905-320 Richmond Street, Toronto, ON
Moss Park, Toronto · MLS® C14032696
About this home
In short
- Bright, stylish and perfectly positioned for city living.
- With Soaring 10ft ceilings, this spacious 1+1 bedroom, 2-bath suite at The Modern offers 705 sq. ft. of thoughtfully designed living space.
- Floor-to-ceiling windows frame west-facing City views and fill the open-concept layout with incredible natural light from afternoon through sunset.
- The generous bedroom is a true retreat, with an abundance of closet space and a private 3-piece ensuite featuring a walk-in shower.
- Enjoy an impressive range of amenities, including a rooftop oasis with outdoor pool, hot and cold plunge pools, cabanas, BBQ stations and panoramic skyline views.
Bright, stylish and perfectly positioned for city living! With Soaring 10ft ceilings, this spacious 1+1 bedroom, 2-bath suite at The Modern offers 705 sq. ft. of thoughtfully designed living space. Floor-to-ceiling windows frame west-facing City views and fill the open-concept layout with incredible natural light from afternoon through sunset. New flooring & freshly painted throughout adds to the contemporary feel. The generous bedroom is a true retreat, with an abundance of closet space and a private 3-piece ensuite featuring a walk-in shower. The versatile den is ideal for a home office, creative space or guest area- a full 4-piece main bath makes hosting easy. Underground parking and a locker are included, giving you all the essentials for easy downtown living. Then there's the lifestyle. Enjoy an impressive range of amenities, including a rooftop oasis with outdoor pool, hot and cold plunge pools, cabanas, BBQ stations and panoramic skyline views. Stay active in the fully equipped gym and yoga/Pilates studio, or unwind in the sauna and steam rooms. A stylish party room, 24-hour concierge, guest suites, visitor parking and even a pet spa add everyday convenience. The best of downtown is right outside your door. St. Lawrence Market, the Distillery District, restaurants, cafes and nightlife are all within easy reach, with convenient access to the King and Queen streetcars, Financial District, DVP and the Gardiner too.
Key facts
- Property type
- Condo Apartment, Apartment
- MLS®
- C14032696
- Bedrooms
- 1+1 (2 total)
- Bathrooms
- 2
- Size
- 700-799 sq ft
- Cross streets
- Richmond St E & Sherbourne
- Parking
- 1 garage (underground)
- Basement
- None
- Heating
- Forced Air
- A/C
- Central Air
- Exterior
- Concrete
- Maintenance
- $660/mo
- Exposure
- West
- Property tax
- $2,956 / 2026
- Days on market
- 5
- Listing brokerage
- SAGE REAL ESTATE LIMITED
Rooms
Hardwood Floor
hardwood floor · window floor to ceiling · west view
open concept · hardwood floor
hardwood floor · his and hers closets · 3 pc ensuite
open concept · stainless steel appl
No automatic estimate is shown here: there are not enough closely comparable recent sales nearby to support one.
Considering this property? Request a written price readThe assigned public school is Lord Dufferin Junior and Senior Public School. EQAO is only one input, and families here also look at French Immersion, boundary, and private options, the full breakdown is below.
Neighbourhood & location
Moss Park, Toronto, ON
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The public and Catholic schools this address is zoned for, with EQAO results (the share of students meeting Ontario's provincial standard).
School attendance boundaries and EQAO results are Ontario government data and can change. Confirm the current catchment with the school board before relying on it.
Also nearby: 12 more schools within 2.5 km
Not the assigned catchment: schools a family here could reach, with EQAO results where published.
Affordability & Mortgage
Income needed assumes a ~32% GDS ratio; weekly is mortgage principal & interest only. Price ÷ income is the home price over the income needed. Fixed reference assumptions so listings compare on equal footing, not a lending decision.
Calculate and customize your mortgage and other expenses
Adjust the down payment, rate, and amortization, and add property tax, condo fees, and heating to see your true monthly cost.
Your numbers
Conventional (20%+ down). Best insured 5-year fixed 4.34% via Ratehub.ca (as of October 19, 2026); conventional rates run a little higher.
Mortgage amount $431,200 · 4.49% over 25 years
Total monthly cost
- Mortgage payment (monthly equivalent)
- $2,384
- Property tax
- $246
- Condo / maintenance fees
- $660
- Heating
- $0
- Estimated monthly cost
- $3,291
Add your own property tax, condo fees, and heating on the left for a sharper total.
One-time closing costs
- Ontario land transfer tax
- $7,255
- Toronto municipal land transfer tax
- $7,255
- Estimated closing costs
- $14,510
Plus your down payment of $107,800. Legal fees, title insurance, and adjustments are extra and vary by deal.
Mortgage stress test
Lenders qualify you at the greater of your rate plus 2% or 5.25%. You do not pay this rate. It just shows you could still handle payments if rates rose, so aim to stay comfortable at this higher number.
Over the full 25 years
At the end of your 5-year term
- Total paid over the term
- $143,051
- Principal paid down
- $52,685
- Interest paid
- $90,366
- Balance remaining
- $378,515
Talk to Team Asgarian about your options
Rates and programs change often. We will connect you with a trusted mortgage professional and build a plan that fits your budget and goals.
Estimates only, not a mortgage quote or pre-approval. Figures use Canadian semi-annual compounding, current minimum down-payment rules, CMHC premium tiers, and Ontario (plus Toronto, when selected) land transfer tax. Actual rates, taxes, insurance, and closing costs vary by lender and property. Confirm every number with your mortgage professional.
Investor snapshot
Thinking of this home as an investment? We will pull real comparable rents and run the full numbers with you.
Talk about the numbersEstimates only. Rent is modelled on above-grade size and local norms, so a finished basement or second suite (a separate entrance often means one) can push real rent well above this. Taxes, fees, and vacancy vary by property, and cap rate is before financing. A starting point, not a final number, let us run the real ones with you.
Helpful resources
All information deemed reliable but not guaranteed. For personal, non-commercial use only. Listing courtesy of SAGE REAL ESTATE LIMITED. MLS®/PropTx.