical home sold here pays about $12,900.
  • ▲ Raises itThe listing describes it as fully renovated or newly built.
  • ▼ Lowers itIt is 1,500 to 2,000 sq ft; the typical home sold here is 2,000 to 2,500.
  • ▼ Lowers it slightlyIts lot is 25 by 105 ft; the typical lot sold here is 40 by 118.
List price
$1.96MBelow recent closings$2.36MAbove recent closings

Total price vs nearby homes. Likely closing about $2.09M, from 28 recent closings in this pocket.

The market behind the math:

28sold nearby · 90 days
$1.98Mmedian sold price
102%of asking, on average
−4%prices vs a year ago
~10 dayshomes like this take to sell
5days on market so far
$6,462/moest. rent · 70 leases
3.7%gross yield on the ask
Seller's market
Buyer's marketSeller's market

About 0.5 months of inventory: 5 detached homes for sale in the area against 28 closings in the last 90 days. Under two months favours sellers, over four favours buyers.

This home
Below area avgAbove area avg

Price per square foot: this home lists at $1,188/sqft against an area asking average of $1,101/sqft.

How this estimate is builtthe short version

This figure comes from a model built on about 44,000 recent GTA sales. It weighs this home’s tax assessment, size, age, location and features against what homes like it actually sold for, including sales in this neighbourhood.

It never sees the asking price. The 28 most comparable recent sales on their own, adjusted for size, beds, baths and lot, point to about $2.04M. Condition and finishes remain an in-person call.

What the listing highlights5 points to weigh

Claims from the listing, worth confirming in person. I can book you a private showing.

  • Separate entrance / basement suite: rental or in-law income potential, if it is legally registered and retrofit-compliant. Income potential
  • Renovated / rebuilt: recent work can mean fewer upfront costs, worth confirming the scope, quality, and that permits were pulled. Value driver
  • Upscale kitchen: a genuine value driver, verify the appliances, stone, and finishes in person. Value driver
  • Primary suite: a key comfort and resale feature. Lifestyle
  • Hardwood floors: quality hardwood is durable and broadly desirable. Lifestyle
Schools & getting aroundcatchment and transit

On schools, this address is zoned for Lawrence Park Collegiate Institute, one of the higher-rated public schools in the area. A strong catchment tends to hold value and widen your resale pool, especially with family buyers.

Based on 28 comparable homes that sold in Lawrence Park North over the past two years, from 190 closings there.

What sellers nearby are askingCurrently listed nearby · asking prices
$1.94Mavg asking

The closest active listings by size, beds, and price, so you can see what this home is up against.

Per square foot, these ask about $1,109/sqft; this home lists at $1,188/sqft. Size is part of the price story, not just the sticker.

The 3 closest active listings nearby.

See all comparable homes
2.08MThis home2.59M1.70M1.53MThis home vs active comparables

Sold price trend

Median sold price for detached homes in Bedford Park-Nortown: $2.68M in September 2026, up 4% from a year ago, on 131 closings in 11 months.

Oct 25Sep 26

Line: median sold price, each month averaged with its neighbours and weighted by closings. Bars: closings that month.

Month by month
MonthMedian soldClosings
October 2025$2.71M11
November 2025$2.56M8
December 2025$2.70M5
February 2026$2.88M11
March 2026$2.20M9
April 2026$2.31M16
May 2026$3.01M14
June 2026$2.48M19
July 2026$2.62M18
August 2026$3.24M8
September 2026$2.68M12

Neighbourhood & location

Bedford Park-Nortown, Toronto, ON

CommuteTime from this home to where you spend your day

Enter a workplace or destination and we’ll show the door-to-door time by car, transit and bike.

Nearby neighbourhoods

How asking prices compare in the closest areas to this home. Longer bars mean a pricier market.

St. Andrew-Windfields
$4.10M
Banbury-Don Mills
$5.50M
Willowdale East
$2.19M
Leaside
$2.15M
Dovercourt-Wallace Emerson-Junction
$1.25M

Typical asking price of active listings of the same type, per area (outliers removed). Toronto.

Get the full neighbourhood report (schools, parks, transit & safety) →

Schools & catchmentAssigned attendance-boundary schools, with EQAO results

The public and Catholic schools this address is zoned for, with EQAO results (the share of students meeting Ontario's provincial standard).

School attendance boundaries and EQAO results are Ontario government data and can change. Confirm the current catchment with the school board before relying on it.

Street view near Ledbury Park Elementary and Middle School
77%
Ledbury Park Elementary and Middle SchoolPublic · Elementary · 0.9 km awayAbove the GTA average · 77% meet the provincial standard
Also nearby: 12 more schools within 2.5 km
Bannockburn Public School · Public elementary0.4 km
John Wanless Junior Public School · Public elementary0.6 km · 88% at standard
St Margaret Catholic School · Catholic elementary0.8 km · 82% at standard
Armour Heights Public School · Public elementary0.9 km · 70% at standard
Loretto Abbey Catholic Secondary School · Catholic secondary1.0 km · 76% at standard
Summit Heights Public School · Public elementary1.4 km · 85% at standard
Bedford Park Public School · Public elementary1.5 km · 88% at standard
Glenview Senior Public School · Public elementary1.5 km
John Ross Robertson Junior Public School · Public elementary1.7 km · 83% at standard
Baycrest Public School · Public elementary2.0 km · 69% at standard
Our Lady of the Assumption Catholic School · Catholic elementary2.1 km · 54% at standard
St Edward Catholic School · Catholic elementary2.4 km · 89% at standard

Not the assigned catchment: schools a family here could reach, with EQAO results where published.

Affordability & Mortgage

Affordability
$9,475/mo
$392KIncome needed
5.3×Price ÷ income
$2,187Weekly cost
$76,900Land transfer tax, one-time (Ontario + Toronto)
20% down4.79%25-yr amortization

Income needed assumes a ~32% GDS ratio; weekly is mortgage principal & interest only. Price ÷ income is the home price over the income needed. Fixed reference assumptions so listings compare on equal footing, not a lending decision.

92%mortgage
Mortgage $9,475Property tax $872Total carry $10,347

Calculate and customize your mortgage and other expenses

Adjust the down payment, rate, and amortization, and add property tax, condo fees, and heating to see your true monthly cost.

Your numbers

$
20.0%
$
%

Homes over $1.5M can't be insured, so 20% down or more is required.

4.49%
%
Live rate from Ratehub.ca

Conventional (20%+ down). Best insured 5-year fixed 4.34% via Ratehub.ca (as of October 20, 2026); conventional rates run a little higher.

years
years (your rate-locked period)
$9,196per month

Mortgage amount $1,663,200 · 4.49% over 25 years

$415,800Down payment (20.0%)
$1,663,200Loan before insurance
$0CMHC premium
$10,068Total monthly cost

Total monthly cost

Mortgage payment (monthly equivalent)
$9,196
Property tax
$872
Condo / maintenance fees
$0
Heating
$0
Estimated monthly cost
$10,068

Add your own property tax, condo fees, and heating on the left for a sharper total.

One-time closing costs

Ontario land transfer tax
$38,450
Toronto municipal land transfer tax
$38,450
Estimated closing costs
$76,900

Plus your down payment of $415,800. Legal fees, title insurance, and adjustments are extra and vary by deal.

Mortgage stress test

6.49%Qualifying rate
$11,130/monthPayment at the qualifying rate

Lenders qualify you at the greater of your rate plus 2% or 5.25%. You do not pay this rate. It just shows you could still handle payments if rates rose, so aim to stay comfortable at this higher number.

Over the full 25 years

$1,095,635Total interest paid
$2,758,835Total of all payments
Principal $1,663,200 Interest $1,095,635
YearPrincipalInterestBalance
1$37,116$73,238$1,626,084
2$38,801$71,553$1,587,284
3$40,562$69,791$1,546,721
4$42,404$67,949$1,504,317
5$44,329$66,024$1,459,988
6$46,342$64,011$1,413,645
7$48,446$61,907$1,365,199
8$50,646$59,707$1,314,553
9$52,946$57,408$1,261,608
10$55,349$55,004$1,206,258
11$57,863$52,491$1,148,396
12$60,490$49,864$1,087,906
13$63,236$47,117$1,024,670
14$66,107$44,246$958,562
15$69,109$41,245$889,453
16$72,247$38,107$817,207
17$75,527$34,826$741,680
18$78,956$31,397$662,723
19$82,541$27,812$580,182
20$86,289$24,065$493,893
21$90,207$20,147$403,687
22$94,302$16,051$309,384
23$98,584$11,769$210,800
24$103,060$7,293$107,740
25$107,740$2,614$0

At the end of your 5-year term

Total paid over the term
$551,767
Principal paid down
$203,212
Interest paid
$348,555
Balance remaining
$1,459,988

Talk to Team Asgarian about your options

Rates and programs change often. We will connect you with a trusted mortgage professional and build a plan that fits your budget and goals.

Let's connect

Estimates only, not a mortgage quote or pre-approval. Figures use Canadian semi-annual compounding, current minimum down-payment rules, CMHC premium tiers, and Ontario (plus Toronto, when selected) land transfer tax. Actual rates, taxes, insurance, and closing costs vary by lender and property. Confirm every number with your mortgage professional.

Investor snapshot

Rental yield
From 70 whole-home leases in Lawrence Park North$6,462/mo
$77,544Gross annual rent
2.7%Cap rate after taxes and upkeep
$5,809 to $7,090Typical rent range
~15 daysTo find a tenant, on average

Thinking of this home as an investment? We will pull real comparable rents and run the full numbers with you.

Talk about the numbers

The last 70 whole-home leases in Lawrence Park North signed at a median of $6,023 a month; adjusted to this home for size, beds and baths, and for where rents stood the month each signed, that is $6,462. The gross yield above is on the asking price, before taxes and upkeep; the cap rate is after them. A finished basement or second suite can push real rent above it. Taxes, fees, and vacancy vary by property, and cap rate is before financing.

3.7%
Gross yield
− Property tax $10,458− Insurance $1,400− Vacancy & upkeep $8,530Net operating income $57,156

All information deemed reliable but not guaranteed. For personal, non-commercial use only. Listing courtesy of RE/MAX HALLMARK REALTY LTD.. MLS®/PropTx.

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