168 Highgate Avenue, Toronto, ON

Willowdale East, Toronto · MLS® C14034628

$2,990,000
For Sale
Listed 4 days agoNo offer date stated

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4+2Bedrooms
6Bathrooms
3Garage · 9 parking
3500-5000Sq ft

About this home

In short

  • 5 Reasons You Can't Miss This Home: 1) Prime Willowdale East Location - Steps to Yonge Subway, Parks & Amenities, Close to Top Schools & Hwy 401/404.
  • 2) Exceptional Scale - 5,094 Sq.
  • Total Living Space with 3,958 Sq.
  • 3) Custom Luxury - Extensive Walnut Millwork, Marble & Hardwood Floors, Coffered Ceilings & LED Lighting, Plus a Stunning 14' Ceiling Walnut Office.
  • 5) Entertain & Live in Style - 10' Ceiling Heated Basement with Separate Entrance, Wet Bar, Gas Fireplace, Nanny Room, 3-Pc Bath & 2nd Laundry, Plus 3-Car Garage, 2...

5 Reasons You Can't Miss This Home: 1) Prime Willowdale East Location - Steps to Yonge Subway, Parks & Amenities, Close to Top Schools & Hwy 401/404. 2) Exceptional Scale - 5,094 Sq.Ft. Total Living Space with 3,958 Sq.Ft. Above Grade + 1,136 Sq.Ft. Finished Basement. 3) Custom Luxury - Extensive Walnut Millwork, Marble & Hardwood Floors, Coffered Ceilings & LED Lighting, Plus a Stunning 14' Ceiling Walnut Office. 4) Luxurious Primary Retreat - Designer Walnut Wall Unit, Skylight, W/I Closet & 7-Pc Heated Ensuite. 5) Entertain & Live in Style - 10' Ceiling Heated Basement with Separate Entrance, Wet Bar, Gas Fireplace, Nanny Room, 3-Pc Bath & 2nd Laundry, Plus 3-Car Garage, 2 Driveways & 2 Entrances. Lucky #168 - A Truly Rare Willowdale East Offering!

Key facts

Property type
Detached, 2-Storey
MLS®
C14034628
Bedrooms
4+2 (6 total)
Bathrooms
6 (1 half)
Size
3500-5000 sq ft
Lot
60 × 100 ft
Cross streets
Bayview / Sheppard
Parking
3 garage · 9 parking (built-in)
Driveway
Private
Basement
Finished with Walk-Out
Heating
Forced Air
A/C
Central Air
Exterior
Brick, Stone
Foundation
Concrete
Roof
Asphalt Shingle
Sewer
Sewer
Property tax
$19,928 / 2025
Days on market
4
Listing brokerage
BAY STREET GROUP INC.

Rooms

Dining RoomMain5.75 × 3.58 m

hardwood floor · coffered ceiling(s) · panelled

Primary BedroomSecond6.00 × 5.83 m

7 pc ensuite · gas fireplace · walk-in closet(s)

Bedroom 3Second4.98 × 4.17 m

hardwood floor · 4 pc ensuite · walk-in closet(s)

Exercise RoomBasement3.58 × 3.46 m

heated floor · ceramic floor · window

OfficeLower4.40 × 3.38 m

hardwood floor · b/i bookcase · dropped ceiling

Living RoomMain5.75 × 4.50 m

hardwood floor · gas fireplace · panelled

KitchenMain6.15 × 3.00 m

hardwood floor · granite counters · stainless steel appl

Bedroom 2Second4.91 × 4.15 m

hardwood floor · 3 pc ensuite · walk-in closet(s)

BreakfastMain6.15 × 2.05 m

hardwood floor · open concept · large window

Bedroom 4Second4.35 × 3.81 m

hardwood floor · 3 pc ensuite · walk-in closet(s)

Bedroom 5Basement4.09 × 3.06 m

3 pc bath · closet organizers · above grade window

Family RoomMain6.25 × 5.05 m

hardwood floor · gas fireplace · coffered ceiling(s)

RecreationBasement6.50 × 5.10 m

heated floor · wet bar · w/o to yard

Our TakeTeam Asgarian · Broker
No automatic estimate

No automatic estimate is shown here: there are not enough closely comparable recent sales nearby to support one.

Considering this property? Request a written price read

Its public catchment (Earl Haig Secondary School) tests around the provincial average, a steady, family-friendly draw. The full EQAO breakdown is below.

Neighbourhood & location

Willowdale East, Toronto, ON

CommuteTime from this home to where you spend your day

Enter a workplace or destination and we’ll show the door-to-door time by car, transit and bike.

Get the full neighbourhood report (schools, parks, transit & safety) →

Schools & catchmentAssigned attendance-boundary schools, with EQAO results

The public and Catholic schools this address is zoned for, with EQAO results (the share of students meeting Ontario's provincial standard).

School attendance boundaries and EQAO results are Ontario government data and can change. Confirm the current catchment with the school board before relying on it.

Street view near Finch Public School
72%
Finch Public SchoolPublic · Elementary · 0.7 km awayAround the GTA average · 72% meet the provincial standard
Avondale Elementary Alternative SchoolEQAO results not published
Also nearby: 12 more schools within 2.5 km
Hollywood Public School · Public elementary0.9 km · 96% at standard
Bayview Middle School · Public elementary1.0 km · 80% at standard
St Gabriel Catholic School · Catholic elementary1.1 km · 70% at standard
McKee Public School · Public elementary1.2 km · 86% at standard
Cummer Valley Middle School · Public elementary1.2 km · 79% at standard
Avondale Secondary Alternative School · Public secondary1.5 km
St Cyril Catholic School · Catholic elementary1.6 km · 90% at standard
Elkhorn Public School · Public elementary1.6 km · 85% at standard
Claude Watson School for the Arts · Public elementary1.7 km · 96% at standard
St Joseph Morrow Park Catholic Secondary School · Catholic secondary1.7 km · 74% at standard
Lester B Pearson Elementary School · Public elementary1.8 km · 92% at standard
Cardinal Carter ES · Catholic elementary1.8 km

Not the assigned catchment: schools a family here could reach, with EQAO results where published.

Affordability & Mortgage

Affordability
$13,627/mo
$577KIncome needed
5.2×Price ÷ income
$3,145Weekly cost
$122,450Land transfer tax, one-time (Ontario + Toronto)
20% down4.79%25-yr amortization

Income needed assumes a ~32% GDS ratio; weekly is mortgage principal & interest only. Price ÷ income is the home price over the income needed. Fixed reference assumptions so listings compare on equal footing, not a lending decision.

89%mortgage
Mortgage $13,627Property tax $1,661Total carry $15,288

Calculate and customize your mortgage and other expenses

Adjust the down payment, rate, and amortization, and add property tax, condo fees, and heating to see your true monthly cost.

Your numbers

$
20.0%
$
%

Homes over $1.5M can't be insured, so 20% down or more is required.

4.49%
%
Live rate from Ratehub.ca

Conventional (20%+ down). Best insured 5-year fixed 4.34% via Ratehub.ca (as of October 19, 2026); conventional rates run a little higher.

years
years (your rate-locked period)
$13,226per month

Mortgage amount $2,392,000 · 4.49% over 25 years

$598,000Down payment (20.0%)
$2,392,000Loan before insurance
$0CMHC premium
$14,886Total monthly cost

Total monthly cost

Mortgage payment (monthly equivalent)
$13,226
Property tax
$1,661
Condo / maintenance fees
$0
Heating
$0
Estimated monthly cost
$14,886

Add your own property tax, condo fees, and heating on the left for a sharper total.

One-time closing costs

Ontario land transfer tax
$61,225
Toronto municipal land transfer tax
$61,225
Estimated closing costs
$122,450

Plus your down payment of $598,000. Legal fees, title insurance, and adjustments are extra and vary by deal.

Mortgage stress test

6.49%Qualifying rate
$16,008/monthPayment at the qualifying rate

Lenders qualify you at the greater of your rate plus 2% or 5.25%. You do not pay this rate. It just shows you could still handle payments if rates rose, so aim to stay comfortable at this higher number.

Over the full 25 years

$1,575,734Total interest paid
$3,967,734Total of all payments
Principal $2,392,000 Interest $1,575,734
YearPrincipalInterestBalance
1$53,379$105,330$2,338,621
2$55,803$102,906$2,282,818
3$58,337$100,373$2,224,481
4$60,985$97,724$2,163,496
5$63,754$94,955$2,099,742
6$66,649$92,060$2,033,093
7$69,675$89,034$1,963,418
8$72,839$85,871$1,890,579
9$76,146$82,564$1,814,433
10$79,603$79,106$1,734,830
11$83,217$75,492$1,651,613
12$86,996$71,714$1,564,617
13$90,946$67,764$1,473,671
14$95,075$63,634$1,378,596
15$99,392$59,317$1,279,204
16$103,905$54,805$1,175,300
17$108,622$50,087$1,066,677
18$113,554$45,155$953,123
19$118,710$39,999$834,413
20$124,100$34,609$710,313
21$129,735$28,975$580,579
22$135,625$23,084$444,954
23$141,783$16,926$303,171
24$148,220$10,489$154,950
25$154,950$3,759$0

At the end of your 5-year term

Total paid over the term
$793,547
Principal paid down
$292,258
Interest paid
$501,288
Balance remaining
$2,099,742

Talk to Team Asgarian about your options

Rates and programs change often. We will connect you with a trusted mortgage professional and build a plan that fits your budget and goals.

Let's connect

Estimates only, not a mortgage quote or pre-approval. Figures use Canadian semi-annual compounding, current minimum down-payment rules, CMHC premium tiers, and Ontario (plus Toronto, when selected) land transfer tax. Actual rates, taxes, insurance, and closing costs vary by lender and property. Confirm every number with your mortgage professional.

Investor snapshot

Rental yield
Estimate$7,350/mo
$88,200Gross annual rent
1.9%Cap rate after taxes and upkeep

Income potential: the basement has a separate entrance, which often supports a rentable in-law or second suite. That can lift real rent well above the figure above and help carry the mortgage. Ask us about permitted use in this area.

Thinking of this home as an investment? We will pull real comparable rents and run the full numbers with you.

Talk about the numbers

Estimates only. Rent is modelled on above-grade size and local norms, so a finished basement or second suite (a separate entrance often means one) can push real rent well above this. Taxes, fees, and vacancy vary by property, and cap rate is before financing. A starting point, not a final number, let us run the real ones with you.

2.9%
Gross yield
− Property tax $19,928− Insurance $1,400− Vacancy & upkeep $9,702Net operating income $57,170

All information deemed reliable but not guaranteed. For personal, non-commercial use only. Listing courtesy of BAY STREET GROUP INC.. MLS®/PropTx.

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