442 Crawford Street, Toronto, ON

Palmerston-Little Italy, Toronto · MLS® C14080034

$1,395,000
For Sale
Listed 5 days agoNo offer date stated
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3Bedrooms
3Bathrooms
0Parking
1500-2000Sq ft

About this home

This home has been in the same family for almost a century but it's time pass the torch to a new lucky Buyer. Amazing location for urban life, 2.5 stories of renovated space, basement potential, great front porch and back deck for enjoying the seasonal foliage. upgraded windows, insulation, electrical, renovated kitchen and upper floor baths. minutes walk to TTC, multiple parks, Toronto Western Hospital, schools and great shopping on College Street.

Key facts

Property type
Townhouse, 2 1/2 Storey
MLS®
C14080034
Bedrooms
3
Bathrooms
3 (1 half)
Size
1500-2000 sq ft
Lot
14.35 × 86.25 ft
Cross streets
College and Crawford
Parking
0 parking
Basement
Unfinished, Walk-Up, Exposed Rock
Heating
Forced Air
A/C
Central Air
Exterior
Brick
Foundation
Brick, Other, Stone
Roof
Shingles, Flat
Sewer
Sewer
Property tax
$6,430 / 2026
Days on market
5
Listing brokerage
ALLAN M SPIVAK

Rooms

OfficeSecond3.51 × 2.32 m

laminate · 4 pc bath · pot lights

Living RoomMain4.65 × 3.45 m

sunken room · laminate · pot lights

Dining RoomMain4.36 × 3.44 m

pot lights · laminate · open concept

DenThird4.65 × 3.91 m

2 pc bath · laminate · pot lights

Primary BedroomSecond4.65 × 4.07 m

laminate · pot lights · pocket doors

Bedroom 3Third4.65 × 3.91 m

laminate · pot lights

KitchenMain4.54 × 3.51 m

renovated · centre island · w/o to deck

Bedroom 2Second4.51 × 2.59 m

laminate · pot lights · pocket doors

Our TakeTeam Asgarian · Broker
No automatic estimate

No automatic estimate is shown here: there are not enough closely comparable recent sales nearby to support one.

Considering this property? Request a written price read

Its public catchment (King Edward Junior and Senior Public School) tests around the provincial average, a steady, family-friendly draw. The full EQAO breakdown is below.

Neighbourhood & location

Palmerston-Little Italy, Toronto, ON

CommuteTime from this home to where you spend your day

Enter a workplace or destination and we’ll show the door-to-door time by car, transit and bike.

Get the full neighbourhood report (schools, parks, transit & safety) →

Schools & catchmentAssigned attendance-boundary schools, with EQAO results

The public and Catholic schools this address is zoned for, with EQAO results (the share of students meeting Ontario's provincial standard).

School attendance boundaries and EQAO results are Ontario government data and can change. Confirm the current catchment with the school board before relying on it.

Street view near King Edward Junior and Senior Public School
83%
King Edward Junior and Senior Public SchoolPublic · Elementary · 1.0 km awayHigher-rated than most nearby · 83% meet the provincial standard
Delta Alternative Senior SchoolEQAO results not published
Also nearby: 12 more schools within 2.5 km
Horizon Alternative Senior School · Public elementary0.3 km
Central Toronto Academy · Public secondary0.3 km · 69% at standard
Delta Senior Alternative School · Public elementary0.3 km
Montrose Junior Public School · Public elementary0.3 km · 95% at standard
Dewson Street Junior Public School · Public elementary0.3 km · 64% at standard
St Francis of Assisi Catholic School · Catholic elementary0.4 km · 80% at standard
Ossington/Old Orchard Junior Public School · Public elementary0.4 km · 88% at standard
Clinton Street Junior Public School · Public elementary0.5 km · 90% at standard
West End Alternative School · Public secondary0.7 km
Harbord Collegiate Institute · Public secondary0.7 km · 85% at standard
St Mary Catholic Academy · Catholic secondary1.0 km · 66% at standard
Givins/Shaw Junior Public School · Public elementary1.1 km · 81% at standard

Not the assigned catchment: schools a family here could reach, with EQAO results where published.

Affordability & Mortgage

Affordability
$6,358/mo
$262KIncome needed
5.3×Price ÷ income
$1,467Weekly cost
$48,750Land transfer tax, one-time (Ontario + Toronto)
20% down4.79%25-yr amortization

Income needed assumes a ~32% GDS ratio; weekly is mortgage principal & interest only. Price ÷ income is the home price over the income needed. Fixed reference assumptions so listings compare on equal footing, not a lending decision.

92%mortgage
Mortgage $6,358Property tax $536Total carry $6,894

Calculate and customize your mortgage and other expenses

Adjust the down payment, rate, and amortization, and add property tax, condo fees, and heating to see your true monthly cost.

Your numbers

$
20.0%
$
%
4.49%
%
Live rate from Ratehub.ca

Conventional (20%+ down). Best insured 5-year fixed 4.34% via Ratehub.ca (as of October 20, 2026); conventional rates run a little higher.

years
years (your rate-locked period)
$6,171per month

Mortgage amount $1,116,000 · 4.49% over 25 years

$279,000Down payment (20.0%)
$1,116,000Loan before insurance
$0CMHC premium
$6,706Total monthly cost

Total monthly cost

Mortgage payment (monthly equivalent)
$6,171
Property tax
$536
Condo / maintenance fees
$0
Heating
$0
Estimated monthly cost
$6,706

Add your own property tax, condo fees, and heating on the left for a sharper total.

One-time closing costs

Ontario land transfer tax
$24,375
Toronto municipal land transfer tax
$24,375
Estimated closing costs
$48,750

Plus your down payment of $279,000. Legal fees, title insurance, and adjustments are extra and vary by deal.

Mortgage stress test

6.49%Qualifying rate
$7,468/monthPayment at the qualifying rate

Lenders qualify you at the greater of your rate plus 2% or 5.25%. You do not pay this rate. It just shows you could still handle payments if rates rose, so aim to stay comfortable at this higher number.

Over the full 25 years

$735,167Total interest paid
$1,851,167Total of all payments
Principal $1,116,000 Interest $735,167
YearPrincipalInterestBalance
1$24,904$49,142$1,091,096
2$26,035$48,012$1,065,061
3$27,217$46,829$1,037,843
4$28,453$45,594$1,009,390
5$29,745$44,302$979,645
6$31,095$42,951$948,550
7$32,507$41,539$916,043
8$33,983$40,063$882,059
9$35,526$38,520$846,533
10$37,139$36,907$809,394
11$38,826$35,221$770,569
12$40,588$33,458$729,980
13$42,431$31,615$687,549
14$44,358$29,689$643,191
15$46,372$27,675$596,819
16$48,477$25,569$548,342
17$50,678$23,368$497,664
18$52,979$21,067$444,685
19$55,385$18,662$389,300
20$57,899$16,147$331,400
21$60,528$13,518$270,872
22$63,277$10,770$207,595
23$66,150$7,897$141,446
24$69,153$4,894$72,293
25$72,293$1,754$0

At the end of your 5-year term

Total paid over the term
$370,233
Principal paid down
$136,355
Interest paid
$233,879
Balance remaining
$979,645

Talk to Team Asgarian about your options

Rates and programs change often. We will connect you with a trusted mortgage professional and build a plan that fits your budget and goals.

Let's connect

Estimates only, not a mortgage quote or pre-approval. Figures use Canadian semi-annual compounding, current minimum down-payment rules, CMHC premium tiers, and Ontario (plus Toronto, when selected) land transfer tax. Actual rates, taxes, insurance, and closing costs vary by lender and property. Confirm every number with your mortgage professional.

Investor snapshot

Rental yield
Estimate$3,150/mo
$37,800Gross annual rent
1.9%Cap rate after taxes and upkeep

Thinking of this home as an investment? We will pull real comparable rents and run the full numbers with you.

Talk about the numbers

Estimates only. Rent is modelled on above-grade size and local norms, so a finished basement or second suite (a separate entrance often means one) can push real rent well above this. Taxes, fees, and vacancy vary by property, and cap rate is before financing. A starting point, not a final number, let us run the real ones with you.

2.7%
Gross yield
− Property tax $6,430− Insurance $1,400− Vacancy & upkeep $4,158Net operating income $25,812

All information deemed reliable but not guaranteed. For personal, non-commercial use only. Listing courtesy of ALLAN M SPIVAK. MLS®/PropTx.

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