3901-30 Nelson Street, Toronto, ON

Waterfront Communities C1, Toronto · MLS® C14034776

$899,000
For Sale
Listed 4 days agoNo offer date stated
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2+1Bedrooms
2Bathrooms
1Garage
1000-1199Sq ft

About this home

In short

  • Rarely offered modern 2+1 bedroom suite by Aspen Ridge in the heart of Downtown Toronto.
  • 1,100 sq. ft. with 9-ft ceilings, floor-to-ceiling windows and two balconies showcasing unobstructed city skyline views.
  • Beautifully maintained by the original owner, this bright and spacious suite features a functional layout, a generous den, laminate flooring throughout and an...
  • Spacious primary bedroom with a luxurious ensuite, double sinks and a walk-in shower.
  • Includes 1 parking space and 2 owned lockers.

Rarely offered modern 2+1 bedroom suite by Aspen Ridge in the heart of Downtown Toronto. Approx. 1,100 sq. ft. with 9-ft ceilings, floor-to-ceiling windows and two balconies showcasing unobstructed city skyline views. Beautifully maintained by the original owner, this bright and spacious suite features a functional layout, a generous den, laminate flooring throughout and an open-concept kitchen with high-end built-in appliances and a movable island. Spacious primary bedroom with a luxurious ensuite, double sinks and a walk-in shower. Includes 1 parking space and 2 owned lockers. Premium amenities include 24-hour concierge, gym, yoga room, sauna, rooftop BBQ terrace and hot tub. Just a 5-minute walk to Osgoode Station and steps to OCAD, the Financial District, restaurants, shopping and entertainment. Walk Score of 100!

Key facts

Property type
Condo Apartment, Apartment
MLS®
C14034776
Bedrooms
2+1 (3 total)
Bathrooms
2
Size
1000-1199 sq ft
Cross streets
Richmond / University
Parking
1 garage (underground)
Basement
None
Heating
Forced Air
A/C
Central Air
Exterior
Concrete
Maintenance
$1,000/mo
Exposure
North
Property tax
$3,165 / 2026
Days on market
4
Listing brokerage
T-ONE GROUP REALTY INC.,

Rooms

Living RoomFlat17.00 × 15.30 m

combined w/dining · eat-in kitchen · w/o to balcony

Family RoomFlat8.00 × 7.60 m

combined w/dining · laminate · window floor to ceiling

StudyFlat5.50 × 6.90 m

closet · laminate

Bedroom 2Flat8.00 × 11.90 m

closet · laminate

BedroomFlat11.50 × 10.50 m

walk-in closet(s) · 4 pc ensuite · w/o to terrace

Our TakeTeam Asgarian · Broker
No automatic estimate

No automatic estimate is shown here: there are not enough closely comparable recent sales nearby to support one.

Considering this property? Request a written price read

The assigned public school is Ogden Junior Public School. EQAO is only one input, and families here also look at French Immersion, boundary, and private options, the full breakdown is below.

Neighbourhood & location

Waterfront Communities C1, Toronto, ON

CommuteTime from this home to where you spend your day

Enter a workplace or destination and we’ll show the door-to-door time by car, transit and bike.

Get the full neighbourhood report (schools, parks, transit & safety) →

Schools & catchmentAssigned attendance-boundary schools, with EQAO results

The public and Catholic schools this address is zoned for, with EQAO results (the share of students meeting Ontario's provincial standard).

School attendance boundaries and EQAO results are Ontario government data and can change. Confirm the current catchment with the school board before relying on it.

Street view near Ogden Junior Public School
69%
Ogden Junior Public SchoolPublic · Elementary · 0.6 km awayAround the GTA average · 69% meet the provincial standard
Also nearby: 12 more schools within 2.5 km
Contact Alternative School School · Public secondary0.5 km
Heydon Park Secondary School · Public secondary0.8 km · 8% at standard
Oasis Alternative Secondary School · Public secondary0.9 km
ALPHA Alternative Junior School · Public elementary0.9 km
Beverley School · Public elementary1.0 km
Subway Academy II · Public secondary1.0 km
St Michael's Choir (Sr) School · Catholic secondary1.1 km · 98% at standard
Orde Street Public School · Public elementary1.1 km · 76% at standard
St Michael's Choir (Jr) School · Catholic elementary1.1 km · 98% at standard
Bishop Macdonell Catholic School · Catholic elementary1.2 km · 82% at standard
Jean Lumb Public School · Public elementary1.2 km · 73% at standard
Downtown Alternative School · Public elementary1.5 km

Not the assigned catchment: schools a family here could reach, with EQAO results where published.

Affordability & Mortgage

Affordability
$4,097/mo
$186KIncome needed
4.8×Price ÷ income
$946Weekly cost
$28,910Land transfer tax, one-time (Ontario + Toronto)
20% down4.79%25-yr amortization

Income needed assumes a ~32% GDS ratio; weekly is mortgage principal & interest only. Price ÷ income is the home price over the income needed. Fixed reference assumptions so listings compare on equal footing, not a lending decision.

76%mortgage
Mortgage $4,097Property tax $264Condo fee $1,000Total carry $5,361

Calculate and customize your mortgage and other expenses

Adjust the down payment, rate, and amortization, and add property tax, condo fees, and heating to see your true monthly cost.

Your numbers

$
20.0%
$
%
4.49%
%
Live rate from Ratehub.ca

Conventional (20%+ down). Best insured 5-year fixed 4.34% via Ratehub.ca (as of October 19, 2026); conventional rates run a little higher.

years
years (your rate-locked period)
$3,977per month

Mortgage amount $719,200 · 4.49% over 25 years

$179,800Down payment (20.0%)
$719,200Loan before insurance
$0CMHC premium
$5,240Total monthly cost

Total monthly cost

Mortgage payment (monthly equivalent)
$3,977
Property tax
$264
Condo / maintenance fees
$1,000
Heating
$0
Estimated monthly cost
$5,240

Add your own property tax, condo fees, and heating on the left for a sharper total.

One-time closing costs

Ontario land transfer tax
$14,455
Toronto municipal land transfer tax
$14,455
Estimated closing costs
$28,910

Plus your down payment of $179,800. Legal fees, title insurance, and adjustments are extra and vary by deal.

Mortgage stress test

6.49%Qualifying rate
$4,813/monthPayment at the qualifying rate

Lenders qualify you at the greater of your rate plus 2% or 5.25%. You do not pay this rate. It just shows you could still handle payments if rates rose, so aim to stay comfortable at this higher number.

Over the full 25 years

$473,774Total interest paid
$1,192,974Total of all payments
Principal $719,200 Interest $473,774
YearPrincipalInterestBalance
1$16,049$31,669$703,151
2$16,778$30,941$686,372
3$17,540$30,179$668,832
4$18,336$29,383$650,496
5$19,169$28,550$631,327
6$20,039$27,680$611,288
7$20,949$26,770$590,339
8$21,900$25,819$568,438
9$22,895$24,824$545,544
10$23,934$23,785$521,609
11$25,021$22,698$496,589
12$26,157$21,562$470,432
13$27,345$20,374$443,087
14$28,586$19,133$414,501
15$29,884$17,835$384,617
16$31,241$16,478$353,376
17$32,659$15,060$320,717
18$34,142$13,577$286,575
19$35,692$12,027$250,882
20$37,313$10,406$213,569
21$39,007$8,712$174,562
22$40,778$6,941$133,784
23$42,630$5,089$91,154
24$44,565$3,154$46,589
25$46,589$1,130$0

At the end of your 5-year term

Total paid over the term
$238,595
Principal paid down
$87,873
Interest paid
$150,722
Balance remaining
$631,327

Talk to Team Asgarian about your options

Rates and programs change often. We will connect you with a trusted mortgage professional and build a plan that fits your budget and goals.

Let's connect

Estimates only, not a mortgage quote or pre-approval. Figures use Canadian semi-annual compounding, current minimum down-payment rules, CMHC premium tiers, and Ontario (plus Toronto, when selected) land transfer tax. Actual rates, taxes, insurance, and closing costs vary by lender and property. Confirm every number with your mortgage professional.

Investor snapshot

Rental yield
Estimate$3,400/mo
$40,800Gross annual rent
2.3%Cap rate after taxes and upkeep

Thinking of this home as an investment? We will pull real comparable rents and run the full numbers with you.

Talk about the numbers

Estimates only. Rent is modelled on above-grade size and local norms, so a finished basement or second suite (a separate entrance often means one) can push real rent well above this. Taxes, fees, and vacancy vary by property, and cap rate is before financing. A starting point, not a final number, let us run the real ones with you.

4.5%
Gross yield
− Property tax $3,165− Condo fees $12,000− Insurance $600− Vacancy & upkeep $4,488Net operating income $20,547

All information deemed reliable but not guaranteed. For personal, non-commercial use only. Listing courtesy of T-ONE GROUP REALTY INC.,. MLS®/PropTx.

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