434 Bedford Park Avenue, Toronto, ON

Bedford Park-Nortown, Toronto · MLS® C14032740

$2,649,000
For Sale
Listed 4 days agoNo offer date stated

The listing feed is busy, so this is our last saved copy of this listing from Oct 18, 2026, 6:30 p.m.. Price and status may have changed since; refresh in a minute for the live version.

4Bedrooms
4Bathrooms
2Garage · 6 parking
2000-2500Sq ft

About this home

In short

  • This Is The Home Your Family Won't Outgrow.
  • The Main Level Features Expansive Windows That Illuminate Warm Maple Hardwood Floors And Timeless Architectural Details.
  • The Bright Lower Level Offers Exceptional Flexibility With Generous Living Space, High Ceilings, Oversized Windows, And Direct Access To The Rare Double Car Garage...

This Is The Home Your Family Won't Outgrow. Thoughtfully Redesigned With A Focus On Balance, Flow, And Functionality, This Exceptional Bedford Park Residence Is Where Sophistication Meets Family Living. Every Space Has Been Carefully Curated To Feel Both Luxurious And Inviting, Creating A Home That Is As Beautiful To Live In As It Is To Admire. The Main Level Features Expansive Windows That Illuminate Warm Maple Hardwood Floors And Timeless Architectural Details. The Beautifully Appointed Kitchen, Complete With An Eat-In Breakfast Area, Opens Effortlessly Into The Living And Dining Spaces And Family Room, Perfect For Gatherings Large Or Small. Upstairs, The Primary Suite Is A True Sanctuary Featuring Dual Walk-In Closets And A Spa-Inspired Ensuite Bathed In Natural Light From Overhead Skylights. Soft Finishes And A Calming Palette Create A Retreat You'll Look Forward To Every Day. The Bright Lower Level Offers Exceptional Flexibility With Generous Living Space, High Ceilings, Oversized Windows, And Direct Access To The Rare Double Car Garage, Easily Adapting To A Media Room, Guest Suite, Home Gym, Or Children's Play Space As Your Family's Needs Evolve. Step Outside To A Huge, Fully Developed, Professionally Landscaped Backyard That Feels Like Your Own Private Resort, Complete With A Tiered Deck, Stone Terrace, Outdoor Shower, And Retractable Pergola Designed For Effortless Outdoor Living. As Remarkable As The Backyard Is, Your Favourite Neighbour May Be The Beautiful Park Directly Across The Street, Offering Endless Green Space To Run, Play, Walk The Dog, Or Simply Enjoy The Outdoors Without Spending Weekends Behind A Lawnmower. Moments From Bedford Park Public School, Highly Regarded Private Schools, And Avenue Road's Boutiques, Cafes, And Restaurants, This Is More Than An Exceptional Home. It Is An Exceptional Way Of Living In One Of Toronto's Most Coveted Family Neighbourhoods.

Key facts

Property type
Detached, 2-Storey
MLS®
C14032740
Bedrooms
4
Bathrooms
4 (1 half)
Size
2000-2500 sq ft
Lot
30 × 125 ft
Cross streets
AVENUE AND LAWRENCE
Parking
2 garage · 6 parking (built-in)
Driveway
Private
Basement
Finished
Heating
Forced Air
A/C
Central Air
Exterior
Brick
Foundation
Unknown
Roof
Asphalt Shingle
Sewer
Sewer
Property tax
$12,201 / 2026
Days on market
4
Listing brokerage
HARVEY KALLES REAL ESTATE LTD.

Rooms

KitchenMain3.40 × 4.90 m

quartz counter · stainless steel appl · breakfast area

Bedroom 2Second3.36 × 3.09 m

double closet · hardwood floor · picture window

Bedroom 4Second4.17 × 2.92 m

hardwood floor · picture window · double closet

Dining RoomMain3.40 × 3.60 m

hardwood floor · picture window · overlooks garden

BreakfastMain2.60 × 2.20 m

w/o to deck · hardwood floor · combined w/kitchen

Primary BedroomSecond4.00 × 5.20 m

ensuite bath · walk-in closet(s) · picture window

Family RoomMain3.40 × 4.90 m

hardwood floor · gas fireplace · pot lights

Living RoomMain3.40 × 4.40 m

hardwood floor · picture window · combined w/dining

RecreationLower9.98 × 5.94 m

above grade window · hardwood floor · pot lights

Bedroom 3Second4.08 × 3.61 m

picture window · hardwood floor · double closet

Our TakeTeam Asgarian · Broker
No automatic estimate

No automatic estimate is shown here: there are not enough closely comparable recent sales nearby to support one.

Considering this property? Request a written price read

The assigned public school is Ledbury Park Elementary and Middle School. EQAO is only one input, and families here also look at French Immersion, boundary, and private options, the full breakdown is below.

Neighbourhood & location

Bedford Park-Nortown, Toronto, ON

CommuteTime from this home to where you spend your day

Enter a workplace or destination and we’ll show the door-to-door time by car, transit and bike.

Get the full neighbourhood report (schools, parks, transit & safety) →

Schools & catchmentAssigned attendance-boundary schools, with EQAO results

The public and Catholic schools this address is zoned for, with EQAO results (the share of students meeting Ontario's provincial standard).

School attendance boundaries and EQAO results are Ontario government data and can change. Confirm the current catchment with the school board before relying on it.

Street view near Ledbury Park Elementary and Middle School
77%
Ledbury Park Elementary and Middle SchoolPublic · Elementary · 0.7 km awayAbove the GTA average · 77% meet the provincial standard
Also nearby: 12 more schools within 2.5 km
Lawrence Park Collegiate Institute · Public secondary0.8 km · 92% at standard
John Wanless Junior Public School · Public elementary0.9 km · 88% at standard
Glenview Senior Public School · Public elementary1.0 km
John Ross Robertson Junior Public School · Public elementary1.1 km · 83% at standard
Bannockburn Public School · Public elementary1.1 km
Our Lady of the Assumption Catholic School · Catholic elementary1.2 km · 54% at standard
Blessed Sacrament Catholic School · Catholic elementary1.4 km · 83% at standard
Glen Park Public School · Public elementary1.7 km · 54% at standard
Bedford Park Public School · Public elementary1.7 km · 88% at standard
Allenby Junior Public School · Public elementary1.7 km · 78% at standard
Baycrest Public School · Public elementary1.8 km · 69% at standard
Armour Heights Public School · Public elementary1.9 km · 70% at standard

Not the assigned catchment: schools a family here could reach, with EQAO results where published.

Affordability & Mortgage

Affordability
$12,073/mo
$495KIncome needed
5.4×Price ÷ income
$2,786Weekly cost
$105,400Land transfer tax, one-time (Ontario + Toronto)
20% down4.79%25-yr amortization

Income needed assumes a ~32% GDS ratio; weekly is mortgage principal & interest only. Price ÷ income is the home price over the income needed. Fixed reference assumptions so listings compare on equal footing, not a lending decision.

92%mortgage
Mortgage $12,073Property tax $1,017Total carry $13,090

Calculate and customize your mortgage and other expenses

Adjust the down payment, rate, and amortization, and add property tax, condo fees, and heating to see your true monthly cost.

Your numbers

$
20.0%
$
%

Homes over $1.5M can't be insured, so 20% down or more is required.

4.49%
%
Live rate from Ratehub.ca

Conventional (20%+ down). Best insured 5-year fixed 4.34% via Ratehub.ca (as of October 19, 2026); conventional rates run a little higher.

years
years (your rate-locked period)
$11,717per month

Mortgage amount $2,119,200 · 4.49% over 25 years

$529,800Down payment (20.0%)
$2,119,200Loan before insurance
$0CMHC premium
$12,734Total monthly cost

Total monthly cost

Mortgage payment (monthly equivalent)
$11,717
Property tax
$1,017
Condo / maintenance fees
$0
Heating
$0
Estimated monthly cost
$12,734

Add your own property tax, condo fees, and heating on the left for a sharper total.

One-time closing costs

Ontario land transfer tax
$52,700
Toronto municipal land transfer tax
$52,700
Estimated closing costs
$105,400

Plus your down payment of $529,800. Legal fees, title insurance, and adjustments are extra and vary by deal.

Mortgage stress test

6.49%Qualifying rate
$14,182/monthPayment at the qualifying rate

Lenders qualify you at the greater of your rate plus 2% or 5.25%. You do not pay this rate. It just shows you could still handle payments if rates rose, so aim to stay comfortable at this higher number.

Over the full 25 years

$1,396,026Total interest paid
$3,515,226Total of all payments
Principal $2,119,200 Interest $1,396,026
YearPrincipalInterestBalance
1$47,292$93,318$2,071,908
2$49,439$91,170$2,022,470
3$51,683$88,926$1,970,786
4$54,030$86,579$1,916,756
5$56,483$84,126$1,860,273
6$59,048$81,561$1,801,225
7$61,729$78,880$1,739,496
8$64,532$76,077$1,674,965
9$67,462$73,147$1,607,503
10$70,525$70,084$1,536,978
11$73,727$66,882$1,463,252
12$77,074$63,535$1,386,177
13$80,574$60,035$1,305,604
14$84,232$56,377$1,221,372
15$88,057$52,553$1,133,315
16$92,055$48,554$1,041,261
17$96,234$44,375$945,026
18$100,604$40,005$844,423
19$105,172$35,438$739,251
20$109,947$30,662$629,304
21$114,939$25,670$514,366
22$120,157$20,452$394,208
23$125,613$14,996$268,595
24$131,316$9,293$137,279
25$137,279$3,330$0

At the end of your 5-year term

Total paid over the term
$703,045
Principal paid down
$258,927
Interest paid
$444,118
Balance remaining
$1,860,273

Talk to Team Asgarian about your options

Rates and programs change often. We will connect you with a trusted mortgage professional and build a plan that fits your budget and goals.

Let's connect

Estimates only, not a mortgage quote or pre-approval. Figures use Canadian semi-annual compounding, current minimum down-payment rules, CMHC premium tiers, and Ontario (plus Toronto, when selected) land transfer tax. Actual rates, taxes, insurance, and closing costs vary by lender and property. Confirm every number with your mortgage professional.

Investor snapshot

Rental yield
Estimate$4,200/mo
$50,400Gross annual rent
1.2%Cap rate after taxes and upkeep

Thinking of this home as an investment? We will pull real comparable rents and run the full numbers with you.

Talk about the numbers

Estimates only. Rent is modelled on above-grade size and local norms, so a finished basement or second suite (a separate entrance often means one) can push real rent well above this. Taxes, fees, and vacancy vary by property, and cap rate is before financing. A starting point, not a final number, let us run the real ones with you.

1.9%
Gross yield
− Property tax $12,201− Insurance $1,400− Vacancy & upkeep $5,544Net operating income $31,255

All information deemed reliable but not guaranteed. For personal, non-commercial use only. Listing courtesy of HARVEY KALLES REAL ESTATE LTD.. MLS®/PropTx.

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