1101-14 York Street, Toronto, ON

Waterfront Communities C1, Toronto · MLS® C14032790

$759,000
For Sale
Listed 4 days agoNo offer date stated

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3Bedrooms
2Bathrooms
1Garage
900-999Sq ft

About this home

In short

  • Amazing Investment Opportunity.
  • Beautiful Bright And Spacious 3 bedroom And 2 Bathrooms Suite with south-east exposure, 9 foot ceilings and hardwood floors.
  • The unit includes Upgraded Designer Kitchen Finishes, Granite Counters, Hardwood Floors, Floor to ceiling wrap around windows, two walkouts to massive balcony that...
  • The building offers fabulous amenities including games room, sauna, indoor pool, gym.
  • Indoor Pool, Gym, Yoga Studio, Sauna, Steam Room, Cold Plunge Pool, Business Centre, Bicycles For Resident's Use.

Amazing Investment Opportunity. Beautiful Bright And Spacious 3 bedroom And 2 Bathrooms Suite with south-east exposure, 9 foot ceilings and hardwood floors. The unit includes Upgraded Designer Kitchen Finishes, Granite Counters, Hardwood Floors, Floor to ceiling wrap around windows, two walkouts to massive balcony that offers lake & city views. The building offers fabulous amenities including games room, sauna, indoor pool, gym. It really is a fabulous Location! Step To Groceries, Banks, Restaurant & Sports Bar, Lake Ontario, Financial District, CN Tower, Rogers & Union Station. So close to Porter & Toronto Islands. P.A.T.H access to Union Station, Scotia Bank Arena.1 Parking And 1 Locker Included. Indoor Pool, Gym, Yoga Studio, Sauna, Steam Room, Cold Plunge Pool, Business Centre, Bicycles For Resident's Use. Short Term Rental Allowed In The Building.

Key facts

Property type
Condo Apartment, Apartment
MLS®
C14032790
Bedrooms
3
Bathrooms
2
Size
900-999 sq ft
Cross streets
York & Bremner
Parking
1 garage (underground)
Basement
None
Heating
Forced Air
A/C
Central Air
Exterior
Concrete
Foundation
Concrete
Maintenance
$875/mo
Exposure
East
Property tax
$5,610 / 2026
Days on market
4
Listing brokerage
ROYAL LEPAGE REAL ESTATE SERVICES LTD.

Rooms

Bedroom 2Flat3.10 × 3.00 m

broadloom · window · closet

KitchenFlat5.20 × 4.45 m

hardwood floor · w/o to balcony · stone counters

Primary BedroomFlat3.35 × 2.74 m

broadloom · 4 pc bath · closet

Bedroom 3Flat3.94 × 2.90 m

broadloom · closet · window

Living RoomFlat5.20 × 4.45 m

hardwood floor · open concept · combined w/dining

Dining RoomFlat5.20 × 4.45 m

hardwood floor · open concept · combined w/living

Our TakeTeam Asgarian · Broker
No automatic estimate

No automatic estimate is shown here: there are not enough closely comparable recent sales nearby to support one.

Considering this property? Request a written price read

The assigned public school is Jean Lumb Public School. EQAO is only one input, and families here also look at French Immersion, boundary, and private options, the full breakdown is below.

Neighbourhood & location

Waterfront Communities C1, Toronto, ON

CommuteTime from this home to where you spend your day

Enter a workplace or destination and we’ll show the door-to-door time by car, transit and bike.

Get the full neighbourhood report (schools, parks, transit & safety) →

Schools & catchmentAssigned attendance-boundary schools, with EQAO results

The public and Catholic schools this address is zoned for, with EQAO results (the share of students meeting Ontario's provincial standard).

School attendance boundaries and EQAO results are Ontario government data and can change. Confirm the current catchment with the school board before relying on it.

Street view near Jean Lumb Public School
73%
Jean Lumb Public SchoolPublic · Elementary · 1.0 km awayAround the GTA average · 73% meet the provincial standard
Also nearby: 12 more schools within 2.5 km
Downtown Alternative School · Public elementary1.2 km
St Michael Catholic School · Catholic elementary1.2 km · 67% at standard
Oasis Alternative Secondary School · Public secondary1.3 km
ALPHA Alternative Junior School · Public elementary1.3 km
City School · Public secondary1.4 km · 58% at standard
The Waterfront School · Public elementary1.4 km · 74% at standard
Ogden Junior Public School · Public elementary1.4 km · 69% at standard
Contact Alternative School School · Public secondary1.5 km
St Michael's Choir (Sr) School · Catholic secondary1.5 km · 98% at standard
St Michael's Choir (Jr) School · Catholic elementary1.5 km · 98% at standard
Market Lane Junior and Senior Public School · Public elementary1.7 km · 74% at standard
Heydon Park Secondary School · Public secondary1.8 km · 8% at standard

Not the assigned catchment: schools a family here could reach, with EQAO results where published.

Affordability & Mortgage

Affordability
$3,459/mo
$167KIncome needed
4.5×Price ÷ income
$798Weekly cost
$23,310Land transfer tax, one-time (Ontario + Toronto)
20% down4.79%25-yr amortization

Income needed assumes a ~32% GDS ratio; weekly is mortgage principal & interest only. Price ÷ income is the home price over the income needed. Fixed reference assumptions so listings compare on equal footing, not a lending decision.

72%mortgage
Mortgage $3,459Property tax $468Condo fee $875Total carry $4,802

Calculate and customize your mortgage and other expenses

Adjust the down payment, rate, and amortization, and add property tax, condo fees, and heating to see your true monthly cost.

Your numbers

$
20.0%
$
%
4.49%
%
Live rate from Ratehub.ca

Conventional (20%+ down). Best insured 5-year fixed 4.34% via Ratehub.ca (as of October 19, 2026); conventional rates run a little higher.

years
years (your rate-locked period)
$3,357per month

Mortgage amount $607,200 · 4.49% over 25 years

$151,800Down payment (20.0%)
$607,200Loan before insurance
$0CMHC premium
$4,700Total monthly cost

Total monthly cost

Mortgage payment (monthly equivalent)
$3,357
Property tax
$468
Condo / maintenance fees
$875
Heating
$0
Estimated monthly cost
$4,700

Add your own property tax, condo fees, and heating on the left for a sharper total.

One-time closing costs

Ontario land transfer tax
$11,655
Toronto municipal land transfer tax
$11,655
Estimated closing costs
$23,310

Plus your down payment of $151,800. Legal fees, title insurance, and adjustments are extra and vary by deal.

Mortgage stress test

6.49%Qualifying rate
$4,063/monthPayment at the qualifying rate

Lenders qualify you at the greater of your rate plus 2% or 5.25%. You do not pay this rate. It just shows you could still handle payments if rates rose, so aim to stay comfortable at this higher number.

Over the full 25 years

$399,994Total interest paid
$1,007,194Total of all payments
Principal $607,200 Interest $399,994
YearPrincipalInterestBalance
1$13,550$26,738$593,650
2$14,165$26,122$579,485
3$14,809$25,479$564,676
4$15,481$24,807$549,195
5$16,184$24,104$533,011
6$16,919$23,369$516,093
7$17,687$22,601$498,406
8$18,490$21,798$479,916
9$19,329$20,958$460,587
10$20,207$20,081$440,380
11$21,124$19,163$419,256
12$22,084$18,204$397,172
13$23,086$17,202$374,086
14$24,134$16,153$349,951
15$25,230$15,058$324,721
16$26,376$13,912$298,345
17$27,573$12,714$270,772
18$28,825$11,462$241,947
19$30,134$10,154$211,813
20$31,502$8,785$180,310
21$32,933$7,355$147,378
22$34,428$5,860$112,950
23$35,991$4,297$76,959
24$37,625$2,663$39,334
25$39,334$954$0

At the end of your 5-year term

Total paid over the term
$201,439
Principal paid down
$74,189
Interest paid
$127,250
Balance remaining
$533,011

Talk to Team Asgarian about your options

Rates and programs change often. We will connect you with a trusted mortgage professional and build a plan that fits your budget and goals.

Let's connect

Estimates only, not a mortgage quote or pre-approval. Figures use Canadian semi-annual compounding, current minimum down-payment rules, CMHC premium tiers, and Ontario (plus Toronto, when selected) land transfer tax. Actual rates, taxes, insurance, and closing costs vary by lender and property. Confirm every number with your mortgage professional.

Investor snapshot

Rental yield
Estimate$3,050/mo
$36,600Gross annual rent
2.1%Cap rate after taxes and upkeep

Thinking of this home as an investment? We will pull real comparable rents and run the full numbers with you.

Talk about the numbers

Estimates only. Rent is modelled on above-grade size and local norms, so a finished basement or second suite (a separate entrance often means one) can push real rent well above this. Taxes, fees, and vacancy vary by property, and cap rate is before financing. A starting point, not a final number, let us run the real ones with you.

4.8%
Gross yield
− Property tax $5,610− Condo fees $10,500− Insurance $600− Vacancy & upkeep $4,026Net operating income $15,864

All information deemed reliable but not guaranteed. For personal, non-commercial use only. Listing courtesy of ROYAL LEPAGE REAL ESTATE SERVICES LTD.. MLS®/PropTx.

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