166 Rushton Road, Toronto, ON

Wychwood, Toronto · MLS® C14032292

$1,179,000
For Sale
Listed 6 days agoNo offer date stated
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3Bedrooms
2Bathrooms
0Parking
1100-1500Sq ft

About this home

In short

  • This is the special semi you have been waiting for.
  • A beautifully renovated and peaceful 3-bedroom home in the Fabulous Hillcrest Village Community.
  • Bonus Breakfast/office/family room that walks out to a fully decked rear garden for 3-season living.
  • Beautiful 4 1/4" White Oak hardwood floors and a recently rebuilt staircase.
  • 3 generous Bedrooms with closets and tons of storage.

This is the special semi you have been waiting for! A beautifully renovated and peaceful 3-bedroom home in the Fabulous Hillcrest Village Community. You have to experience Halloween on Rushton Road! This century Home has tons of character with exposed brick, a centre island, and stainless steel appliances in the kitchen. Bonus Breakfast/office/family room that walks out to a fully decked rear garden for 3-season living. Impressive ceiling height in the living and dining rooms, with dramatic oversized plaster mouldings. Beautiful 4 1/4" White Oak hardwood floors and a recently rebuilt staircase. 3 generous Bedrooms with closets and tons of storage. This home has incredible built-in storage on all levels. Walk to Wychwood Barns with the weekly farmer's market. TTC is close by, as well as all the shops and restaurants on St Clair. Fantastic parks are a short walk away.

Key facts

Property type
Semi-Detached, 2-Storey
MLS®
C14032292
Bedrooms
3
Bathrooms
2
Size
1100-1500 sq ft
Lot
17.17 × 95.5 ft
Cross streets
St. Clair / Christie
Parking
0 parking
Basement
Finished with Walk-Out
Heating
Forced Air
A/C
Central Air
Exterior
Brick
Foundation
Brick
Roof
Asphalt Shingle
Sewer
Sewer
Property tax
$6,436 / 2026
Days on market
6
Listing brokerage
CHESTNUT PARK REAL ESTATE LIMITED

Rooms

OfficeMain2.49 × 2.34 m

w/o to deck · hardwood floor · overlook patio

RecreationLower7.67 × 4.14 m

above grade window · 3 pc bath · broadloom

Living RoomMain4.52 × 3.63 m

crown moulding · hardwood floor · halogen lighting

Bedroom 3Second3.73 × 2.39 m

west view · hardwood floor · b/i closet

Bedroom 2Second3.84 × 2.84 m

west view · hardwood floor · closet

Dining RoomMain3.73 × 3.07 m

crown moulding · hardwood floor · california shutters

Primary BedroomSecond4.24 × 4.04 m

bay window · hardwood floor · b/i closet

KitchenMain4.01 × 3.84 m

stainless steel appl · hardwood floor · eat-in kitchen

LaundryLower3.68 × 2.13 m

halogen lighting · ceramic floor · b/i closet

Our TakeTeam Asgarian · Broker
No automatic estimate

No automatic estimate is shown here: there are not enough closely comparable recent sales nearby to support one.

Considering this property? Request a written price read

Its public catchment (McMurrich Junior Public School) tests around the provincial average, a steady, family-friendly draw. The full EQAO breakdown is below.

Neighbourhood & location

Wychwood, Toronto, ON

CommuteTime from this home to where you spend your day

Enter a workplace or destination and we’ll show the door-to-door time by car, transit and bike.

Get the full neighbourhood report (schools, parks, transit & safety) →

Schools & catchmentAssigned attendance-boundary schools, with EQAO results

The public and Catholic schools this address is zoned for, with EQAO results (the share of students meeting Ontario's provincial standard).

School attendance boundaries and EQAO results are Ontario government data and can change. Confirm the current catchment with the school board before relying on it.

Street view near McMurrich Junior Public School
81%
McMurrich Junior Public SchoolPublic · Elementary · 0.4 km awayAbove the GTA average · 81% meet the provincial standard
Winona Drive Senior Public SchoolEQAO results not published
Also nearby: 12 more schools within 2.5 km
St Bruno/St. Raymond Catholic School · Catholic elementary0.6 km · 56% at standard
Hillcrest Community School · Public elementary0.9 km · 85% at standard
Humewood Community School · Public elementary0.9 km · 75% at standard
Essex Junior and Senior Public School · Public elementary1.2 km · 64% at standard
Hawthorne II Bilingual Alternative Junior School · Public elementary1.2 km · 74% at standard
St Clare Catholic School · Catholic elementary1.2 km · 72% at standard
Regal Road Junior Public School · Public elementary1.2 km · 73% at standard
Rawlinson Community School · Public elementary1.2 km · 63% at standard
Holy Rosary Catholic School · Catholic elementary1.2 km · 89% at standard
St Mary of the Angels Catholic School · Catholic elementary1.3 km · 76% at standard
Palmerston Avenue Junior Public School · Public elementary1.4 km · 80% at standard
Stella Maris Catholic School · Catholic elementary1.5 km · 76% at standard

Not the assigned catchment: schools a family here could reach, with EQAO results where published.

Affordability & Mortgage

Affordability
$5,373/mo
$225KIncome needed
5.2×Price ÷ income
$1,240Weekly cost
$40,110Land transfer tax, one-time (Ontario + Toronto)
20% down4.79%25-yr amortization

Income needed assumes a ~32% GDS ratio; weekly is mortgage principal & interest only. Price ÷ income is the home price over the income needed. Fixed reference assumptions so listings compare on equal footing, not a lending decision.

91%mortgage
Mortgage $5,373Property tax $536Total carry $5,910

Calculate and customize your mortgage and other expenses

Adjust the down payment, rate, and amortization, and add property tax, condo fees, and heating to see your true monthly cost.

Your numbers

$
20.0%
$
%
4.49%
%
Live rate from Ratehub.ca

Conventional (20%+ down). Best insured 5-year fixed 4.34% via Ratehub.ca (as of October 20, 2026); conventional rates run a little higher.

years
years (your rate-locked period)
$5,215per month

Mortgage amount $943,200 · 4.49% over 25 years

$235,800Down payment (20.0%)
$943,200Loan before insurance
$0CMHC premium
$5,751Total monthly cost

Total monthly cost

Mortgage payment (monthly equivalent)
$5,215
Property tax
$536
Condo / maintenance fees
$0
Heating
$0
Estimated monthly cost
$5,751

Add your own property tax, condo fees, and heating on the left for a sharper total.

One-time closing costs

Ontario land transfer tax
$20,055
Toronto municipal land transfer tax
$20,055
Estimated closing costs
$40,110

Plus your down payment of $235,800. Legal fees, title insurance, and adjustments are extra and vary by deal.

Mortgage stress test

6.49%Qualifying rate
$6,312/monthPayment at the qualifying rate

Lenders qualify you at the greater of your rate plus 2% or 5.25%. You do not pay this rate. It just shows you could still handle payments if rates rose, so aim to stay comfortable at this higher number.

Over the full 25 years

$621,334Total interest paid
$1,564,534Total of all payments
Principal $943,200 Interest $621,334
YearPrincipalInterestBalance
1$21,048$41,533$922,152
2$22,004$40,577$900,148
3$23,003$39,578$877,145
4$24,047$38,534$853,098
5$25,139$37,442$827,958
6$26,281$36,301$801,678
7$27,474$35,107$774,204
8$28,721$33,860$745,483
9$30,025$32,556$715,457
10$31,389$31,193$684,069
11$32,814$29,768$651,255
12$34,304$28,278$616,951
13$35,861$26,720$581,090
14$37,489$25,092$543,600
15$39,192$23,390$504,409
16$40,971$21,610$463,438
17$42,831$19,750$420,606
18$44,776$17,805$375,830
19$46,809$15,772$329,021
20$48,934$13,647$280,087
21$51,156$11,425$228,931
22$53,479$9,102$175,452
23$55,907$6,674$119,545
24$58,445$4,136$61,099
25$61,099$1,482$0

At the end of your 5-year term

Total paid over the term
$312,907
Principal paid down
$115,242
Interest paid
$197,665
Balance remaining
$827,958

Talk to Team Asgarian about your options

Rates and programs change often. We will connect you with a trusted mortgage professional and build a plan that fits your budget and goals.

Let's connect

Estimates only, not a mortgage quote or pre-approval. Figures use Canadian semi-annual compounding, current minimum down-payment rules, CMHC premium tiers, and Ontario (plus Toronto, when selected) land transfer tax. Actual rates, taxes, insurance, and closing costs vary by lender and property. Confirm every number with your mortgage professional.

Investor snapshot

Rental yield
Estimate$2,300/mo
$27,600Gross annual rent
1.4%Cap rate after taxes and upkeep

Income potential: the basement has a separate entrance, which often supports a rentable in-law or second suite. That can lift real rent well above the figure above and help carry the mortgage. Ask us about permitted use in this area.

Thinking of this home as an investment? We will pull real comparable rents and run the full numbers with you.

Talk about the numbers

Estimates only. Rent is modelled on above-grade size and local norms, so a finished basement or second suite (a separate entrance often means one) can push real rent well above this. Taxes, fees, and vacancy vary by property, and cap rate is before financing. A starting point, not a final number, let us run the real ones with you.

2.3%
Gross yield
− Property tax $6,436− Insurance $1,400− Vacancy & upkeep $3,036Net operating income $16,728

All information deemed reliable but not guaranteed. For personal, non-commercial use only. Listing courtesy of CHESTNUT PARK REAL ESTATE LIMITED. MLS®/PropTx.

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