39 Regina Avenue, Toronto, ON

Englemount-Lawrence, Toronto · MLS® C14033342

$2,349,000
For Sale
Listed 4 days agoNo offer date stated

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5+1Bedrooms
6Bathrooms
1Garage · 4 parking
2500-3000Sq ft

About this home

In short

  • Luxury home on a highly sought-after one-way street.
  • Experience elegance, luxury, and exceptional craftsmanship in this stunning residence offering over 3,000 sq. ft. of beautifully designed living space.
  • The heart of the home is the gourmet kitchen, complete with beautiful cabinetry, quartz countertops, a large centre island, and ample workspace, seamlessly connected...
  • The luxurious primary retreat offers a beautifully appointed ensuite featuring elegant Bianco Carrara marble and sophisticated finishes.
  • The fully finished basement provides exceptional flexibility and additional living space, featuring a full apartment, separate walk-out, and 8-foot ceilings.

Luxury home on a highly sought-after one-way street! Experience elegance, luxury, and exceptional craftsmanship in this stunning residence offering over 3,000 sq. ft. of beautifully designed living space. Thoughtfully designed for modern family living, this spacious home features 5 generously sized bedrooms, impressive principal rooms, and quality finishes throughout. The heart of the home is the gourmet kitchen, complete with beautiful cabinetry, quartz countertops, a large centre island, and ample workspace, seamlessly connected to the expansive family room. Designed for both everyday living and entertaining, the family room features a striking entertainment unit and fireplace, creating a warm and inviting atmosphere. The luxurious primary retreat offers a beautifully appointed ensuite featuring elegant Bianco Carrara marble and sophisticated finishes. 9-foot ceilings on both the main and upper levels enhance the home's spacious and airy feel, while quality craftsmanship and thoughtful details are showcased throughout. The fully finished basement provides exceptional flexibility and additional living space, featuring a full apartment, separate walk-out, and 8-foot ceilings. Ideal for extended family, guests, a nanny suite, or additional recreation and living space, the lower level adds tremendous functionality to this impressive residence. Situated on a quiet, high-demand one-way block, this exceptional property offers the perfect blend of luxury, space, comfort, and convenience. A rare opportunity to own a beautifully finished home in one of Toronto's sought-after residential settings, with a thoughtfully designed floor plan perfect for both family living and entertaining.

Key facts

Property type
Detached, 2-Storey
MLS®
C14033342
Bedrooms
5+1 (6 total)
Bathrooms
6 (2 half)
Size
2500-3000 sq ft
Lot
35 × 132 ft
Cross streets
Bathurst / Lawrence
Parking
1 garage · 4 parking (built-in)
Driveway
Private
Basement
Finished, Separate Entrance
Kitchens
2 (1 + 1)
Heating
Forced Air
A/C
Central Air
Exterior
Stone, Stucco (Plaster)
Foundation
Concrete
Roof
Asphalt Shingle
Sewer
Sewer
Property tax
$12,231 / 2025
Days on market
4
Listing brokerage
ROYAL LEPAGE SIGNATURE REALTY

Rooms

Bedroom 3Second5.08 × 3.86 m

semi ensuite · walk-in closet(s) · hardwood floor

RecreationBasement4.47 × 5.11 m

2 Pc Bath

Family RoomMain5.44 × 4.85 m

fireplace · hardwood floor · open concept

KitchenBasement3.94 × 6.71 m

Combined w/Living

Primary BedroomSecond5.08 × 4.06 m

5 pc ensuite · walk-in closet(s) · hardwood floor

Living RoomBasement3.94 × 6.71 m

Combined w/Kitchen

Living RoomMain3.18 × 3.40 m

hardwood floor · fireplace · combined w/dining

BedroomBasement4.22 × 3.73 m

4 pc ensuite · closet

Bedroom 5Second3.30 × 3.12 m

hardwood floor · closet

Bedroom 4Second3.30 × 5.18 m

hardwood floor · closet

Dining RoomMain3.18 × 6.05 m

hardwood floor · combined w/living

Bedroom 2Second3.76 × 3.51 m

semi ensuite · walk-in closet(s) · hardwood floor

KitchenMain3.18 × 4.45 m

centre island · eat-in kitchen · open concept

BreakfastMain3.18 × 2.39 m

eat-in kitchen · combined w/kitchen

Our TakeTeam Asgarian · Broker
No automatic estimate

No automatic estimate is shown here: there are not enough closely comparable recent sales nearby to support one.

Considering this property? Request a written price read

The assigned public school is John Polanyi Collegiate Institute. EQAO is only one input, and families here also look at French Immersion, boundary, and private options, the full breakdown is below.

Neighbourhood & location

Englemount-Lawrence, Toronto, ON

CommuteTime from this home to where you spend your day

Enter a workplace or destination and we’ll show the door-to-door time by car, transit and bike.

Get the full neighbourhood report (schools, parks, transit & safety) →

Schools & catchmentAssigned attendance-boundary schools, with EQAO results

The public and Catholic schools this address is zoned for, with EQAO results (the share of students meeting Ontario's provincial standard).

School attendance boundaries and EQAO results are Ontario government data and can change. Confirm the current catchment with the school board before relying on it.

Street view near John Polanyi Collegiate Institute
54%
John Polanyi Collegiate InstitutePublic · Secondary · 1.2 km awayBelow the GTA average · 54% meet the provincial standard
Baycrest Public SchoolEQAO results not published
Also nearby: 12 more schools within 2.5 km
Ledbury Park Elementary and Middle School · Public elementary0.6 km · 77% at standard
Baycrest Public School · Public elementary0.6 km · 69% at standard
Flemington Public School · Public elementary1.1 km · 36% at standard
Our Lady of the Assumption Catholic School · Catholic elementary1.2 km · 54% at standard
Bannockburn Public School · Public elementary1.3 km
Lawrence Heights Middle School · Public elementary1.5 km · 44% at standard
Glen Park Public School · Public elementary1.5 km · 54% at standard
Summit Heights Public School · Public elementary1.6 km · 85% at standard
Faywood Arts-Based Curriculum School · Public elementary1.7 km · 70% at standard
John Wanless Junior Public School · Public elementary1.8 km · 88% at standard
Armour Heights Public School · Public elementary2.0 km · 70% at standard
Lawrence Park Collegiate Institute · Public secondary2.0 km · 92% at standard

Not the assigned catchment: schools a family here could reach, with EQAO results where published.

Affordability & Mortgage

Affordability
$10,706/mo
$443KIncome needed
5.3×Price ÷ income
$2,471Weekly cost
$90,400Land transfer tax, one-time (Ontario + Toronto)
20% down4.79%25-yr amortization

Income needed assumes a ~32% GDS ratio; weekly is mortgage principal & interest only. Price ÷ income is the home price over the income needed. Fixed reference assumptions so listings compare on equal footing, not a lending decision.

91%mortgage
Mortgage $10,706Property tax $1,019Total carry $11,725

Calculate and customize your mortgage and other expenses

Adjust the down payment, rate, and amortization, and add property tax, condo fees, and heating to see your true monthly cost.

Your numbers

$
20.0%
$
%

Homes over $1.5M can't be insured, so 20% down or more is required.

4.49%
%
Live rate from Ratehub.ca

Conventional (20%+ down). Best insured 5-year fixed 4.34% via Ratehub.ca (as of October 19, 2026); conventional rates run a little higher.

years
years (your rate-locked period)
$10,390per month

Mortgage amount $1,879,200 · 4.49% over 25 years

$469,800Down payment (20.0%)
$1,879,200Loan before insurance
$0CMHC premium
$11,410Total monthly cost

Total monthly cost

Mortgage payment (monthly equivalent)
$10,390
Property tax
$1,019
Condo / maintenance fees
$0
Heating
$0
Estimated monthly cost
$11,410

Add your own property tax, condo fees, and heating on the left for a sharper total.

One-time closing costs

Ontario land transfer tax
$45,200
Toronto municipal land transfer tax
$45,200
Estimated closing costs
$90,400

Plus your down payment of $469,800. Legal fees, title insurance, and adjustments are extra and vary by deal.

Mortgage stress test

6.49%Qualifying rate
$12,576/monthPayment at the qualifying rate

Lenders qualify you at the greater of your rate plus 2% or 5.25%. You do not pay this rate. It just shows you could still handle payments if rates rose, so aim to stay comfortable at this higher number.

Over the full 25 years

$1,237,926Total interest paid
$3,117,126Total of all payments
Principal $1,879,200 Interest $1,237,926
YearPrincipalInterestBalance
1$41,936$82,749$1,837,264
2$43,840$80,845$1,793,424
3$45,830$78,855$1,747,594
4$47,911$76,774$1,699,683
5$50,087$74,598$1,649,596
6$52,361$72,324$1,597,236
7$54,738$69,947$1,542,498
8$57,223$67,462$1,485,274
9$59,822$64,863$1,425,453
10$62,538$62,147$1,362,915
11$65,377$59,308$1,297,538
12$68,346$56,340$1,229,192
13$71,449$53,236$1,157,744
14$74,693$49,992$1,083,051
15$78,084$46,601$1,004,967
16$81,629$43,056$923,338
17$85,336$39,349$838,002
18$89,210$35,475$748,791
19$93,261$31,424$655,531
20$97,495$27,190$558,035
21$101,922$22,763$456,114
22$106,550$18,135$349,564
23$111,387$13,298$238,177
24$116,445$8,240$121,732
25$121,732$2,953$0

At the end of your 5-year term

Total paid over the term
$623,425
Principal paid down
$229,604
Interest paid
$393,822
Balance remaining
$1,649,596

Talk to Team Asgarian about your options

Rates and programs change often. We will connect you with a trusted mortgage professional and build a plan that fits your budget and goals.

Let's connect

Estimates only, not a mortgage quote or pre-approval. Figures use Canadian semi-annual compounding, current minimum down-payment rules, CMHC premium tiers, and Ontario (plus Toronto, when selected) land transfer tax. Actual rates, taxes, insurance, and closing costs vary by lender and property. Confirm every number with your mortgage professional.

Investor snapshot

Rental yield
Estimate$5,250/mo
$63,000Gross annual rent
1.8%Cap rate after taxes and upkeep

Income potential: the basement has a separate entrance, which often supports a rentable in-law or second suite. That can lift real rent well above the figure above and help carry the mortgage. Ask us about permitted use in this area.

Thinking of this home as an investment? We will pull real comparable rents and run the full numbers with you.

Talk about the numbers

Estimates only. Rent is modelled on above-grade size and local norms, so a finished basement or second suite (a separate entrance often means one) can push real rent well above this. Taxes, fees, and vacancy vary by property, and cap rate is before financing. A starting point, not a final number, let us run the real ones with you.

2.7%
Gross yield
− Property tax $12,231− Insurance $1,400− Vacancy & upkeep $6,930Net operating income $42,439

All information deemed reliable but not guaranteed. For personal, non-commercial use only. Listing courtesy of ROYAL LEPAGE SIGNATURE REALTY. MLS®/PropTx.

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