21-260 Russell Hill Road, Toronto, ON

Casa Loma, Toronto · MLS® C14034826

$2,999,000
For Sale
Listed 4 days agoNo offer date stated

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4+1Bedrooms
6Bathrooms
2Garage
3500-3749Sq ft

About this home

In short

  • Tucked Into South Hill, Steps From Avenue Road And St.
  • 3569 Sq Ft Across Four Levels, All Served By A Private Four-Stop Elevator.
  • The Kitchen Pairs Calacatta Marble With Sub-Zero, Miele And Thermador Appliances, A Shaws Of England Farm Sink And A Glass And Stainless Eat-In Bar, Opening To A...
  • The Third-Floor Primary Retreat Offers Two Built-In Walk-In Closets And A Spa Ensuite With Jacuzzi Tub And Bidet.
  • The Newly Refinished Lower Level Adds A Rec Room With Custom Built-Ins, Engineered Hardwood, Laundry And Powder Room.

Tucked Into South Hill, Steps From Avenue Road And St. Clair, This Is The Rare Townhome That Lives Like A House With None Of The Upkeep. West-Facing And Set At The Centre Of The Enclave, It Enjoys Unobstructed Park Views And Sunsets Every Evening. 3569 Sq Ft Across Four Levels, All Served By A Private Four-Stop Elevator. The Main Floor Is Made For Entertaining: Coffered Ceilings In The Living And Dining Rooms, A Gas Fireplace, French Doors, Custom Beams And Millwork. The Kitchen Pairs Calacatta Marble With Sub-Zero, Miele And Thermador Appliances, A Shaws Of England Farm Sink And A Glass And Stainless Eat-In Bar, Opening To A Sunlit Breakfast Room. Newly Refinished Bleached Oak Floors, Crown Moulding And 7-Inch Baseboards Carry Throughout, While Two Oversized Skylights Pour Light Down Circular Staircases Dressed In Custom Stark Carpet. Four Bedrooms And Six Baths With Granite Counters. The Third-Floor Primary Retreat Offers Two Built-In Walk-In Closets And A Spa Ensuite With Jacuzzi Tub And Bidet. On The Second Level, A Guest Suite With Its Own Ensuite Walks Out To A Private Terrace Under Open Sky And Canopy. The Newly Refinished Lower Level Adds A Rec Room With Custom Built-Ins, Engineered Hardwood, Laundry And Powder Room. Two Underground Parking Spaces With Direct Entry, Plus Fob Access, Security Cameras And Controlled Entry. Out Back, A Walled Garden With Gas BBQ Hook-Up: Private, Still And Entirely Unexpected. For Those Leaving A Large House Who Refuse To Leave Their Life Behind, The Heirlooms, The Crystal And The Art Gathered Over Decades All Find Their Place Here. Lock The Door, Head To The Cottage, And Return To Everything Exactly As You Left It. A Rare Offering In One Of Toronto's Most Quietly Exclusive Enclaves.

Key facts

Property type
Condo Townhouse, 3-Storey
MLS®
C14034826
Bedrooms
4+1 (5 total)
Bathrooms
6 (2 half)
Size
3500-3749 sq ft
Cross streets
Avenue Rd & St Clair Ave
Parking
2 garage (underground)
Basement
Finished
Heating
Forced Air
A/C
Central Air
Exterior
Stucco (Plaster)
Maintenance
$2,808/mo
Exposure
West
Property tax
$12,799 / 2025
Days on market
4
Listing brokerage
FOREST HILL REAL ESTATE INC.

Rooms

FoyerMain1.80 × 2.60 m

hardwood floor · panelled · glass doors

Primary BedroomThird4.60 × 4.90 m

hardwood floor · 4 pc ensuite · picture window

KitchenMain2.40 × 4.80 m

hardwood floor · stainless steel appl · marble counter

LaundryLower1.00 × 2.70 m

2 pc bath · stainless steel sink · combined w/laundry

Bedroom 2Second4.20 × 4.60 m

hardwood floor · picture window · closet

Bedroom 4Third3.00 × 4.60 m

walk-in closet(s) · 5 pc ensuite · picture window

Family RoomSecond2.50 × 5.30 m

hardwood floor · pot lights · open concept

Dining RoomMain2.40 × 5.20 m

hardwood floor · coffered ceiling(s) · moulded ceiling

BreakfastMain2.50 × 2.70 m

hardwood floor · picture window · b/i bar

Bedroom 3Second3.70 × 4.60 m

hardwood floor · w/o to terrace · 4 pc ensuite

Living RoomMain4.60 × 4.60 m

fireplace · coffered ceiling(s) · french doors

RecreationLower4.40 × 4.60 m

b/i shelves · elevator · pot lights

Our TakeTeam Asgarian · Broker
No automatic estimate

No automatic estimate is shown here: there are not enough closely comparable recent sales nearby to support one.

Considering this property? Request a written price read

Its public catchment (Brown Junior Public School) tests around the provincial average, a steady, family-friendly draw. The full EQAO breakdown is below.

Neighbourhood & location

Casa Loma, Toronto, ON

CommuteTime from this home to where you spend your day

Enter a workplace or destination and we’ll show the door-to-door time by car, transit and bike.

Get the full neighbourhood report (schools, parks, transit & safety) →

Schools & catchmentAssigned attendance-boundary schools, with EQAO results

The public and Catholic schools this address is zoned for, with EQAO results (the share of students meeting Ontario's provincial standard).

School attendance boundaries and EQAO results are Ontario government data and can change. Confirm the current catchment with the school board before relying on it.

Street view near Brown Junior Public School
86%
Brown Junior Public SchoolPublic · Elementary · 0.6 km awayHigher-rated than most nearby · 86% meet the provincial standard
Also nearby: 12 more schools within 2.5 km
Hillcrest Community School · Public elementary0.9 km · 85% at standard
Cottingham Junior Public School · Public elementary1.1 km · 100% at standard
Forest Hill Junior and Senior Public School · Public elementary1.2 km · 82% at standard
Humewood Community School · Public elementary1.6 km · 75% at standard
Huron Street Junior Public School · Public elementary1.7 km · 74% at standard
Jesse Ketchum Junior and Senior Public School · Public elementary1.9 km · 87% at standard
Palmerston Avenue Junior Public School · Public elementary1.9 km · 80% at standard
Davisville Junior Public School · Public elementary1.9 km · 86% at standard
St Alphonsus Catholic School · Catholic elementary1.9 km · 74% at standard
Spectrum Alternative Senior School · Public elementary1.9 km
Oriole Park Junior Public School · Public elementary1.9 km · 100% at standard
Our Lady of Perpetual Help Catholic School · Catholic elementary2.0 km · 88% at standard

Not the assigned catchment: schools a family here could reach, with EQAO results where published.

Affordability & Mortgage

Affordability
$13,668/mo
$609KIncome needed
4.9×Price ÷ income
$3,154Weekly cost
$122,900Land transfer tax, one-time (Ontario + Toronto)
20% down4.79%25-yr amortization

Income needed assumes a ~32% GDS ratio; weekly is mortgage principal & interest only. Price ÷ income is the home price over the income needed. Fixed reference assumptions so listings compare on equal footing, not a lending decision.

78%mortgage
Mortgage $13,668Property tax $1,067Condo fee $2,808Total carry $17,543

Calculate and customize your mortgage and other expenses

Adjust the down payment, rate, and amortization, and add property tax, condo fees, and heating to see your true monthly cost.

Your numbers

$
20.0%
$
%

Homes over $1.5M can't be insured, so 20% down or more is required.

4.49%
%
Live rate from Ratehub.ca

Conventional (20%+ down). Best insured 5-year fixed 4.34% via Ratehub.ca (as of October 19, 2026); conventional rates run a little higher.

years
years (your rate-locked period)
$13,266per month

Mortgage amount $2,399,200 · 4.49% over 25 years

$599,800Down payment (20.0%)
$2,399,200Loan before insurance
$0CMHC premium
$17,140Total monthly cost

Total monthly cost

Mortgage payment (monthly equivalent)
$13,266
Property tax
$1,067
Condo / maintenance fees
$2,808
Heating
$0
Estimated monthly cost
$17,140

Add your own property tax, condo fees, and heating on the left for a sharper total.

One-time closing costs

Ontario land transfer tax
$61,450
Toronto municipal land transfer tax
$61,450
Estimated closing costs
$122,900

Plus your down payment of $599,800. Legal fees, title insurance, and adjustments are extra and vary by deal.

Mortgage stress test

6.49%Qualifying rate
$16,056/monthPayment at the qualifying rate

Lenders qualify you at the greater of your rate plus 2% or 5.25%. You do not pay this rate. It just shows you could still handle payments if rates rose, so aim to stay comfortable at this higher number.

Over the full 25 years

$1,580,477Total interest paid
$3,979,677Total of all payments
Principal $2,399,200 Interest $1,580,477
YearPrincipalInterestBalance
1$53,540$105,647$2,345,660
2$55,971$103,216$2,289,689
3$58,512$100,675$2,231,177
4$61,169$98,018$2,170,008
5$63,946$95,241$2,106,062
6$66,850$92,337$2,039,212
7$69,885$89,302$1,969,328
8$73,058$86,129$1,896,270
9$76,375$82,812$1,819,895
10$79,843$79,344$1,740,052
11$83,468$75,719$1,656,584
12$87,258$71,929$1,569,327
13$91,220$67,968$1,478,107
14$95,361$63,826$1,382,746
15$99,691$59,496$1,283,055
16$104,217$54,970$1,178,837
17$108,949$50,238$1,069,888
18$113,896$45,291$955,992
19$119,067$40,120$836,925
20$124,473$34,714$712,451
21$130,125$29,062$582,326
22$136,033$23,154$446,293
23$142,210$16,977$304,083
24$148,667$10,520$155,417
25$155,417$3,770$0

At the end of your 5-year term

Total paid over the term
$795,935
Principal paid down
$293,138
Interest paid
$502,797
Balance remaining
$2,106,062

Talk to Team Asgarian about your options

Rates and programs change often. We will connect you with a trusted mortgage professional and build a plan that fits your budget and goals.

Let's connect

Estimates only, not a mortgage quote or pre-approval. Figures use Canadian semi-annual compounding, current minimum down-payment rules, CMHC premium tiers, and Ontario (plus Toronto, when selected) land transfer tax. Actual rates, taxes, insurance, and closing costs vary by lender and property. Confirm every number with your mortgage professional.

Investor snapshot

Rental yield
Estimate$11,900/mo
$142,800Gross annual rent
2.7%Cap rate after taxes and upkeep

Thinking of this home as an investment? We will pull real comparable rents and run the full numbers with you.

Talk about the numbers

Estimates only. Rent is modelled on above-grade size and local norms, so a finished basement or second suite (a separate entrance often means one) can push real rent well above this. Taxes, fees, and vacancy vary by property, and cap rate is before financing. A starting point, not a final number, let us run the real ones with you.

4.8%
Gross yield
− Property tax $12,799− Condo fees $33,693− Insurance $600− Vacancy & upkeep $15,708Net operating income $80,001

All information deemed reliable but not guaranteed. For personal, non-commercial use only. Listing courtesy of FOREST HILL REAL ESTATE INC.. MLS®/PropTx.

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