1004-1 Bedford Road, Toronto, ON

Annex, Toronto · MLS® C14033932

$3,250,000
For Sale
Listed 5 days agoNo offer date stated
Request a showing
◎ Directions
2+1Bedrooms
3Bathrooms
2Garage
1800-1999Sq ft

About this home

In short

  • Welcome to One Bedford, where the Annex meets Yorkville at Toronto's most coveted intersection.
  • This beautifully renovated 1,986 sq ft residence offers the scale and refinement of a boutique home with the ease of full-service condominium living.
  • A thoughtfully re-imagined open-concept plan allows light to move freely across the principal rooms, extending onto a large wrap-around balcony with north west...
  • The chef's kitchen is appointed with top-of-the-line appliances and custom cabinetry, while bespoke built-ins throughout lend a tailored, residential character rarely...
  • One Bedford's amenities rival a private club: 24-hour concierge, indoor salt water pool, whirlpool, sauna and steam room, a fully equipped fitness centre, party room...

Welcome to One Bedford, where the Annex meets Yorkville at Toronto's most coveted intersection. This beautifully renovated 1,986 sq ft residence offers the scale and refinement of a boutique home with the ease of full-service condominium living. A thoughtfully re-imagined open-concept plan allows light to move freely across the principal rooms, extending onto a large wrap-around balcony with north west exposure and tree-lined views over the Annex, an ideal setting for sunset cocktails and al fresco dining. The chef's kitchen is appointed with top-of-the-line appliances and custom cabinetry, while bespoke built-ins throughout lend a tailored, residential character rarely found in condominium living. Two generously proportioned bedrooms each enjoy a private ensuite, complemented by a stylish powder room for guests and the convenience of ensuite laundry. Two parking spaces and a locker complete the offering. One Bedford's amenities rival a private club: 24-hour concierge, indoor salt water pool, whirlpool, sauna and steam room, a fully equipped fitness centre, party room with billiards and caterer's kitchen, board room, and a landscaped rooftop terrace with barbecues, dining and lounge areas. All of this steps to Yorkville's galleries and boutiques, Bloor Street's luxury shopping and dining, the University of Toronto, the Royal Ontario Museum and the subway at your doorstep. A rare opportunity to own a turn-key residence of this calibre in the heart of the Annex. Extras: Two parking spaces, one locker, all top-of-the-line appliances, custom built-ins, window coverings and light fixtures. Large wrap-around balcony with north west exposure. Visitor parking.

Key facts

Property type
Condo Apartment, Apartment
MLS®
C14033932
Bedrooms
2+1 (3 total)
Bathrooms
3 (1 half)
Size
1800-1999 sq ft
Cross streets
Bedford Road & Bloor Street
Parking
2 garage (underground)
Basement
None
Heating
Forced Air
A/C
Central Air
Exterior
Brick
Maintenance
$2,352/mo
Exposure
North West
Property tax
$14,019 / 2026
Days on market
5
Listing brokerage
SOTHEBY'S INTERNATIONAL REALTY CANADA

Rooms

Primary BedroomFlat4.27 × 3.79 m

walk-in closet(s) · 5 pc ensuite · linen closet

FoyerFlat0.00 × 0.00 m

double closet · 2 pc bath

DenFlat4.67 × 3.56 m
Dining RoomFlat8.64 × 7.90 m

Combined w/Living

Living RoomFlat8.64 × 7.90 m

combined w/dining · w/o to balcony

Bedroom 2Flat3.35 × 3.07 m

4 pc ensuite · large closet

KitchenFlat3.43 × 5.18 m

B/I Appliances

Our TakeTeam Asgarian · Broker
No automatic estimate

No automatic estimate is shown here: there is not a deep enough record of recent sales of homes like this one in this neighbourhood to support one.

Considering this property? Request a written price read

Its public catchment (Jesse Ketchum Junior and Senior Public School) tests around the provincial average, a steady, family-friendly draw. The full EQAO breakdown is below.

Neighbourhood & location

Annex, Toronto, ON

CommuteTime from this home to where you spend your day

Enter a workplace or destination and we’ll show the door-to-door time by car, transit and bike.

Nearby neighbourhoods

How asking prices compare in the closest areas to this home. Longer bars mean a pricier market.

Kensington-Chinatown
$585K
North St. James Town
$765K
Church-Yonge Corridor
$567K
Waterfront Communities C1
$629K
Waterfront Communities C8
$554K

Typical asking price of active listings of the same type, per area (outliers removed). Toronto.

Get the full neighbourhood report (schools, parks, transit & safety) →

Schools & catchmentAssigned attendance-boundary schools, with EQAO results

The public and Catholic schools this address is zoned for, with EQAO results (the share of students meeting Ontario's provincial standard).

School attendance boundaries and EQAO results are Ontario government data and can change. Confirm the current catchment with the school board before relying on it.

Street view near Huron Street Junior Public School
74%
Huron Street Junior Public SchoolPublic · Elementary · 0.5 km awayAround the GTA average · 74% meet the provincial standard
St. BrunoEQAO results not published
Also nearby: 12 more schools within 2.5 km
St Joseph's College School · Catholic secondary0.8 km · 76% at standard
Central Technical School · Public secondary1.1 km · 54% at standard
da Vinci School · Public elementary1.1 km · 67% at standard
Lord Lansdowne Junior Public School · Public elementary1.1 km · 85% at standard
Orde Street Public School · Public elementary1.2 km · 76% at standard
Loretto College School · Catholic secondary1.2 km · 62% at standard
Msgr Fraser Orientation Centre · Catholic secondary1.3 km
Cottingham Junior Public School · Public elementary1.3 km · 100% at standard
King Edward Junior and Senior Public School · Public elementary1.4 km · 83% at standard
Subway Academy II · Public secondary1.4 km
Beverley School · Public elementary1.4 km
Palmerston Avenue Junior Public School · Public elementary1.5 km · 80% at standard

Not the assigned catchment: schools a family here could reach, with EQAO results where published.

Affordability & Mortgage

Affordability
$14,812/mo
$647KIncome needed
5.0×Price ÷ income
$3,418Weekly cost
$137,950Land transfer tax, one-time (Ontario + Toronto)
20% down4.79%25-yr amortization

Income needed assumes a ~32% GDS ratio; weekly is mortgage principal & interest only. Price ÷ income is the home price over the income needed. Fixed reference assumptions so listings compare on equal footing, not a lending decision.

81%mortgage
Mortgage $14,812Property tax $1,168Condo fee $2,352Total carry $18,332

Calculate and customize your mortgage and other expenses

Adjust the down payment, rate, and amortization, and add property tax, condo fees, and heating to see your true monthly cost.

Your numbers

$
20.0%
$
%

Homes over $1.5M can't be insured, so 20% down or more is required.

4.49%
%
Live rate from Ratehub.ca

Conventional (20%+ down). Best insured 5-year fixed 4.34% via Ratehub.ca (as of October 20, 2026); conventional rates run a little higher.

years
years (your rate-locked period)
$14,376per month

Mortgage amount $2,600,000 · 4.49% over 25 years

$650,000Down payment (20.0%)
$2,600,000Loan before insurance
$0CMHC premium
$17,896Total monthly cost

Total monthly cost

Mortgage payment (monthly equivalent)
$14,376
Property tax
$1,168
Condo / maintenance fees
$2,352
Heating
$0
Estimated monthly cost
$17,896

Add your own property tax, condo fees, and heating on the left for a sharper total.

One-time closing costs

Ontario land transfer tax
$67,725
Toronto municipal land transfer tax
$70,225
Estimated closing costs
$137,950

Plus your down payment of $650,000. Legal fees, title insurance, and adjustments are extra and vary by deal.

Mortgage stress test

6.49%Qualifying rate
$17,400/monthPayment at the qualifying rate

Lenders qualify you at the greater of your rate plus 2% or 5.25%. You do not pay this rate. It just shows you could still handle payments if rates rose, so aim to stay comfortable at this higher number.

Over the full 25 years

$1,712,754Total interest paid
$4,312,754Total of all payments
Principal $2,600,000 Interest $1,712,754
YearPrincipalInterestBalance
1$58,021$114,489$2,541,979
2$60,655$111,855$2,481,324
3$63,409$109,101$2,417,914
4$66,288$106,222$2,351,626
5$69,298$103,212$2,282,328
6$72,445$100,066$2,209,883
7$75,734$96,776$2,134,150
8$79,172$93,338$2,054,977
9$82,767$89,743$1,972,210
10$86,525$85,985$1,885,685
11$90,454$82,056$1,795,231
12$94,561$77,950$1,700,671
13$98,854$73,656$1,601,817
14$103,342$69,168$1,498,474
15$108,035$64,476$1,390,440
16$112,940$59,570$1,277,500
17$118,068$54,442$1,159,432
18$123,428$49,082$1,036,004
19$129,033$43,478$906,971
20$134,891$37,619$772,080
21$141,016$31,494$631,064
22$147,419$25,092$483,645
23$154,112$18,398$329,533
24$161,109$11,401$168,424
25$168,424$4,086$0

At the end of your 5-year term

Total paid over the term
$862,551
Principal paid down
$317,672
Interest paid
$544,879
Balance remaining
$2,282,328

Talk to Team Asgarian about your options

Rates and programs change often. We will connect you with a trusted mortgage professional and build a plan that fits your budget and goals.

Let's connect

Estimates only, not a mortgage quote or pre-approval. Figures use Canadian semi-annual compounding, current minimum down-payment rules, CMHC premium tiers, and Ontario (plus Toronto, when selected) land transfer tax. Actual rates, taxes, insurance, and closing costs vary by lender and property. Confirm every number with your mortgage professional.

Investor snapshot

Rental yield
Estimate$6,100/mo
$73,200Gross annual rent
0.7%Cap rate after taxes and upkeep

Thinking of this home as an investment? We will pull real comparable rents and run the full numbers with you.

Talk about the numbers

Estimates only. Rent is modelled on above-grade size and local norms, so a finished basement or second suite (a separate entrance often means one) can push real rent well above this. Taxes, fees, and vacancy vary by property, and cap rate is before financing. A starting point, not a final number, let us run the real ones with you.

2.3%
Gross yield
− Property tax $14,019− Condo fees $28,218− Insurance $600− Vacancy & upkeep $8,052Net operating income $22,311

All information deemed reliable but not guaranteed. For personal, non-commercial use only. Listing courtesy of SOTHEBY'S INTERNATIONAL REALTY CANADA. MLS®/PropTx.

CallRequest a showing