2214-44 St Joseph Street, Toronto, ON
Bay Street Corridor, Toronto · MLS® C14033124
The listing feed is busy, so this is our last saved copy of this listing from Oct 19, 2026, 4:55 a.m.. Price and status may have changed since; refresh in a minute for the live version.
About this home
In short
- A Truly Rare Find: Spectacular Panoramic Views, Beautiful Finishes, & Exceptional Space In The Heart Of The Bay Street Corridor.
- Sun-Filled Contemporary Kitchen Showcasing Sleek White Cabinetry, Premium Quartz Counters & Backsplash, & Stainless Steel Appliances, While Both Recently Renovated...
- Generous Room Sizes & Large Primary Bed Walk-In-Closet.
- Well Managed Tridel Building With Great Amenities Including Large, Sunny Outdoor Pool.
- 10/10 Location - Short Walk To Bay & Bloor, Yorkville, Multiple Subway Stations Including Bloor-Yonge, Restaurants, Shopping, Parks, U of T, & Hospitals.
A Truly Rare Find: Spectacular Panoramic Views, Beautiful Finishes, & Exceptional Space In The Heart Of The Bay Street Corridor. This Stunning 22nd-Floor Suite Sits On The South West Corner, Offering 1,137 Sq. Ft. Across An Incredibly Unique & Functional Floor Plan. South West Exposure, Unobstructed Views Over The University Of Toronto, Historic Church Architecture, & Queen's Park, Along With Massive Floor-To-Ceiling Windows Create A Remarkable Backdrop To Life In This Unit. Morning, Afternoon, Night - And All 4 Seasons - You Can Enjoy Breathtaking Views And Awe-Inspiring Sunsets That Make Every Day A Better One! Expansive Living Spaces Including A High Capacity Dining Area (Seating 8+) & A Stunning Showpiece Living Room - Exceptional In Size - Framed By The West & South Facing Views. Sun-Filled Contemporary Kitchen Showcasing Sleek White Cabinetry, Premium Quartz Counters & Backsplash, & Stainless Steel Appliances, While Both Recently Renovated Bathrooms Offer Elegant Finishes & A Premium Feel In Every Corner (The Primary Ensuite Is A DREAM!). Generous Room Sizes & Large Primary Bed Walk-In-Closet. Well Managed Tridel Building With Great Amenities Including Large, Sunny Outdoor Pool. 10/10 Location - Short Walk To Bay & Bloor, Yorkville, Multiple Subway Stations Including Bloor-Yonge, Restaurants, Shopping, Parks, U of T, & Hospitals. An Exceptional Opportunity For Buyers Who Appreciate Generous Proportions, Refined Interiors, & An Extraordinary View That They Can Count On Staying. A Rare Combination In Downtown Toronto! See Detailed Video Tour - & Come Take A Look. It's Even More Spectacular In Person! Maintenance Fees Include All Utilities Including Cable and Internet.
Key facts
- Property type
- Condo Apartment, Apartment
- MLS®
- C14033124
- Bedrooms
- 2
- Bathrooms
- 2
- Size
- 1000-1199 sq ft
- Cross streets
- Bay & St Joseph St
- Parking
- 1 garage (underground)
- Basement
- None
- Heating
- Fan Coil
- A/C
- Central Air
- Exterior
- Brick
- Maintenance
- $1,319/mo
- Exposure
- South West
- Property tax
- $4,282 / 2026
- Days on market
- 4
- Listing brokerage
- CENTURY 21 LEADING EDGE REALTY INC.
Rooms
open concept · laminate
walk-in closet(s) · 3 pc ensuite · large window
large window · b/i closet · laminate
window floor to ceiling · bay window · sw view
No automatic estimate is shown here: there are not enough closely comparable recent sales nearby to support one.
Considering this property? Request a written price readIts public catchment (Jesse Ketchum Junior and Senior Public School) tests around the provincial average, a steady, family-friendly draw. The full EQAO breakdown is below.
Neighbourhood & location
Bay Street Corridor, Toronto, ON
Enter a workplace or destination and we’ll show the door-to-door time by car, transit and bike.
Get the full neighbourhood report (schools, parks, transit & safety) →
The public and Catholic schools this address is zoned for, with EQAO results (the share of students meeting Ontario's provincial standard).
School attendance boundaries and EQAO results are Ontario government data and can change. Confirm the current catchment with the school board before relying on it.
Also nearby: 12 more schools within 2.5 km
Not the assigned catchment: schools a family here could reach, with EQAO results where published.
Affordability & Mortgage
Income needed assumes a ~32% GDS ratio; weekly is mortgage principal & interest only. Price ÷ income is the home price over the income needed. Fixed reference assumptions so listings compare on equal footing, not a lending decision.
Calculate and customize your mortgage and other expenses
Adjust the down payment, rate, and amortization, and add property tax, condo fees, and heating to see your true monthly cost.
Your numbers
Conventional (20%+ down). Best insured 5-year fixed 4.34% via Ratehub.ca (as of October 19, 2026); conventional rates run a little higher.
Mortgage amount $740,000 · 4.49% over 25 years
Total monthly cost
- Mortgage payment (monthly equivalent)
- $4,092
- Property tax
- $357
- Condo / maintenance fees
- $1,319
- Heating
- $0
- Estimated monthly cost
- $5,767
Add your own property tax, condo fees, and heating on the left for a sharper total.
One-time closing costs
- Ontario land transfer tax
- $14,975
- Toronto municipal land transfer tax
- $14,975
- Estimated closing costs
- $29,950
Plus your down payment of $185,000. Legal fees, title insurance, and adjustments are extra and vary by deal.
Mortgage stress test
Lenders qualify you at the greater of your rate plus 2% or 5.25%. You do not pay this rate. It just shows you could still handle payments if rates rose, so aim to stay comfortable at this higher number.
Over the full 25 years
At the end of your 5-year term
- Total paid over the term
- $245,495
- Principal paid down
- $90,414
- Interest paid
- $155,081
- Balance remaining
- $649,586
Talk to Team Asgarian about your options
Rates and programs change often. We will connect you with a trusted mortgage professional and build a plan that fits your budget and goals.
Estimates only, not a mortgage quote or pre-approval. Figures use Canadian semi-annual compounding, current minimum down-payment rules, CMHC premium tiers, and Ontario (plus Toronto, when selected) land transfer tax. Actual rates, taxes, insurance, and closing costs vary by lender and property. Confirm every number with your mortgage professional.
Investor snapshot
Thinking of this home as an investment? We will pull real comparable rents and run the full numbers with you.
Talk about the numbersEstimates only. Rent is modelled on above-grade size and local norms, so a finished basement or second suite (a separate entrance often means one) can push real rent well above this. Taxes, fees, and vacancy vary by property, and cap rate is before financing. A starting point, not a final number, let us run the real ones with you.
Helpful resources
All information deemed reliable but not guaranteed. For personal, non-commercial use only. Listing courtesy of CENTURY 21 LEADING EDGE REALTY INC.. MLS®/PropTx.