1110-65 Harbour Square, Toronto, ON
Waterfront Communities C1, Toronto · MLS® C14033400
About this home
In short
- Lake views to the south, city skyline to the north.
- This rare full-width suite at 65 Harbour Square offers 2,003 sq ft with 3 bedrooms and 3 baths.
- It has been fully renovated with all new finishes, systems and appliances, and has not been lived in since.
- The primary suite has a walk-in closet and a spa-style ensuite.
- Harbour Square living feels like a resort: indoor pool, squash courts, fitness facilities, library, games room, resident lounge and bar, concierge, a private downtown...
Lake views to the south, city skyline to the north. This rare full-width suite at 65 Harbour Square offers 2,003 sq ft with 3 bedrooms and 3 baths. It has been fully renovated with all new finishes, systems and appliances, and has not been lived in since. Floor-to-ceiling windows frame Lake Ontario and the Toronto Islands from an open living and dining room made for long dinners and easy entertaining. The kitchen features a large stone island, custom cabinetry and new stainless appliances. The primary suite has a walk-in closet and a spa-style ensuite. Two additional bedrooms work as guest rooms, a nursery or a home office. The general contractor provides a one-year limited warranty. Includes ensuite laundry, owned underground parking and a locker. Maintenance covers heat, hydro, central air, water, cable and internet. Harbour Square living feels like a resort: indoor pool, squash courts, fitness facilities, library, games room, resident lounge and bar, concierge, a private downtown shuttle, and 7th floor terraces with BBQs and lake views. Steps to the Island ferry, the Waterfront Trail and Harbourfront, with a short walk to Union Station, Scotiabank Arena and the Financial District. No pets permitted.
Key facts
- Property type
- Condo Apartment, Apartment
- MLS®
- C14033400
- Bedrooms
- 3
- Bathrooms
- 3 (1 half)
- Size
- 2000-2249 sq ft
- Cross streets
- Bay/Queens Quay
- Parking
- 1 garage (underground)
- Basement
- None
- Heating
- Baseboard
- A/C
- Central Air
- Exterior
- Concrete
- Maintenance
- $1,822/mo
- Exposure
- North South
- Property tax
- $9,072 / 2025
- Days on market
- 6
- Listing brokerage
- SOTHEBY'S INTERNATIONAL REALTY CANADA
Rooms
hardwood floor · closet · large window
hardwood floor · closet · large window
centre island · custom backsplash · stainless steel appl
hardwood floor · walk-in closet(s) · 4 pc ensuite
combined w/kitchen · bay window · hardwood floor
laundry sink · pot lights · custom counter
hardwood floor · window floor to ceiling · juliette balcony
No automatic estimate is shown here: there are not enough closely comparable recent sales nearby to support one.
Considering this property? Request a written price readThe assigned public school is Island Public/Natural Science School. EQAO is only one input, and families here also look at French Immersion, boundary, and private options, the full breakdown is below.
Neighbourhood & location
Waterfront Communities C1, Toronto, ON
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The public and Catholic schools this address is zoned for, with EQAO results (the share of students meeting Ontario's provincial standard).
School attendance boundaries and EQAO results are Ontario government data and can change. Confirm the current catchment with the school board before relying on it.
Also nearby: 12 more schools within 2.5 km
Not the assigned catchment: schools a family here could reach, with EQAO results where published.
Affordability & Mortgage
Income needed assumes a ~32% GDS ratio; weekly is mortgage principal & interest only. Price ÷ income is the home price over the income needed. Fixed reference assumptions so listings compare on equal footing, not a lending decision.
Calculate and customize your mortgage and other expenses
Adjust the down payment, rate, and amortization, and add property tax, condo fees, and heating to see your true monthly cost.
Your numbers
Homes over $1.5M can't be insured, so 20% down or more is required.
Conventional (20%+ down). Best insured 5-year fixed 4.34% via Ratehub.ca (as of October 21, 2026); conventional rates run a little higher.
Mortgage amount $1,559,200 · 4.49% over 25 years
Total monthly cost
- Mortgage payment (monthly equivalent)
- $8,621
- Property tax
- $756
- Condo / maintenance fees
- $1,822
- Heating
- $0
- Estimated monthly cost
- $11,199
Add your own property tax, condo fees, and heating on the left for a sharper total.
One-time closing costs
- Ontario land transfer tax
- $35,455
- Toronto municipal land transfer tax
- $35,455
- Estimated closing costs
- $70,910
Plus your down payment of $389,800. Legal fees, title insurance, and adjustments are extra and vary by deal.
Mortgage stress test
Lenders qualify you at the greater of your rate plus 2% or 5.25%. You do not pay this rate. It just shows you could still handle payments if rates rose, so aim to stay comfortable at this higher number.
Over the full 25 years
At the end of your 5-year term
- Total paid over the term
- $517,265
- Principal paid down
- $190,505
- Interest paid
- $326,760
- Balance remaining
- $1,368,695
Talk to Team Asgarian about your options
Rates and programs change often. We will connect you with a trusted mortgage professional and build a plan that fits your budget and goals.
Estimates only, not a mortgage quote or pre-approval. Figures use Canadian semi-annual compounding, current minimum down-payment rules, CMHC premium tiers, and Ontario (plus Toronto, when selected) land transfer tax. Actual rates, taxes, insurance, and closing costs vary by lender and property. Confirm every number with your mortgage professional.
Investor snapshot
Thinking of this home as an investment? We will pull real comparable rents and run the full numbers with you.
Talk about the numbersEstimates only. Rent is modelled on above-grade size and local norms, so a finished basement or second suite (a separate entrance often means one) can push real rent well above this. Taxes, fees, and vacancy vary by property, and cap rate is before financing. A starting point, not a final number, let us run the real ones with you.
Helpful resources
All information deemed reliable but not guaranteed. For personal, non-commercial use only. Listing courtesy of SOTHEBY'S INTERNATIONAL REALTY CANADA. MLS®/PropTx.