1626-111 St Clair Avenue, Toronto, ON

Yonge-St. Clair, Toronto · MLS® C14032232

$499,000
For Sale
Listed 5 days agoNo offer date stated
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1Bedrooms
1Bathrooms
0Parking
500-599Sq ft

About this home

In short

  • Welcome to Imperial Plaza, where character meets modern Midtown living.
  • Perched on the 16th floor, this beautifully maintained 1-bedroom suite offers approximately 565 sq. ft. of smart, functional living space with unobstructed...

Welcome to Imperial Plaza, where character meets modern Midtown living. Perched on the 16th floor, this beautifully maintained 1-bedroom suite offers approximately 565 sq. ft. of smart, functional living space with unobstructed north-facing views. Featuring contemporary finishes, an upgraded kitchen with modern appliances, and a spacious walk-in bedroom closet, every detail is designed for effortless everyday living. A separate storage locker adds valuable convenience. Beyond your front door, enjoy the luxury of having Longo's, Starbucks, and LCBO within the building, while the vibrant shops, restaurants, and cafes of Yonge & St. Clair are just moments away. With the streetcar at your doorstep, St. Clair subway station a short walkaway, and the beautiful trails of David Balfour Park nearby, this location delivers an exceptional balance of city convenience and neighbourhood charm. Discover a more connected way to live in one of Midtown Toronto's most distinctive addresses.

Key facts

Property type
Condo Apartment, Apartment
MLS®
C14032232
Bedrooms
1
Bathrooms
1
Size
500-599 sq ft
Cross streets
St Clair Ave W/Avenue Rd
Parking
0 parking
Basement
None
Heating
Forced Air
A/C
Central Air
Exterior
Concrete
Maintenance
$573/mo
Exposure
North
Property tax
$3,069 / 2026
Days on market
5
Listing brokerage
KING REALTY CO.

Rooms

Living RoomMain4.96 × 4.02 m

combined w/dining · laminate · window

FoyerMain1.90 × 1.60 m

laminate · open concept

BedroomMain3.20 × 2.74 m

walk-in closet(s) · laminate · glass doors

KitchenMain4.96 × 4.02 m

combined w/dining · laminate · modern kitchen

Dining RoomMain4.96 × 4.02 m

combined w/living · laminate · open concept

Our TakeTeam Asgarian · Broker
No automatic estimate

No automatic estimate is shown here: there are not enough closely comparable recent sales nearby to support one.

Considering this property? Request a written price read

Its public catchment (Brown Junior Public School) tests around the provincial average, a steady, family-friendly draw. The full EQAO breakdown is below.

Neighbourhood & location

Yonge-St. Clair, Toronto, ON

CommuteTime from this home to where you spend your day

Enter a workplace or destination and we’ll show the door-to-door time by car, transit and bike.

Get the full neighbourhood report (schools, parks, transit & safety) →

Schools & catchmentAssigned attendance-boundary schools, with EQAO results

The public and Catholic schools this address is zoned for, with EQAO results (the share of students meeting Ontario's provincial standard).

School attendance boundaries and EQAO results are Ontario government data and can change. Confirm the current catchment with the school board before relying on it.

Street view near Brown Junior Public School
86%
Brown Junior Public SchoolPublic · Elementary · 0.3 km awayHigher-rated than most nearby · 86% meet the provincial standard
Also nearby: 12 more schools within 2.5 km
Cottingham Junior Public School · Public elementary0.8 km · 100% at standard
Holy Rosary Catholic School · Catholic elementary1.2 km · 89% at standard
Davisville Junior Public School · Public elementary1.4 km · 86% at standard
Spectrum Alternative Senior School · Public elementary1.5 km
Forest Hill Junior and Senior Public School · Public elementary1.5 km · 82% at standard
Hillcrest Community School · Public elementary1.6 km · 85% at standard
Jesse Ketchum Junior and Senior Public School · Public elementary1.6 km · 87% at standard
Whitney Junior Public School · Public elementary1.7 km · 94% at standard
Rosedale Junior Public School · Public elementary1.7 km · 94% at standard
Huron Street Junior Public School · Public elementary1.8 km · 74% at standard
Oriole Park Junior Public School · Public elementary2.0 km · 100% at standard
Hodgson Middle School · Public elementary2.0 km · 76% at standard

Not the assigned catchment: schools a family here could reach, with EQAO results where published.

Affordability & Mortgage

Affordability
$2,274/mo
$109KIncome needed
4.6×Price ÷ income
$525Weekly cost
$12,910Land transfer tax, one-time (Ontario + Toronto)
20% down4.79%25-yr amortization

Income needed assumes a ~32% GDS ratio; weekly is mortgage principal & interest only. Price ÷ income is the home price over the income needed. Fixed reference assumptions so listings compare on equal footing, not a lending decision.

73%mortgage
Mortgage $2,274Property tax $256Condo fee $573Total carry $3,103

Calculate and customize your mortgage and other expenses

Adjust the down payment, rate, and amortization, and add property tax, condo fees, and heating to see your true monthly cost.

Your numbers

$
20.0%
$
%
4.49%
%
Live rate from Ratehub.ca

Conventional (20%+ down). Best insured 5-year fixed 4.34% via Ratehub.ca (as of October 19, 2026); conventional rates run a little higher.

years
years (your rate-locked period)
$2,207per month

Mortgage amount $399,200 · 4.49% over 25 years

$99,800Down payment (20.0%)
$399,200Loan before insurance
$0CMHC premium
$3,036Total monthly cost

Total monthly cost

Mortgage payment (monthly equivalent)
$2,207
Property tax
$256
Condo / maintenance fees
$573
Heating
$0
Estimated monthly cost
$3,036

Add your own property tax, condo fees, and heating on the left for a sharper total.

One-time closing costs

Ontario land transfer tax
$6,455
Toronto municipal land transfer tax
$6,455
Estimated closing costs
$12,910

Plus your down payment of $99,800. Legal fees, title insurance, and adjustments are extra and vary by deal.

Mortgage stress test

6.49%Qualifying rate
$2,672/monthPayment at the qualifying rate

Lenders qualify you at the greater of your rate plus 2% or 5.25%. You do not pay this rate. It just shows you could still handle payments if rates rose, so aim to stay comfortable at this higher number.

Over the full 25 years

$262,974Total interest paid
$662,174Total of all payments
Principal $399,200 Interest $262,974
YearPrincipalInterestBalance
1$8,908$17,578$390,292
2$9,313$17,174$380,979
3$9,736$16,751$371,243
4$10,178$16,309$361,065
5$10,640$15,847$350,425
6$11,123$15,364$339,302
7$11,628$14,859$327,674
8$12,156$14,331$315,518
9$12,708$13,779$302,810
10$13,285$13,202$289,525
11$13,888$12,599$275,637
12$14,519$11,968$261,118
13$15,178$11,309$245,940
14$15,867$10,620$230,073
15$16,587$9,899$213,486
16$17,341$9,146$196,145
17$18,128$8,359$178,017
18$18,951$7,536$159,066
19$19,811$6,675$139,255
20$20,711$5,776$118,544
21$21,651$4,836$96,893
22$22,634$3,853$74,258
23$23,662$2,825$50,596
24$24,736$1,750$25,860
25$25,860$627$0

At the end of your 5-year term

Total paid over the term
$132,435
Principal paid down
$48,775
Interest paid
$83,660
Balance remaining
$350,425

Talk to Team Asgarian about your options

Rates and programs change often. We will connect you with a trusted mortgage professional and build a plan that fits your budget and goals.

Let's connect

Estimates only, not a mortgage quote or pre-approval. Figures use Canadian semi-annual compounding, current minimum down-payment rules, CMHC premium tiers, and Ontario (plus Toronto, when selected) land transfer tax. Actual rates, taxes, insurance, and closing costs vary by lender and property. Confirm every number with your mortgage professional.

Investor snapshot

Rental yield
Estimate$1,700/mo
$20,400Gross annual rent
1.5%Cap rate after taxes and upkeep

Thinking of this home as an investment? We will pull real comparable rents and run the full numbers with you.

Talk about the numbers

Estimates only. Rent is modelled on above-grade size and local norms, so a finished basement or second suite (a separate entrance often means one) can push real rent well above this. Taxes, fees, and vacancy vary by property, and cap rate is before financing. A starting point, not a final number, let us run the real ones with you.

4.1%
Gross yield
− Property tax $3,069− Condo fees $6,880− Insurance $600− Vacancy & upkeep $2,244Net operating income $7,606

All information deemed reliable but not guaranteed. For personal, non-commercial use only. Listing courtesy of KING REALTY CO.. MLS®/PropTx.

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