604-181 Wynford Drive, Toronto, ON

Banbury-Don Mills, Toronto · MLS® C14032610

$449,000
For Sale
Listed 5 days agoNo offer date stated
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1+1Bedrooms
1Bathrooms
1Garage
700-799Sq ft

About this home

Welcome to The Accolade! This bright and spacious 1+1 bedroom suite offers a functional open-concept layout with 9-foot ceilings, stylish finishes and a custom kitchen island with plenty of space for entertaining. Large windows fill the unit with natural light, while the generous balcony offers beautiful, unobstructed views. Move-in ready and thoughtfully designed, this suite is perfect for anyone looking for comfort and convenience. Enjoy fantastic hotel-style amenities and an incredibly convenient location with TTC right at your doorstep, quick access to the DVP and a nearby plaza offering grocery shopping, coffee shops, restaurants and everyday essentials. Everything you need is just minutes away!

Key facts

Property type
Condo Apartment, Apartment
MLS®
C14032610
Bedrooms
1+1 (2 total)
Bathrooms
1
Size
700-799 sq ft
Cross streets
Dvp/Eglinton/Wynford
Parking
1 garage (underground)
Basement
None
Heating
Forced Air
A/C
Central Air
Exterior
Concrete, Other
Maintenance
$603/mo
Exposure
South West
Property tax
$2,541 / 2025
Days on market
5
Listing brokerage
ROYAL LEPAGE ESTATE REALTY

Rooms

Dining RoomMain5.49 × 3.04 m

laminate · open concept · combined w/living

DenMain2.69 × 1.93 m

separate room · laminate

Primary BedroomMain4.11 × 3.02 m

broadloom · large window · walk-in closet(s)

KitchenMain2.59 × 3.04 m

breakfast bar · laminate · overlooks living

Living RoomMain5.49 × 3.04 m

combined w/dining · w/o to balcony · laminate

Our TakeTeam Asgarian · Broker
No automatic estimate

No automatic estimate is shown here: there are not enough closely comparable recent sales nearby to support one.

Considering this property? Request a written price read

The assigned public school is Gateway Public School. EQAO is only one input, and families here also look at French Immersion, boundary, and private options, the full breakdown is below.

Neighbourhood & location

Banbury-Don Mills, Toronto, ON

CommuteTime from this home to where you spend your day

Enter a workplace or destination and we’ll show the door-to-door time by car, transit and bike.

Get the full neighbourhood report (schools, parks, transit & safety) →

Schools & catchmentAssigned attendance-boundary schools, with EQAO results

The public and Catholic schools this address is zoned for, with EQAO results (the share of students meeting Ontario's provincial standard).

School attendance boundaries and EQAO results are Ontario government data and can change. Confirm the current catchment with the school board before relying on it.

Street view near Gateway Public School
54%
Gateway Public SchoolPublic · Elementary · 1.5 km awayBelow the GTA average · 54% meet the provincial standard
Also nearby: 12 more schools within 2.5 km
Grenoble Public School · Public elementary1.1 km · 37% at standard
Greenland Public School · Public elementary1.2 km · 71% at standard
Don Mills Collegiate Institute · Public secondary1.5 km · 68% at standard
Don Mills Middle School · Public elementary1.6 km · 68% at standard
Sloane Public School · Public elementary1.6 km · 65% at standard
Victoria Village Public School · Public elementary1.7 km · 43% at standard
St Catherine Catholic School · Catholic elementary2.0 km · 57% at standard
O'Connor Public School · Public elementary2.2 km · 47% at standard
Presteign Heights Elementary School · Public elementary2.4 km · 91% at standard
St Bonaventure Catholic School · Catholic elementary2.4 km · 84% at standard
Norman Ingram Public School · Public elementary2.4 km · 65% at standard
Fraser Mustard Early Learning Academy · Public elementary2.4 km

Not the assigned catchment: schools a family here could reach, with EQAO results where published.

Affordability & Mortgage

Affordability
$2,046/mo
$100KIncome needed
4.5×Price ÷ income
$472Weekly cost
$10,910Land transfer tax, one-time (Ontario + Toronto)
20% down4.79%25-yr amortization

Income needed assumes a ~32% GDS ratio; weekly is mortgage principal & interest only. Price ÷ income is the home price over the income needed. Fixed reference assumptions so listings compare on equal footing, not a lending decision.

72%mortgage
Mortgage $2,046Property tax $212Condo fee $603Total carry $2,861

Calculate and customize your mortgage and other expenses

Adjust the down payment, rate, and amortization, and add property tax, condo fees, and heating to see your true monthly cost.

Your numbers

$
20.0%
$
%
4.49%
%
Live rate from Ratehub.ca

Conventional (20%+ down). Best insured 5-year fixed 4.34% via Ratehub.ca (as of October 19, 2026); conventional rates run a little higher.

years
years (your rate-locked period)
$1,986per month

Mortgage amount $359,200 · 4.49% over 25 years

$89,800Down payment (20.0%)
$359,200Loan before insurance
$0CMHC premium
$2,801Total monthly cost

Total monthly cost

Mortgage payment (monthly equivalent)
$1,986
Property tax
$212
Condo / maintenance fees
$603
Heating
$0
Estimated monthly cost
$2,801

Add your own property tax, condo fees, and heating on the left for a sharper total.

One-time closing costs

Ontario land transfer tax
$5,455
Toronto municipal land transfer tax
$5,455
Estimated closing costs
$10,910

Plus your down payment of $89,800. Legal fees, title insurance, and adjustments are extra and vary by deal.

Mortgage stress test

6.49%Qualifying rate
$2,404/monthPayment at the qualifying rate

Lenders qualify you at the greater of your rate plus 2% or 5.25%. You do not pay this rate. It just shows you could still handle payments if rates rose, so aim to stay comfortable at this higher number.

Over the full 25 years

$236,624Total interest paid
$595,824Total of all payments
Principal $359,200 Interest $236,624
YearPrincipalInterestBalance
1$8,016$15,817$351,184
2$8,380$15,453$342,804
3$8,760$15,073$334,044
4$9,158$14,675$324,886
5$9,574$14,259$315,312
6$10,008$13,824$305,304
7$10,463$13,370$294,841
8$10,938$12,895$283,903
9$11,435$12,398$272,468
10$11,954$11,879$260,515
11$12,497$11,336$248,018
12$13,064$10,769$234,954
13$13,657$10,176$221,297
14$14,277$9,556$207,020
15$14,925$8,908$192,095
16$15,603$8,230$176,492
17$16,312$7,521$160,180
18$17,052$6,781$143,128
19$17,826$6,007$125,302
20$18,636$5,197$106,666
21$19,482$4,351$87,184
22$20,366$3,467$66,817
23$21,291$2,542$45,526
24$22,258$1,575$23,268
25$23,268$564$0

At the end of your 5-year term

Total paid over the term
$119,165
Principal paid down
$43,888
Interest paid
$75,277
Balance remaining
$315,312

Talk to Team Asgarian about your options

Rates and programs change often. We will connect you with a trusted mortgage professional and build a plan that fits your budget and goals.

Let's connect

Estimates only, not a mortgage quote or pre-approval. Figures use Canadian semi-annual compounding, current minimum down-payment rules, CMHC premium tiers, and Ontario (plus Toronto, when selected) land transfer tax. Actual rates, taxes, insurance, and closing costs vary by lender and property. Confirm every number with your mortgage professional.

Investor snapshot

Rental yield
Estimate$2,400/mo
$28,800Gross annual rent
3.4%Cap rate after taxes and upkeep

Thinking of this home as an investment? We will pull real comparable rents and run the full numbers with you.

Talk about the numbers

Estimates only. Rent is modelled on above-grade size and local norms, so a finished basement or second suite (a separate entrance often means one) can push real rent well above this. Taxes, fees, and vacancy vary by property, and cap rate is before financing. A starting point, not a final number, let us run the real ones with you.

6.4%
Gross yield
− Property tax $2,541− Condo fees $7,238− Insurance $600− Vacancy & upkeep $3,168Net operating income $15,253

All information deemed reliable but not guaranteed. For personal, non-commercial use only. Listing courtesy of ROYAL LEPAGE ESTATE REALTY. MLS®/PropTx.

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