18 Thurston Road, Toronto, ON

Mount Pleasant East, Toronto · MLS® C14081412

$1,799,900
For Sale
Listed 5 days agoNo offer date stated
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4Bedrooms
4Bathrooms
0Parking
1500-2000Sq ft

About this home

In short

  • Beautifully renovated home in a highly sought-after Midtown neighbourhood, just steps to Bayview shops, restaurants and Maurice Cody Junior Public School.
  • Offering 4 bedrooms, 4 bathrooms and 1,716 sq. ft. above grade plus a finished basement, this move-in-ready home features a bright open-concept kitchen with quartz...
  • Upstairs, the primary suite is bathed in natural light from an oversized picture window overlooking the private backyard with mature trees, complemented by an ensuite...
  • The finished basement provides versatile additional living space with approximately 7-ft ceilings.
  • Extensive upgrades include a new roof, new windows and professionally landscaped front and rear yards with new interlocking stonework and fencing.

Beautifully renovated home in a highly sought-after Midtown neighbourhood, just steps to Bayview shops, restaurants and Maurice Cody Junior Public School. Offering 4 bedrooms, 4 bathrooms and 1,716 sq. ft. above grade plus a finished basement, this move-in-ready home features a bright open-concept kitchen with quartz counters and brand new stainless steel appliances, a spacious family room with 9-ft ceilings, and a convenient main-floor powder room. Upstairs, the primary suite is bathed in natural light from an oversized picture window overlooking the private backyard with mature trees, complemented by an ensuite bathroom and ample closet space. The finished basement provides versatile additional living space with approximately 7-ft ceilings. Extensive upgrades include a new roof, new windows and professionally landscaped front and rear yards with new interlocking stonework and fencing. Quiet, low-traffic street; street parking is usually available right out front.

Key facts

Property type
Semi-Detached, 2-Storey
MLS®
C14081412
Bedrooms
4
Bathrooms
4 (1 half)
Size
1500-2000 sq ft
Lot
19 × 125 ft
Cross streets
Belsize Dr/Thurston Rd
Parking
0 parking
Basement
Finished
Heating
Forced Air
A/C
Central Air
Exterior
Brick, Vinyl Siding
Foundation
Unknown
Roof
Asphalt Shingle
Sewer
None
Property tax
$6,463 / 2026
Days on market
5
Listing brokerage
SOTHEBY'S INTERNATIONAL REALTY CANADA
Our TakeTeam Asgarian · Broker
No automatic estimate

No automatic estimate is shown here: there are not enough closely comparable recent sales nearby to support one.

Considering this property? Request a written price read

Its public catchment (Northern Secondary School) tests around the provincial average, a steady, family-friendly draw. The full EQAO breakdown is below.

Neighbourhood & location

Mount Pleasant East, Toronto, ON

CommuteTime from this home to where you spend your day

Enter a workplace or destination and we’ll show the door-to-door time by car, transit and bike.

Get the full neighbourhood report (schools, parks, transit & safety) →

Schools & catchmentAssigned attendance-boundary schools, with EQAO results

The public and Catholic schools this address is zoned for, with EQAO results (the share of students meeting Ontario's provincial standard).

School attendance boundaries and EQAO results are Ontario government data and can change. Confirm the current catchment with the school board before relying on it.

Street view near Hodgson Middle School
76%
Hodgson Middle SchoolPublic · Elementary · 0.6 km awayAbove the GTA average · 76% meet the provincial standard
Also nearby: 12 more schools within 2.5 km
Maurice Cody Junior Public School · Public elementary0.2 km · 90% at standard
St Anselm Catholic School · Catholic elementary0.7 km · 90% at standard
Bessborough Drive Elementary and Middle School · Public elementary0.8 km · 89% at standard
Leaside High School · Public secondary0.9 km · 87% at standard
Eglinton Junior Public School · Public elementary0.9 km · 70% at standard
Rolph Road Elementary School · Public elementary1.2 km · 88% at standard
Davisville Junior Public School · Public elementary1.3 km · 86% at standard
Spectrum Alternative Senior School · Public elementary1.3 km
Northlea Elementary and Middle School · Public elementary1.4 km · 84% at standard
North Toronto Collegiate Institute · Public secondary1.4 km · 88% at standard
Bennington Heights Elementary School · Public elementary1.5 km · 80% at standard
John Fisher Junior Public School · Public elementary1.6 km · 85% at standard

Not the assigned catchment: schools a family here could reach, with EQAO results where published.

Affordability & Mortgage

Affordability
$8,203/mo
$332KIncome needed
5.4×Price ÷ income
$1,893Weekly cost
$64,946Land transfer tax, one-time (Ontario + Toronto)
20% down4.79%25-yr amortization

Income needed assumes a ~32% GDS ratio; weekly is mortgage principal & interest only. Price ÷ income is the home price over the income needed. Fixed reference assumptions so listings compare on equal footing, not a lending decision.

94%mortgage
Mortgage $8,203Property tax $539Total carry $8,742

Calculate and customize your mortgage and other expenses

Adjust the down payment, rate, and amortization, and add property tax, condo fees, and heating to see your true monthly cost.

Your numbers

$
20.0%
$
%

Homes over $1.5M can't be insured, so 20% down or more is required.

4.49%
%
Live rate from Ratehub.ca

Conventional (20%+ down). Best insured 5-year fixed 4.34% via Ratehub.ca (as of October 20, 2026); conventional rates run a little higher.

years
years (your rate-locked period)
$7,962per month

Mortgage amount $1,439,920 · 4.49% over 25 years

$359,980Down payment (20.0%)
$1,439,920Loan before insurance
$0CMHC premium
$8,500Total monthly cost

Total monthly cost

Mortgage payment (monthly equivalent)
$7,962
Property tax
$539
Condo / maintenance fees
$0
Heating
$0
Estimated monthly cost
$8,500

Add your own property tax, condo fees, and heating on the left for a sharper total.

One-time closing costs

Ontario land transfer tax
$32,473
Toronto municipal land transfer tax
$32,473
Estimated closing costs
$64,946

Plus your down payment of $359,980. Legal fees, title insurance, and adjustments are extra and vary by deal.

Mortgage stress test

6.49%Qualifying rate
$9,636/monthPayment at the qualifying rate

Lenders qualify you at the greater of your rate plus 2% or 5.25%. You do not pay this rate. It just shows you could still handle payments if rates rose, so aim to stay comfortable at this higher number.

Over the full 25 years

$948,549Total interest paid
$2,388,469Total of all payments
Principal $1,439,920 Interest $948,549
YearPrincipalInterestBalance
1$32,133$63,406$1,407,787
2$33,592$61,947$1,374,195
3$35,117$60,422$1,339,078
4$36,712$58,827$1,302,367
5$38,378$57,160$1,263,988
6$40,121$55,418$1,223,867
7$41,943$53,596$1,181,925
8$43,847$51,692$1,138,078
9$45,838$49,701$1,092,240
10$47,919$47,620$1,044,321
11$50,095$45,444$994,227
12$52,369$43,170$941,858
13$54,747$40,792$887,111
14$57,233$38,306$829,878
15$59,831$35,708$770,047
16$62,548$32,991$707,499
17$65,388$30,151$642,111
18$68,357$27,182$573,755
19$71,460$24,079$502,294
20$74,705$20,834$427,590
21$78,097$17,442$349,493
22$81,643$13,896$267,850
23$85,350$10,189$182,501
24$89,225$6,314$93,276
25$93,276$2,263$0

At the end of your 5-year term

Total paid over the term
$477,694
Principal paid down
$175,932
Interest paid
$301,762
Balance remaining
$1,263,988

Talk to Team Asgarian about your options

Rates and programs change often. We will connect you with a trusted mortgage professional and build a plan that fits your budget and goals.

Let's connect

Estimates only, not a mortgage quote or pre-approval. Figures use Canadian semi-annual compounding, current minimum down-payment rules, CMHC premium tiers, and Ontario (plus Toronto, when selected) land transfer tax. Actual rates, taxes, insurance, and closing costs vary by lender and property. Confirm every number with your mortgage professional.

Investor snapshot

Rental yield
Estimate$3,150/mo
$37,800Gross annual rent
1.4%Cap rate after taxes and upkeep

Thinking of this home as an investment? We will pull real comparable rents and run the full numbers with you.

Talk about the numbers

Estimates only. Rent is modelled on above-grade size and local norms, so a finished basement or second suite (a separate entrance often means one) can push real rent well above this. Taxes, fees, and vacancy vary by property, and cap rate is before financing. A starting point, not a final number, let us run the real ones with you.

2.1%
Gross yield
− Property tax $6,463− Insurance $1,400− Vacancy & upkeep $4,158Net operating income $25,779

All information deemed reliable but not guaranteed. For personal, non-commercial use only. Listing courtesy of SOTHEBY'S INTERNATIONAL REALTY CANADA. MLS®/PropTx.

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