PH03-5508 Yonge Street, Toronto, ON

Willowdale West, Toronto · MLS® C14032230

$519,000
For Sale
Listed 5 days agoNo offer date stated

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1Bedrooms
1Bathrooms
1Garage
500-599Sq ft

About this home

In short

  • Elevate your everyday in this stunning 1-bedroom penthouse, offering bright, open-concept living and spectacular views from high above the city.
  • Perfectly positioned in a highly sought-after neighbourhood, you're just steps from Finch Station and moments from shopping, restaurants, everyday conveniences, and...

Elevate your everyday in this stunning 1-bedroom penthouse, offering bright, open-concept living and spectacular views from high above the city. Floor-to-ceiling windows fill the suite with natural light, while an expansive balcony-accessible from both the living area and bedroom-creates the perfect outdoor retreat for morning coffee, evening drinks, or simply taking in the skyline. The generously sized bedroom features a large closet with custom built-ins, providing exceptional storage and organization. Perfectly positioned in a highly sought-after neighbourhood, you're just steps from Finch Station and moments from shopping, restaurants, everyday conveniences, and easy access to Highway 401. A rare opportunity to enjoy the views, privacy, and elevated lifestyle that only penthouse living can offer.

Key facts

Property type
Condo Apartment, Apartment
MLS®
C14032230
Bedrooms
1
Bathrooms
1
Size
500-599 sq ft
Cross streets
Yonge and Finch
Parking
1 garage (underground)
Basement
None
Heating
Forced Air
A/C
Central Air
Exterior
Concrete
Maintenance
$461/mo
Exposure
South East
Property tax
$2,398 / 2025
Days on market
5
Listing brokerage
PROPERTY.CA INC.

Rooms

Living RoomFlat4.64 × 3.69 m

laminate · open concept · w/o to balcony

Dining RoomFlat4.64 × 3.69 m

laminate · open concept · w/o to balcony

KitchenFlat2.81 × 2.59 m

ceramic floor · open concept · overlooks living

Primary BedroomFlat3.15 × 3.01 m

laminate · closet organizers · w/o to balcony

Our TakeTeam Asgarian · Broker
No automatic estimate

No automatic estimate is shown here: there are not enough closely comparable recent sales nearby to support one.

Considering this property? Request a written price read

Its public catchment (Willowdale Middle School) tests around the provincial average, a steady, family-friendly draw. The full EQAO breakdown is below.

Neighbourhood & location

Willowdale West, Toronto, ON

CommuteTime from this home to where you spend your day

Enter a workplace or destination and we’ll show the door-to-door time by car, transit and bike.

Get the full neighbourhood report (schools, parks, transit & safety) →

Schools & catchmentAssigned attendance-boundary schools, with EQAO results

The public and Catholic schools this address is zoned for, with EQAO results (the share of students meeting Ontario's provincial standard).

School attendance boundaries and EQAO results are Ontario government data and can change. Confirm the current catchment with the school board before relying on it.

Street view near Willowdale Middle School
78%
Willowdale Middle SchoolPublic · Elementary · 1.2 km awayAbove the GTA average · 78% meet the provincial standard
Also nearby: 12 more schools within 2.5 km
St Cyril Catholic School · Catholic elementary0.2 km · 90% at standard
McKee Public School · Public elementary0.6 km · 86% at standard
Avondale Secondary Alternative School · Public secondary1.0 km
R J Lang Elementary and Middle School · Public elementary1.0 km · 60% at standard
Drewry Secondary School · Public secondary1.1 km
Churchill Public School · Public elementary1.2 km · 83% at standard
Earl Haig Secondary School · Public secondary1.2 km · 90% at standard
Claude Watson School for the Arts · Public elementary1.5 km · 96% at standard
Cummer Valley Middle School · Public elementary1.6 km · 79% at standard
Cardinal Carter Academy for the Arts · Catholic secondary1.7 km · 92% at standard
Cardinal Carter ES · Catholic elementary1.7 km
Yorkview Public School · Public elementary1.7 km · 52% at standard

Not the assigned catchment: schools a family here could reach, with EQAO results where published.

Affordability & Mortgage

Affordability
$2,365/mo
$109KIncome needed
4.8×Price ÷ income
$546Weekly cost
$13,710Land transfer tax, one-time (Ontario + Toronto)
20% down4.79%25-yr amortization

Income needed assumes a ~32% GDS ratio; weekly is mortgage principal & interest only. Price ÷ income is the home price over the income needed. Fixed reference assumptions so listings compare on equal footing, not a lending decision.

78%mortgage
Mortgage $2,365Property tax $200Condo fee $461Total carry $3,027

Calculate and customize your mortgage and other expenses

Adjust the down payment, rate, and amortization, and add property tax, condo fees, and heating to see your true monthly cost.

Your numbers

$
20.0%
$
%
4.49%
%
Live rate from Ratehub.ca

Conventional (20%+ down). Best insured 5-year fixed 4.34% via Ratehub.ca (as of October 19, 2026); conventional rates run a little higher.

years
years (your rate-locked period)
$2,296per month

Mortgage amount $415,200 · 4.49% over 25 years

$103,800Down payment (20.0%)
$415,200Loan before insurance
$0CMHC premium
$2,957Total monthly cost

Total monthly cost

Mortgage payment (monthly equivalent)
$2,296
Property tax
$200
Condo / maintenance fees
$461
Heating
$0
Estimated monthly cost
$2,957

Add your own property tax, condo fees, and heating on the left for a sharper total.

One-time closing costs

Ontario land transfer tax
$6,855
Toronto municipal land transfer tax
$6,855
Estimated closing costs
$13,710

Plus your down payment of $103,800. Legal fees, title insurance, and adjustments are extra and vary by deal.

Mortgage stress test

6.49%Qualifying rate
$2,779/monthPayment at the qualifying rate

Lenders qualify you at the greater of your rate plus 2% or 5.25%. You do not pay this rate. It just shows you could still handle payments if rates rose, so aim to stay comfortable at this higher number.

Over the full 25 years

$273,514Total interest paid
$688,714Total of all payments
Principal $415,200 Interest $273,514
YearPrincipalInterestBalance
1$9,265$18,283$405,935
2$9,686$17,862$396,248
3$10,126$17,423$386,122
4$10,586$16,963$375,537
5$11,066$16,482$364,470
6$11,569$15,980$352,901
7$12,094$15,454$340,807
8$12,643$14,905$328,164
9$13,217$14,331$314,947
10$13,817$13,731$301,129
11$14,445$13,104$286,685
12$15,101$12,448$271,584
13$15,786$11,762$255,798
14$16,503$11,046$239,295
15$17,252$10,296$222,043
16$18,036$9,513$204,007
17$18,855$8,694$185,152
18$19,711$7,838$165,442
19$20,606$6,943$144,836
20$21,541$6,007$123,295
21$22,519$5,029$100,776
22$23,542$4,007$77,234
23$24,610$2,938$52,624
24$25,728$1,821$26,896
25$26,896$652$0

At the end of your 5-year term

Total paid over the term
$137,743
Principal paid down
$50,730
Interest paid
$87,013
Balance remaining
$364,470

Talk to Team Asgarian about your options

Rates and programs change often. We will connect you with a trusted mortgage professional and build a plan that fits your budget and goals.

Let's connect

Estimates only, not a mortgage quote or pre-approval. Figures use Canadian semi-annual compounding, current minimum down-payment rules, CMHC premium tiers, and Ontario (plus Toronto, when selected) land transfer tax. Actual rates, taxes, insurance, and closing costs vary by lender and property. Confirm every number with your mortgage professional.

Investor snapshot

Rental yield
Estimate$1,700/mo
$20,400Gross annual rent
1.9%Cap rate after taxes and upkeep

Thinking of this home as an investment? We will pull real comparable rents and run the full numbers with you.

Talk about the numbers

Estimates only. Rent is modelled on above-grade size and local norms, so a finished basement or second suite (a separate entrance often means one) can push real rent well above this. Taxes, fees, and vacancy vary by property, and cap rate is before financing. A starting point, not a final number, let us run the real ones with you.

3.9%
Gross yield
− Property tax $2,398− Condo fees $5,535− Insurance $600− Vacancy & upkeep $2,244Net operating income $9,623

All information deemed reliable but not guaranteed. For personal, non-commercial use only. Listing courtesy of PROPERTY.CA INC.. MLS®/PropTx.

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